Is Travelers a Good Insurance Company? Reviews From Over 1,608 Customers

Travelers has an overall score of 4.6 out of 5, based on more than 1,608 reviews for the company on Insurify. The insurer tends to earn positive reviews, especially for claims handling and policy transparency.

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MacKenzie Korris
MacKenzie KorrisLicensed P&C Agent, Insurance Copy Editor
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 21630969

MacKenzie Korris is an insurance copy editor with a producer’s license for property and casualty insurance in Missouri.

John Leach
Edited byJohn Leach
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John LeachLicensed P&C Agent, Chief Copy Editor
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 20461358

John is Insurify’s Chief Copy Editor, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.

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Travelers Insurance: Rated 4.6 out of 5 by customers

Category
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Average Score
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Overall experience rating4.6
Customer service4.6
Value4.3
Claims handling4.6
Coverage options4.6
Discounts4.3
Policy transparency4.6
Policy flexibility4.6
Quick Facts
  • Travelers overall user rating: 4.6 out of 5

  • Insurify Quality (IQ) Score for Travelers: 8.5 out of 10

  • NAIC complaint index: 0.57 (Below average)

  • Average monthly premium from Travelers: $192

Our take on Travelers insurance

Insurify gives Travelers a quality score of 8.5 out of 10. Overall, Insurify customers with Travelers policies rate the insurer’s customer service at 4.6 out of 5. Customers who have positive experiences with the insurer mention a smooth claims experience and clear expectations around coverage. Still, some negative reviews mention a lack of self-service tools and discounts that give limited savings.

Travelers customer service reviews: Rated 4.6 out of 5

Insurify customers with policies through Travelers give the insurer a rating of 4.6 out of 5 for customer service. Customers leaving positive reviews for Travelers’ customer service mention responsive agents who are quick to offer helpful solutions. But customers leaving negative reviews mention a lack of online policy management tools and frustration around slow communication from agents.

Below, you can view reviews from satisfied and unsatisfied Travelers customers.

  • Jane
    Verified Review
    Great insurance but expensive
    Traveler's Insurance has been great to work with and has very good coverage options. However, they are also expensive, and I was able to find less expensive coverage easily. I will miss their service because I'm not sure other companies will be as good.
    Harold
    Verified Review
    Excellent
    Very good service with my agent.
    Paul
    Verified Review
    Insurance
    Excellent, good value.
    Ronnie
    Verified Review
    Travelers Auto Insurance
    Auto insurance in Florida in general. I find Travelers to be a good value alternative.
    John
    Verified Review
    Excellent Customer Service
    Very pleased with how they handled my claim when my vehicle was damaged by a hit and run while parked at the local grocery store.
    Bobby
    Verified Review
    Excellent
    We bought Allstate policies for better cost value.
    Daniel
    Verified Review
    Excellent Insurance Company
    Travelers has been very good to insure with.
    Kathleen
    Verified Review
    Average
    Coverage is very good, but the price is not so good. It's too expensive, but the coverage is good.
    Frank
    Verified Review
    Rate Increases
    Increase in rates each year without considering driver habits, despite no accidents or driving incidents for years.
    Allan
    Verified Review
    Policy cost
    The policy keeps increasing even though I’ve been with them for years and the vehicle gets older.
    Christopher
    Verified Review
    Insurance is a ripoff
    Too expensive, but good coverage. I have 3 vehicles and drive one at a time. I do not drive to school or work, and I drive only 50 miles per week, one day. The rates are ridiculously high.
    Joe
    Verified Review
    Average
    Charges too much for coverage.
    Richard
    Verified Review
    Travelers Insurance Rated Without Claim
    The price is high for the age of the cars and the coverage. Plus, they required my granddaughter to be added to the policy since she was staying with us while recovering from surgery and did not drive.
    Donald
    Verified Review
    Very helpful in billing and quite clear in the process. Notice of due payments and billing is great!
    Very helpful in billing and quite clear in the process. Notice of due payments and billing is great!
    Susan
    Verified Review
    Find another insurance company
    Travelers costs too much.
    Xuan
    Verified Review
    Charge loyal customers more
    The price went up significantly in the last four years, even though we didn’t have any claims.

