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Experience
- Car Insurance
- Home Insurance
- Personal Finance
- National Producer Number (NPN): 20461358
About John's expertise
John Leach is a Senior Insurance Copy Editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. John leads the copy desk team at Insurify. He has a linguistics degree from UC Santa Barbara.
Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here
John's latest posts
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12 Steps for Buying a Car for Business and What to Avoid
December 1, 2025
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Which Insurance Companies Don’t Use Credit History?
October 31, 2025
Travelers Homeowners Insurance Reviews: Is it the best choice for you?
October 6, 2025
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Home Insurers Recommitting to California Market
September 30, 2025
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Sharp Price Increases Coming for Delaware and New Mexico ACA Market Users
August 28, 2025
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Drivers Ditching Gas Vehicles for EVs Face Higher Crash Risks, Study Shows
August 20, 2025
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Poor Credit Hits Homeowners Hard When Buying Home Insurance, Report Finds
August 20, 2025
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Average Car Insurance Rates as of October 2024
October 22, 2024
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New York Moves to Regulate Pet Insurance Industry in the State
August 1, 2024
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Nationwide May Drop 100K Pet Insurance Policies
June 3, 2024
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Most Vehicle Automation Isn’t Making Drivers Safer, Report Says
May 29, 2024
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Different States, Same Problem: A Home Insurance Crisis
May 9, 2024
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Fewer Californians Buying Flood Insurance Despite Record-Breaking Year
April 29, 2024
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Michigan Warns Car Insurers: Price Fairly or Face Penalties
April 3, 2024
Connecticut Regulators Rap Insurers for Dropping Home Policies Over Roof Stains
April 3, 2024
State Farm to Drop 72,000 Home, Landlord Policies in California
March 25, 2024
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Florida Mulls Bill to Leash Pet Insurance Providers
March 13, 2024
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Are Rising Home Insurance Costs Sinking Western Florida’s Real Estate Market?
March 7, 2024
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Allstate Lifts California Auto Policy Restrictions Following 30% Rate Hike
February 19, 2024
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Feds Accelerate Tesla Steering Probe
February 8, 2024
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Florida May Issue Bonds to Shore Up Hurricane Catastrophe Fund
February 6, 2024
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North Carolina Home Insurers Seek 42%+ Rate Hike
February 5, 2024
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The Hartford Halts New Home Policies in CA
January 31, 2024
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Florida Weighs Tying Home Insurance to Unpaid Mortgage Balances
January 23, 2024
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NY Law Cracks Down on Deliberately Low Auto Insurance Quotes
January 8, 2024
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Tesla Insurance Must Face Class Action Suit, Judge Rules
December 12, 2023
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Judge Rejects Hyundai, Kia’s Efforts for Quick Lawsuit Dismissal
December 12, 2023
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Last-Resort Insurers Becoming First Choice for Homeowners
December 12, 2023
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FL Budget Takes Aim at Insurance Crisis
December 7, 2023
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Auto Insurance Rates Set to Rise in NC
December 7, 2023
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PA Launches Flood Insurance Task Force
December 5, 2023
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NY to End Photo Inspections for New Car Insurance Policies
December 1, 2023
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Judge Greenlights Coverage Expansion for CA FAIR Plan
November 30, 2023
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NY, NJ Home Sellers and Landlords Must Now Disclose Flood Risks
November 27, 2023
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EVs Totaled at Same Rate as Gas-Powered Cars, Data Shows
November 16, 2023
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How Virginia Wildfires Could Impact Home Insurance Rates
November 15, 2023
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Good News: Catalytic Converter Thefts Are Down 37% in 2023
November 15, 2023
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Maui Wildfire Insurance Claims Already Top $1.3 Billion
November 13, 2023
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4 More Insurers Exit California Home and Auto Insurance Markets
November 9, 2023
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What to Know About California’s New Plan to Bolster Home Insurance Market
November 6, 2023
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Liberty Mutual Agrees to Repay $7.7 Million to Minnesota Policyholders
October 27, 2023
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Slide Insurance to Pick Up 86K Farmers Home Insurance Policies in Florida
October 24, 2023
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NEXT Insurance Set to Raise $100M+ in Late VC Funding Round
October 23, 2023
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Despite Recent Rate Hikes, California Car Insurance is 25% Cheaper than National Average
October 23, 2023
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High Premiums Keep Florida Homeowners Stuck with State’s Insurer of Last Resort
October 19, 2023
The Rise of Ghost Therapists: Outdated Mental Health Directories Make It Harder to Find Help
October 12, 2023
Progressive Dropping 100K Home, Landlord Policies in Florida
October 11, 2023
Virginia Changes Law: All Drivers Must Buy Car Insurance
October 10, 2023
Car Insurance Discounts for Teachers
June 22, 2021
Tower Hill Home Insurance Review: Is it the right choice for you?
