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Experience
- Car Insurance
- Home Insurance
- Personal Finance
About John's expertise
John Leach is an insurance content editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.
Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here
John's latest posts
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Average Car Insurance Rates as of October 2024
4 min. read|October 21, 2024
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New York Moves to Regulate Pet Insurance Industry in the State
3 min. read|July 31, 2024
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Flood Zone X: What You Need to Know
4 min. read|June 30, 2024
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Nationwide May Drop 100K Pet Insurance Policies
2 min. read|June 3, 2024
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Most Vehicle Automation Isn’t Making Drivers Safer, Report Says
2 min. read|May 29, 2024
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Different States, Same Problem: A Home Insurance Crisis
May 9, 2024
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Fewer Californians Buying Flood Insurance Despite Record-Breaking Year
2 min. read|April 29, 2024
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Michigan Warns Car Insurers: Price Fairly or Face Penalties
2 min. read|April 2, 2024
Connecticut Regulators Rap Insurers for Dropping Home Policies Over Roof Stains
2 min. read|April 3, 2024
State Farm to Drop 72,000 Home, Landlord Policies in California
2 min. read|March 25, 2024
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Florida Mulls Bill to Leash Pet Insurance Providers
2 min. read|March 13, 2024
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Are Rising Home Insurance Costs Sinking Western Florida’s Real Estate Market?
2 min. read|March 6, 2024
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Allstate Lifts California Auto Policy Restrictions Following 30% Rate Hike
2 min. read|February 18, 2024
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Feds Accelerate Tesla Steering Probe
2 min. read|February 7, 2024
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Florida May Issue Bonds to Shore Up Hurricane Catastrophe Fund
1 min. read|February 5, 2024
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North Carolina Home Insurers Seek 42%+ Rate Hike
2 min. read|February 5, 2024
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The Hartford Halts New Home Policies in CA
1 min. read|January 30, 2024
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Florida Weighs Tying Home Insurance to Unpaid Mortgage Balances
3 min. read|January 22, 2024
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NY Law Cracks Down on Deliberately Low Auto Insurance Quotes
2 min. read|January 7, 2024
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Tesla Insurance Must Face Class Action Suit, Judge Rules
1 min. read|December 11, 2023
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Judge Rejects Hyundai, Kia’s Efforts for Quick Lawsuit Dismissal
2 min. read|December 11, 2023
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Last-Resort Insurers Becoming First Choice for Homeowners
3 min. read|December 11, 2023
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Auto Insurance Rates Set to Rise in NC
2 min. read|December 7, 2023
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FL Budget Takes Aim at Insurance Crisis
2 min. read|December 6, 2023
PA Launches Flood Insurance Task Force
2 min. read|December 4, 2023
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NY to End Photo Inspections for New Car Insurance Policies
2 min. read|November 30, 2023
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Judge Greenlights Coverage Expansion for CA FAIR Plan
3 min. read|November 29, 2023
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NY, NJ Home Sellers and Landlords Must Now Disclose Flood Risks
3 min. read|November 26, 2023
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Which Insurance Companies Don’t Use Credit History?
November 16, 2023
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12 Steps for Buying a Car for Business and What to Avoid
November 16, 2023
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EVs Totaled at Same Rate as Gas-Powered Cars, Data Shows
1 min. read|November 15, 2023
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Good News: Catalytic Converter Thefts Are Down 37% in 2023
2 min. read|November 14, 2023
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How Virginia Wildfires Could Impact Home Insurance Rates
2 min. read|November 14, 2023
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Maui Wildfire Insurance Claims Already Top $1.3 Billion
2 min. read|November 12, 2023
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4 More Insurers Exit California Home and Auto Insurance Markets
2 min. read|November 8, 2023
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What to Know About California’s New Plan to Bolster Home Insurance Market
4 min. read|November 5, 2023
