Is Progressive a Good Insurance Company? Reviews From Over 24,818 Customers

Reviews for Progressive on Insurify indicate the insurer scores best in customer service, with many customers appreciating its easy-to-use digital experience. That said, Progressive has mixed reviews for claims handling, discounts, value, and policy transparency.

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4.7 / 518K reviews
MacKenzie Korris
Writer: MacKenzie KorrisLicensed P&C Agent, Senior Insurance Copy Editor

Qualifications:
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 21630969


MacKenzie Korris is an insurance copy editor with a producer’s license for property and casualty insurance in Missouri.

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Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor

Qualifications:
  • Licensed auto and home insurance agent

  • 4+ years experience in insurance and personal finance editing

  • NPN: 20564519


Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Quick Facts
  • Insurify Quality (IQ) Score for Progressive: 8.7/10

  • NAIC complaint index: 0.74 (Lower than expected)

  • Average monthly premium from Progressive: $136

Our take on Progressive insurance

Insurify gives Progressive a quality score of 8.7/10. On the whole, Insurify customers with Progressive policies are split on their opinion of the insurer.

Positive reviews highlight helpful and smooth customer service, quick claims resolution, and the insurer’s convenience and reliability. Negative reviews focus on limited available discounts, rate changes, and a disappointing value for the money.

Progressive customer service reviews

Insurify customers with Progressive policies who are satisfied report a generally easy-to-use digital experience. But other Progressive customers note frustration with issues they can’t resolve with self-service tools.

Below are reviews from Progressive customers that highlight both positive and negative experiences with the insurer.

View Progressive customer service reviewsexpand/collapse
Rori
Verified Review
Progressive Auto Insurance
Check them out. They’re very helpful and friendly.
Leticia
Verified Review
Customer service is very professional, and they have the right answers and are very helpful.
The best.
Sharon
Verified Review
Good Customer Service
The cost is reasonable.
Robert
Verified Review
Corporate Inflates Renewal Premiums — Shop Around
They keep raising the price 25–50% every time it’s up for renewal. I go to my agent and get the same policy for the lower, previous price. The local agents are good, but the corporate office keeps raising prices to see who’s willing to pay too much.
Steven
Verified Review
Very good
They answer all of your questions, and I believe they’re very clear about what you’re asking.
Sherry
Verified Review
Best Insurance Ever
I have and will continue to recommend Progressive. They have the best people, and I’ll stay with them for as long as I’m driving.
Sheila
Verified Review
Fast and easy, not a mess of unnecessary calls
Great.
Henry
Verified Review
Positively Progressive
Car insurance is never a fun conversation to have with friends, but at least the people at Progressive are nice, friendly, and respectful.
Janet
Verified Review
Progressive: Poor Customer Service
Never use them. The rep I spoke with literally yelled at me and kept interrupting me. I wanted to know why my insurance doubled, and he said it was because I didn’t send verification. I told him I made two payments and was never told that was needed. They just sent a statement showing my insurance went from $76 to $180 for liability.
Erik
Verified Review
It has been the worst. I had to switch insurance. Most expensive, but cheap help.
The worst experience ever. The service was poor. They overcharged me hundreds more than the next offer, without any help or assistance to keep me as a loyal customer. No help with a rental car, and no assistance when someone crashed into me.
Abel
Verified Review
My insurance is the worst for customer service
Roadside assistance is terrible. I got transferred from one employee to another and ended up having to go through AAA to get roadside help.
Rocio
Verified Review
Most insurance is overpriced, and when you need it, it’s no help
I had an accident that wasn’t my fault, and my agent wasn’t very helpful.
Joseph
Verified Review
Uneducated, Caused a DMV Issue, and Refused to Help Resolve It
They over-insured me. They made me take out two policies—one for New York and one for Florida.
Sharon
Verified Review
Progressive Insurance Service
I had Progressive Insurance. The price started out moderate and then quickly increased for no apparent reason. When I questioned the increase, their customer service agents became combative. I should have received several discounts based on my age and an accident- and traffic-free record. Progressive has great commercial marketing; however, their customer service and pricing felt like a bait-and-switch.
Ivelisse
Verified Review
Rude Representatives
They raise your prices, and they don’t value the years you’ve been with them.
Karen
Verified Review
Love to Hear From You, Progressive
I’d like them to contact me to help lower my bill. There are many reasons my bill should be lowered.