June 18, 2021
Homeowners Insurance Calculator: Find the Cheapest Quotes in Your Area
June 18, 2021
Noblr Home Insurance Review: Is it the right choice for you?
June 15, 2021
American Family Home Insurance Review: Is it the right choice for you?
June 4, 2021
Vivint Home Security Reviews: Official Review
June 4, 2021
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Average Car Insurance Rates as of December 2025
December 9, 2025
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California lawsuit accuses insurer of charging but not covering ride-sharing customers
December 8, 2025
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The Little Cost-Shaving That Affects Auto Policyholders Big Time
December 8, 2025
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5 Ways AI Can Help You Keep Your 2026 Financial Resolutions
December 4, 2025
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Farmers Ends Cap on New Home Policies in California
November 26, 2025
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State Farm Suffers Credit Downgrade, Despite Signs of Financial Comeback
November 25, 2025
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Personality vs. Policy: Insurers Bet Big on Mascots to Drive Sales
November 25, 2025
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Nearly 50K Florida Pet Parents Face Double-Digit Pet Insurance Premium Hikes
November 24, 2025
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NY Needs Home Insurance Reform, Industry Watchers Tell Regulators
November 24, 2025
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LA County Investigating State Farm’s Handling of January Wildfire Claims
November 24, 2025
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Gen Z to the Insurance Industry: Thanks, But No Thanks
November 17, 2025
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Drivers Feel Auto Insurers ‘Judge’ Them Unfairly, Survey Shows
November 17, 2025
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Insured but Indebted: Why Americans Say Health Insurance Is Failing Them
November 12, 2025
Americans Back on the Road — And It’s Starting to Feel Like Pre-pandemic Again
November 3, 2025
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Are auto thieves in retreat? Car thefts in the U.S. are dropping rapidly, but the reasons remain unclear
October 30, 2025
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Lower Disaster Losses for Insurers Won’t Add Up to Lower Rates for Homeowners
October 30, 2025
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USAA Seeking Another 7% Home Insurance Increase in California
October 29, 2025
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California Moves Against Tesla Insurance Over Thousands of Policyholder Complaints
October 14, 2025
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More Drivers Using Do Not Disturb Phone Feature, Research Shows
October 9, 2025
Average Car Insurance Rates as of October 2025
October 9, 2025
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USAA Agrees to Pay $5 Million to Settle Class Action Lawsuit
October 7, 2025
Average Pet Insurance Rates as of October 2025
October 7, 2025
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Most U.S. Homeowners Worry About Increasingly Expensive Insurance Costs, Survey Finds
September 30, 2025
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With National Flood Insurance Program Set to Expire, Fewer Are Buying Flood Coverage
September 29, 2025
Average Car Insurance Rates as of September 2025
September 25, 2025
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Correction: NC Drivers Face 5% Insurance Increase
September 25, 2025
California Set to Launch First Public Wildfire Model for Home Insurance
September 24, 2025
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Rhode Island Health Insurance Rates to Skyrocket in 2026
September 23, 2025
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More Florida Homeowners Suing Over Denied Insurance Claims, Report Finds
September 22, 2025
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Refunds and Rate Decreases May Be on the Way for Some Florida Drivers
September 15, 2025
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Record Number of Drivers Comparison Shopped for Car Insurance in 2024
September 9, 2025
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Average Pet Insurance Rates as of September 2025
September 8, 2025
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Distracted Driving Soared 50% in 2024, Report Says
August 28, 2025
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Illinois ‘Driving Change’ Auto Insurance Reform Campaign Claims Unfair Rating Factors, Aims to Decrease Costs
August 28, 2025
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Whitmer Directs Michigan Regulators to Help Residents Keep Affordable Health Coverage
August 18, 2025
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Rate Decreases May Be on the Way for Some Florida Condo and Home Owners
August 18, 2025
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State Farm Faces Lawsuit Over Denied Hail and Wind Claims in Alabama
