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Apparent - Car Insurance

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Updated February 1, 2022

Apparent Auto Insurance Quotes

StateAverage Monthly Cost


Apparent Ratings
BrandRatingsUser reviews


The largest discounts from Apparent are: Multiple Vehicle, Signing documents when you buy online, Student Away at School

Carrier Discounts
Discount %
Multiple VehicleSigning documents when you buy onlineStudent Away at SchoolStarting your auto quote onlineGood StudentMultiple PolicyPaid in fullGood DriverAdvance shopperHome OwnerPaperless documents
Discount Group
Discount TypeDiscount %
Multiple Vehicleup to 30%
Signing documents when you buy onlineup to 17%
Student Away at Schoolup to 15%
Starting your auto quote onlineup to 13%
Good Studentup to 11%
Multiple Policyup to 10%
Paid in fullup to 10%
Good Driverup to 7%
Advance shopperup to 5%
Home Ownerup to 4%
Paperless documentsup to 2%

Payment methods

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    Automatic Online Payment
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    Bank Payment/Direct Deposit
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    Credit Card Payment
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    Debit Card Payments
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    Electronic Check
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    Multi-Payment Installment Plans
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    Online Payment
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    Phone Payment
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    Money Transfer

Features and Services

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    24/7 service
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    Mobile app
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    Roadside assistance
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    Flexible / convenient payments
  • benefit/diminishing-deductible.svg
    Diminishing deductible
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    Enhanced towing & substitute coverage
  • benefit/policy-bundling.svg
    Policy bundling discounts

Optional Coverage

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    Rental Reimbursement
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    Roadside Assistance
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    Mechanical Breakdown Insurance
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    Legal Defense Costs Coverage
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    Umbrella Policy

FAQs - Apparent Car Insurance

How does Insurify work?

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How does Insurify find me the cheapest car insurance quotes?

Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.

How is Insurify different from other insurance quote comparison sites?

Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.

Company History

Apparent Insurance provides P&C and life "insurance for families." It offers auto insurance, home insurance, renters insurance, motorcycle insurance, umbrella insurance, and life insurance. 

An unorthodox insurance provider, Apparent offers specialized plans tailored to families at every stage of life and children of all ages. Auto policies can include such family-specific features as car seat and stroller replacement, smart roadside assistance, accident forgiveness, a teen driver app, and student-away-at-school or good-grade discounts. 

Apparent Insurance is a brand of Platinum General Agency, Inc. Car insurance policies are underwritten by Redpoint County Mutual Insurance Company. All other insurance products are offered by Elephant Insurance. 

Contact Information

Headquarters address: 9950 Mayland Dr, Richmond, VA 23233

Phone number: (877) 764-8679

Website: www.apparentinsurance.com

Apparent Car Insurance Information

Insurify Composite Score0
Number of discounts11
Number of reviews0
User Rating4


Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.