Is Progressive A Good Insurance Company? Reviews From Over 22,018 Customers

Great company, but the prices are way higher than they should be when you have no claims, no tickets, etc.

The app is sufficient to compare pricing, and all information is clear.

No problems so far, but no claims either. There are cheaper providers, but customer satisfaction is rated lower.

Progressive Insurance is the least expensive option for me. I’m on a fixed income, so cost is very important. They also process claims efficiently and quickly.

I am overpaying.

Haven't had to use our vehicle insurance coverage since we have been driving.

Great coverage, great price.

Okay, but I wish their payments could be at your discretion every month instead of only four months of the six-month policy.

Get your quote from an independent agent and not the company. I don’t understand why there are different prices for the same coverage. Also, please allow cancellation online, especially when it’s been replaced through Progressive.

Found less expensive insurance with the same coverage.

Distant but no problems.

Good price with high-level provisions and a good reputation.

My premium is too high for my driving history.

Always there when I need them.

Good price.

I wish car insurance was not so expensive. It should be based on your driving record, not the area you live in.

I had a very good experience with Progressive auto and tent homeowners.

So far, so good. No problems, and the app is great.

Great, just looking for something that's cheaper.

Never had a claim. There should be a discount for that.

Best price for the coverage.

Good coverage, nice respectful people, always provide feedback.

Shop around and look at offers carefully.

Progressive is tops in knowing the product and providing the product.

I have had no problems. Recently, they raised their rates.

They tell you one thing and do another. My bill went up without them telling me why. I'm looking for someone that will explain why.

Complex

Excellent customer service!

They worked hard to get me the best rate.

The only problem was that Progressive said they would contact my old insurance to let them know I have a new policy, but they didn’t. Now they say I owe them money for two weeks of coverage after the cancellation date.

Costs too much.

When it comes to driver age cost for insurance, this company is very expensive. Don't believe the ads on TV.

It's very frustrating to work with them online. Passwords don’t seem to work, and there are issues with the username. Just a lot of problems with that aspect of it.

Recurring issues with rate changes on bills.

Too expensive.

Good value based on comparison to others. Easy to use website.

Apply online and pick the coverage you want.

Good, just a little too high on cost.

The insurance rate is high. I've never had an insurance claim, DUI, or anything that would cause a high premium.

I've been with them for a long time. I bought a new car and everything doubled in price, so much for the loyalty program. I have no tickets and am considered a safe driver.

It's okay, they raised my monthly payment and when I called and asked why, the lady said it was because of trains. We have no trains in our area; the closest train is over 74 miles away. Then she said it was just the area. Funny thing is, my daughter lives right beside me and hers didn’t raise. I have no accidents or tickets. She also said that it was a rate adjustment. I guess I was the only one to get it.

Easy as 123: sign up, get coverage, relax.

It's good value for the money, but policy/price transparency could be better.

My insurance went from $112 for full coverage to $150+ for the same coverage. I moved to a smaller town in the same state and a less touristy area!

It's been pretty good so far. The pricing could be better, but other than that, it's been good.

Progressive is fine. It would be great to pay a lower rate since I don't drive 50 miles a week. I'm retired and usually only drive to doctor appointments or run errands.

Fair price and recently issued me a refund check.

My present coverage is fine as I am happy with them. The tips I would give to a friend is that I would recommend them highly!

Just recently bought this policy, so no opinions yet.

The price for new customers is cheaper than for those renewing, and that annoys me.

Reasonable and available.

My current car insurance kept going up, and that forced me to look elsewhere.

Good company, but too expensive.

I already have Progressive and am glad they had the best price for what I need.

Great service.

They raise prices annually. You need to keep on top of them for this.

Great price.

Hello All, I just began using PROGRESSIVE Insurance for my car. I am retired (81 years old). The real "test" for any company, especially car insurance, is if I have a mishap and require them to act per our agreement for coverage. Stay tuned....

I just moved to GEICO. I left Progressive because they increased my rates more than double after someone hit my parked car and I made a claim.

I feel that they need to call their customers once a year to see if there are any changes.

Expensive but pays on claims slowly and cheaply. I haven't had any claims myself, but two close relatives have had within the last 20 months.

They lied to me about rates and discounts and raised my rates even though I have better credit (790+) than before and no claims, with excuses like "inflation." In under 6 months, there was a $100 increase. Simply dishonest.

I've been with them for almost 3 years, no accidents, no tickets, nothing, and I'm paying more than I ever have.

Policy increased approximately $400 after 6 months with no accidents, tickets, or claims.

I feel they are incredibly expensive. But I would rather have the full coverage than need it and not have it. But again, expensive, especially when you’re on a single parent income.

I received a $112 discount for good driving, but then my policy went up $300. 😕

I have been with Progressive for 3 to 5 years, and I get the bare minimum coverage, paying $155 a month. They have never given me any discount. They couldn’t even give me a clear reason why I paid so much; they tried telling me it was because of an easy seat belt ticket. When I asked them to break down what kind of discounts I actually get, nobody could ever answer my questions. I don’t have a bad driving record. My car is an older car and paid for. Then I talked to another insurance company, and for the same coverage, it’s $80 a month. I always thought Progressive was...