August 18, 2025
12 States Facing Double-Digit Car Insurance Hikes by End of 2025 – Tariffs Escalating Costs
August 12, 2025
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Average Pet Insurance Rates as of August 2025
August 11, 2025
Average Car Insurance Rates as of August 2025
August 11, 2025
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Pennsylvania Regulator Blocked $210.1 Million in Insurance Premium Increases in 2025
August 11, 2025
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Rhode Island Moves to Leash Pet Insurers
July 30, 2025
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New Mexico’s FAIR Plan Gets $300K Coverage Boost
July 29, 2025
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Lemonade to Stop Selling Home Insurance in More Texas Counties as State Faces High Climate Risks
July 29, 2025
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Already, U.S. Natural Disasters Drive Near-Record Global Insurance Losses in 2025
July 28, 2025
Most Americans Don’t Trust Insurers Will Help Them When Something Goes Wrong, Study Finds
July 28, 2025
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Ohio Becomes 8th State to OK Virtual Vet Visits Without In-Person Visit First
July 17, 2025
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Buckle Up and Slow Down: Virginia Cracks Down on Reckless Driving
July 16, 2025
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Average Pet Insurance Rates as of July 2025
July 14, 2025
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3 More California Home Insurers Get Go-Ahead for Hefty Rate Hikes
July 10, 2025
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Insurance Reform in Louisiana Sparks Controversy, Expands Oversight
June 30, 2025
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CA Judge Rules State Insurer of Last Resort Can’t Deny Smoke Damage Claims
June 30, 2025
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Safe Drivers Pay the Price for Reckless Neighbors, According to Allstate’s Most Dangerous Driving Cities
June 26, 2025
In the Doghouse: Pet Owners Take Nationwide to Court
June 23, 2025
String of Cyberattacks Against Insurance Industry Could Disrupt Home and Auto Policyholders
June 18, 2025
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New Bill Would Allow Louisiana Home Insurers to Block Lawsuits in Exchange for Cheaper Premiums
June 17, 2025
California’s Home Insurer of Last Resort Sees 74% Jump in Policy Numbers
June 17, 2025
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Average Pet Insurance Rates as of June 2025
June 11, 2025
Average Car Insurance Rates as of June 2025
June 11, 2025
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Rising Storm Risks, Insurance Costs Drive Home Values Down and Residents Out, Report Finds
June 2, 2025
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End of Energy-Efficient Home Improvement Credits Moves Closer to Reality
May 23, 2025
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$10K Tax Credit May Be on the Way for Louisiana Homeowners Who Stormproof Their Roofs
May 21, 2025
P&C Insurers Logged Their Best Year in a Decade While Consumers Chased Cheaper Rates
May 21, 2025
Trupanion Policyholders Face 33% Rate Hike for Pet Insurance in California
May 21, 2025
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State Farm Seeks Another 11% Hike for California Homeowners Insurance
May 21, 2025
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4 More Insurers Join Florida’s Home Insurance Market
May 16, 2025
Average Car Insurance Rates as of May 2025
May 14, 2025
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Average Pet Insurance Rates as of May 2025
May 14, 2025
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45% Rate Hike on the Way for Pets Best Policyholders in California
May 8, 2025
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CA Homeowners Sue Top Insurers, Allege ‘Collusion’ Left Thousands of Wildfire Victims Underinsured
May 6, 2025
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Risky Phone Behavior Behind the Wheel Historically Soars on Mother’s Day
May 5, 2025
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15% Spike in Home Insurance Rates on the Way for Minnesotans, Report Predicts
April 29, 2025
Bipartisan Bill Aims to Extend National Flood Insurance Program Before September Deadline
April 29, 2025
California May Limit How Insurers Can Use Aerial Photos of Policyholders’ Homes
April 28, 2025
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New York May Limit Use of Credit Info for Car Insurance Ratings and Renewals
April 28, 2025
NY State Weighs New Hurricane Deductible Regulations
April 15, 2025
Average Pet Insurance Rates as of April 2025
April 15, 2025
Distracted Driving Is Down, But More Drivers Engage in the Riskiest Distractions
April 15, 2025
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Minnesota Considers ‘Lifeline’ Car Insurance Program for Low-Income Drivers
April 14, 2025
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Will Florida Roll Back Insurer-Friendly Litigation Rules?
