Ratings
User Ratings
| Options | American National | GEICO |
|---|---|---|
| Rating/Reviews |
12 reviews
|
1,130 reviews
|
Mobile App Ratings
| Brand | American National | GEICO |
|---|---|---|
| iOS |
--
|
446,400 reviews
|
| Android |
--
|
147,062 reviews
|
Auto Insurance Quotes
For Married Drivers
| City | American National | GEICO |
|---|---|---|
| Austin | -- | $59 |
| Chicago | -- | $67 |
| Philadelphia | -- | $87 |
| Phoenix | -- | $37 |
| Los Angeles | -- | $47 |
For Single Drivers
| City | American National | GEICO |
|---|---|---|
| Austin | -- | $61 |
| Chicago | -- | $67 |
| Philadelphia | -- | $91 |
| Phoenix | -- | $44 |
| Los Angeles | -- | $128 |
For Male Drivers
| City | American National | GEICO |
|---|---|---|
| Austin | -- | $59 |
| Chicago | -- | $70 |
| Philadelphia | -- | $92 |
| Phoenix | -- | $41 |
| Los Angeles | -- | $123 |
For Female Drivers
| City | American National | GEICO |
|---|---|---|
| Austin | -- | $62 |
| Chicago | -- | $64 |
| Philadelphia | -- | $87 |
| Phoenix | -- | $39 |
| Los Angeles | -- | $53 |
For Drivers with a Speeding Ticket
| City | American National | GEICO |
|---|---|---|
| Austin | -- | $73 |
| Chicago | -- | $91 |
| Philadelphia | -- | $128 |
| Phoenix | -- | $63 |
| Los Angeles | -- | $141 |
For Drivers with No Speeding Ticket
| City | American National | GEICO |
|---|---|---|
| Austin | -- | $57 |
| Chicago | -- | $62 |
| Philadelphia | -- | $84 |
| Phoenix | -- | $35 |
| Los Angeles | -- | $76 |
For Drivers Age Between 18-40
| City | American National | GEICO |
|---|---|---|
| Austin | -- | $63 |
| Chicago | -- | $71 |
| Philadelphia | -- | $98 |
| Phoenix | -- | $44 |
| Los Angeles | -- | $148 |
For Drivers Age Between 40-65
| City | American National | GEICO |
|---|---|---|
| Austin | -- | $54 |
| Chicago | -- | $61 |
| Philadelphia | -- | $78 |
| Phoenix | -- | $34 |
| Los Angeles | -- | $40 |
For Drivers Age of 65+
| City | American National | GEICO |
|---|---|---|
| Austin | -- | $75 |
| Chicago | -- | $77 |
| Philadelphia | -- | $99 |
| Phoenix | -- | $48 |
| Los Angeles | -- | $40 |
For Drivers with Average Credit
| City | American National | GEICO |
|---|---|---|
| Austin | -- | $68 |
| Chicago | -- | $70 |
| Philadelphia | -- | $93 |
| Phoenix | -- | $42 |
| Los Angeles | -- | $75 |
For Drivers with Fair Credit
| City | American National | GEICO |
|---|---|---|
| Austin | -- | $71 |
| Chicago | -- | $74 |
| Philadelphia | -- | $104 |
| Phoenix | -- | $42 |
| Los Angeles | -- | $56 |
For Drivers with Good Credit
| City | American National | GEICO |
|---|---|---|
| Austin | -- | $54 |
| Chicago | -- | $65 |
| Philadelphia | -- | $84 |
| Phoenix | -- | $36 |
| Los Angeles | -- | $60 |
For Drivers with Excellent Credit
| City | American National | GEICO |
|---|---|---|
| Austin | -- | $48 |
| Chicago | -- | $59 |
| Philadelphia | -- | $77 |
| Phoenix | -- | $40 |
| Los Angeles | -- | $160 |
Quotes & Discounts
| State | American National | GEICO |
|---|---|---|
| Alabama | $59/mo |
--
|
| Alaska | $597/mo |
--
|
| Arizona | $24/mo |
--
|
| California | $22/mo |
--
|
| Colorado | $42/mo |
--
|
| Connecticut | $25/mo |
--
|
| Delaware | $36/mo |
--
|
| Florida | $25/mo |
--
|
| Georgia | $27/mo |
--
|
| Hawaii | $35/mo |
--
|
| Idaho | $21/mo |
--
|
| Illinois | $23/mo |
--
|
| Iowa | $41/mo |
--
|
| Kansas | $81/mo |
--
|
| Kentucky | $63/mo |
--
|
| Louisiana | $69/mo |
--
|
| Maryland | $57/mo |
--
|
| Massachusetts | $25/mo |
--
|
| Michigan | $23/mo |
--
|
| Minnesota | $23/mo |
--
|
| Nebraska | $24/mo |
--
|
| Nevada | $378/mo |
--
|
| New Jersey | $23/mo |
--
|
| New Mexico | $218/mo |
--
|
| New York | $24/mo |
--
|
| North Carolina | $27/mo |
--
|
| North Dakota | $74/mo |
--
|
| Ohio | $25/mo |
--
|
| Oklahoma | $23/mo |
--
|
| Oregon | $32/mo |
--
|
| Pennsylvania | $22/mo |
--
|
| South Carolina | $90/mo |
--
|
| South Dakota | $110/mo |
--
|
| Tennessee | $24/mo |
--
|
| Texas | $21/mo |
--
|
| Utah | $22/mo |
--
|
| Virginia | $23/mo |
--
|
| Washington | $81/mo |
--
|
| Washington D.C. | $61/mo |
--
|
| West Virginia | $57/mo |
--
|
| Wisconsin | $27/mo |
--
|
| Discount Type | American National | GEICO |
|---|---|---|
| Accident Free Discount |
up to 30%
|
Varies |
| Good Student Discount |
up to 15%
|
up to 15% |
| Multiple Policy Discount |
Varies
|
Varies |
| Provider Switch Discount |
Varies
|
-- |
| Passive Restraint Discount |
Varies
|
up to 25% |
| Motor club discount |
Varies
|
-- |
| Good Driver Discount |
--
|
up to 26% |
| Anti-Theft Device Discount |
--
|