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Liberty Mutual Agrees to Repay $7.7 Million to Minnesota Policyholders
2 min. read|October 26, 2023
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Slide Insurance to Pick Up 86K Farmers Home Insurance Policies in Florida
2 min. read|October 23, 2023
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Despite Recent Rate Hikes, California Car Insurance is 25% Cheaper than National Average
3 min. read|October 23, 2023
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NEXT Insurance Set to Raise $100M+ in Late VC Funding Round
1 min. read|October 23, 2023
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High Premiums Keep Florida Homeowners Stuck with State’s Insurer of Last Resort
3 min. read|October 18, 2023
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The Rise of Ghost Therapists: Outdated Mental Health Directories Make It Harder to Find Help
4 min. read|October 11, 2023
Progressive Dropping 100K Home, Landlord Policies in Florida
2 min. read|October 10, 2023
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Virginia Changes Law: All Drivers Must Buy Car Insurance
2 min. read|October 10, 2023
Best Car Insurance for Medical Professionals (2024)
3 min. read|June 15, 2022
Roost Renters Insurance Reviews: Quotes, Rates
April 13, 2022
Cheap Homeowners Insurance, No Deposit: How to Get Low-Cost Homeowners Insurance With No Down Payment
2 min. read|April 13, 2022
Cheap DUI Car Insurance in Florida (With Quotes)
3 min. read|March 9, 2022
Florida Car Insurance for Bad Credit Drivers
3 min. read|March 9, 2022
Cheap DUI Car Insurance in Georgia (With Quotes)
3 min. read|March 9, 2022
Georgia Car Insurance for Bad Credit Drivers
March 9, 2022
Massachusetts Car Insurance for High Risk Drivers (With Quotes)
3 min. read|March 9, 2022
New Jersey Car Insurance for High Risk Drivers (With Quotes)
3 min. read|March 9, 2022
Cheap DUI Car Insurance in South Carolina (With Quotes)
3 min. read|March 9, 2022
Michigan Car Insurance for High Risk Drivers (With Quotes)
3 min. read|March 9, 2022
Cheap DUI Car Insurance in Michigan (With Quotes)
2 min. read|March 9, 2022
Colorado Car Insurance for High Risk Drivers (With Quotes)
3 min. read|March 9, 2022
North Carolina Car Insurance for High Risk Drivers (With Quotes)
3 min. read|March 9, 2022
Arizona Car Insurance for Bad Credit Drivers
3 min. read|March 9, 2022
Kentucky Car Insurance for Bad Credit Drivers
3 min. read|March 9, 2022
Cheap DUI Car Insurance in North Carolina (With Quotes)
3 min. read|March 9, 2022
Oregon Car Insurance for High Risk Drivers (With Quotes)
3 min. read|March 9, 2022
Cheap DUI Car Insurance in Wisconsin (With Quotes)
3 min. read|March 9, 2022
Cheap DUI Car Insurance in Nevada (With Quotes)
3 min. read|March 9, 2022
Washington, D.C. Car Insurance for High Risk Drivers (With Quotes)
4 min. read|March 9, 2022
Alabama Car Insurance for High Risk Drivers (With Quotes)
3 min. read|March 7, 2022
Baton Rouge, LA Homeowners Insurance Quotes (2024)
4 min. read|February 28, 2022
Official Road Trip Guide 2021: Insurance, Rental Cars, Roadside Assistance
4 min. read|January 13, 2022
Erie Home Insurance Reviews: Is it the right choice for you?
January 13, 2022
State Farm Home Insurance: Is it the best choice for you?
December 15, 2021
Allstate Homeowners Insurance Reviews: Is it the best choice for you?
December 15, 2021
Reddit Home Insurance Tips: The Best Advice from 14 Million+ Members
September 15, 2021
Is Flood Insurance Tax-Deductible?
3 min. read|September 9, 2021
FEMA Flood Insurance: Your Complete Guide
4 min. read|September 9, 2021
Natural Disaster Statistics: The Most Remarkable Data
August 4, 2021
AAA Home Insurance Review: Is it the best choice for you?
July 26, 2021
AutoTempest.com Review: Consumer Reviews
2 min. read|July 23, 2021
USAA Homeowners Insurance Reviews: Consumer Reviews, Quotes
July 23, 2021
Frontline Homeowners Insurance Reviews: Consumer Reviews, Ratings
July 23, 2021
How to Get Anonymous Home Insurance Quotes Online the Easy Way
July 19, 2021
How Can I Get Homeowners Insurance After Non-Renewal?
4 min. read|July 18, 2021
Travelers Homeowners Insurance Reviews: Is it the best choice for you?
June 29, 2021
Stillwater Home Insurance Review: Is it the right choice for you?
4 min. read|June 29, 2021
Liberty Mutual Homeowners Insurance Reviews: Is it the best choice for you?
June 29, 2021
Auto-Owners Home Insurance Reviews: Is it the right choice for you?
June 26, 2021
Shelter Homeowners Insurance Reviews: Is it the right choice for you?
June 26, 2021
Why Does the Age of My House Affect Home Insurance Premiums?
June 25, 2021
Kin Homeowners Insurance Reviews, Ratings
4 min. read|June 24, 2021
Matic Home Insurance Reviews: Quotes, Reviews
4 min. read|June 24, 2021
Car Insurance Discounts for Teachers: Quotes, Discounts (2021)
3 min. read|June 22, 2021
Homeowners Insurance Calculator: Find the Cheapest Quotes in Your Area
June 18, 2021
AIG Home Insurance Review: Is it the right choice for you?
June 18, 2021
Tower Hill Home Insurance Review: Is it the right choice for you?
