Is Plymouth Rock a Good Insurance Company? Reviews From Over 317 Customers

Plymouth Rock has an overall score of 4.0 out of 5, with polarized ratings. Plymouth Rock customers who are happy with the insurer cite straightforward customer support, stable pricing, and policy transparency.

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4.7 / 518K reviews
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Writer: Katie PowersLicensed P&C Agent, Senior Insurance Editor

Qualifications:
  • Licensed auto and home insurance agent

  • 4+ years experience in insurance and personal finance editing

  • NPN: 20564519


Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Editor: John LeachLicensed P&C Agent, Chief Copy Editor

Qualifications:
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 20461358


John is Insurify’s Chief Copy Editor, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.

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Plymouth Rock Insurance: Rated 4.0 out of 5 by customers

Category
Average Score
Overall experience rating4.0
Customer service3.5
Value3.3
Claims handling3.7
Coverage options3.7
Discounts3.2
Policy transparency3.7
Policy flexibility3.7
Quick Facts
  • Plymouth Rock overall user rating: 4.0 out of 5

  • NAIC complaint index: 0.87 (Below average)

  • Average monthly full-coverage premium from Plymouth Rock: $185

Our take on Plymouth Rock insurance

Insurify customers with Plymouth Rock policies give the insurer an overall rating of 4.0 out of 5. Plymouth Rock has mixed reviews from Insurify customers with coverage from the company, with better rankings for coverage options and policy transparency, but lower ratings for customer service, value for money, and discounts.

Positive reviews mention helpful customer service interactions, clear policy explanations, and solid coverage offerings. But negative reviews highlight dissatisfaction with overall value for coverage, disappointing discounts, and a complicated claims process.

Overall, Plymouth Rock has a customer service rating of 3.5 out of 5.

Plymouth Rock customer service reviews: Rated 3.5 out of 5

Insurify customers with Plymouth Rock auto policies give the insurer a rating of 3.5 out of 5 for customer service. Satisfied customers describe day-to-day and long-term help from friendly, professional representatives and insurance agents. But unhappy policyholders complain of feeling dismissed or given contradictory information by customer representatives.

Here are real reviews about Plymouth Rock’s customer service from Insurify’s customers with policies from the insurer.

View Plymouth Rock customer service reviewsexpand/collapse
Brian Jude
Verified Review
Great Service
All in all, they’ve been very helpful.
Roderick Jude S
Verified Review
Excellent
They have the best customer service.
Bonnie
Verified Review
I Had to Change
I liked how friendly and professional they were, but for liability only and traveling less than 10 miles with no accidents in three years, I should have gotten a better rate for a 2004 liability. The rate was going up and upwards.
Maryann
Verified Review
Plymouth Rock Takes Care of Their Customers
Excellent.
Linda
Verified Review
Great
They respond quickly, have rental options available, and are understanding when you have an accident.
Janine
Verified Review
Excellent
Customer service is excellent.
Mary
Verified Review
Excellent
The customer service is very courteous and informative.
Wilson
Verified Review
Good
Good customer service and guidance if you make a claim.
Pamela
Verified Review
F for Customer Service
They didn’t ask me if I wanted online communication; they just did it. Every time I need to access my account, it’s locked, and I have to either reset my password or call in and speak to someone through the automated system. I complained to customer service, and I have to remember each month because my policy has been canceled due to their failure to process it, so I was reinstated. It feels like it’s designed on purpose.
Ruth
Verified Review
Loyalty or Cost Savings
Having trouble talking directly to my agent and getting new prices/info. Haven't had serious issues with them, but prices will determine if I stay.
Laura
Verified Review
Punish Policy Holders
Good coverage, poor communication, poor service.
Bernadette
Verified Review
Bad customer service
I was told one thing and then I was dropped. I was informed I could make my payment even though it was late, but then they dropped me.
Yvonne
Verified Review
Unsatisfactory Experience
I wouldn't recommend this company. They increased my payments by over 40 dollars despite having no tickets or accidents in my life. When I called to address this, they didn't provide any assistance.
Karen
Verified Review
Issues with App Accessibility
They were helpful, but their app doesn't always work!
Martha
Verified Review
Not Really Good
It's hard to communicate with them.
Susan
Verified Review
It seems my insurance increases every year despite having a good record with no tickets or accidents. As a senior who only works part-time, these annual increases make it difficult for me to maintain my job. The company doesn't discuss these raises with me, they just send an email. There seems to be no customer relations, just a demand for payment.
It seems my insurance increases every year despite having a good record with no tickets or accidents. As a senior who only works part-time, these annual increases make it difficult for me to maintain my job. The company doesn't discuss these raises with me, they just send an email. There seems to be no customer relations, just a demand for payment.