Progressive discounts reviews

Positive reviews for Progressive mention earning savings from bundling two or more policies. Dissatisfied customers complain of hard-to-qualify-for discounts or discounts that don’t yield much in savings.

Below are reviews from real Progressive customers about the insurer’s available discounts.

View Progressive customer reviews for discountsexpand/collapse
Glennis
Verified Review
The Lady Explained Discounts and Other Policies That Can Help Me
Have the representative search for available discounts for you and any extra bonuses.
Dianne
Verified Review
Progressive Is Terrific
If you drive well, Progressive rewards you with lower rates.
Martin
Verified Review
Excellent service, but it will cost you
Excellent customer service and claims reps. A decent amount of coverage options and discounts, but over the last few years, premiums have really gone up as my vehicle depreciates in value.
Jarrett
Verified Review
Excellent
Use the GPS tracker if you’re a safe driver.
Jarrett
Verified Review
Progressive > All Others
Progressive is really good. I love my Snapshot discount.
Drew
Verified Review
Quote Experience Was Good
Ask for all discounts. Research each insurance company you quote with. Make sure you are comparing the same coverage levels.
Leonard
Verified Review
Progressive Insurance Rocks!
Very good. They discounted my windshield repair by $69!
Ida
Verified Review
Disappointed
I really liked Progressive and was referring friends and family to them. Then they increased my rate by over $120, saying it was because I bought a new car. I found cheaper insurance with State Farm for the same coverage. Then Progressive charged me $63 when I canceled. While their service was great, they did nothing to keep me with them.
Albert
Verified Review
Al's Review
Do not sign up for Progressive’s tracking app. It records radio talk shows and may interpret them as the driver talking on the phone.
Robin
Verified Review
I slid into a pole during the winter, and they charged me for the accident and raised my rates
They don’t have accident forgiveness. They charge for every accident and raise your rates.
Kenneth
Verified Review
Just Okay
Simply average. I haven’t had any accidents in years, but I haven’t received any additional discounts, follow-up, or outreach, and my costs have been steadily rising.
Gail
Verified Review
Skip the Snapshot app—it isn’t worth it!
While it’s billed as a way to get a discount, the Snapshot app has given me very little in return while allowing the company to benefit from collecting my personal data.
Bradford
Verified Review
Don’t Use Them If You Want to Save
Okay for now. Don’t use Progressive because your first six months, your rate is reasonable, but when it comes time to renew, your rate jumps an extra $200–$300 a month. Their Snapshot driving feature through the app is horrible. It should only pick up driving in the insured vehicle, but instead it logs vehicles that aren’t insured by Progressive, like company vehicles. I’ll never use them again.
Bridgett
Verified Review
Progressive Is Regressive
There are only a few discounts. The premiums either stay the same or, most of the time, go up. In one instance, I removed a car from my policy because I sold it, but for several months I kept getting charged for that vehicle. I asked for a refund, and Progressive never answered me back.
Edward
Verified Review
I drive less than 50 miles. Over the past two years, my insurance has kept going up. If you don’t believe me, use one of those apps that shows how you drive, and you’ll see the super low mileage I drive.
I drive less than 50 miles. Over the past two years, my insurance has kept going up. If you don’t believe me, use one of those apps that shows how you drive, and you’ll see the super low mileage I drive.
Robert
Verified Review
Check All Insurance Companies for the Best Rate
They need to give seniors with great driving records better discounts!!

Progressive claims handling reviews

While the overall opinion is mixed, positive reviews for Progressive on Insurify note smooth outcomes and communication. But some negative reviews cite feeling stuck navigating a claim after an accident and receiving a lackluster level of communication and coordination from the insurer.

Below, you can view real claims handling reviews from Insurify customers with Progressive policies.