June 18, 2021
GEICO Home Insurance Review: Is It the Best Choice for You?
June 18, 2021
Amica Home Insurance: Is It the Best Choice for You?
June 18, 2021
Swyfft Home Insurance Review: Is it the best choice for you?
4 min. read|June 18, 2021
Noblr Home Insurance Review: Is it the right choice for you?
June 15, 2021
State Auto Home Insurance Review: Is it the right choice for you?
June 11, 2021
American Family Home Insurance Review: Is it the right choice for you?
June 4, 2021
Vivint Home Security Reviews: Official Review
June 4, 2021
Best Home Security Systems
June 4, 2021
Nationwide Home Insurance Review: Is it the best choice for you?
4 min. read|June 4, 2021
Best DIY Home Security Systems
June 4, 2021
Homeowners Insurance for Fire-Prone Areas
4 min. read|June 3, 2021
Hazard Insurance Guide for Florida Homeowners
May 20, 2021
How to Lower Your Home Insurance Premium: Factors That Affect Your Homeowners Insurance Rates
May 19, 2021
Medical Payments Coverage: What is it and how does it work?
4 min. read|April 29, 2021
Wagmo: Is it the right choice for your pet?
February 23, 2021
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New Mexico’s Last-Resort Home Insurer May Get $50M to Expand, Raise Coverage Limits
2 min. read|December 19, 2024
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NY Governor’s Veto Leaves Pet Insurers Off Leash
2 min. read|December 19, 2024
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What Utah’s Increased Auto Liability Limits Mean for Your Premiums
2 min. read|December 18, 2024
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What California’s New, Higher Liability Limits Mean for Auto Premiums
2 min. read|December 17, 2024
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What Virginia’s New, Higher Car Insurance Requirements Mean for Drivers
2 min. read|December 17, 2024
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Florida’s Insurer of Last Resort Leaving Hurricane Victims High and Dry
2 min. read|December 11, 2024
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Another Insurer Hiking Homeowners Rates in California
1 min. read|December 10, 2024
ASI Policyholders Face Steep 30% Homeowners Rate Increase in 2025
2 min. read|December 8, 2024
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Amica OK to Hike Home Insurance Rates by 21% in California
2 min. read|December 8, 2024
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Renters Insurance Rates to Soar 42% for Thousands of California Tenants
1 min. read|December 8, 2024
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Louisiana Insurance Commissioner Pushes to Expand ‘Fortify Homes Program’ After Recent Successes
3 min. read|December 5, 2024
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11% of Texas Communities Pass on Federal Flood Insurance Protection
3 min. read|December 2, 2024
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In the Face of Flood Threats, Most Louisiana Communities Opt for Federal Flood Insurance
3 min. read|December 1, 2024
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Nearly 200 Michigan Communities Can’t Get Flood Insurance — By Choice
4 min. read|November 24, 2024
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Nearly 200 Missouri Communities Opt Out of Federal Flood Insurance. Are Homeowners Protected?
3 min. read|November 24, 2024
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Average Car Insurance Rates as of November 2024
4 min. read|November 24, 2024
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New Car Shoppers Face Harsh Price Reality, Report Finds
3 min. read|November 19, 2024
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Tesla Insurance Losses, Customer Complaints Continue Mount
2 min. read|November 19, 2024
USAA Home Insurance Rates Climbing for 265,000 California Homeowners
2 min. read|November 18, 2024
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Kia, Hyundai to Pay Up to $145 Million to Settle Lawsuit Over TikTok-Inspired Thefts
2 min. read|November 13, 2024
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Got Flood Insurance? You’ll Be Able to Make Monthly Payments Come January
3 min. read|November 11, 2024
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Vet Clinic Pet Insurance Coordinators May Be a Prescription for More Coverage and Healthier Pets
2 min. read|November 3, 2024
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Milton Lands Among Top 10 Costliest Hurricanes for Insured Losses
2 min. read|October 31, 2024
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Fighting High Auto Insurance Premiums Will Need a ‘Wholistic’ Approach, Louisiana Legislators Say
2 min. read|October 30, 2024
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No Rate Hike for Texas Windstorm Insurer, State Insurance Regulator Decides
2 min. read|October 30, 2024
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Allstate Sues 19 NYC Pharmacies, Alleging $2.7M+ in Billing Fraud
3 min. read|October 16, 2024
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Suing Over an Insurance Claim Often Leads to Smaller Payout, Experts Say
3 min. read|October 11, 2024
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Lemonade Set to Hike Pet Insurance Rates in California
1 min. read|September 26, 2024
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Rising Home Insurance Rates Hamper Customer Satisfaction and Drive Policy Shopping, Study Finds
2 min. read|September 25, 2024
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Farmers Seeking 22% Home Insurance Rate Hike in Ohio
2 min. read|September 17, 2024
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Rising Reconstruction Costs May Keep Property Insurance Rates Climbing
3 min. read|September 17, 2024
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Many Oregonians to Face Higher Health Insurance Costs in 2025
2 min. read|September 15, 2024
California OKs 15% Rate Hike for Liberty Mutual Condo Policies
1 min. read|September 11, 2024
California Insurers Approved to Pass Hefty FAIR Plan Loss Assessment Costs on to Policyholders
3 min. read|September 11, 2024
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New Disaster-Mapping Shows Where Communities Should Invest to Prevent Severe Weather Damage
2 min. read|September 9, 2024
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2.6 Million U.S. Homes Face Wildfire Risk, Report Finds
2 min. read|September 2, 2024
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Will California’s Home Insurance Crisis Drive Up Costs for Renters Too?
