Is Dairyland a Good Insurance Company? Reviews From Over 413 Customers

Customers on Insurify give Dairyland an overall rating of 4.0 out of 5. Customer reviews describe Dairyland as straightforward and honest, and often praise its customer service agents.

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4.7 / 517K reviews
Sara Getman
Writer: Sara GetmanAssociate Editor

Qualifications:
  • 3+ years in insurance content

  • Host of Insurify‘s podcast “No Dumb Questions“


Sara has been an associate editor at Insurify since 2022. She co-launched Insurify‘s podcast “No Dumb Questions“ in 2025.

MacKenzie Korris
Editor: MacKenzie KorrisLicensed P&C Agent, Insurance Copy Editor

Qualifications:
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 21630969


MacKenzie Korris is an insurance copy editor with a producer’s license for property and casualty insurance in Missouri.

Updated

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Dairyland Insurance: Rated 4.0 out of 5 by customers

Category
Average Score
Overall experience rating4.0
Customer service3.3
Value3.3
Claims handling3.5
Coverage options3.6
Discounts3.1
Policy transparency3.7
Policy flexibility3.5
Quick Facts
  • Dairyland overall user rating: 4.0 out of 5

  • Insurify Quality (IQ) Score for Dairyland: 7.7 out of 10

  • NAIC complaint index: 0.92 (lower than expected)

  • Average monthly premium from Dairyland: $247

Our take on Dairyland insurance

Insurify gives Dairyland a quality score of 7.7/10. We gave Dairyland this score because of its weakness in several categories, including customer service and discounts.

For customers looking for a simple product that they won’t have to think too much about, Dairyland can be a good fit. But for those hoping to find discounts and strong support, it might not be the best fit.

Dairyland customer service reviews: Rated 3.3 out of 5

Dairyland’s customer service is rated 3.3 out of 5 by Insurify customers. Customers generally think that the customer service is average. Some positive reviews mention that Dairyland doesn’t try to upsell while providing customer service.

But negative reviews report a lack of real, human assistance.

For more specific feedback, take a look at the reviews below.

View Dairyland customer service reviewsexpand/collapse
Margaret
Verified Review
Customer service excelling for a change
I had an issue with a change they made to my policy without discussing it with me, but the supervisor responded to me immediately, explained it, apologized, and fixed the problem. So, customer service gets 100% on my end.
Tracy
Verified Review
Excellent
Prices are fair. Employees are great there.
Elias
Verified Purchase
The Best
Very professional.
Janice
Verified Purchase
Great service.
I have had Dairyland Insurance for 2 months. Signing up was very easy and fast. I quickly received my documents and cards. I would recommend it.
Faith
Verified Review
Pretty good!
I love that they are the one company that will accept me, and they have wonderful customer service. They accepted me for a policy when no other company would. The only sad part is the pricing is so high if you’re a new driver with a newer car.
Joseph
Verified Review
Phenomenal customer service
Anytime I've had to call and handle anything dealing with my insurance policy, it's always been a smooth, quick process.
Michelle
Verified Review
Buying a new policy with Dairyland Insurance Company
Yes, I would refer them to a friend. It was extremely easy to get and pay for my policy.

Dairyland customer service ratings vs. Erie and American Family

Dairyland has fairly neutral reviews for its customer service, earning a rating of 3.3 out of 5. Erie, on the other hand, has the most consistently positive customer service reviews. Erie’s customer service is rated 3.8 out of 5 by customers. Reviews for American Family are largely dependent on agent interactions.

For additional information on customer reviews for each company, look at the chart below.

Generally, customers prefer Erie’s customer service to that of Dairyland and American Family.

Company
Average Score
Dairyland3.3
Erie3.8
American Family4.9

Dairyland discounts reviews: Rated 3.1 out of 5

Dairyland’s discount availability tends to lag behind other categories, with customers rating it a 3.1 out of 5. Negative comments about discounts are often included in reviews that mention rising rates and high premiums.

But some customers feel that the savings they get through Dairyland are better than those of competitors. Although sentiment is largely negative, some customers feel like they’re saving money.

For more feedback, see the reviews below.