View Progressive customer reviews for claims handlingexpand/collapse
Carolyn
Verified Review
Claims Process
Excellent claims process.
Sol
Verified Review
Accident? No problem
Great to work with.
Clarence
Verified Review
Always paid my claims.
Progressive is a good company, and I have never had a bad experience with them.
Jessica
Verified Review
Progressive Review
When I filed a claim last year, they were very helpful and communicated everything, making the whole process simple and easy to understand. My only issue was that my policy kept increasing. My policy renewed every 6 months, and during that time, my policy increased by $75. They couldn’t really explain why, other than mentioning the claim I had a year ago, but that shouldn’t have affected me in these recent 6 months. So I switched policies.
Kathleen
Verified Review
Great Claim Service!
The claim service was fabulous! However, the rates are kind of high.
Adrian
Verified Review
My Two Cents
Claims are handled fast. Customer service is good, but their policies are expensive compared to other popular agencies.
Robert
Verified Review
Smooth
Smooth claim resolution.
Maxwell
Verified Review
Incredible coverage at a high price.
Progressive is awesome with claims. I hit a deer a few years ago and getting the coverage I paid for was hassle-free and very easy. I also had to have my car towed once and they were able to send a tow truck my way very quickly and without a lot of effort. However, you PAY for Progressive. In my research, it's definitely one of the most expensive options no matter what coverage level you're at. This wasn't always the case. I have had Progressive for the majority of my time driving (30 years) and their pricing used to be competitive. It does not seem to be anymore. I have recently switched to State Farm solely because of cost.
Aneesah
Verified Review
Trash. Worst Insurance
Worst claim process ever. If you have any claims with them, at-fault or not, they raise your rate even when you’re not at fault. I’ve been loyal to them for close to 10 years and have had my license for 10 years, yet every year my rate increases even with a great driving record.
Larry
Verified Review
Disgusting company!!
Absolutely disgusting. They’ve been penalizing me for three years already for an accident they didn’t even pay for.
Steve
Verified Review
Great Prices / Customer Service Not So Great
Claims and general communication, even for non-fault claims, have been poor based on my experience. Homeowners insurance transparency was also poor due to outsourcing.
Jonnits
Verified Review
Progressive doesn’t stand by you when you’re in the right. They paid out for an accident that wasn’t my fault, and they didn’t provide vehicle photos as proof of damage. Progressive paid out anyway and increased my payment by $300. I’ve also been a loyal customer.
Progressive doesn’t stand by you when you’re in the right. They paid out for an accident that wasn’t my fault, and they didn’t provide vehicle photos as proof of damage. Progressive paid out anyway and increased my payment by $300. I’ve also been a loyal customer.
Drew
Verified Review
Let the Buyer Beware... Caveat Emptor...
They’re on time when it comes to sending you the bill for alleged service, but pretty slow going the other way. I had two incidents this past year, and both were handled poorly. They denied uninsured motorist coverage for a hit-and-run because they wanted information on the other driver and vehicle. It was a hit-and-run—none of that was available. It took my lawyer getting involved before they relented. After that, they doubled my premium.
Jack
Verified Review
They Suck
My rate was a little high, but after I had an accident (I was run off the road by another car that drove away), they doubled my payment.
Jacque
Verified Review
Bad Communication
They weren’t transparent about how they handled my claim and didn’t communicate the result. They closed the case and didn’t inform me. They also doubled my monthly rate.
Lawrence
Verified Review
Not customer-friendly
Overpriced, poor service, not customer-friendly, and it was difficult to schedule meeting times between the adjuster and the body shop without leaving my car, with no solid information or timeframe for when the adjuster would come to the shop.

Progressive value for money reviews

Satisfied Progressive customers praise the insurer’s convenience and reliability. But others note rising premiums and limited ways to offset those costs.

Below are real reviews about Progressive’s value for money from Insurify customers with coverage from the insurer.