Plymouth Rock customer service reviews vs. GEICO and Liberty Mutual

Although some Plymouth Rock customers leave reviews that praise specific agents, the company receives many complaints about its customer service. Many customers report poor communication and a lack of responsiveness, resulting in a rating of 3.5 out of 5.

GEICO customers tend to be more positive, citing quick responses from the company and a straightforward support process. GEICO has a customer service rating of 4.2.

Customers also view Liberty Mutual more favorably than Plymouth Rock, earning a rating of 3.6 out of 5. 

Company
Average Score
Plymouth Rock3.5
GEICO4.2
Liberty Mutual3.6

Plymouth Rock discounts reviews: Rated 3.2 out of 5

Overall, Plymouth Rock earns a discount availability rating of 3.2 out of 5 from Insurify customers with car insurance from the insurer. A portion of reviews for Plymouth Rock say discounts can have an effect in keeping overall pricing competitive. That said, many negative reviews characterize discounts as underwhelming and hard to qualify for.

View Plymouth Rock customer reviews for discountsexpand/collapse
Corey
Verified Review
Uncomfortable with tracking
They made me download Tubi so they could track every ride I took. I did not like that at all.
Christine
Verified Review
Not Happy with Them
They are way too expensive. They won't give anyone a break, even if they are 76 and drive less than 10 miles a month. I don't recommend them to anyone.
Catherine
Verified Review
Disappointed
I cancelled because I wasn't informed about the requirement of a tracker app. I only went around the corner to my apartment.
Michael
Verified Review
Fair
They are overpriced, offer few discounts, and their customer service is very bad.
Koree
Verified Review
I rate them -10. They overcharged me and kept changing my policy, lowering my discounts every month without my knowledge. They even denied a claim, even though it was stated in my policy that it was covered.
I rate them -10. They overcharged me and kept changing my policy, lowering my discounts every month without my knowledge. They even denied a claim, even though it was stated in my policy that it was covered.

Plymouth Rock discounts reviews vs. GEICO and Liberty Mutual

Discounts are a weakness for all three companies, but especially for Plymouth Rock and Liberty Mutual, which customers rate 3.2 and 3.5 out of 5, respectively.

Plymouth Rock customers tend to feel that the insurer’s savings don’t do enough to offset its high prices. Liberty Mutual, which customers rate higher than Plymouth Rock, faces complaints about its discounts not keeping up with its rate increases.

GEICO customers generally express satisfaction with the discounts they can get, but also express some concerns, resulting in a rating of 4.0 out of 5.

Company
Average Score
Plymouth Rock3.2
GEICO4.0
Liberty Mutual3.5

Plymouth Rock claims handling reviews: Rated 3.7 out of 5

Insurify customers with Plymouth Rock car insurance give the insurer a claims handling rating of 3.7 out of 5. Positive reviews mention frictionless claims handling and strong agent relationships. But dissatisfied customers complain of poor responsiveness and complicated extra steps during claims handling.