The high premium for full coverage was $152, and they only reduced it by $40 when I switched to liability. Ridiculous.

They sent me a defective snapshot device and then raised my rates when it didn't work.

Homeowners insurance is too expensive, especially for Progressive coverage. The other coverage was somewhat reasonable.

I had Progressive for several years, and after making all my payments on time, I ran into a few problems and was a week or two late with one payment. They canceled my policy immediately, and when I renewed the policy, they raised the price by almost $30 a month. At the next renewal, even though I had a very good score on their tracking device, it was going to go up another $20 a month. I never had any accidents or tickets, so I don’t know why it kept going up.

Progressive insists on installing a monitoring device in your car and may raise your rate if they determine you've done something wrong, according to their criteria. For example, if you're rushing to an emergency room, you might be penalized for speeding with a higher rate, no questions asked.

Progressive removes discounts and increases rates to essentially negate the savings gained from the use of Snapshot.

It's been eight months, and I still haven't received my deductible back. I have uninsured and underinsured motorist coverage and still not made whole.

The cost is too high for full coverage on my car, including windshield replacement and liability on a Nissan pickup.

My agent is why I am considering a change. Very high price, and doesn't care to help lower our rates.

I spent an hour talking on the phone with a certified insurance agent who didn’t understand the concept of liability. After an hour on the phone, I was quoted a rate $9 per month lower than I had been paying. They had my car listed as a commute car, and I have been disabled and unable to work for the last 20 years. To make it even more special, they emailed me a quote for more than I had been paying. If they’re this bad at basic policy servicing, imagine their ineptitude handling an actual claim.

Continually increasing premiums with a continually aging vehicle.

It took weeks to resolve our claim back in October. I don’t appreciate my policy doubling in price. My wife and I drive no more than 3,000 miles a year each and are paying $3,465 annually. I don’t live in a flood zone, and our cars are in the garage.

For the most part, they're good. But when you have an accident, they want pictures and they give you an estimate from pictures. How can you honestly give an estimate from pictures? If you had a dented bumper or door, yes, a picture would work, but when your car gets rear-ended and then they tell you that body work and painting is done for 70 dollars an hour, what the hell? This isn’t the '90s or even the early 2000s. The estimate process is a complete joke.

Expensive, no significant loyalty discount year-to-year.

I am not happy with Progressive and the team they provided me with. I did not have the support I needed for my case. On top of that, my car is still not made whole. They haven't reimbursed me for my car rental fee, which is $1800, and the tire fee, which is $200, that one of their shops caused. I will be leaving Progressive after this case is closed because of the team I was assigned to, who didn't do their job to make it right for my car.

Too expensive. A 75-year-old widower with no accidents, no tickets, no DUI, and no claims is paying over $300 per month, which is totally ridiculous. Where are all these companies on Facebook and TikTok offering $39 per month for full coverage?

I could have a better monthly premium if you lowered it, as I have never had an accident or any tickets.

Progressive is the most expensive and offers the lowest coverage. Plus, their roadside service is unreliable when you need help.

I've never had to use it. I'm just paying a lot of money for low insurance coverage.

They would not insure me because I don't have a permanent address as a digital nomad. Then, because I bought a new car, they would not let me go back to the previous non-car policy I had with them to prevent a gap in coverage. Therefore, I either have to keep paying on a car I no longer have or go totally without coverage and can't return to the non-car policy. Totally inflexible, even though I have been a customer for many years. Also, they did not tell me about the non-car coverage after hitting an elk last year, which resulted in a gap in coverage several months later when I bought a car. I want to pay and get insured for a new 'used' car, and they take nothing into account as far as my faithfulness and reliability as a past and current customer. Progressive? NO. Not progressive at all.

Don't waste your money. They'll find any way possible to make extra money. I hit a ladder on the highway because it was either the ladder or another car, and I was made at fault by their underwriter, raising my premium. Then they added my husband, who I am legally separated from, onto my policy without my knowledge. I only found out after my premium went up $130 a month because he was arrested for a DUI, which has nothing to do with me. Then, in order to remove him, I had to make him an excluded driver by signing some paperwork and mailing it in, which makes no sense since we are legally separated and haven't lived together in years. Stay away, that's my advice.

In general, Progressive is okay for car insurance. My one complaint is that the premium is high. I don’t see much evidence that the discount is very helpful in reducing the cost (I have the Snapshot device on my car).

I just got a new policy that costs me $225.00 less than my previous one. I am absolutely disappointed and upset that I was charged $404.00 per month. Outrageous!

Shop around because they’re super expensive.

Half the cost of Progressive.

I love my new insurance, saving over $100 a month compared to Progressive.

They go back over 6 years for moving violations to increase rates and hold glass claims against you to raise the cost of premiums.

