Ratings
Quotes & Discounts
| State | Farmers | MetLife |
|---|---|---|
| Alabama |
--
|
$27/mo |
| Arizona |
--
|
$30/mo |
| Arkansas |
--
|
$40/mo |
| California | $33/mo |
--
|
| Colorado |
--
|
$24/mo |
| Connecticut |
--
|
$36/mo |
| Georgia |
--
|
$26/mo |
| Hawaii | $38/mo |
--
|
| Idaho |
--
|
$20/mo |
| Illinois |
--
|
$25/mo |
| Indiana |
--
|
$31/mo |
| Iowa |
--
|
$22/mo |
| Kentucky |
--
|
$30/mo |
| Maryland |
--
|
$35/mo |
| Minnesota |
--
|
$68/mo |
| Missouri |
--
|
$30/mo |
| Nebraska |
--
|
$42/mo |
| New Mexico |
--
|
$26/mo |
| Ohio |
--
|
$27/mo |
| Oklahoma |
--
|
$23/mo |
| Oregon |
--
|
$26/mo |
| South Carolina |
--
|
$39/mo |
| South Dakota |
--
|
$24/mo |
| Tennessee |
--
|
$19/mo |
| Texas |
--
|
$28/mo |
| Utah |
--
|
$22/mo |
| Virginia |
--
|
$32/mo |
| Wisconsin |
--
|
$33/mo |
| Wyoming |
--
|
$22/mo |
| Discount Type | Farmers | MetLife |
|---|---|---|
| Professional organization discount |
Varies
|
-- |
| Good Student Discount |
Varies
|
up to 15% |
| Family Discount |
Varies
|
-- |
| Driving Habits Discount |
Varies
|
-- |
| EV/Hybrid Discount |
up to 5%
|
-- |
| Organization Discount |
Varies
|
up to 10% |
| Good Payer Discount |
Varies
|
-- |
| Multiple Policy Discount |
up to 10%
|
up to 10% |
| VIN Etching |
Varies
|
-- |
| Good Driver Discount |
Varies
|
up to 15% |
| Provider Switch Discount |
Varies
|
-- |
| Daytime Running Lights Discount |
Varies
|
-- |
| Preferred payment discount |
Varies
|
-- |
| Claims Free Renewal Discount |
Varies
|
up to 20% |
| Electronic Stability Control |
Varies
|
-- |
| Defensive Driver Discount |
Varies
|
up to 7% |
| Military Discount |
Varies
|
-- |
| Senior Adult Discount |
Varies
|
-- |
| E-billing Discount |
Varies
|
-- |
| Student Away at School Discount |
Varies
|
up to 10% |
| Paid in full discount |
Varies
|
-- |
| teenSMART Discount |
Varies
|
up to 7% |
| Early Quote Discount |
Varies
|
-- |
| Multiple Vehicle Discount |
Varies
|
Varies |
| Prepay Discount |
Varies
|
-- |
| Driving training discount |
Varies
|
-- |
| Paperless documents discount |
Varies
|
-- |
| Home Owner Discount |
Varies
|
-- |
| Youth Driving Discount |
Varies
|
-- |
| Deductible discount |
--
|
Varies |
| Affinity group discount |
Varies
|
-- |
| Anti-Theft Device Discount |
Varies
|
up to 10% |
| Mature driver discount |
Varies
|
-- |
| Anti-lock Brake Discount |
Varies
|
up to 5% |
| Passive Restraint Discount |
Varies
|
up to 40% |
| Loyalty Discount |
Varies
|
Varies |
| On Your Own Discount |
Varies
|
-- |
Optional Coverages
| Coverage Type | Farmers | MetLife |
|---|---|---|
| Umbrella Policy |
|
--
|
| Accident Forgiveness |
|
--
|
| Original Equipment Manufacturer Coverage |
|
|
| Legal Defense Costs Coverage |
--
|
|
| New Car Replacement Coverage |
|
|
| Loss of Use Coverage |
|
--
|
| Gap Insurance |
--
|
|
| Comprehensive Claim Forgiveness |
|
--
|
| Small Claim Forgiveness |
|
--
|
| No Fault Coverage |
|
--
|
| Ridesharing Coverage |
|
--
|
| Vanishing Deductible |
|
--
|
| Incident Forgiveness |
|
--
|
| Roadside Assistance |
|
|
| Glass Coverage |
|
|
| Rental Reimbursement |
|
|
| Personal/Upgraded Item Coverage |
|
--
|
| Antique or Collector Car Insurance |
|
--
|
| Emergency Lockout Coverage |
|
--
|
Insurance by State
- Farmers
- MetLife
- Both
Uber and Lyft driver insurance:
- Farmers
- MetLife
- Both
SR-22 Insurance by State