2 min. read|August 28, 2024
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State Farm Seeks 38% Rate Hike for California Renters Insurance
2 min. read|August 25, 2024
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Mobile Home Insurer Cancels Policies in Florida
3 min. read|August 20, 2024
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Hurricane Debby’s Uninsured Losses Could Top $9.7 Billion, Report Shows
2 min. read|August 15, 2024
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Progressive halts new home insurance policies in Texas and some Midwestern states
2 min. read|August 14, 2024
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Hurricane Beryl Already Increasing Insurance Costs for Texans
2 min. read|August 14, 2024
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More Than 27 Million Now Without Health Insurance, Reversing Record Lows
1 min. read|August 14, 2024
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Florida Counties Retain Federal Flood Insurance Discounts — For Now
2 min. read|July 30, 2024
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Texas Last-Resort Auto Insurer Set to Raise Rates 15%
3 min. read|July 30, 2024
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The Hidden Cost of Insurance: Reinsurance Is Elevating Coverage Rates for Americans Everywhere
4 min. read|July 25, 2024
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Project 2025 Aims to End 56-Year-Old National Flood Insurance Program
4 min. read|July 24, 2024
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Washington To Elect First New State Insurance Commissioner in Over 20 Years
3 min. read|July 18, 2024
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As Hurricane Season Hits, More Homeowners Pushed to Florida’s Last-Resort Insurer
3 min. read|July 17, 2024
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New Service Moves Vehicles to Safety Before Hurricanes Make Landfall
3 min. read|July 10, 2024
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Could New York Ban Insurers from Covering Fossil Fuel Projects?
2 min. read|July 10, 2024
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California’s Largest Home Insurer Seeks Dramatic Rate Increase
2 min. read|July 2, 2024
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Senate Lawmakers Butt Heads Over Cause of Home Insurance Crises
3 min. read|July 2, 2024
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Too Many Americans Are Mistaken About Insurance: Surveys Say
2 min. read|July 1, 2024
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Wildfire Risks Spark Insurance Woes for Utility Companies
2 min. read|June 25, 2024
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Texas Says Insurers Must Drop Drivers Who Obstruct Liability Claims
2 min. read|June 25, 2024
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USAA Favors Officers, Potential Class Action Suit Alleges
2 min. read|June 17, 2024
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Ask an Agent: Does Homeowners Insurance Cover Fourth of July Fireworks Damage?
3 min. read|June 9, 2024
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Relief in Sight? 9 Home Insurers Cut Rates in Florida
2 min. read|June 6, 2024
Washington State Requires Insurers to Better Explain Auto, Home Rate Increases
2 min. read|June 5, 2024
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Florida Insurer Fined for Treatment of Policyholders After Hurricane Ian
2 min. read|June 3, 2024
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Oklahoma Approves Grant Program for Homeowners to Build Climate-Resilient Homes
2 min. read|June 3, 2024
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Home Insurance Rates Set to Jump 10% for Texans on State’s FAIR Plan
2 min. read|May 29, 2024
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Can’t Cover Your Home Insurance Deductible? New Disaster Insurance Could Help
3 min. read|May 28, 2024
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Maryland: Auto Insurers Must Pay Diminished-Value Claims in Hit-and-Run Accidents
2 min. read|May 28, 2024
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Liberty Mutual Looking to Cut Car Insurance Rates by 10% in New Mexico
1 min. read|May 14, 2024
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8 Insurers Get Greenlight to Enter Florida Home Insurance Market
1 min. read|May 14, 2024
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Two Large California Pet Insurers Set to Hike Rates in 2024
2 min. read|May 14, 2024
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High Insurance Rates Driving Homeowners Out of Florida and California
2 min. read|May 6, 2024
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6.1M American Homeowners Are Without Home Insurance, Report Finds
2 min. read|May 6, 2024
Sand Dune Disaster: $500K Washed Away in Massachusetts
3 min. read|March 25, 2024
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