View Plymouth Rock customer reviews for claims handlingexpand/collapse
Rebecca
Verified Review
Excellent
Great policy and very helpful with a recent incident where a tree fell on my car.
Antoni
Verified Review
They never had a problem when I had to make a claim. They guided me if I had any problems with the questions.
They never had a problem when I had to make a claim. They guided me if I had any problems with the questions.
Paul
Verified Review
Excellent
The overall responsiveness to issues/claims is commendable.
Fabio
Verified Review
I'm leaving as soon as I find a better rate.
This insurance was the only option available with a good monthly premium that was affordable for me. However, when I needed their assistance for a claim, they sent an adjuster who was unhelpful. My car was vandalized while it was parked, and they increased my premium. How is that even fair?
Joseph
Verified Review
First Time Claim Experience with Plymouth Rock Insurance
My agent is fantastic. I had no previous claims, but when my car rolled down the driveway and hit my other vehicle, I needed their assistance. Unfortunately, my claim representative was unresponsive. The company required me to file two separate claims, one for each vehicle, and then they doubled my rates. I find this company's practices to be disappointing.
Sonya
Verified Review
Hit and Run Incident
I am not here to question a hit and run incident. I have been with Plymouth Rock for over 13 years and have always made my payments well before the due date. Recently, I faced a situation where my car was parked at a local market and when I returned, I found my passenger side door and fender scraped.
Linda
Verified Review
Poor
They do not assist you with claims.
Betsy
Verified Review
They refused to cover me because my niece had to use my vehicle for an emergency. She avoided an animal and got into an accident. She wasn't on the policy because this was an emergency situation. She doesn't live at my address and never has. They dismissed the accident in court, finding it was caused by avoiding an animal.
They refused to cover me because my niece had to use my vehicle for an emergency. She avoided an animal and got into an accident. She wasn't on the policy because this was an emergency situation. She doesn't live at my address and never has. They dismissed the accident in court, finding it was caused by avoiding an animal.

Plymouth Rock claims handling reviews vs. GEICO and Liberty Mutual

Reviews for Plymouth Rock’s claims handling are uneven. Many customers report positive experiences with supportive agents. But others say that they experienced delays and frustration during stressful moments. Customers view GEICO more favorably, with less polarized reviews and a claims handling rating of 4.2 out of 5.

Customers view Liberty Mutual slightly more positively than Plymouth Rock. Customers appreciate that Liberty Mutual provides support throughout the claims process. Policyholders rate its claims handling 3.7 out of 5.

Company
Average Score
Plymouth Rock3.7
GEICO4.2
Liberty Mutual3.7

Plymouth Rock value for money reviews: Rated 3.3 out of 5

Plymouth Rock has a value-for-money rating of 3.3 out of 5 from Insurify customers. Satisfied policyholders report competitive pricing, especially when first purchasing coverage. But negative reviews point to rate increases and coverage no longer being worth the price.