- Farmers
- MetLife
- Both
Compare Insurance Products
| Product | Farmers | MetLife |
|---|---|---|
 Accident Insurance |
--
|
|
 Boat Insurance |
--
|
|
 Business Insurance |
|
--
|
 Cancer Insurance |
--
|
|
 Car Insurance |
|
|
 Classic Car Insurance |
|
--
|
 Condo Insurance |
|
|
 Critical Illness Insurance |
--
|
|
 Dental Insurance |
--
|
|
 Disability Insurance |
--
|
|
 Dwelling Fire Insurance |
--
|
|
 Earthquake Insurance |
|
--
|
 Flood Insurance |
|
--
|
 Home Insurance |
|
|
 Hospital Indemnity Insurance |
--
|
|
 Life Insurance |
|
|
 Mobile Home Insurance |
|
--
|
 Motorcycle Insurance |
|
--
|
 Pet Insurance |
|
--
|
 RV Insurance |
--
|
|
 Recreational Insurance |
|
--
|
 Renters Insurance |
|
|
 Small Business Insurance |
--
|
|
 Umbrella Insurance |
|
--
|
 Vision Insurance |
--
|
|
User Reviews
Most Positive Review
They provided me with good service and whenever I needed to make a change in coverage they were very accommodating and when I had a claim they were very quick in taking care of it.
Most Critical Review
February 19, 2018
Farmers is the absolute worst insurance company around, their communication is poor, customer service is poor & they don’t seem to care about their customers needs
Most Positive Review
October 16, 2014
I cannot say enough about how happy I am with your service. My agent was superb and got me a one year policy at a fixed low price so I no longer have to watch for payment increases that always happened with the other companies I have used in the past. I know I have a true advocate who's efforts are on MY behalf! I am a customer for life and always recommend you to friends and aquanitences.
Most Critical Review
April 13, 2015
MetLife provides a great value if you measure a company only by their premiums. Unfortunately, after setting up a home, auto, and umbrella policy with them, they failed to START my home and auto policy. My umbrella policy, however, went through. A month after I started my policies, I received a notice saying that my umbrella policy was being cancelled since I didn't have home or auto through them. Fortunately I had not yet cancelled my existing insurance since I was waiting for ID cards from MetLife which never arrived, otherwise I would have ended up being uninsured during this time. I called MetLife to discuss the situation. My call was answered quickly by a friendly representative. She could see that these policies existed, but she couldn't determine anything beyond that. She offered to transfer me to sales where I could then set up another policy. I refused her offer as 1) I went through an excellent agent at Answer and I wanted him to get credit for the policy, and 2) I felt that any additional time spent with MetLife was a waste. If they can't figure out how to start a policy, I have absolutely zero faith in them to be able to pay me in the event of a claim. Unfortunately, my employer uses MetLife for dental insurance. They have a tendency to deny claims, and I've encountered that first hand. I complained about this to my dentist once, and I learned that this is par for the course. At the end of the day, I believe I dodged a bullet. If a company can't determine whether or not you have a policy with them when , why should I expect them to be able to pay out if the need arises? Stay away from the train wreck that is MetLife.
November 25, 2017