Travelers customer service reviews vs. State Farm and Allstate

With a customer service rating of 4.6 out of 5, Travelers ranks higher than State Farm and Allstate, with customers feeling supported by competent agents and representatives. Insurify customers give State Farm and Allstate ratings of 4.3 and 3.9 out of 5, respectively.

State Farm has a higher score than Allstate, but a lower score than Travelers. Some State Farm customers complain about inconsistent support quality, while others with strong agent relationships say service is dependable. Allstate, which ranks lower than both of the other insurers, receives some dissatisfied reviews that say its service lacks follow-through and responsiveness.

Here’s how customer service ratings for the car insurance companies compare.

Company
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Average Score
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Travelers4.6
State Farm4.3
Allstate3.9

Travelers discounts reviews: Rated 4.3 out of 5

Insurify customers with policies through Travelers give the insurer a discount rating of 4.3 out of 5. On the whole, customers appreciate Travelers’ discount offerings. Still, some customers mention that Travelers’ discounts are either limited in potential savings or don’t meaningfully change their rates.

Below are reviews from Travelers customers about discounts. Read both positive and negative experiences.

  • Paul H
    Verified Review
    False Reporting Experience
    Be careful who you select as your vehicle insurer; there are some unpleasant insurance companies out there. I had a really bad experience in early 2025 with a company that falsely reported me to an insurance commission. They claimed I hadn't paid, but I had prepaid for the entire year.
    Jerry
    Verified Review
    Good customer service - Agent
    The agent is very professional and prompt in returning calls.
    Thomas
    Verified Review
    My Travelers Insurance
    Very reputable company.
    Jerry
    Verified Review
    I like Travelers
    I usually make no claims since I only drive about 50 miles a week. I have full coverage, including comprehensive and uninsured motorists, for about $1500 yearly.
    Kenneth
    Verified Review
    Broker vs. Internet Car Insurance
    They are good, but with a broker, it is costing a lot of money.
    Nicole
    Verified Review
    They're a 10/10 - Love Their Service!
    They are very helpful and kind, and work fast at resolving problems. They have fair rates for pricing.
    Scott
    Verified Review
    No reason to leave Travelers
    For 13 years, I’ve enjoyed Travelers insurance without having a dedicated agent. The loyalty appears to pay off as they are extremely competitive and able to beat the recommended auto insurance companies by 20 to 30%.
    Lucinda
    Verified Review
    Excellent
    Excellent but looking for a lower price.
    Paul
    Verified Review
    What happened to Travelers
    Travelers has dropped my auto insurance policy after 9 years. My agent stopped selling personal lines (home and auto). Trying to take the policy directly to Travelers, they have dropped our auto and umbrella policies.
    David
    Verified Review
    Expensive and Raise Rates Every Year
    Expensive.
    Laurel
    Verified Review
    I have had Travelers since 2012 for car insurance
    In the last couple of years, I have noticed that I have been getting customer service reps who are not American and not as good. The American reps were more informed and easier to understand. So I have been bypassing the CSRs and asking for an agent now instead if I have an inquiry.
    Jack
    Verified Review
    Excellent but expensive.
    The company is excellent in most ways. Unfortunately, the premiums are exorbitant.
    Jennifer
    Verified Review
    Sometimes an actual local office is better
    They're just okay. Every time something has happened to one of our cars, they were prompt about calling but never sent out an adjuster or anything else. Everything is scheduled via an app and that's it. Sometimes personalized care is more helpful. They do steer you to the companies they get discounts at to fix your car. If the body shop you choose to use isn't one of theirs, you end up paying the difference in labor rates on top of your deductible.
    Karen
    Verified Review
    Travelers, Just OK
    The only problem I had was that they have become expensive.
    Joyce
    Verified Review
    Love Travelers except the price
    No problem except the price! Love the company except the price of car insurance.
    Kay
    Verified Review
    Agent Makes the Difference on Claim Handling
    Having a good agent makes all the difference with claims handling.