View Plymouth Rock customer reviews for value for moneyexpand/collapse
Dennis
Verified Review
Plymouth Rock rocks!
They have the best rates on the market; nobody has come close!
Lana
Verified Review
Relief
They were very transparent with me, and the price is very reasonable compared to other insurances.
Anthony
Verified Review
Honestly, they gave me a chance. However, when October rolls around, an at-fault accident will fall off my record and I will be looking for very cheap comprehensive insurance.
Honestly, they gave me a chance. However, when October rolls around, an at-fault accident will fall off my record and I will be looking for very cheap comprehensive insurance.
James
Verified Review
Excellent
I like the glass coverage and the quote.
Marilyn
Verified Review
They offered inexpensive insurance for 12 months. They were very helpful. I wish they provided coverage in other states.
They offered inexpensive insurance for 12 months. They were very helpful. I wish they provided coverage in other states.
Christy
Verified Review
Excellent
Very good. I was looking to get better rates but found none better.
Allen
Verified Review
Excellent
The prices are good.
Pat
Verified Review
Your payment is more than fair. I like to compare prices because even when I meet all the qualifications for cheap insurance, other companies still quote a price that's twice as expensive as Plymouth Rock.
Your payment is more than fair. I like to compare prices because even when I meet all the qualifications for cheap insurance, other companies still quote a price that's twice as expensive as Plymouth Rock.
William
Verified Review
Plymouth is Great
I tried to find a replacement for them due to their price, but from what I've seen, their prices are still the best.
Patricia
Verified Review
Fair
It's too expensive for a senior citizen on a fixed income.
Marvin
Verified Review
I was initially quoted a six-month price by Plymouth Rock, which I paid. However, a couple of weeks later, they requested information from my previous insurance policy, which I no longer had. I informed them of this and provided my owner's card and an old bill instead. They seemed to accept this. However, after about six phone calls in less than a month, I received a notice for an additional $22, labeled as a policy change. I was told that my original coverage was higher, so they reduced my coverage and increased my premium. I am not impressed with Plymouth Rock. I plan to stick with them for six months, but if I receive any more unexpected bills or complaints, I will switch providers.
I was initially quoted a six-month price by Plymouth Rock, which I paid. However, a couple of weeks later, they requested information from my previous insurance policy, which I no longer had. I informed them of this and provided my owner's card and an old bill instead. They seemed to accept this. However, after about six phone calls in less than a month, I received a notice for an additional $22, labeled as a policy change. I was told that my original coverage was higher, so they reduced my coverage and increased my premium. I am not impressed with Plymouth Rock. I plan to stick with them for six months, but if I receive any more unexpected bills or complaints, I will switch providers.
Ed
Verified Review
I've been a policy holder for quite some time and only recently realized how much cheaper other companies are for the same coverage.
I've been a policy holder for quite some time and only recently realized how much cheaper other companies are for the same coverage.
Barbara
Verified Review
We feel our premium should be less. We don't have any accidents or tickets. I have been driving for 8 years and my son for 2 years, yet we still pay the same amount. We have a 22-year-old niece who has full coverage on her 2015 Jeep and only pays $68 a month. Our family suggests that we should be able to find a cheaper place. So, we are looking.
We feel our premium should be less. We don't have any accidents or tickets. I have been driving for 8 years and my son for 2 years, yet we still pay the same amount. We have a 22-year-old niece who has full coverage on her 2015 Jeep and only pays $68 a month. Our family suggests that we should be able to find a cheaper place. So, we are looking.

Plymouth Rock value for money reviews vs. GEICO and Liberty Mutual

Value is a weak point for Plymouth Rock, with many reviews saying that its coverage isn’t worth its cost. Even positive views often mention high prices as an issue. Customers rate Plymouth Rock’s value 3.3 out of 5. 

This is worse than Liberty Mutual, which has a rating of 3.2 out of 5, and not quite as good as GEICO, which has a rating of 4.0 out of 5. GEICO customers also have issues with the company’s value but are more willing to forgive its price.

Company
Average Score
Plymouth Rock3.3
GEICO4.0
Liberty Mutual3.2

Plymouth Rock policy transparency reviews: Rated 3.7 out of 5

Plymouth Rock customers give the insurer a rating of 3.7 out of 5 for policy transparency. Positive reviews describe receiving clear, up-front explanations of policy information and straightforward communication from agents and representatives. But others explain facing unclear or unexplained price changes and feeling like communication is one-sided.

View Plymouth Rock customer reviews for policy transparencyexpand/collapse
Margaret
Verified Review
Inconsistent Pricing
They're not reliable. They quote you one price, but when you actually start the policy, you end up paying a lot more for your car insurance. For instance, I was initially paying $240, but they increased it to $420.
Jose
Verified Review
Unacceptable
It's been difficult to understand why my insurance increased from $93 per month to $157 per month in a period of 1 year and 6 months, without any faults on my part.
Vanessa
Verified Review
Beware - iPhone App is Mandatory - They Prefer the Safest Drivers
It wasn't clear that the iPhone app, which monitors your driving, was mandatory - I wouldn't have purchased if I had known. Because the two occasional drivers on my policy didn't download the app, they cancelled my policy. There was no 'download by a certain date or else', just a cancellation in the mail.
Kelvin
Verified Review
Just Plain Exhausting
I would suggest checking out other company policies to see if they can match your rate or explain it better.
Benjamin
Verified Review
Average
They canceled my policy due to a payment misunderstanding.
Jane
Verified Review
Average
Every 6 months, they raise my premiums without giving a heads up.
Wilson
Verified Review
They are really expensive. They don't tell you beforehand that in order to save with them, you have to download an application to track your driving. Otherwise, you won't save; on the contrary, your monthly payment goes up. But after you set your payment, then they tell you about having to install the app.
They are really expensive. They don't tell you beforehand that in order to save with them, you have to download an application to track your driving. Otherwise, you won't save; on the contrary, your monthly payment goes up. But after you set your payment, then they tell you about having to install the app.
Brandon
Verified Review
Out of nowhere, they presented me with a balance of $3000 to pay by 10/27/2022. I usually pay $465 a month. Yes, I may be a few days late sometimes because my pay date falls after my insurance due date. But, let me remind you, I still pay it whether it's late or not. For them to suddenly demand that amount is crazy. Now, I have no insurance because they wanted the full payment. A lot of people can't just come up with $3000 like that.
Out of nowhere, they presented me with a balance of $3000 to pay by 10/27/2022. I usually pay $465 a month. Yes, I may be a few days late sometimes because my pay date falls after my insurance due date. But, let me remind you, I still pay it whether it's late or not. For them to suddenly demand that amount is crazy. Now, I have no insurance because they wanted the full payment. A lot of people can't just come up with $3000 like that.

