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Direct Auto - Car Insurance
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Last Updated February 1, 2022
Click here for our full review of Direct Auto car insurance quotes, discounts, and coverages.
Direct Auto Auto Insurance Quotes
| State | Average Monthly Cost |
|---|---|
| Oregon | $152 |
| Virginia | $203 |
| Connecticut | $315 |
| Delaware | $455 |
| Missouri | $173 |
| Arkansas | $158 |
| Indiana | $134 |
| Louisiana | $262 |
| West Virginia | $228 |
| Texas | $203 |
| Wisconsin | $164 |
| Illinois | $142 |
| Colorado | $198 |
| Alabama | $134 |
| Georgia | $236 |
| Arizona | $206 |
| North Carolina | $63 |
| Pennsylvania | $168 |
| Kansas | $208 |
| Mississippi | $169 |
| Maryland | $332 |
| Tennessee | $120 |
| Washington | $184 |
| Ohio | $145 |
| Oklahoma | $162 |
| South Carolina | $219 |
| Florida | $184 |
Discounts
The largest discounts from Direct Auto are: Military, Multiple Vehicle, Prior carrier
Carrier Discounts
Discount %
25%
25%
25%
25%
20%
15%
10%
10%
6%
5%
5%
5%
5%
MilitaryMultiple VehiclePrior carrierProvider SwitchPolicy Update/ExtensionHome OwnerGood DriverGood StudentWelcome Back CreditSenior AdultLow MileageMultiple PolicyAffinity group
Discount Group
| Discount Type | Discount % |
|---|---|
| Military | up to 25% |
| Multiple Vehicle | up to 25% |
| Prior carrier | up to 25% |
| Provider Switch | up to 25% |
| Policy Update/Extension | up to 20% |
| Home Owner | up to 15% |
| Good Driver | up to 10% |
| Good Student | up to 10% |
| Welcome Back Credit | up to 6% |
| Senior Adult | up to 5% |
| Low Mileage | up to 5% |
| Multiple Policy | up to 5% |
| Affinity group | up to 5% |
| Paid in full | Varies |
Payment methods
Automatic Online Payment
- Credit Card Payment
- Debit Card Payments
- Electronic Check
- Mail Payment
- Multi-Payment Installment Plans
- Online Payment
- Phone Payment
- Prepayment
- Text Payment
- Cash Payment
- In Person Payment
- Pay Through Your Agent
Features and Services
24/7 service
Roadside assistance
Flexible / convenient payments
Online account management
Car Insurance Coverage
Not seeing the state you're looking for? See all states here.
Optional Coverage
- Rental Reimbursement
- Roadside Assistance
- Accidental Death, Dismemberment, Disability
Direct Auto Insurance by State
Car Insurance
SR-22 Insurance by State
Direct Auto Insurance Products
Car Insurance
Life Insurance
FAQs - Direct Auto Car Insurance
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Company History
Direct Auto Insurance (formerly Direct General) is an insurance company that offers a variety of products, including personal and commercial auto insurance, motorcycle insurance, and term life insurance.
Direct Auto offers insurance policies in the following states: Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, Texas, and Virginia.
Contact Information
Headquarters address: 1281 Murfreesboro Pike, Nashville, TN 37217
Phone number: (615) 399-4700
Website: www.directauto.com
How to cancel your Direct Auto Car Insurance Policy
You can cancel your coverage with your agent, by emailing customer service, or by faxing a handwritten statement to 877-622-7338. Any cancellation request must include your full name, policy number, address, date of birth, and the date on which you'd like your policy cancelled. You should also include an explanation of your request.
Direct Auto Reviews
3.4
26 Reviews
5 Stars
46 %
4 Stars
8 %
3 Stars
12 %
2 Stars
12 %
1 Star
23 %
Most Positive Review
By Patricia
Most Critical Review
By Mike
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Direct Auto Car Insurance Information
| Insurify Composite Score | 0 |
| Number of discounts | 14 |
| Number of reviews | 26 |
| User Rating | 3.4 |
Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.