View Diaryland customer reviews for discountsexpand/collapse
Brian
Verified Review
No hassle coverage
Ask for a discount.
Peggy
Verified Purchase
Insurance
It’d be nice if they could offer a few more discount incentives, but otherwise they’re all right. They’re not bad for the price, I guess.

Dairyland discounts ratings vs. Erie and American Family

Customers for Erie, American Family, and Dairyland don’t often mention discounts in their reviews. Erie customers are the most likely to mention discounts, and reviews tend to be positive. Both American Family and Dairyland reviews tend to mention discounts in the context of overall price increases and are largely negative.

With that being said, Dairyland customers give it a 3.1 out of 5 score for discounts. Erie has the most positive reviews relating to price and discounts, earning a 3.7 out of 5 for its discounts, and American Family’s discounts are rated 4.5 out of 5.

The chart below gives more information about how customers feel about discounts.

Company
Average Score
Dairyland3.1
Erie3.7
American Family4.5

Dairyland claims handling reviews: Rated 3.5 out of 5

Customer reviews for Dairyland’s claims handling generally trend negative, and customers give it a 3.5 out of 5 rating.

While some customers say that they had no issues while filing claims, there are a significant number of negative reviews. Many customers who leave negative reviews about Dairyland’s claims handling are unsatisfied with how their claims were handled.

Dairyland claims handling ratings vs. Erie and American Family

Dairyland’s 3.5 out of 5 rating lags behind the competition. Erie has the most positive reviews for claims handling, earning a customer rating of 4.0 out of 5. Reviews for American Family are more mixed, with some customers describing a smooth process, and others saying that claims handling is overly complicated.

The table below provides more data about customer reviews.

Company
Average Score
Dairyland3.5
Erie4.0
American Family4.6

Dairyland value for money reviews: Rated 3.3 out of 5

Dairyland customers rate the company a 3.3 out of 5 for its value for money. Many customers say that its specialized coverages provide decent value and are worth the cost. Negative reviews tend to focus on rate increases, which customers describe as unexpected and hard to justify.

The customer reviews below can provide more specific insights.

View Diaryland customer reviews for value for moneyexpand/collapse
Abas
Verified Purchase
Dairyland To Go
Excellent and very efficient. Rates are reasonable.
Jerod
Verified Review
Great value
Definitely worth looking into. I haven't found a better price for my coverage yet.
Debbie
Verified Review
Don't Have One
The price is too high for how rarely I drive my car.
Ruth
Verified Review
Dairyland is Good, But...
I haven't had to make any claims with the company, so I don't know how they handle claims. The agent we have has been very good with us, but we are planning on changing companies as soon as our 6 months is up with them. Their rates are way too high, even with my tickets and accident.

Dairyland value for money ratings vs. Erie and American Family

Although Dairyland has a solid 3.3 out of 5 score for value for money, it lags behind American Family and Erie. Reviews for Erie indicate that customers see it as a reliable option that provides the value that they expect. Erie’s value earns a 3.7 out of 5 based on customer reviews. American Family has a value rating of 4.3 out of 5, which is the highest of the three insurers.

The table below shows more information about customer reviews.

Company
Average Score
Dairyland3.3
Erie3.7
American Family4.3

Dairyland policy transparency reviews: Rated 3.7 out of 5

Dairyland transparency reviews range from mixed to slightly negative, resulting in a score of 3.7 out of 5. Customers report feeling surprised by rate changes. Positive reviews mention that Dairyland doesn’t push customers to buy unnecessary add-ons. Customers who leave negative reviews express a desire for clearer communication around changes.

Check out the following reviews from Dairyland customers.

View Dairyland customer reviews for policy transparencyexpand/collapse
Keith
Verified Review
Dairyland's Pricing and Cancellation Policies
Dairyland's policy seems to adhere strictly to company pricing lines, making it difficult for customers to afford. They also threaten policy cancellation every month without fail.
Selena
Verified Review
Cancelled for being 22 cents short
They canceled my policy because I was 22 cents short, and I didn't know until I was canceled. The money was there, but for 22 cents, I could have taken care of it the next month. They didn't give me a chance, and now they want $69.98 from me. I was never late on my payment each month.