Travelers discounts reviews vs. State Farm and Allstate

Travelers customers give the insurer an overall discount availability rating of 4.3 out of 5, which is higher than State Farm’s and Allstate’s. State Farm and Allstate have similar discount ratings, at 3.9 and 3.8 out of 5.

Some Travelers customers say savings feel present and less disappointing than those from other insurers. Reviews for discounts from State Farm and Allstate characterize them as underwhelming. Insurify customers with State Farm coverage report that discounts don’t keep up with increasing premiums. Similarly, Allstate reviews say discounts don’t make a substantial difference in bringing costs down.

Compare discount availability ratings for Travelers, State Farm, and Allstate below.

Company
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Average Score
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Travelers4.3
State Farm3.9
Allstate3.8

Travelers claims handling reviews: Rated 4.6 out of 5

Travelers has an overall claims handling rating of 4.6 out of 5, according to Insurify reviews. On the whole, reviews for Travelers’ claims handling skew positive. Reviewers often mention a smooth overall claims handling process with efficient resolutions. Still, some customers mention delays in communication and disappointingly low payouts.

Below, you can view real claims handling reviews from Insurify customers with Travelers policies.

  • Harry
    Verified Review
    I Like It
    Attentive and a little bit more expensive. I like the service from Insurer.
    Dale
    Verified Review
    Excellent
    Good but getting too expensive.
    Kenneth
    Verified Review
    Why I Changed Insurances
    I decided to change to save money by switching from broker insurance to an online insurance.
    Epifanio
    Verified Review
    Excellent
    Travelers is a great company. I’m just looking for a lower payment for the same policy.
    Raymond
    Verified Review
    Insurance Agency / Great Service
    Through an agency / terrific service
    Barry
    Verified Review
    Buying Car Insurance
    Find a good agent and listen.
    Maggie
    Verified Review
    Auto Insurance Review
    Good. I can pay my premium for a year at a time. Good service, but expensive because I’m a senior citizen.
    Jeff
    Verified Review
    Travelers Home
    I haven't had to use it, but the home coverage is great.
    Doug
    Verified Review
    Shop around. There are better deals out there.
    Mostly, I'm not happy with the agent representing Travelers, but I'm also not happy with the new prices! That's why I changed.
    Tom
    Verified Review
    Necessary Evil
    I've never had a claim. The insurance is too expensive, but it's nice knowing the office is close to my house.
    Michael
    Verified Review
    Check your options.
    Travelers has good coverage options. However, when I needed to use them for emergency road service, it was difficult to speak to a person, and I spent enough time on hold to grow a beard. We have used Travelers for home and auto, but we have been disappointed with excessive price increases. We end up having to switch insurance companies every few years due to rising rates. I'd prefer to stay with one company and avoid the hassle of shopping rates, but all insurers seem to follow the same pattern: give a good rate to get your business, and then start raising rates.
    Marguerite
    Verified Review
    Beware
    The only problem I have with Travelers Insurance is they raise my rates every 6 months. I have an excellent driving record and I'm done with them!
    Patrick
    Verified Review
    Dissatisfied with premium
    I am paying way too much for my policy. I’m retired, have no claims, no tickets, and I’m paying way too much through Travelers. If the policy amount is not reduced, I will go to someone else.
    Helen
    Verified Review
    Overpriced for No Claims or Tickets
    If you expect a good driver discount or loyalty discount, you can forget it.
    Floy
    Verified Review
    My Experience
    They do not have a discount for veterans, and many other companies do. Other than that, they are about average. They should offer a 10-15% discount, and with no accidents, lower premiums!
    William
    Verified Review
    Disappointing experience with Travelers
    After 6 years as a customer of Travelers, I had 2 minor accidents. In the first, there was no visible damage to either vehicle. In the second accident, there was minor damage to both vehicles. I opted not to file a claim for my damage, as I realized that my premium would be increasing and I didn't want to make it worse. That was a mistake. My agent notified me that my policy was not going to be renewed.

Travelers claims handling reviews vs. State Farm and Allstate

Insurify customers with Travelers auto insurance rate the insurer 4.6 out of 5 for claims handling, scoring significantly higher than State Farm and Allstate.

