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On average, car insurance in Pomona costs $102 per month for liability-only coverage and $227 per month for full coverage. Auto insurance in Pomona is cheaper than in Los Angeles, but rates are higher than in most other California cities, including nearby Corona.
Pomona’s population is twice as dense as Corona’s, according to the U.S. Census Bureau, which means more cars on the road. Pomona also recently identified major traffic risks, including a lack of adequate pedestrian safety features. The highly congested San Bernardino Freeway, which links Pomona to LA, is a huge source of traffic congestion, which can also lead to more collisions.[1]
This higher chance of collisions is a primary driver of car insurance rates in Pomona.
For cheap liability car insurance in Pomona, consider USAA or Aspire General. These insurers have the lowest average rates in the city, at $72 and $77 per month, respectively.
At a minimum, your policy must meet the following California car insurance requirements:[2]
$30,000 in bodily injury liability coverage for a single person
$60,000 in bodily injury liability coverage overall for a single accident
$15,000 in property damage liability coverage
The table below shows the car insurance companies with the lowest average rates for liability coverage in California.
Insurance Company | Average Monthly Quote: Liability Only |
|---|---|
| USAA | $66 |
| Aspire General | $70 |
| GEICO | $70 |
| Sun Coast | $71 |
| Mercury | $73 |
| National General | $73 |
| Dairyland | $81 |
| Direct Auto | $86 |
| Root | $88 |
| Farmers | $93 |
| Anchor | $95 |
| State Farm | $101 |
| Bristol West | $102 |
| Kemper Special | $103 |
| Travelers | $106 |
| 21st Century | $115 |
| Kemper Rsvp | $115 |
| First Acceptance | $154 |
| Chubb | $180 |
Liability quotes start at $72/mo.
For cheap full-coverage car insurance in Pomona, consider Aspire General. It has the lowest average rate for a full-coverage policy in Pomona, at $135 per month.
Pomona has more car accidents resulting in injury or death than nearly three-quarters of other similarly sized California cities.[3] This makes collision coverage a smart option if you drive in Pomona.
Comprehensive coverage helps with theft and vandalism, which are common in Pomona. Los Angeles County has the highest number of vehicle thefts in the country, per National Insurance Crime Bureau data.
Pomona also ranks No. 8 out of 62 similarly sized California cities for hit-and-run injuries and fatalities according to California Office of Traffic Safety (OTS) data. Carrying uninsured motorist coverage in California could be helpful.
The table below shows the insurers with the lowest average rates for full-coverage insurance in California.
Insurance Company | Average Monthly Quote: Full Coverage |
|---|---|
| Aspire General | $122 |
| Root | $134 |
| GEICO | $140 |
| Mercury | $141 |
| USAA | $146 |
| Kemper Special | $159 |
| Kemper Rsvp | $163 |
| Sun Coast | $168 |
| Anchor | $177 |
| Dairyland | $196 |
| National General | $196 |
| Farmers | $207 |
| Direct Auto | $209 |
| Bristol West | $215 |
| State Farm | $224 |
| Travelers | $235 |
| 21st Century | $256 |
| First Acceptance | $340 |
| Chubb | $399 |
Pomona car insurance is more expensive than the average cost of coverage in California, but it’s nowhere near the top of the list. Many of LA’s biggest surrounding cities — Glendale, Beverly Hills, and West Hollywood — have much higher average rates.
Car insurance in Pomona is more expensive than in nearby cities, though. Insurance in Corona costs $149 per month, on average, compared to $165 in Pomona. This is likely because Pomona is more densely populated than Corona and has a higher rate of serious collisions, according to OTS data.
The table below shows average monthly quotes for cities across California.