Dairyland policy transparency ratings vs. Erie and American Family

Dairyland’s score of 3.7 out of 5 for policy transparency falls behind Erie and American Family.

Erie earns a customer rating of 4.0 out of 5 for its transparency. Erie’s customers generally feel they understand their policy well.

American Family’s customers have a wide range of experiences, but the company has a strong transparency score of 4.5 out of 5.

For more information on how customers feel about transparency at Dairyland, Erie, and American Family, look at the table below.

Company
Average Score
Dairyland3.7
Erie4.0
American Family4.5

Dairyland customer reviews: Read what over 413 Insurify customers have to say about Dairyland

Reading real customer reviews is one of the best ways to see how a company operates. Below are recent reviews sourced from Dairyland customers.

Freddie
Verified Purchase
Great
It’s been a wonderful experience.
Abas
Verified Review
Find Your Way at Dairyland
One of the best insurance companies in the country, if not the best.
Katherine
Verified Review
Great service, great rate, no complaints
Everything is fine. Worked out well. Great, thank you.
Abas
Verified Purchase
Dairy Milk Adventure
Excellent and convenient. Good rate.
Christopher
Verified Review
Dairyland Insurance Review
Affordable. No problems with them at all.
Daniel
Verified Purchase
I would recommend
No issues, haven't had a reason to contact them.
Vicki
Verified Review
I Need Affordable Insurance
Every year when my policy ends, they increase my rates. I've never had an accident, I'm 64 years old, I've been driving for many years, and my vehicle is old. I've never had a DUI. Now I have moved to a different zip code in the same state, but my rate is increasing again. I can't afford this company.
Larry
Verified Purchase
Great Value!
Very good and great value.
Jamy
Verified Review
Try this out
Good service.
Anthony
Verified Review
It's good
I think Dairyland Insurance has been good to me for as long as I've been with them since I first started my insurance.
Jose
Verified Purchase
Great replacement insurance for prior Esurance customers
Very simple and easy.
Bobbi
Verified Review
Never really had interaction with anybody who works there; it's all been done online
Rates are reasonable, and everything is done online.
Tohniejo
Verified Review
It's a Good Company
Dairyland isn't a bad insurance company. It's just that as a single mom, I need the amount I pay each month to be lower and close to the same amount every month.
Michael
Verified Review
Interesting
Shop around.
Curtis
Verified Review
Good Experience So Far
So far, the experience has been good.
Amber
Verified Review
I have no problems with them! I'm just looking into bundling home and auto insurance, but they don't offer that.
I have no problems with them! I'm just looking into bundling home and auto insurance, but they don't offer that.
Mary
Verified Review
Good
It was good, just a little high. I wished it could go down.
Maria
Verified Review
I Don't Plan on Switching from Dairyland to Another Carrier
For me, Dairyland is affordable and transparent. No one can come close in comparison.
Lloyd
Verified Review
Helpful People
They are helpful people. They will work with you.
Deborah
Verified Review
Car Insurance
I have no problems with them except for the exorbitant price.
John
Verified Review
Good Insurance for Short-Term
It's good value, however, the price will increase without any added value to your purchase. The price is increasing.
Felix
Verified Review
Superb
Recommended.
Jay
Verified Review
Dairyland Auto Insurance
I felt good about the time I was using Dairyland Insurance, as well as the agency and the agent I was dealing with.
Julie
Verified Review
I would recommend Dairy Land to everyone I know. However, I had to opt for something cheaper through the state.
I would recommend Dairy Land to everyone I know. However, I had to opt for something cheaper through the state.
James
Verified Review
Dairyland 2024 Policy
Everything has been satisfactory. However, having to pay $5000.00 upfront was quite a lot. Upon reviewing the policy, I was disappointed to find that it did not include any medical coverage. Furthermore, two of the vehicles have loans attached, and the insurance did not list the Credit Unions as Lien Holders.
Patrice
Verified Review
Awesome Customer Service!
Awesome.
Stephen
Verified Review
Excellent
I paid them every month and they insured my car every month. It's not rocket science.
Pamela
Verified Review
Cheaper Coverage
I have recommended Dairyland to many people as they are the best I've had. However, my financial situation has changed and it's become difficult to make ends meet. So, I'm exploring options to reduce some of my bills.
Stacy
Verified Review
Happy Camper
I've always had a great experience with this insurance company!
Jeffrey
Verified Review
Best insurance company around!
I would recommend them to everyone. They are the cheapest option out there.
Ramon D
Verified Review
It was the best
It's better than others.
Mike Angel
Verified Review
More for Less
Affordability is key.
Beverly
Verified Review
Excellent
I have no problems. I am looking for insurance for another vehicle.
Frayakarrie
Verified Review
Dairyland: More Bang for Your Buck
They work for you.
Jon
Verified Review
My Caseworker at Dairyland Was the Best I've Had, She Helped Me When I Was at My Lowest
Be careful and pay attention before you select an option. Make sure you have researched all your options before making the decision.
James
Verified Review
Amazing Insurance but Poor Rates
I'd stay for loyalty, but I was told they don't compete with rates, so I'd be better off elsewhere. They definitely came through when I had my accident, and all my appreciation goes out to them.