With a claims handling rating of 4.1 out of 5, State Farm lands in the middle between Travelers and Allstate with mixed reviews. Satisfied customers describe the claims service as dependable, but State Farm reviews can be negative from customers who feel unsupported by their agents.

Allstate has the lowest rating of the three insurers, at 3.8 out of 5. Many complaints mention drawn-out claims handling, poor communication, and settlement disappointments.

See how the three car insurance companies rank for claims handling in the chart below.

Company
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Average Score
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Travelers4.6
State Farm4.1
Allstate3.8

Travelers value for money reviews: Rated 4.3 out of 5

Insurify customers with Travelers policies give the insurer a value-for-money rating of 4.3 out of 5. Many Travelers customers feel that they receive strong protection and dependable support for the price they pay. Still, negative reviews mention how price increases can be a source of frustration.

Below are reviews from Insurify customers with Travelers coverage about the insurer’s value for money.

  • John
    Verified Review
    My Experience, Maybe Not Yours
    Travelers does not bother you, gives a one-year policy, and has no middleman to take some of your money.
    Lawrence
    Verified Review
    Low prices
    Good, but they raised prices extremely high when I added new vehicles.
    Jose
    Verified Review
    AAA+++
    Superb customer service and excellent response during the claims process.
    Joseph
    Verified Review
    Excellent
    Fantastic service with my accident. They kept me informed and gave me a decent settlement.
    Catalina
    Verified Review
    Confident with our choice
    First off, we have been Travelers clients for a year now. I just wanted to see if we could do better with another carrier. We ended up staying with Travelers and modifying our plan to save money.
    Jose
    Verified Review
    Excellent
    Very responsive to customer needs and flawless customer service.
    Pamela
    Verified Review
    Excellent
    They're the best and most reasonable.
    Jose
    Verified Review
    Travelers Outstanding Service
    The best insurance company that I have ever worked with.
    Toni
    Verified Review
    Traveler's Survey
    I like the coverage but don't like the service charge.
    Kenneth
    Verified Review
    Leave your broker behind
    I like them and they are good to deal with, but I am looking to get out of an agency to avoid extra costs.
    Harold
    Verified Review
    Premium Cost
    Travelers has excellent customer service; however, I didn't renew due to the high premium cost. I wish they could have done better.
    Paul
    Verified Review
    OK, Not great.
    It is fine. They just reduced my premium.
    Patrick
    Verified Review
    Travelers Review
    Okay, I guess. I have had no claims and hope I don't in the future.
    James
    Verified Review
    They were there when I needed them
    They were there when I needed them.
    Jeanine
    Verified Review
    Current Auto Insurance with Travelers
    Too expensive now. No real reduction in price regarding Senior citizen discount, good driving record, no DUI, no tickets or driving violations, and AARP driving course acknowledgment. Furthermore, I pay on the phone and still get charged a processing fee.
    Mary
    Verified Review
    High rates/no claims
    My main concern is the cost I now pay. As a result, I have been searching for comparable insurance. A number of companies’ rates are at least $500 lower. As I am on a limited income, I am seriously considering transferring. I have been with Travelers for nearly 10 years with no claims.

Travelers value for money reviews vs. State Farm and Allstate

Travelers ranks higher for value for money than State Farm and Allstate, with a rating of 4.3 out of 5 and customer reviews citing a valuable overall experience. State Farm has a value-for-money rating of 3.7 out of 5, and Allstate has a rating of 3.3.

State Farm scores higher than Allstate but lower than Travelers. Positive reviews from longtime customers say their agents and customer support offset any price frustration, while others feel rates are much too high. Allstate has weak reviews in the value-for-money category, with many expressing dissatisfaction with prices.

Here’s how value-for-money ratings compare for these insurers.

Company
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Average Score
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Travelers4.3
State Farm3.1
Allstate3.3

Travelers policy transparency reviews: Rated 4.6 out of 5

Travelers holds a rating of 4.6 out of 5 from Insurify customers for policy transparency. Satisfied customers report that Travelers’ agents are generally able to clearly explain coverage details. Unsatisfied customers highlight unexpected changes to their policies in the form of surprise increases and confusing billing.