City | Average Monthly Quote |
|---|---|
| San Luis Obispo | $103 |
| Lompoc | $105 |
| Chico | $107 |
| Hanford | $107 |
| Ridgecrest | $107 |
| Santa Cruz | $108 |
| Redding | $110 |
| Santa Maria | $111 |
| Woodland | $111 |
| Tulare | $115 |
| Visalia | $115 |
| Campbell | $116 |
| Poway | $116 |
| Palm Desert | $117 |
| Santee | $117 |
| Santa Barbara | $118 |
| La Mesa | $121 |
| La Quinta | $121 |
| Pacifica | $121 |
| Napa | $122 |
| Hollister | $123 |
| Cathedral City | $124 |
| Petaluma | $124 |
| Chula Vista | $125 |
| Santa Rosa | $125 |
| Brentwood | $126 |
| Dublin | $126 |
| San Marcos | $126 |
| Vista | $126 |
| Saratoga | $127 |
| Yuba City | $127 |
| Bakersfield | $128 |
| Fresno | $128 |
| Novato | $128 |
| San Diego | $128 |
| Temecula | $128 |
| Beaumont | $129 |
| San Clemente | $129 |
| Milpitas | $130 |
| Oceanside | $130 |
| Palm Springs | $130 |
| Lodi | $131 |
| Folsom | $132 |
| Hemet | $132 |
| Concord | $133 |
| Fremont | $133 |
| San Jose | $133 |
| San Ramon | $133 |
| Escondido | $134 |
| Lake Forest | $134 |
| Oxnard | $134 |
| Ceres | $135 |
| Palo Alto | $135 |
| West Sacramento | $135 |
| Camarillo | $136 |
| Fairfield | $136 |
| Redlands | $136 |
| Roseville | $136 |
| Aliso Viejo | $137 |
| Cupertino | $137 |
| National City | $137 |
| Menifee | $138 |
| Watsonville | $138 |
| El Cerrito | $139 |
| Elk Grove | $139 |
| Modesto | $139 |
| Santa Clara | $139 |
| Tracy | $139 |
| Citrus Heights | $140 |
| El Cajon | $140 |
| Laguna Niguel | $140 |
| Murrieta | $140 |
| Norco | $140 |
| Colton | $142 |
| Stockton | $142 |
| Wildomar | $143 |
| Placentia | $144 |
| San Mateo | $144 |
| Brea | $145 |
| Huntington Beach | $145 |
| Lathrop | $145 |
| Pittsburg | $145 |
| South San Francisco | $145 |
| Moreno Valley | $146 |
| Riverside | $146 |
| Thousand Oaks | $146 |
| Vallejo | $147 |
| Antioch | $148 |
| Chino | $148 |
| Hayward | $148 |
| Orange | $148 |
| Perris | $148 |
| Chino Hills | $149 |
| Corona | $149 |
| Cypress | $150 |
| Berkeley | $151 |
| San Leandro | $151 |
| Santa Ana | $151 |
| Newport Beach | $152 |
| Ontario | $152 |
| Irvine | $153 |
| Fountain Valley | $154 |
| Rialto | $154 |
| Sacramento | $154 |
| Hesperia | $155 |
| San Bernardino | $155 |
| Fontana | $157 |
| Garden Grove | $157 |
| Rancho Cucamonga | $157 |
| Victorville | $157 |
| La Mirada | $158 |
| Anaheim | $159 |
| San Pedro | $160 |
| Adelanto | $161 |
| Buena Park | $161 |
| Whittier | $162 |
| Azusa | $163 |
| Covina | $163 |
| La Puente | $163 |
| Simi Valley | $163 |
| Norwalk | $164 |
| Pomona | $165 |
| Torrance | $165 |
| Paramount | $166 |
| San Francisco | $166 |
| Diamond Bar | $167 |
| Long Beach | $168 |
| Oakland | $168 |
| Carson | $170 |
| Walnut | $172 |
| Cerritos | $174 |
| Lancaster | $174 |
| Richmond | $174 |
| Bell Gardens | $178 |
| Culver City | $179 |
| El Monte | $179 |
| Palmdale | $179 |
| Santa Clarita | $181 |
| Pasadena | $182 |
| Temple City | $184 |
| San Gabriel | $186 |
| Lynwood | $194 |
| Compton | $195 |
| Santa Monica | $197 |
| Inglewood | $200 |
| Burbank | $212 |
| Studio City | $217 |
| Los Angeles | $220 |
| Winnetka | $231 |
| Northridge | $240 |
| Reseda | $241 |
| West Hollywood | $246 |
| Glendale | $263 |
| Beverly Hills | $268 |
*Quotes generated for Insurify users in and around Pomona, California within the last 10 days. Last updated on August 17, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Pomona, California within the last 10 days. Last updated on August 17, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Typically, you’ll get the most affordable car insurance in Pomona if you have a clean driving history. Having a speeding ticket, accident, or DUI on your record increases your rate in Pomona and classifies you as a high-risk driver. Here are the cheapest companies for different driving records in Pomona.
Cheapest car insurance for Pomona drivers with a clean driving record: USAA
Cheapest car insurance for drivers with a speeding ticket in Pomona: USAA
Cheapest car insurance for Pomona drivers with an at-fault accident: USAA
Cheapest car insurance for drivers with a DUI in Pomona: USAA
Speeding tickets, at-fault accidents, and DUIs all raise your car insurance costs in Pomona.
Pomona doesn’t have a particularly high rate of injuries or deaths related to speeding or DUIs, per California OTS data. Pomona ranks No. 29 out of 62 similarly sized California cities for DUI arrests and No. 27 out of 62 for speeding-related collisions resulting in injuries or fatalities.
Driving Record | Average Monthly Quote |
|---|---|
| Clean driving record | $165 |
| Speeding ticket | $210 |
| At-fault accident | $211 |
| DUI | $225 |
Pomona is currently working on a Safety Action Plan to make driving in the city safer. In the meantime, it’s important to note a few things:
Unsafe roads: Pomona identified intersections as the most common crash locations. The city also discovered many major corridors that pose the greatest risk of collisions, including Holt Avenue, Mission Boulevard, Gary Avenue, and Towne Avenue.
