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Experience
- Car Insurance
- Home Insurance
- Personal Finance
- National Producer Number (NPN): 20461358
About John's expertise
John Leach is an insurance content editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. John leads the copy desk team at Insurify. He has a linguistics degree from UC Santa Barbara.
Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here
John's latest posts
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12 Steps for Buying a Car for Business and What to Avoid
March 25, 2025
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Average Car Insurance Rates as of October 2024
4 min. read|October 21, 2024
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New York Moves to Regulate Pet Insurance Industry in the State
3 min. read|July 31, 2024
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Flood Zone X: What You Need to Know
4 min. read|June 30, 2024
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Nationwide May Drop 100K Pet Insurance Policies
2 min. read|June 3, 2024
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Most Vehicle Automation Isn’t Making Drivers Safer, Report Says
2 min. read|May 29, 2024
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Different States, Same Problem: A Home Insurance Crisis
May 9, 2024
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Fewer Californians Buying Flood Insurance Despite Record-Breaking Year
2 min. read|April 29, 2024
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Michigan Warns Car Insurers: Price Fairly or Face Penalties
2 min. read|April 2, 2024
Connecticut Regulators Rap Insurers for Dropping Home Policies Over Roof Stains
2 min. read|April 3, 2024
State Farm to Drop 72,000 Home, Landlord Policies in California
2 min. read|March 25, 2024
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Florida Mulls Bill to Leash Pet Insurance Providers
2 min. read|March 13, 2024
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Are Rising Home Insurance Costs Sinking Western Florida’s Real Estate Market?
2 min. read|March 6, 2024
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Allstate Lifts California Auto Policy Restrictions Following 30% Rate Hike
2 min. read|February 18, 2024
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Feds Accelerate Tesla Steering Probe
2 min. read|February 7, 2024
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Florida May Issue Bonds to Shore Up Hurricane Catastrophe Fund
1 min. read|February 5, 2024
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North Carolina Home Insurers Seek 42%+ Rate Hike
2 min. read|February 5, 2024
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The Hartford Halts New Home Policies in CA
1 min. read|January 30, 2024
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Florida Weighs Tying Home Insurance to Unpaid Mortgage Balances
3 min. read|January 22, 2024
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NY Law Cracks Down on Deliberately Low Auto Insurance Quotes
2 min. read|January 7, 2024
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Tesla Insurance Must Face Class Action Suit, Judge Rules
1 min. read|December 11, 2023
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Judge Rejects Hyundai, Kia’s Efforts for Quick Lawsuit Dismissal
2 min. read|December 11, 2023
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Last-Resort Insurers Becoming First Choice for Homeowners
3 min. read|December 11, 2023
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Auto Insurance Rates Set to Rise in NC
2 min. read|December 7, 2023
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FL Budget Takes Aim at Insurance Crisis
2 min. read|December 6, 2023
PA Launches Flood Insurance Task Force
2 min. read|December 4, 2023
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NY to End Photo Inspections for New Car Insurance Policies
2 min. read|November 30, 2023
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Judge Greenlights Coverage Expansion for CA FAIR Plan
3 min. read|November 29, 2023
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NY, NJ Home Sellers and Landlords Must Now Disclose Flood Risks
3 min. read|November 26, 2023
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Which Insurance Companies Don’t Use Credit History?
November 16, 2023
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EVs Totaled at Same Rate as Gas-Powered Cars, Data Shows
1 min. read|November 15, 2023
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Good News: Catalytic Converter Thefts Are Down 37% in 2023
2 min. read|November 14, 2023
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How Virginia Wildfires Could Impact Home Insurance Rates
2 min. read|November 14, 2023
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Maui Wildfire Insurance Claims Already Top $1.3 Billion
2 min. read|November 12, 2023
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4 More Insurers Exit California Home and Auto Insurance Markets
2 min. read|November 8, 2023
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What to Know About California’s New Plan to Bolster Home Insurance Market
4 min. read|November 5, 2023
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Liberty Mutual Agrees to Repay $7.7 Million to Minnesota Policyholders
2 min. read|October 26, 2023
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Slide Insurance to Pick Up 86K Farmers Home Insurance Policies in Florida
2 min. read|October 23, 2023
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Despite Recent Rate Hikes, California Car Insurance is 25% Cheaper than National Average
3 min. read|October 23, 2023
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NEXT Insurance Set to Raise $100M+ in Late VC Funding Round
1 min. read|October 23, 2023
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High Premiums Keep Florida Homeowners Stuck with State’s Insurer of Last Resort
3 min. read|October 18, 2023
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The Rise of Ghost Therapists: Outdated Mental Health Directories Make It Harder to Find Help
4 min. read|October 11, 2023
Progressive Dropping 100K Home, Landlord Policies in Florida
2 min. read|October 10, 2023
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Virginia Changes Law: All Drivers Must Buy Car Insurance
2 min. read|October 10, 2023
State Farm Home Insurance: Is it the best choice for you?