View Progressive customer reviews for value for moneyexpand/collapse
Michael
Verified Review
Premiums are reasonable. I’ve never had a claim, so I can’t rate that. My premium keeps going down every six months.
Premiums are reasonable. I’ve never had a claim, so I can’t rate that. My premium keeps going down every six months.
Mary
Verified Review
Best Quote
They’ve been cheaper than the other quotes from you guys.
Michael
Verified Review
Progressive, Fair Pricing
Best price for the coverage I’ve seen to date.
Penny
Verified Review
New Hopes, New Opportunities
Better rates and several coverage options we didn’t find with other companies.
Douglas
Verified Review
Good, Fair Premium
Excellent auto coverage, and the premium is a lot less expensive.
Milton
Verified Review
A Plus for Progressive
My daughter and my wife both had at-fault accidents, and I thought my premium would double. I have Progressive now, and it turns out that, so far, Progressive is still the cheapest.
Marion
Verified Review
Love the Savings
It was a good experience. I was able to compare and save.
Teddy
Verified Review
Good So Far
Progressive insurance for our three vehicles has been good so far. Rates seem fair. I haven’t had to file a claim yet, so we’ll see.
Carl
Verified Review
I think their rate is high for seniors. I drive less, have no accidents or tickets, and have good credit.
I think their rate is high for seniors. I drive less, have no accidents or tickets, and have good credit.
Meredith
Verified Review
They suck and are losers
I’ve been with Progressive for over 15 years and never had a claim or anything. A few months ago, I needed my car towed about a mile, and they refused to help because that wasn’t part of my coverage. I’ve paid them tens of thousands of dollars and never needed help even once, and they wouldn’t tow me down the street because of a technicality. That’s why I’m searching for new insurance.
Darnell
Verified Review
Fair
Just joined, but I can say they’re $400 cheaper than Progressive.
Leon
Verified Review
Angry!
I feel like I’m being robbed. It’s $200+ a month coming directly out of my account, and my wife and I are on fixed incomes (Social Security). What am I paying for? Just the right to drive our cars? Before we reached age 65, we could get dollar-a-day insurance, which was all we needed. I feel like I’m paying a lot and getting nothing for my money. In short, if my wife or I have no infractions for a given month, I think that $200+ should roll over to the next month, and so on, until there’s something to pay for. Otherwise, what did I pay $200+ a month for?
Tom
Verified Review
5
You're expensive. You raised my rates and didn’t tell me. I'm looking for more affordable plans.
Dene
Verified Review
They get their foot in the door, then they take advantage of you.
Considering it came at a 53% discount from what Progressive was charging, it's been very good.
Debra
Verified Review
Hard to Afford on a Fixed Income
Good insurer, but their premiums are getting very expensive. I’ve had no claims, tickets, or accidents since being with them, and I’m paying over $100/month. Also, I’m a retired senior who drives less than 10 miles per week, so I feel like I should be getting a much lower premium.
David
Verified Review
It Pays to Compare Rates With Different Insurance Companies
For us, it’s a good insurance company—don’t get me wrong. They’re in the running for some of the best rates, but I know I can do better because I have no traffic tickets or accidents. Nothing at all in my 70 years of driving—well, I take that back. I started driving when I was 17. But Liberty let me get rated to give better rates, so I checked with them. Liberty Mutual did save me $300. They were charging me $817 every six months for full coverage on two vehicles. Liberty Mutual has the same coverage, with slightly better optional coverage, for $300 less.

Progressive policy transparency reviews

Positive reviews from Progressive customers note how easy it is to access policy information. Unhappy customers report feeling left in the dark and uninformed about policy updates.

Read real reviews about policy transparency from Insurify customers with Progressive policies.

View Progressive customer reviews for policy transparencyexpand/collapse
Sandra
Verified Review
Two Years of Satisfying Coverage
Upfront fees were clear, the app was easy to navigate, and my questions were answered when I spoke with an agent.
Adalberto
Verified Review
It was detailed and the options were there.
Amazing
Sandra
Verified Review
Good
The app is sufficient to compare pricing, and all information is clear.
Richard
Verified Review
Upfront and Honest
Always there when I need them.
Angela
Verified Review
They explain everything
They explain everything.
Alan
Verified Review
Excellent
It's been very easy to understand.
Josue
Verified Review
Easy process
Not yet, but the process was easy to understand. I am starting on 11/16/2025.
Dennis
Verified Review
Good company for low rates
No problems, everything is well explained.
Enjoli
Verified Review
Disgruntled by Deception
Honestly, I feel like Progressive is pretty misleading in how they deal with their customers. I’ve gone back and forth with them for years, and I feel unappreciated. I would never refer anyone to them. The customer service reps are great and they try their best. However, I feel like I’m being overcharged all the time. I haven’t been in an accident in over 20 years, so I’m not sure what the problem is.
Curtis
Verified Review
Not Good
Misleading. Don’t assume what you’re told is exactly what you’ll get. Make sure you read the coverage before you sign. Misleading!
James
Verified Review
Bait and Switch
My current car insurance is new, so I can’t say much yet. My prior insurance with Progressive was good until renewal, when I was hit with a 75% rate increase, so I told them goodbye. They get you in cheap, and then when it’s time to renew, they raise your rate a lot.
Doreen
Verified Review
Progressive Is Not So Great
I used to live in Nevada. I kept my Nevada license because I had just gotten it, and it’s one I can fly with. It’s also good for 8 years. They raised my insurance by $50 because I had that license and not a California one.
Oscar
Verified Review
Average
Progressive does not provide driving information that affects policy rating.
Mark
Verified Review
12 Years, and They Still Tried to Pull One Over on Me
I left because they added an unlicensed driver—who doesn’t even live at my address—without my consent, which would have more than tripled my rates. I’ll never recommend them or use their services again.
Patricia
Verified Review
Bad Company
I had Progressive until the end of the month. I did an online quote, and when I called about it, they told me they couldn’t give me that price. So I canceled.
Cory
Verified Review
Progressive No More
Progressive gives you one price and then raises it without confirming it with you. They’re not a good company to work with. They talk to you over the phone like you’re an idiot. They knew my mailing address was not where I live but still added a teenage kid to my policy. I made it very clear to them at the start of my policy. None of the people at that household had access to my vehicles. I felt like they were trying to scam me. Geico is the best option for single middle-aged males.
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Insurify collects reviews from users on its platform who have successfully compared quotes, as well as users who have purchased a policy through Insurify.