Below, you can view real reviews about policy transparency from Insurify customers with auto insurance through Travelers.

  • G Paul
    Verified Review
    I emailed, left a voicemail, and texted about cancelling my policies yesterday and still no response
    It was fine until they doubled the amount when I added my son as a new driver.
    John
    Verified Review
    Florida Auto Insurance is High!
    Auto insurance in Florida is high to begin with, so shop around with several companies.
    Keith
    Verified Review
    Very good service, however, they raise your premium substantially in subsequent years.
    By almost all criteria, they do a very good job. However, they just raised my premium by 40%.
    Stanley
    Verified Review
    Need Support
    As with anything, the cost of insurance is way too high considering I have not filed any claims.
    Scott
    Verified Review
    Generally pretty good.
    Generally a good experience, but they did nothing to defend a claim for an incident where my car got a small scratch on the fender while the other driver's car was totaled over scratched doors and the driver claimed medical expenses. It sure looked like insurance fraud to me.
    Elsa
    Verified Review
    Outstanding auto insurance company
    Excellent customer service. Had one claim and were extremely happy with the relationship between the insurance company and repair facility. Repair progress updates were frequent and the repair was done as snags were resolved.
    Tanya
    Verified Review
    Travelers is A+
    Excellent coverage for a one-year term.
    Brenda
    Verified Review
    Very Helpful and Affordable
    Check them out, you won't regret it.
    Thomas
    Verified Review
    High Priced Lackluster Insurance
    Started with reasonable rates, then they raise them every year without any claims made. They have now priced themselves out of my marketability range.
    Susan
    Verified Review
    Find another insurance company
    My tip would be to find a different car insurance company. Travelers is not that great for what I am paying. The app only shows I have one policy, but I have two cars insured. I have tried to fix that, but it still says one car. I need my ID cards mailed to me, but that never happens. So I called, and they said they would mail them, and I should receive them in 7 to 10 days. They never arrived, so I called back and still have not received them.
    William
    Verified Review
    No loyalty at all
    Increases premium every renewal.
    Eric
    Verified Review
    Frustrated with Some Things
    Cannot assign drivers to cars. Every vehicle is charged for every eligible driver. Nobody drives my truck but me and my wife a few times. My daughters would not even ask, yet I am charged as if they drive it daily.
    David
    Verified Review
    Searching for another policy
    They’ve raised the price too much despite my not having any claims or tickets.
    June
    Verified Review
    Would not recommend Travelers, will never go back to them.
    I was with Travelers for a while until I purchased a new vehicle, and then they messed up my billing two months in a row. I didn’t receive a bill through the mail or through my email, but they were sure able to send me a cancellation notice two months in a row.
    Gail
    Verified Review
    Looking for a Better Policy
    I haven't had any accidents since using Travelers, so it's hard to answer the questionnaire. I switched to them to get a less expensive and better policy than what I had. The price was lower, but every 6 months it went up. I live in NV, and the reckless drivers in Vegas are causing all of us to pay higher premiums.
    William
    Verified Review
    Average
    It's basic coverage at a very high rate. Unfortunately, living in NY is very expensive.

Travelers policy transparency reviews vs. State Farm and Allstate

Travelers has a policy transparency score of 4.6 out of 5, with customers generally saying they understand the coverage they’ve purchased. Travelers comes out on top of State Farm and Allstate for policy transparency. State Farm has a rating of 3.9 out of 5, and Allstate earns a rating of 3.7.

Insurify customers with policies from State Farm, which scores higher than Allstate but lower than Travelers, report different sentiments depending on the quality of their agents. Customers with trusted agents say coverage is easy to understand, while others feel frustrated by inconsistent and confusing information.

The lowest-ranked insurer of the three, Allstate, has customer reviews expressing confusion about terms, pricing changes, and coverage specifics.

See how Insurify customers rank Travelers, State Farm, and Allstate for policy transparency below.

Company
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Average Score
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Travelers4.6
State Farm3.9
Allstate3.7

Travelers vs. State Farm, Allstate, and Nationwide

Overall, Travelers boasts solid ratings that are better than those of competitors such as State Farm and Allstate. Below, you can see how Travelers compares to other top insurers.