Plymouth Rock policy transparency reviews vs. GEICO and Liberty Mutual

Plymouth Rock’s transparency has mixed reviews, earning a 3.7 out of 5 rating. While some customers don’t have particular complaints about it, others say they were surprised by rate changes and that the company’s requirements are unclear. 

Customers view GEICO slightly more favorably, with fewer complaints about clarity and price changes. Plymouth Rock beats out Liberty Mutual, which Insurify customers only rate 3.5 out of 5. Liberty Mutual customers often feel the company overpromises and fails to deliver.

Company
Average Score
Plymouth Rock3.7
GEICO4.1
Liberty Mutual3.5

Plymouth Rock customer reviews: Read what over 317 Insurify customers have to say about Plymouth Rock

Learn all about how policyholders feel about Plymouth Rock by reading these real reviews from Insurify’s customers with coverage from the insurer during the last 12 months.

Robert
Verified Review
Plymouth Rock... Expensive...
Very expensive coverage. I’ll be moving to another company on Jan 1, 2027.
Jim
Verified Review
Plymouth Rock Has the Cheapest Prices
Plymouth Rock is the cheapest auto insurance company.
Jack
Verified Review
Haven’t found a better rate yet
Call and compare your rates.
Crystal
Verified Review
Plymouth is good, but I may be getting different insurance
It's okay, but I got divorced, so I'll be changing my insurance or maybe keeping the same insurance, only making it single, not with anybody.
Arthur
Verified Review
Car Insurance
Plymouth Rock has been my car insurance provider for many years.
Arthur
Verified Review
I have been using this insurance company and its predecessors since about 1973, and obviously, I was very happy with them for a long time. Recently, they are not what they used to be, enough so that I decided to test the market. Quite frankly, at this point, I’m not sure if any insurance company is currently any better for me or not. No insurance company, so far, that answered my inquiries "knocked my socks off."
I have been using this insurance company and its predecessors since about 1973, and obviously, I was very happy with them for a long time. Recently, they are not what they used to be, enough so that I decided to test the market. Quite frankly, at this point, I’m not sure if any insurance company is currently any better for me or not. No insurance company, so far, that answered my inquiries "knocked my socks off."
Roseann
Verified Review
Expensive
My monthly bill is way too high.
Joseph
Verified Review
Insurance Review
Full coverage is expensive.
Jeanette
Verified Review
Insurance Comparison
We love them, but the rates are just too high!
Ralph
Verified Review
Shopping around
It's too costly for a senior citizen.
Paul
Verified Review
Plymouth Rock
They are good, but they raised the rates.
Christine
Verified Review
Plymouth Rock
The coverage is fine, but the insurance just keeps going up and up, and I haven't had any accidents.
Timeka
Verified Review
Not a Great Idea
They are good, but they will increase your rates for no apparent reason.
Walt
Verified Review
Auto with Plymouth Rock
They meet expectations. However, it seems their pricing is on the high side.
Barbara
Verified Review
Used Towing
The road assistance is great.
Carlo
Verified Review
Great Company to Work With
They are very good and very reasonable. I have no complaints at all.
Don
Verified Review
Plymouth Rock Insurance is Terrible
Premium increase of $1,400 this year with no accidents, moving violations, or claims of any kind. Also, we are senior citizens.
Peter
Verified Review
Not Happy
My rate has increased by $60 per month, even though I have no accidents, tickets, or claims of any kind.
Janice
Verified Review
Poor
Too expensive.
George
Verified Review
You Can Find the Same Insurance Cheaper
Okay.
Jo-Anne
Verified Review
Fair
Their policy is too expensive!
Carlos
Verified Review
They Always Raise My Insurance
Too expensive.
Roxanne
Verified Review
Change Carriers
Too expensive.
Leni
Verified Review
Not the Best
It's expensive. The rate increases by 10% every year even without any claims or accidents.
Rayette
Verified Review
Payment Issue
It's not providing me with the option to pay monthly, and it's challenging to pay the entire premium all at once.
David
Verified Review
Increasing Rates
The rates keep increasing. I see no added value.
Nancy
Verified Review
Fair
Too expensive
Marissa
Verified Review
They took advantage of being the first insurance company I used by continually raising my policy when it should have been progressively getting lower.
They took advantage of being the first insurance company I used by continually raising my policy when it should have been progressively getting lower.
Robert
Verified Review
Cost
It's very costly.
Kenneth
Verified Review
No Accidents, but the Price Keeps Rising
I have no claims or accidents, yet the policy price keeps increasing.
Wendy
Verified Review
Expensive
It's expensive and not flexible.
Diane
Verified Review
Not Good for Seniors
Much too expensive.