April 14, 2025
Average Car Insurance Rates as of April 2025
April 8, 2025
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Florida Legislators Weigh Second Attempt to Repeal No-Fault Car Insurance Laws
March 31, 2025
Texas Legislators Weigh Creation of State-Funded Car Insurance Option
March 25, 2025
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State Farm OK to Hike California Home Insurance Rates — For Now
March 17, 2025
Maryland May Put the Brakes on How Auto Insurers Can Collect and Use Telematics Data
March 17, 2025
Average Pet Insurance Rates as of March
March 12, 2025
Average Car Insurance Rates as of March 2025
March 12, 2025
‘More Stuff’ Is Leading to More Insurance Problems
March 10, 2025
Smaller, More Frequent, and Severe Storms Are Growing Threats to Homeowners, Report Finds
March 10, 2025
Could Floridians Vote Their Way to Lower Insurance Rates?
March 4, 2025
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Nevada, Washington, and New York OK’d the Most Auto Insurance Rate Hikes Since 2023
February 27, 2025
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Florida Homeowners Now Have Another Option for Flood Insurance
February 27, 2025
Does Car Insurance in No-Fault States Cost More?
February 26, 2025
Federal Medicaid Cut Could Leave 20 Million Americans Without Healthcare
February 25, 2025
State Farm’s 22% Emergency Rate Hike Request Gets Pushback from California Regulator
February 24, 2025
Average Car Insurance Rates as of February 2025
February 19, 2025
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Everyone — And Their Grandmother — Is Shopping for Car Insurance
February 13, 2025
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California Insurers Can Pass Half of $1B FAIR Plan Rescue Cost to Policyholders
February 13, 2025
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24% and 31.6% Rate Hikes on the Way for Pet Parents With American Home Insurance
February 5, 2025
33% Rate Hike on the Way for AXIS Pet Insurance Policyholders in New York
February 3, 2025
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Car Insurance Costs Spiked the Most in These Five States in 2024
February 3, 2025
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Car Insurance Rate Increases Will Slow to 5% in 2025, Report Predicts
January 29, 2025
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North Carolina’s Car Insurance Minimums Set to Jump in July
January 28, 2025
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Car Insurance Costs Are Highest in Maryland and New York, New Report Reveals
January 28, 2025
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Electric Shock: EVs Cost 23% More to Insure Than Gas-Powered Vehicles
January 28, 2025
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12% Rate Hike on the Way for Thousands of California Home and Condo Owners
January 27, 2025
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Allstate Faces Data Collection Lawsuit from Texas Attorney General
January 22, 2025
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Texas Has 19 of the 20 U.S. Counties With the Most Uninsured
January 21, 2025
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California Bars Home Insurers from Shedding Policies in Wildfire-Hit Areas
January 15, 2025
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Car Insurance Rate Hikes Rolling Out for Half a Million New York Drivers
January 15, 2025
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Farmers Insurance Taking on More Policies in California
January 7, 2025
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NY Governor’s Veto Leaves Pet Insurers Off Leash
December 19, 2024
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New Mexico’s Last-Resort Home Insurer May Get $50M to Expand, Raise Coverage Limits
December 19, 2024
What Virginia’s New, Higher Car Insurance Requirements Mean for Drivers
December 18, 2024
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What Utah’s Increased Auto Liability Limits Mean for Your Premiums
December 18, 2024
What California’s New, Higher Liability Limits Mean for Auto Premiums
December 18, 2024
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Florida’s Insurer of Last Resort Leaving Hurricane Victims High and Dry
December 11, 2024