These users complete an optional survey that asks them to review their experience with their current insurance company and rate the company on factors like customer service, claims handling, coverage availability, discounts, policy flexibility, policy transparency, and value for money. These ratings and reviews are then compiled and cleaned by our data team to bring you company-level insights from over 85,000 Insurify users.

Progressive customer reviews: Read what over 24,818 Insurify customers have to say about Progressive

Below, you can view more than 24,818 Progressive reviews from real Insurify customers from the last 12 months.

Robert
Verified Review
Thank you for helping a senior citizen afford insurance
Expensive.
Bernetta
Verified Review
Get Good Insurance
I love my insurance.
Mary Beth
Verified Review
Beware
They raised my rates without me filing a claim.
Charlene
Verified Review
Good Experience, Then the Price Changed
They gave me a good price at first, but it increased at renewal.
Eric
Verified Review
Save money
Cheap.
Nicholas
Verified Review
Excellent
Fast, efficient, and reliable.
Rene
Verified Purchase
It Was Great
Good and affordable insurance.
Donna
Verified Review
Greatly Satisfied
I am very satisfied with Progressive.
Penny
Verified Review
My insurance went up, and I have the Georgia legal insurance. I pay $160 a month with no tickets or accidents.
I need a lower rate for the few miles I drive my car.
Kenneth
Verified Review
Bad Insurance Experience
I backed into another vehicle in a parking lot, causing about $900 in damage to the other car’s bumper and none to mine. Within a week, I received a notification that our premium exactly doubled, even though we only drive 8,000–9,000 miles annually. I didn’t receive a ticket and have never had an accident or violation in over 50 years of driving. We’re looking for other insurance.
Eloise
Verified Review
Fair
I've been with them for over 10 years, and my premium keeps going up. I have no accidents or traffic violations, and I'm a retired 68-year-old.
Bill
Verified Review
Progressive spends too much on advertising
They raise rates for no reason, even when you reduce the number of cars covered from three to two. How is that possible?
Elizabeth
Verified Review
Unfortunate
My rate kept going up, and then I lost my job. I needed help, and I couldn’t catch up at all.
Nelson
Verified Review
Fair
Way too expensive!!!
Jeffrey
Verified Review
They raised my rates more than double without warning
Be careful using them. Because we have newer vehicles, we updated our policy to try to pay less. By the end of the following week, they doubled what we were paying. They told us it was because of the vehicles we’d had on the policy for over a year—one for almost three years and the others for about a year.
Jeremiah
Verified Review
Horrible Progressive
Poor. They don’t allow different coverages for two cars under the same policy. They raised my premium by 100% even though I’ve had no accidents or claims, and I’ve been with them for over four years.

MacKenzie Korris
Writer: MacKenzie KorrisLicensed P&C Agent, Senior Insurance Copy Editor

Qualifications:
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 21630969


MacKenzie Korris is an insurance copy editor with a producer’s license for property and casualty insurance in Missouri.

Photo of an Insurify author
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor

Qualifications:
  • Licensed auto and home insurance agent

  • 4+ years experience in insurance and personal finance editing

  • NPN: 20564519


Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.