Monica
Verified Review
My Experience
Lack of communication.
Fred
Verified Review
The only downside for me is that I wish I could get a reminder because sometimes I'm so busy I forget to pay. That's all.
The only downside for me is that I wish I could get a reminder because sometimes I'm so busy I forget to pay. That's all.
Tawanna
Verified Review
Excellent
They offer good rates and friendly service.
Mark
Verified Review
5 Stars
It's good, but pricey.
Kyle
Verified Purchase
Insurance cancellation issue
Terrible. They didn’t cancel my insurance when I asked them to, and they avoided refunding me what they owed me.
Jeremy
Verified Review
Price
It was okay at first, but the price keeps increasing.
Kristen
Verified Review
High Insurance
It is way too high, and on the last payment, if you don't have your payment on that date, they cancel your policy, and then you get charged more money just to keep it going.
Barbara
Verified Review
Heartache!!
Very expensive!!
Michel
Verified Review
My 2 Cents
Don't buy. They raise the rates once you sign up after 6 months.
Genia
Verified Review
Don't like them at all
The cost is too high, and they charge me extra money.
Shebra
Verified Review
At first, the policy was okay, then they raised it without letting me know
Look closely at the policy and make sure you understand what you are paying for.
Jason
Verified Review
Good Value but Slow and Rigid Service with Dairyland
Dairyland offers good value for coverage compared to other insurers. However, their customer service is rigid. If you want to make a change, you have to go through your agent as they can't assist with that. The claims process is very slow and frustrating to deal with, besides being very rigid too.
Cassondra
Verified Review
Wouldn't Return Unless I Had No Other Choice
It would be nice to have the option to split payments online without having to call someone. The prices are very high for the amount of coverage provided.
Patricia
Verified Review
Low Coverage
There's no contest in Colorado for windshield replacement, but they still wouldn't help me! They treated me like I was asking for something grandiose.
Troy
Verified Review
Still Shopping Around, but Progressive is Likely My Choice
I regret having used them.
Charles
Verified Review
Unsatisfactory Home Office
The main office keeps sending me unpleasant letters, and the local office doesn't seem to care or make an effort to call them to rectify the situation.
Ella
Verified Review
Average
Prices are high.
Laura
Verified Review
Diaryland
They keep raising prices and offer nothing more.
Bobby
Verified Review
$249 is Too Expensive for Insurance!
It's expensive.
Steven
Verified Review
Expensive and Inefficient
The insurance is too expensive and the service is not very good.
Scott
Verified Review
Too Expensive
Too expensive.
Colani
Verified Review
Policy Change
Cheaper policies.
Oliver
Verified Review
Review Option
The insurance premium is too high without much coverage.
Doris
Verified Review
They Keep Raising My Rates
They are okay.
Megan
Verified Review
Average
I was treated poorly when I was involved in an accident.
Ray
Verified Review
Meh
If you're looking for another policy, consider this one. I've tried to sign in with my policy and have never been able to, but I stick with it because the price is reasonable.
Tiffany
Verified Review
Okay but not great
They are okay. They're not the nicest and their prices tend to go up a lot.
Kathleen
Verified Review
You Must Do Better to Earn Our Recommendation
The agent was great, but the price was ridiculously high. We had no tickets, no DUIs, no at-fault claims, no at-fault accidents or collisions. How can you justify such high rates?
Amy
Verified Review
Unsatisfactory Insurance
I'm dissatisfied with this insurance for the simple reason that I've been with them for over a year now. Despite having a clean record for over 10 years, my insurance rate increased by $30 for just liability in the past month. Paying $154 a month for just liability on a 2004 vehicle seems excessive.
Vince
Verified Review
Extremely High Prices, Possibly Decent Insurance Agency
It wasn't long, but it wasn't worth the money they were asking.
Vaughn
Verified Review
Expensive
The insurance is expensive.
Lorraine
Verified Review
Constantly Raised My Rates
I'm disabled and on a low income. I refuse to pay a high price for liability. The experience was not good.
Janelle
Verified Review
My Record is Clean, but My Rates are High
The prices are high.
Vince
Verified Review
Average
Average experience, use only if you're ready to literally pay for everything.
Bao
Verified Review
Switched to a Different Insurance
Dairyland provided me with a quote and accepted my insurance payment online, only to cancel it later.
Kimberly
Verified Review
High Cost
The cost is too high.
Vanessa
Verified Review
You Happy
Making insurance affordable.
Carol
Verified Review
Moderately Satisfied
The rates keep increasing for no apparent reason.
Mamadou
Verified Review
A Good Company for Insurance Policies
The insurance prices in Kentucky are high.
Jenelle
Verified Review
Too Expensive
Too expensive.
Alberto
Verified Review
It's Fair
Do your homework when looking for insurance.
Jema
Verified Review
Nightmare!
It's a very cut-throat kind of situation! There's no grace period whatsoever! I wouldn't recommend it to anyone whose payday fluctuates!
Justin
Verified Review
If you need insurance, go for it. However, I recently got new insurance and the rates are higher because I have a claim that I didn't make.
If you need insurance, go for it. However, I recently got new insurance and the rates are higher because I have a claim that I didn't make.
Luz
Verified Review
Expensive
Too expensive.