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Another Insurer Hiking Homeowners Rates in California
December 10, 2024
ASI Policyholders Face Steep 30% Homeowners Rate Increase in 2025
December 9, 2024
Amica OK to Hike Home Insurance Rates by 21% in California
December 9, 2024
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Renters Insurance Rates to Soar 42% for Thousands of California Tenants
December 9, 2024
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Louisiana Insurance Commissioner Pushes to Expand ‘Fortify Homes Program’ After Recent Successes
December 5, 2024
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In the Face of Flood Threats, Most Louisiana Communities Opt for Federal Flood Insurance
December 2, 2024
11% of Texas Communities Pass on Federal Flood Insurance Protection
December 2, 2024
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Nearly 200 Michigan Communities Can’t Get Flood Insurance — By Choice
November 25, 2024
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Average Car Insurance Rates as of November 2024
November 25, 2024
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Nearly 200 Missouri Communities Opt Out of Federal Flood Insurance. Are Homeowners Protected?
November 25, 2024
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Tesla Insurance Losses, Customer Complaints Continue Mount
November 20, 2024
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New Car Shoppers Face Harsh Price Reality, Report Finds
November 20, 2024
USAA Home Insurance Rates Climbing for 265,000 California Homeowners
November 19, 2024
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Kia, Hyundai to Pay Up to $145 Million to Settle Lawsuit Over TikTok-Inspired Thefts
November 13, 2024
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Got Flood Insurance? You’ll Be Able to Make Monthly Payments Come January
November 12, 2024
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Vet Clinic Pet Insurance Coordinators May Be a Prescription for More Coverage and Healthier Pets
November 4, 2024
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Fighting High Auto Insurance Premiums Will Need a ‘Wholistic’ Approach, Louisiana Legislators Say
October 31, 2024
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Milton Lands Among Top 10 Costliest Hurricanes for Insured Losses
October 31, 2024
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No Rate Hike for Texas Windstorm Insurer, State Insurance Regulator Decides
October 30, 2024
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Allstate Sues 19 NYC Pharmacies, Alleging $2.7M+ in Billing Fraud
October 16, 2024
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Suing Over an Insurance Claim Often Leads to Smaller Payout, Experts Say
October 11, 2024
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Rising Home Insurance Rates Hamper Customer Satisfaction and Drive Policy Shopping, Study Finds
September 25, 2024
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Rising Reconstruction Costs May Keep Property Insurance Rates Climbing
September 18, 2024
Farmers Seeking 22% Home Insurance Rate Hike in Ohio
September 18, 2024
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Many Oregonians to Face Higher Health Insurance Costs in 2025
September 16, 2024
California OKs 15% Rate Hike for Liberty Mutual Condo Policies
September 12, 2024
California Insurers Approved to Pass Hefty FAIR Plan Loss Assessment Costs on to Policyholders
September 12, 2024
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New Disaster-Mapping Shows Where Communities Should Invest to Prevent Severe Weather Damage
September 10, 2024
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2.6 Million U.S. Homes Face Wildfire Risk, Report Finds
September 3, 2024
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Will California’s Home Insurance Crisis Drive Up Costs for Renters Too?
August 29, 2024
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State Farm Seeks 38% Rate Hike for California Renters Insurance
August 26, 2024
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Mobile Home Insurer Cancels Policies in Florida
August 20, 2024
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Hurricane Debby’s Uninsured Losses Could Top $9.7 Billion, Report Shows
August 16, 2024
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