Nighttime driving: Pomona also found that most collisions occur in the afternoon and early evening (3 p.m. to 5 p.m.), but the most severe crashes happen between 7 p.m. and 9 p.m. Similarly, the OTS identified Pomona as one of the top California cities for nighttime collisions with fatalities or injuries.
Pedestrian concerns: Collisions resulting in pedestrian injuries and fatalities are also more common in Pomona than in most California cities of a similar size, according to OTS data. Pomona recently found that sidewalks, pedestrian crossings, and bike lanes are inconsistent or, in some cases, incomplete. Pomona’s high-traffic intersections often lack proper pedestrian signals.
Parking: Parking is easy to find downtown. Pomona manages 25 lots in the city. Since Jan. 15, 2025, these lots have been cashless.[4]
Pomona has several major transportation routes. Interstate 10 (the San Bernardino Freeway) is a major commuter route into LA. State Route 71, a major regional highway with heavy through traffic, runs northwest to southeast through Pomona.
On average, Pomona residents spend nearly 32 minutes commuting to work.[5] For many drivers, that’s more than an hour each day on Pomona’s congested highways and a great chance for collisions.
Collisions are common in Pomona. The city ranks No. 18 out of 62 similarly sized California cities for traffic fatalities and injuries, according to the OTS. More specifically, Pomona ranks:
No. 9 for pedestrian injuries and fatalities
No. 5 for nighttime collision injuries and fatalities
No. 8 for hit-and-run injuries and fatalities
Monthly rates start at $91 for drivers with an incident
On average, liability-only car insurance for teen drivers in Pomona costs $182 per month.
In California, teens younger than 18 can’t drive between 11 p.m. and 5 a.m. during their first year with a license.[6] This is especially important in Pomona, where nighttime collisions are particularly bad.
The table below shows the cheapest car insurance rates for teenage drivers in California.
Insurance Company | Average Monthly Quote: Liability Only |
|---|---|
| USAA | $119 |
| Aspire General | $125 |
| GEICO | $125 |
| Sun Coast | $127 |
| Root | $131 |
| Mercury | $131 |
| Dairyland | $139 |
| National General | $143 |
| Direct Auto | $166 |
| Bristol West | $178 |
| Anchor | $180 |
| Farmers | $183 |
| Kemper Special | $184 |
| State Farm | $193 |
| 21st Century | $202 |
| Kemper Rsvp | $205 |
| Travelers | $217 |
| First Acceptance | $275 |
| Chubb | $363 |
On average, liability-only car insurance for Pomona drivers in their 60s costs $93 per month.
The California Department of Motor Vehicles recommends that senior drivers limit driving at night, avoid difficult intersections, and stay off freeways.[7] In Pomona, this is especially important because:
Nighttime collisions are frequent.
Pomona’s intersections are the most common crash locations in the city.
Pomona’s freeways can get congested.
The table below shows the cheapest car insurance rates for drivers in their 60s in California.
Insurance Company | Average Monthly Quote: Liability Only |
|---|---|
| USAA | $55 |
| GEICO | $57 |
| National General | $59 |
| Mercury | $59 |
| Aspire General | $64 |
| Sun Coast | $64 |
| Dairyland | $70 |
| Direct Auto | $72 |
| Farmers | $76 |
| Anchor | $78 |
| State Farm | $82 |
| Root | $83 |
| Travelers | $87 |
| Bristol West | $87 |
| 21st Century | $93 |
| Kemper Special | $94 |
| Kemper Rsvp | $104 |
| First Acceptance | $140 |
| Chubb | $140 |
If you’re still looking for more information about Pomona car insurance, here are the answers to some commonly asked questions.
The average cost of car insurance in Pomona is $165, which is higher than the California statewide average. This breaks down to $102 per month for liability insurance and $227 for full coverage.
USAA, Aspire General, and GEICO have the cheapest car insurance in Pomona for liability-only coverage. Aspire General, Root, and Mercury have low rates for full coverage in Pomona.
Multiple factors influence car insurance costs in Pomona, California, such as your age, your driving record, your vehicle, and where in Pomona you live.
Other factors that affect your rate include the coverage limits and deductible you choose, as well as any California car insurance discounts you qualify for. For instance, you might save money by bundling your car insurance with renters insurance or home insurance.
To get the best car insurance quotes in Pomona, you can use an online insurance marketplace. These let you compare multiple insurers in one place. You can also work with a licensed, independent insurance agent to get quotes from multiple insurers, including local Pomona car insurance companies.
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Certified financial education instructor
Published in USA Today, TIME, Forbes, and Business Insider
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Featured in
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 20461358
Featured in
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