Dairyland vs. Erie, American Family, and GEICO

Comparing insurers is one of the best ways to make sure you’re getting a good deal. To see how Dairyland stacks up to its competition, take a look at the information below.

Dairyland logo
Erie Insurance logo
American Family logo
GEICO logo
Average price
$174/mo*
Average price
$93/mo*
Average price
$121/mo*
Average price
$112/mo*
Overall rating
Overall rating
Overall rating
Overall rating
Value for money
Value for money
Value for money
Value for money
Customer service
Customer service
Customer service
Customer service
Claims handling
Claims handling
Claims handling
Claims handling
Special highlight
AI-generated from 413 user reviews
Hard-to-insure drivers
Special highlight
AI-generated from 557 user reviews
High customer satisfaction
Special highlight
AI-generated from 665 user reviews
Outstanding customer service
Special highlight
AI-generated from 20735 user reviews
Teen drivers
Data in this table has been sourced from Insurify’s users who have indicated they are insured with the listed providers
User review collection and methodologyexpand/collapse

Insurify collects reviews from users on its platform who have successfully compared quotes, as well as users who have purchased a policy through Insurify.

These users complete an optional survey that asks them to review their experience with their current insurance company and rate the company on factors like customer service, claims handling, coverage availability, discounts, policy flexibility, policy transparency, and value for money. These ratings and reviews are then compiled and cleaned by our data team to bring you company-level insights from over 85,000 Insurify users.

Sara Getman
Writer: Sara GetmanAssociate Editor

Qualifications:
  • 3+ years in insurance content

  • Host of Insurify‘s podcast “No Dumb Questions“


Sara has been an associate editor at Insurify since 2022. She co-launched Insurify‘s podcast “No Dumb Questions“ in 2025.

MacKenzie Korris
Editor: MacKenzie KorrisLicensed P&C Agent, Insurance Copy Editor

Qualifications:
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 21630969


MacKenzie Korris is an insurance copy editor with a producer’s license for property and casualty insurance in Missouri.