Direct Auto

Direct Auto - Car Insurance

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Click here for our full review of Direct Auto car insurance quotes, discounts, and coverages.

As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.

If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.

Direct Auto Auto Insurance Quotes

StateAverage Monthly Cost
South Carolina$205



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Direct Auto Ratings
BrandRatingsUser reviews


The largest discounts from Direct Auto are: Military Discount, Multiple Vehicle Discount, Prior carrier discount

Loading Chart
Discount TypeDiscount %
Military Discountup to 25%
Multiple Vehicle Discountup to 25%
Prior carrier discountup to 25%
Provider Switch Discountup to 25%
Policy Update/Extension Discountup to 20%
Home Owner Discountup to 15%
Good Driver Discountup to 10%
Good Student Discountup to 10%
Welcome Back Credit Discountup to 6%
Senior Adult Discountup to 5%
Low Mileage Discountup to 5%
Multiple Policy Discountup to 5%
Affinity group discountup to 5%
Paid in full discountVaries

Payment methods

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    Automatic Online Payment
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    Credit Card Payment
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    Debit Card Payments
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    Electronic Check
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    Mail Payment
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    Multi-Payment Installment Plans
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    Online Payment
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    Phone Payment
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    Text Payment
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    Cash Payment
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    In Person Payment
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    Pay Through Your Agent

Features and Services


Signature features offered by Direct Auto include flexible payment options and a variety of coverage options.

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    24/7 service
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    Roadside assistance
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    Flexible / convenient payments
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    Online account management

Car Insurance Coverage

Not seeing the state you're looking for? See all states here.

Optional Coverage

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    Rental Reimbursement
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    Roadside Assistance
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    Accidental Death, Dismemberment, Disability

Direct Auto Insurance by State

SR‌-22 Insurance by State

Direct Auto Insurance Products

Car Insurance
Life Insurance

FAQs - Direct Auto Car Insurance

How does Insurify work?

Insurify lets you freely compare accurate car insurance quotes and discounts from top national and regional insurance companies in a matter of minutes. You can choose between coverage levels and adjust deductibles to ensure you're not just getting the cheapest policy, but the most appropriate one, too. Users save an average of $489 a year when they buy a new insurance policy through Insurify.

How does Insurify find me the cheapest car insurance quotes?

Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.

How is Insurify different from other insurance quote comparison sites?

Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.

Compare Direct Auto to GEICO

Direct Auto vs GEICO

Company History

Direct Auto Insurance (formerly Direct General) is an insurance company that offers a variety of products, including personal and commercial auto insurance, motorcycle insurance, and term life insurance. 

Direct Auto offers insurance policies in the following states: Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, Texas, and Virginia. 

Contact Information

Headquarters address: 1281 Murfreesboro Pike, Nashville, TN 37217

Phone number: (615) 399-4700


How to cancel your Direct Auto Car Insurance Policy

You can cancel your coverage with your agent, by emailing customer service, or by faxing a handwritten statement to 877-622-7338. Any cancellation request must include your full name, policy number, address, date of birth, and the date on which you'd like your policy cancelled. You should also include an explanation of your request.

Direct Auto Reviews

5 Stars
46 %
4 Stars
8 %
3 Stars
12 %
2 Stars
12 %
1 Star
23 %

Most Positive Review

By Patricia
Great price can do everything online but also has local offices

Most Critical Review

By Mike
Upon getting my policy I noticed it did not have comp & coll on it as I was believed it to be & when I wanted it added they said it would be $ 209 a month not the $ 117.53 as I was believed it to be . so I'm still at direct but looking around . I need full coverage below $200.00 a month and direct said they can't do it less then $ 209.00 I'm disabled & on limited monthly income .

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Showing 1 - 10 out of 26 Reviews
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J Yeargain
Miss Mary Williams of in Jacksonville Arkansas assisted us thoroughly she was fantastic and answered all her questions concisely she is a true professional we thank her greatly
Kevin did an excellent job with my every needs for my son’s insurance.intelligent informative and nice guy.
Amber Lytle
Don’t deal with these people there awful they took out 584.06 in one month when our payment in only 292.03 but they aren’t very friendly and make you jump through hoops to get money back save yourself the heartache and the headache and go somewhere else
Jesse Redmon
To whom this may concern. My name as you can see is Jesse Redmon and I have been a direct auto customer for more than a year now. And today I made a payment by phone to a Jacgueline Smith in Birmingham Ala. And I just want to take the time to Express how much I enjoyed the professional service that I received. Jackie was such a pleasure and professional representative. Please Express my profound thanks to her for a job well done. Thanks so very much, for your time.
Great customer service at the location on union ave memphis tn.. Very quick and efficient! Ann was very helpful to me.. Thanks
My husband called for a quote. A representative answered and kept calling him " Hon". She seemed confused taking calls and told him she made some mistake on her end. Then the rep asked for my husband's phone number for an immediate call back, but of course never followed through. I sure wouldn't trust this company after that call.
tonya harding and thatB.H. from Texas Really
Emanuel Escandon
Ms. Claudia Ramirez was very helpful to me in starting my policy. Great customer service, well explained coverage!!! definitely will be referring friends and family over
Them all right
Showing 1 - 10 out of 26 reviews

Direct Auto Car Insurance Information

Insurify Composite Score0
Number of discounts14
Number of reviews26
User Rating3.4