Data in this table has been sourced from Insurify’s users who have indicated they are insured with the listed providers
  • Insurify collects reviews from users on its platform who have successfully compared quotes, as well as users who have purchased a policy through Insurify.

    These users complete an optional survey that asks them to review their experience with their current insurance company and rate the company on factors like customer service, claims handling, coverage availability, discounts, policy flexibility, policy transparency, and value for money. These ratings and reviews are then compiled and cleaned by our data team to bring you company-level insights from over 85,000 Insurify users.

Travelers customer reviews: Read what over 1,608 Insurify customers have to say about Travelers

Below, you can view more than 1,608 Travelers reviews from real Insurify customers from the last 12 months.

Richard
Verified Review
No Claims Filed
I've never had to use them for my auto insurance, as I haven't filed any claims.
Justin
Verified Review
Good
The price that I am paying now for minimum insurance is high. I need a much better price.
Heffer Ii
Verified Review
Competitive
They are competitive with other companies.
June-Ann
Verified Review
Good but..
It's a great company, but not the cheapest.
Glenn
Verified Review
Check Your Coverage Needs and Wants
Check all the coverage. Cheaper rates sometimes mean less or no coverage for some items.
Celestine
Verified Review
Claim handling was bad
Bad communication.
William
Verified Review
Always wanting more money
Expect an increase in premiums every 6 months regardless of your driving record.
Richard
Verified Review
Happy Customer
Travelers Insurance Company is a wonderful company to work with. They have excellent customer service and provide very quick responses on claims. They are always willing to do what it takes to make their customers happy and ensure things are made right.
Tiffany
Verified Review
Insurance: Always Get a Second Opinion
Make sure to shop around even if you think you have an insurance agent that’s looking out for your best interest. It’s always best to just run some quotes online yourself and see what matches up.
Patricia
Verified Review
No help with insurance costs for seniors on a fixed income.
The cost of coverage is unreasonable, especially for seniors. I am a widow who is retired. Many days the car stays in the garage, but my car insurance bill did not go down at all after my husband passed away.
Ronald
Verified Review
Travelers Experience
We had our home and 3 cars insured with Travelers for 7 years. We never filed a claim on our home, yet they canceled our homeowners insurance. Two years ago, a deer totaled one of our cars, and a hail storm damaged both cars. We just received notice that they are going to double our monthly payment.
Nico
Verified Review
Watch out
They branded a vehicle title that was never involved in an accident by linking it to a medical claim.
Christopher
Verified Review
Not a Happy Client
I tried to register my car the other day. I had just gotten out of the VA hospital and received a notice in the mail that my registration was due, so I went online like I do every year. This is for my 2024 registration. When I filled out all the paperwork, they told me I was uninsured. I called Amazonia Insurance, and they told me it was wrong. I said OK, then I called again, and they told me they don’t have my records. I've had a bad experience this last week with them, and I've been with them for a long, long time. I just want you to give me my money back if you didn’t insure me because they’re saying you didn’t insure me. I would like all my money back for this year. Thank you.
John
Verified Review
Not happy with Travelers.
They do not respond to email. The good thing is they offer a one-year policy, which is much better than a six-month policy.
Monica
Verified Review
Expensive Travelers
I'm with Travelers and they are just too expensive for the coverage.
Edward
Verified Review
Travelers Insurance
They don't tell you the truth about the insurance policy. After 3 months, they doubled the policy.

MacKenzie Korris
Written byMacKenzie KorrisLicensed P&C Agent, Insurance Copy Editor
MacKenzie Korris
MacKenzie KorrisLicensed P&C Agent, Insurance Copy Editor
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 21630969

MacKenzie Korris is an insurance copy editor with a producer’s license for property and casualty insurance in Missouri.

MacKenzie Korris is an insurance copy editor with a producer’s license for property and casualty insurance in Missouri.

John Leach
Edited byJohn LeachLicensed P&C Agent, Chief Copy Editor
Photo of an Insurify author
John LeachLicensed P&C Agent, Chief Copy Editor
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 20461358

John is Insurify’s Chief Copy Editor, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.

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