December 15, 2021
Reddit Home Insurance Tips: The Best Advice from 14 Million+ Members
September 15, 2021
Is Flood Insurance Tax-Deductible?
3 min. read|September 9, 2021
Natural Disaster Statistics: The Most Remarkable Data
August 4, 2021
Liberty Mutual Homeowners Insurance Reviews: Is it the best choice for you?
June 29, 2021
Travelers Homeowners Insurance Reviews: Is it the best choice for you?
June 29, 2021
Auto-Owners Home Insurance Reviews: Is it the right choice for you?
June 26, 2021
Tower Hill Home Insurance Review: Is it the right choice for you?
June 18, 2021
Homeowners Insurance Calculator: Find the Cheapest Quotes in Your Area
June 18, 2021
Noblr Home Insurance Review: Is it the right choice for you?
June 15, 2021
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Texas Legislators Weigh Creation of State-Funded Car Insurance Option
2 min. read|March 25, 2025
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State Farm OK to Hike California Home Insurance Rates — For Now
2 min. read|March 17, 2025
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Maryland May Put the Brakes on How Auto Insurers Can Collect and Use Telematics Data
3 min. read|March 17, 2025
Average Car Insurance Rates as of March 2025 | Insurify
4 min. read|March 12, 2025
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Average Pet Insurance Rates as of March | Insurify
3 min. read|March 12, 2025
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Smaller, More Frequent, and Severe Storms Are Growing Threats to Homeowners, Report Finds
2 min. read|March 10, 2025
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‘More Stuff’ Is Leading to More Insurance Problems
3 min. read|March 10, 2025
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Could Floridians Vote Their Way to Lower Insurance Rates?
1 min. read|March 4, 2025
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Florida Homeowners Now Have Another Option for Flood Insurance
2 min. read|February 26, 2025
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Nevada, Washington, and New York OK’d the Most Auto Insurance Rate Hikes Since 2023
2 min. read|February 26, 2025
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Does Car Insurance in No-Fault States Cost More?
4 min. read|February 26, 2025
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Federal Medicaid Cut Could Leave 20 Million Americans Without Healthcare
3 min. read|February 25, 2025
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State Farm’s 22% Emergency Rate Hike Request Gets Pushback from California Regulator
3 min. read|February 23, 2025
Average Car Insurance Rates as of February 2025 | Insurify
4 min. read|February 19, 2025
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California Insurers Can Pass Half of $1B FAIR Plan Rescue Cost to Policyholders
3 min. read|February 12, 2025
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Everyone — And Their Grandmother — Is Shopping for Car Insurance
3 min. read|February 12, 2025
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24% and 31.6% Rate Hikes on the Way for Pet Parents With American Home Insurance
1 min. read|February 4, 2025
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Car Insurance Costs Spiked the Most in These Five States in 2024
2 min. read|February 2, 2025
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33% Rate Hike on the Way for AXIS Pet Insurance Policyholders in New York
2 min. read|February 2, 2025
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Car Insurance Rate Increases Will Slow to 5% in 2025, Report Predicts
2 min. read|January 28, 2025
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Electric Shock: EVs Cost 23% More to Insure Than Gas-Powered Vehicles
2 min. read|January 27, 2025
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Car Insurance Costs Are Highest in Maryland and New York, New Report Reveals
2 min. read|January 27, 2025
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North Carolina’s Car Insurance Minimums Set to Jump in July
2 min. read|January 27, 2025
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12% Rate Hike on the Way for Thousands of California Home and Condo Owners
2 min. read|January 26, 2025
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Allstate Faces Data Collection Lawsuit from Texas Attorney General
2 min. read|January 21, 2025
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Texas Has 19 of the 20 U.S. Counties With the Most Uninsured
2 min. read|January 20, 2025
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California Bars Home Insurers from Shedding Policies in Wildfire-Hit Areas
2 min. read|January 14, 2025
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Car Insurance Rate Hikes Rolling Out for Half a Million New York Drivers
3 min. read|January 14, 2025
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Farmers Insurance Taking on More Policies in California
2 min. read|January 6, 2025
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New Mexico’s Last-Resort Home Insurer May Get $50M to Expand, Raise Coverage Limits