Plymouth Rock vs. GEICO, Liberty Mutual, and State Farm

Overall, Plymouth Rock receives mixed customer reviews. It ranks highest from Insurify customers in the categories of coverage options and policy transparency, but lower than the industry average for customer service. Plymouth Rock trails behind GEICO in all categories.

See how Plymouth ranks against GEICO, Liberty Mutual, and other top insurers below.

Plymouth Rock logo
GEICO logo
Liberty Mutual logo
State Farm logo
Allstate logo
Travelers logo
Average price
$152/mo*
Average price
$111/mo*
Average price
$169/mo*
Average price
$78/mo*
Average price
$125/mo*
Average price
$144/mo*
Overall rating
Overall rating
Overall rating
Overall rating
Overall rating
Overall rating
Value for money
Value for money
Value for money
Value for money
Value for money
Value for money
Customer service
Customer service
Customer service
Customer service
Customer service
Customer service
Claims handling
Claims handling
Claims handling
Claims handling
Claims handling
Claims handling
Special highlight
AI-generated from 317 user reviews
Unique loyalty rewards
Special highlight
AI-generated from 21035 user reviews
Teen drivers
Special highlight
AI-generated from 4454 user reviews
Numerous discounts
Special highlight
AI-generated from 21372 user reviews
Customer service
Special highlight
AI-generated from 12411 user reviews
Accident forgiveness
Special highlight
AI-generated from 1829 user reviews
Numerous discounts
Data in this table has been sourced from Insurify’s users who have indicated they are insured with the listed providers
User Review Collection and Methodologyexpand/collapse

Insurify collects reviews from users on its platform who have successfully compared quotes, as well as users who have purchased a policy through Insurify. These users complete an optional survey asking them to review their experience with their current insurance company and to rate the company on factors like customer service, claims handling, coverage availability, discounts, policy flexibility, policy transparency, and value for money. These ratings and reviews are then compiled and cleaned by our data team to bring you company-level insights from over 85,000 Insurify users.

Photo of an Insurify author
Writer: Katie PowersLicensed P&C Agent, Senior Insurance Editor

Qualifications:
  • Licensed auto and home insurance agent

  • 4+ years experience in insurance and personal finance editing

  • NPN: 20564519


Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

Photo of an Insurify author
Editor: John LeachLicensed P&C Agent, Chief Copy Editor

Qualifications:
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 20461358


John is Insurify’s Chief Copy Editor, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.