I got a low rate since I don't drive except to the grocery store and the chiropractor about two miles down the road. Then it kept going up. They said it was just an introductory offer... No one told me that!

Be prepared for a 20% price increase when it's renewal time.

Okay, I have had insurance since I was 16 years old, and I am about to be 42. I've been with a few different companies throughout the years, and never have I once had to send photos of my vehicle from the front, back, and sides, making sure it displays my license plate number along with my registration on every vehicle that I have on my policy, which is three. This is something I have never heard of an insurance company doing when first starting an insurance policy for your vehicle.

$90 more than USAA.

I've got Progressive and it has been the cheapest, otherwise I'd have something else.

Premium too high for how little I drive.

They offered a low estimate on repairs because they have their own shop.

I have Progressive, and they tripled my new quote in a different state.

Prices are terrible! I am 72, my wife is 68. No tickets, no claims, but insurance goes up anyway. Can't insure my vehicles differently. Have to have the same coverage on both, even though there is a 10-year difference in the age of the vehicles. Can't get the agent I wanted close to my home. Have to drive 1.5 hours to see the agent, instead of 30 minutes for the one I wanted. No loyalty to me at all for staying with you for three years.

They start out with a lower rate, then hit you with increases every pay period.

I have been driving for 55 years. No chargeable accidents, but my premiums continue to increase.

Too expensive. I hardly drive anywhere, and it’s $183 a month for full coverage.

Progressive increased my rates significantly due to a DUI two years ago. When it was removed from my record, I switched to State Farm because Progressive's pricing was too high for me.

Excellent in every category. I have full coverage for less than just comprehensive with Progressive, and they didn't increase my premium by $38 just because I moved to Eugene. They also didn't lie and say on paper that I requested the rate hike. What the heck?

They keep raising my rates. I'm a senior and only drive about 30 miles a month. I have a great driving record, so I don't understand the continued rate hikes month after month.

Too expensive for liability for my vehicle.

I find this insurance carrier too expensive. I'm paying monthly way more than I did with State Farm, where I had full coverage.

You are the worst insurance company that I have had in a long time. The reason for this statement is that when I got the insurance, I was told that I would only be paying $114 a month. Now, you are making me pay more than that, and I am having to pay over $300.00 a month. It is not fair to do what you did to me. I need my insurance so I can take care of my grandson, who is 5, and also my wife, who is on oxygen and needs to go to doctor's appointments 4 times a week. Now you sent me a cancellation notice, and I will lose my insurance on the 22nd of this month because you made my payment so high that I have to go without insurance. You are not letting me pay $114.00 a month. I am begging you to put my insurance back to $114.00 a month. Please help me out so my wife can get to her doctors and my grandson can get to school.

The premium is very high, and it's almost impossible to use the roadside service. Additionally, there is a fee involved. The service feels deceptive and overpriced.

The Snapshot program that is intended to get drivers discounts is fundamentally flawed. While I believe the intent of the Snapshot program is to encourage positive behavioral change, I find its execution—particularly the plug-in device with audible alerts—to be fundamentally flawed. My concerns focus on the audible alerts triggered during what the system classifies as “unsafe” driving events, most notably “hard braking.” During my participation in the program, I received multiple audible alerts attributed to hard braking. Upon reviewing the corresponding reports in the Snapshot mobile application, I observed that these alerts were recorded as hard-brake incidents. Because the application does not provide a data export function, I manually copied the event data to conduct my own review. In reviewing the overall data, approximately 90% of my recorded driving time resulted in a “Great job!” assessment within the application. Despite this, I was informed that my driving behavior placed me at risk for a premium increase. And yes, my premium has been increased despite having a clean and accident-free driving record.

Progressive started fine; it was the cheapest option but still seemed to have enough perks. However, there was no warning that the policy was about to expire and re-enroll, or more importantly, that the policy was going up in price. That's concerning.

My tip would be not to get Progressive - they raise your rates even when you have had zero accidents. Looking to switch ASAP.

I cannot see why my rates go up every 6 months, with no claims or tickets during that time period.

At the beginning, they gave me a great quote, but after I accepted and paid my insurance upfront, they began to renege on the original offer. They first tried to upcharge me $1,500 more and asked me for 5 years of declaration pages from my former insurance. I had been with my former insurance for 15 years, and they gladly complied with my request to upload and send Progressive the information they asked for. They shared with me that their request was a bit unusual. I ended up paying $600 more.

What to say about Progressive? You'll progressively pay more every year, despite having no claims, accidents, or tickets. Add more services and get bundle discounts, they say. What a joke. After bundling multiple policies and having been with Progressive for over 9 years with no reasons for our costs to keep rising, we attempted to get a loyalty discount of any kind—$3 off a month by adding a boat policy (we live in a city) is what we were offered, which cost $31 more for that particular policy, so no actual discount at all.

After being a loyal customer for several years, I find the company to be very disappointing in its loyalty to its customers. It is easy to add coverage and pay for that coverage, but I find the company is unwilling to reduce costs according to my coverage needs.