2 min. read|December 18, 2024
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NY Governor’s Veto Leaves Pet Insurers Off Leash
2 min. read|December 18, 2024
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What Utah’s Increased Auto Liability Limits Mean for Your Premiums
2 min. read|December 17, 2024
What California’s New, Higher Liability Limits Mean for Auto Premiums
2 min. read|December 17, 2024
What Virginia’s New, Higher Car Insurance Requirements Mean for Drivers
2 min. read|December 17, 2024
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Florida’s Insurer of Last Resort Leaving Hurricane Victims High and Dry
2 min. read|December 10, 2024
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Another Insurer Hiking Homeowners Rates in California
1 min. read|December 9, 2024
ASI Policyholders Face Steep 30% Homeowners Rate Increase in 2025
2 min. read|December 8, 2024
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Amica OK to Hike Home Insurance Rates by 21% in California
2 min. read|December 8, 2024
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Renters Insurance Rates to Soar 42% for Thousands of California Tenants
1 min. read|December 8, 2024
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Louisiana Insurance Commissioner Pushes to Expand ‘Fortify Homes Program’ After Recent Successes
3 min. read|December 5, 2024
11% of Texas Communities Pass on Federal Flood Insurance Protection
3 min. read|December 1, 2024
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In the Face of Flood Threats, Most Louisiana Communities Opt for Federal Flood Insurance
3 min. read|December 1, 2024
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Nearly 200 Michigan Communities Can’t Get Flood Insurance — By Choice
4 min. read|November 24, 2024
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Nearly 200 Missouri Communities Opt Out of Federal Flood Insurance. Are Homeowners Protected?
3 min. read|November 24, 2024
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Average Car Insurance Rates as of November 2024
4 min. read|November 24, 2024
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New Car Shoppers Face Harsh Price Reality, Report Finds
3 min. read|November 19, 2024
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Tesla Insurance Losses, Customer Complaints Continue Mount
2 min. read|November 19, 2024
USAA Home Insurance Rates Climbing for 265,000 California Homeowners
2 min. read|November 18, 2024
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Kia, Hyundai to Pay Up to $145 Million to Settle Lawsuit Over TikTok-Inspired Thefts
2 min. read|November 12, 2024
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Got Flood Insurance? You’ll Be Able to Make Monthly Payments Come January
3 min. read|November 11, 2024
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Vet Clinic Pet Insurance Coordinators May Be a Prescription for More Coverage and Healthier Pets
2 min. read|November 3, 2024
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Milton Lands Among Top 10 Costliest Hurricanes for Insured Losses
2 min. read|October 31, 2024
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Fighting High Auto Insurance Premiums Will Need a ‘Wholistic’ Approach, Louisiana Legislators Say
2 min. read|October 30, 2024
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No Rate Hike for Texas Windstorm Insurer, State Insurance Regulator Decides
2 min. read|October 30, 2024
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Allstate Sues 19 NYC Pharmacies, Alleging $2.7M+ in Billing Fraud
3 min. read|October 15, 2024
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Suing Over an Insurance Claim Often Leads to Smaller Payout, Experts Say
3 min. read|October 11, 2024
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Lemonade Set to Hike Pet Insurance Rates in California
1 min. read|September 26, 2024
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Rising Home Insurance Rates Hamper Customer Satisfaction and Drive Policy Shopping, Study Finds
2 min. read|September 24, 2024
Farmers Seeking 22% Home Insurance Rate Hike in Ohio
2 min. read|September 17, 2024
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Rising Reconstruction Costs May Keep Property Insurance Rates Climbing
3 min. read|September 17, 2024
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Many Oregonians to Face Higher Health Insurance Costs in 2025
2 min. read|September 15, 2024
California OKs 15% Rate Hike for Liberty Mutual Condo Policies
1 min. read|September 11, 2024
California Insurers Approved to Pass Hefty FAIR Plan Loss Assessment Costs on to Policyholders
3 min. read|September 11, 2024
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New Disaster-Mapping Shows Where Communities Should Invest to Prevent Severe Weather Damage
2 min. read|September 9, 2024
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2.6 Million U.S. Homes Face Wildfire Risk, Report Finds
2 min. read|September 2, 2024
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Will California’s Home Insurance Crisis Drive Up Costs for Renters Too?
