Cincinnati Insurance Companies

Cincinnati Insurance Companies - Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify

Composite Score
64
What is this?
J.D. Power Ratings by Region (out of 1000)
RegionRatingsState Average
North Central847Among the best
Cincinnati Insurance Companies Ratings
BrandRatingsUser reviews
Mobile App (Android)
4.3
3
Insurify
2.9
7
J.D. Power Ratings by Region (out of 1000)
Company NameRatings
A.M. BestA+
Standard & Poor'sA+
FitchA1
Moody'sA+

Discounts

The largest discounts from Cincinnati Insurance Companies are: Good Credit, Student Away at School, Multiple Vehicle

Carrier Discounts
Discount %
54%
47%
31%
25%
15%
11%
10%
Good CreditStudent Away at SchoolMultiple VehicleGood DriverAnti-Theft DeviceMultiple PolicyGood Student
Discount Group
Discount TypeDiscount %
Good Creditup to 54%
Student Away at Schoolup to 47%
Multiple Vehicleup to 31%
Good Driverup to 25%
Anti-Theft Deviceup to 15%
Multiple Policyup to 11%
Good Studentup to 10%
Accident FreeVaries
DeductibleVaries
More Vehicles Than DriversVaries

Payment methods

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    Credit Card Payment
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    Online Payment
    Info
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    Phone Payment
    Info

Features and Services

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    24/7 service
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    Mobile app
  • benefit/roadside-assistance.svg
    Roadside assistance
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    Online account management

Car Insurance Coverage

Not seeing the state you're looking for? See all states here.

Optional Coverage

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    Personal Auto Plus
    Info
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    New Car Replacement Coverage
    Info
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    Antique or Collector Car Insurance
    Info
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    Personal/Upgraded Item Coverage
    Info
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    Gap Insurance
    Info
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    Roadside Assistance
    Info
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    Emergency Assistance Coverage
    Info
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    Vanishing Deductible
    Info
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    Accidental Death, Dismemberment, Disability
    Info
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    Electronic Key & Lock Replacement
    Info
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    Emergency Lockout Coverage
    Info
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    Glass Coverage
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    Umbrella Policy
    Info
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    Airbag Replacement Coverage
    Info
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    Child Safety Seat Replacement
    Info
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    Rental Reimbursement
    Info

Cincinnati Insurance Companies Insurance by State

Cincinnati Insurance Companies Insurance Products

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Car Insurance
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Business Insurance
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Home Insurance
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Umbrella Insurance
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Life Insurance

FAQs - Cincinnati Insurance Companies Car Insurance

How does Insurify work?

Insurify lets you freely compare accurate car insurance quotes and discounts from top national and regional insurance companies in a matter of minutes. You can choose between coverage levels and adjust deductibles to ensure you're not just getting the cheapest policy, but the most appropriate one, too. Users save an average of $489 a year when they buy a new insurance policy through Insurify.

How does Insurify find me the cheapest car insurance quotes?

Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.

How is Insurify different from other insurance quote comparison sites?

Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.

Compare Cincinnati Insurance Companies to GEICO

Cincinnati Insurance Companies vs GEICO

Company History

Headquartered in Cincinnati, Ohio, Cincinnati Insurance Companies was founded in 1950. 

Cincinnati Insurance Companies are subsidiaries of Cincinnati Financial Corporation (CinFin). 

Cincinnati Insurance Companies specializes in personal lines of property and casualty insurance (including auto insurance); life insurance; business insurance; disability income insurance; annuities; and other financial services. Its member companies are The Cincinnati Insurance Company (which underwrites property and casualty coverages); its insurance subsidiaries, The Cincinnati Indemnity Company, The Cincinnati Casualty Company, and The Cincinnati Specialty Underwriters Insurance Company; and The Cincinnati Life Insurance Company.

Cincinnati Insurance companies sell insurance exclusively through local independent agents. 

Contact Information

Phone number: (877) 564-0214

Headquarters address: 6200 S. Gilmore Road Fairfield, OH 45014

Mailing address: P.O. Box 145496 Cincinnati, OH 45250

Website: www.cinfin.com

Cincinnati Insurance Companies Reviews

2.9
5 Stars
29 %
4 Stars
14 %
3 Stars
14 %
1 Star
43 %

Most Positive Review

By George
Good service

Most Critical Review

By Gail Eaton
I have had this insurance company for about 3 years. Last year my rates went up $104.00 due to rate increase. This year they were going to raise it $139.00 due to underperforming issues on their part and a decrease in my insurance rating. I have no tickets, no accidents, excellent credit and low mileage on a car that is five years old. They can keep their insurance. I am going with another company.

All Reviews

Showing 1 - 7 out of 7 Reviews
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Eric Levy
MasterCard
Maria Cheatham
Visa
Charlie Peacher
I’ve had you guys for 12 years. Paid my bill on time, every time. Got maybe 1 speeding ticket in that time frame. I got in a very bad accident that was NOT my fault almost 3 years ago (proven in court) and you guys decide to 1. Not tell me that you found me no guilty until 2 and a half years go by. 2. Pay the other person 40,000 dollars when the accident was not my fault. 3. Raise my rates after the 2 and a half years goes by (how I found out about the payout in the first place) 4. The grand finale! You guys drop me. I am completely heartbroken on how unprofessional you guys handled this situation. I wish there was anything good to say but there isn’t. I got a call today saying “if you don’t switch by today, you’re going to have a $150/day fine (when I just paid a 450 dollar bill LAST month) the worst customer service, terrible people to go into business with. I’ll make sure anytime the word “car” or “insurance” comes out of my mouth every one of my customers in my line of business knows how badly you guys handled this.
Gail Eaton
I have had this insurance company for about 3 years. Last year my rates went up $104.00 due to rate increase. This year they were going to raise it $139.00 due to underperforming issues on their part and a decrease in my insurance rating. I have no tickets, no accidents, excellent credit and low mileage on a car that is five years old. They can keep their insurance. I am going with another company.
JIASONG
George
Good service
William

Cincinnati Insurance Companies Car Insurance Information

Insurify Composite Score64
Number of discounts10
Number of reviews7
User Rating2.9
A.M. BestA+
Standard & Poor'sA+

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.