4.8out of 3,000+ reviews

Selective Insurance - Car Insurance

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Updated February 1, 2022


Selective Insurance Ratings
BrandRatingsUser reviews


The largest discounts from Selective Insurance are: Home Owner, Defensive Driver, Good Student

Carrier Discounts
Discount %
Discount Group
Discount TypeDiscount %
Home OwnerVaries
Defensive DriverVaries
Good StudentVaries
Youth DrivingVaries
Anti-lock BrakeVaries
Anti-Theft DeviceVaries

Payment methods

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    Automatic Online Payment
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    Credit Card Payment
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    Mail Payment
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    Multi-Payment Installment Plans
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    Online Payment
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    Phone Payment

Features and Services

Selective's independent insurance agents are available to help you file a claim over the phone, online, through the Selective Mobile App, or at one of Selective’s claims offices. 

Selective’s website and mobile app allow customers to manage their accounts easily. Policyholders can make and track claims, make payments, and find an auto body shop. 

Selective offers accident forgiveness to their auto insurance customers which will keep your premiums rates from increasing after you’ve had an at-fault accident.

They also offer a diminishing deductible which will apply credit to your policy’s deductible for every year you are claim-free, for a maximum of a $500 credit. 

Selective has partnered with Safelite for your windshield and glass repair needs. You can make a claim to Safelite from Selective’s website.

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    Mobile app
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    Accident forgiveness
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    Roadside assistance
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    Flexible / convenient payments
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    Diminishing deductible
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    Online account management

Car Insurance Coverage

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Optional Coverage

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    New Car Replacement Coverage
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    Roadside Assistance
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    Pet Coverage
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    Electronic Key & Lock Replacement
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    Accident Forgiveness

Selective Insurance Insurance by State

FAQs - Selective Insurance Car Insurance

How does Insurify work?

Insurify lets you freely compare accurate car insurance quotes and discounts from top national and regional insurance companies in a matter of minutes. You can choose between coverage levels and adjust deductibles to ensure you're not just getting the cheapest policy, but the most appropriate one, too. Users save an average of $489 a year when they buy a new insurance policy through Insurify.

How does Insurify find me the cheapest car insurance quotes?

Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.

How is Insurify different from other insurance quote comparison sites?

Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.

Company History

Selective Insurance Group, Inc. was founded in Branchville, New Jersey in 1926 and provides car insurance, homeowners insurance, renters/condominium insurance, flood insurance, umbrella insurance, and business insurance. 

Selective Insurance is a regional property and casualty insurance provider with personal insurance operations in Illinois, Indiana, Iowa, Maryland, Minnesota, New Jersey, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Virginia, and Wisconsin. 

Selective Insurance partners with a network of 2,000 independent insurance agents to sell its policies.

Selective Insurance Company of America has an A.M. Best rating of "A," signaling excellent financial strength and ability to pay out claims. 

Contact Information

Headquarters address: 40 Wantage Avenue Branchville, NJ 07890 

Phone number: (973) 948-3000

Website: www.selective.com

Selective Insurance Reviews

5 Stars
25 %
4 Stars
25 %
2 Stars
25 %
1 Star
25 %

Most Helpful Review

By Mark
Coverage cost too much

Most Critical Review

By Mark
Coverage cost too much

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Showing 1 - 4 out of 4 Reviews
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Read reviews that mention

Large rate increases with no claims, points or accidents
Stacy G.
I have been waiting for 2 months to receive information regarding my claim. I have been without a vehicle for 2 months because Selective Insurance has not gotten Progressive (my insurance) the information they need to process their part of the claim. Claim # 21857940 Claims adjusters name is Sarah Walker.
Coverage cost too much

Selective Insurance Car Insurance Information

Insurify Composite Score0
Number of discounts6
Number of reviews4
User Rating3


Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.