2 min. read|August 28, 2024
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State Farm Seeks 38% Rate Hike for California Renters Insurance
2 min. read|August 25, 2024
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Mobile Home Insurer Cancels Policies in Florida
3 min. read|August 20, 2024
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Hurricane Debby’s Uninsured Losses Could Top $9.7 Billion, Report Shows
2 min. read|August 15, 2024
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Progressive halts new home insurance policies in Texas and some Midwestern states
2 min. read|August 14, 2024
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Hurricane Beryl Already Increasing Insurance Costs for Texans
2 min. read|August 14, 2024
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More Than 27 Million Now Without Health Insurance, Reversing Record Lows
1 min. read|August 14, 2024
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Florida Counties Retain Federal Flood Insurance Discounts — For Now
2 min. read|July 30, 2024
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Texas Last-Resort Auto Insurer Set to Raise Rates 15%
3 min. read|July 29, 2024
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The Hidden Cost of Insurance: Reinsurance Is Elevating Coverage Rates for Americans Everywhere
4 min. read|July 25, 2024
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Project 2025 Aims to End 56-Year-Old National Flood Insurance Program
4 min. read|July 24, 2024
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Washington To Elect First New State Insurance Commissioner in Over 20 Years
3 min. read|July 18, 2024
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As Hurricane Season Hits, More Homeowners Pushed to Florida’s Last-Resort Insurer
3 min. read|July 17, 2024
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New Service Moves Vehicles to Safety Before Hurricanes Make Landfall
3 min. read|July 10, 2024
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Could New York Ban Insurers from Covering Fossil Fuel Projects?
2 min. read|July 10, 2024
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California’s Largest Home Insurer Seeks Dramatic Rate Increase
2 min. read|July 2, 2024
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Senate Lawmakers Butt Heads Over Cause of Home Insurance Crises
3 min. read|July 2, 2024
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Too Many Americans Are Mistaken About Insurance: Surveys Say
2 min. read|July 1, 2024
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Wildfire Risks Spark Insurance Woes for Utility Companies
2 min. read|June 25, 2024
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Texas Says Insurers Must Drop Drivers Who Obstruct Liability Claims
2 min. read|June 25, 2024
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USAA Favors Officers, Potential Class Action Suit Alleges
2 min. read|June 17, 2024
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Ask an Agent: Does Homeowners Insurance Cover Fourth of July Fireworks Damage?
3 min. read|June 9, 2024
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Relief in Sight? 9 Home Insurers Cut Rates in Florida
2 min. read|June 6, 2024
Washington State Requires Insurers to Better Explain Auto, Home Rate Increases
2 min. read|June 5, 2024
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Florida Insurer Fined for Treatment of Policyholders After Hurricane Ian
2 min. read|June 3, 2024
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Oklahoma Approves Grant Program for Homeowners to Build Climate-Resilient Homes
2 min. read|June 3, 2024
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Home Insurance Rates Set to Jump 10% for Texans on State’s FAIR Plan
2 min. read|May 29, 2024
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Can’t Cover Your Home Insurance Deductible? New Disaster Insurance Could Help
3 min. read|May 28, 2024
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Maryland: Auto Insurers Must Pay Diminished-Value Claims in Hit-and-Run Accidents
2 min. read|May 28, 2024
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Liberty Mutual Looking to Cut Car Insurance Rates by 10% in New Mexico
1 min. read|May 14, 2024
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8 Insurers Get Greenlight to Enter Florida Home Insurance Market
1 min. read|May 14, 2024
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Two Large California Pet Insurers Set to Hike Rates in 2024
2 min. read|May 14, 2024
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High Insurance Rates Driving Homeowners Out of Florida and California
2 min. read|May 6, 2024
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6.1M American Homeowners Are Without Home Insurance, Report Finds
2 min. read|May 6, 2024
Sand Dune Disaster: $500K Washed Away in Massachusetts
3 min. read|March 25, 2024
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