up to 25% |
| Federal Employee Discount |
--
|
up to 25% |
| Emergency Deployment Discount |
--
|
up to 25% |
| Seat Belt Use Discount |
--
|
up to 15% |
| Military Discount |
--
|
up to 15% |
| Anti-lock Brake Discount |
--
|
up to 5% |
| Daytime Running Lights Discount |
--
|
up to 3% |
| teenSMART Discount |
--
|
Varies |
| Defensive Driver Discount |
--
|
Varies |
| Organization Discount |
--
|
Varies |
| Multiple Vehicle Discount |
--
|
Varies |
| Driving training discount |
--
|
Varies |
| Senior Adult Discount |
--
|
Varies |
Payment Methods
| Payment Type | American National | GEICO |
|---|---|---|
| Online Payment |
|
--
|
| Mail Payment |
|
|
| Automatic Online Payment |
|
|
| Credit Card Payment |
|
|
| Multi-Payment Installment Plans |
--
|
|
| Electronic Check |
--
|
|
| Debit Card Payments |
--
|
|
| Mobile App Payments |
--
|
|
| Phone Payment |
--
|
|
Feature and Services
| Features and Services | American National | GEICO |
|---|---|---|
| 24/7 service |
|
|
| Roadside assistance |
|
|
| Loyalty rewards program |
|
--
|
| Online account management |
|
|
| Mobile app |
--
|
|
| Accident forgiveness |
--
|
|
| Policy bundling discounts |
--
|
|
| Text and email alerts |
--
|
|
Optional Coverages
| Coverage Type | American National | GEICO |
|---|---|---|
| Roadside Assistance |
|
|
| Rental Reimbursement |
|
|
| Accidental Death, Dismemberment, Disability |
|
--
|
| Work Loss Coverage |
|
--
|
| New Car Replacement Coverage |
|
--
|
| Gap Insurance |
|
--
|
| Antique or Collector Car Insurance |
|
--
|
| Original Equipment Manufacturer Coverage |
|
--
|
| Umbrella Policy |
|
|
| Accident Forgiveness |
--
|
|
| Comprehensive Claim Forgiveness |
--
|
|
| Incident Forgiveness |
--
|
|
| No Fault Coverage |
--
|
|
| Mechanical Breakdown Insurance |
--
|
|
Insurance by State
- American National
- GEICO
- Both
Uber and Lyft driver insurance:
- American National
- GEICO
- Both
SR-22 Insurance by State
- American National
- GEICO
- Both
Compare Insurance Products
| Product | American National | GEICO |
|---|---|---|
 ATV Insurance |
--
|
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 Boat Insurance |
--
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 Business Insurance |
|
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 Car Insurance |
|
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 Classic Car Insurance |
|
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 Condo Insurance |
--
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 Dwelling Fire Insurance |
--
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 Farm Insurance |
|
--
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 Flood Insurance |
--
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 Health Insurance |
|
--
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 Home Insurance |
|
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 Identity Theft Insurance |
--
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 Jewelry Insurance |
--
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 Life Insurance |
|
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 Mobile Home Insurance |
--
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 Motorcycle Insurance |
--
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 Pet Insurance |
--
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 RV Insurance |
--
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 Recreational Insurance |
|
--
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 Renters Insurance |
|
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 Ridesharing Insurance |
--
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 Travel Insurance |
--
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 Umbrella Insurance |
--
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User Reviews
Most Positive Review
This data is GROSSLY inaccurate on American National, you are missing a LOT of check marks! American National - aka ANPAC DOES have flexible payments: Monthly, Quarterly, Or Semi-Annual payment options are available. American National DOES have a mobile app: AN Mobile They DO have an added coverage endorsement available. AND ANPAC DOES have just about EVERY insurance product listed that is not checked, the only ones I'm not sure on is if they have; Aviation, Collectibles, Mobile Home, or Personal Articles Insurance. They also have their Home Systems Breakdown Coverage INCLUDED in their Homeowners policies that covers things like your Furnace & Heat pumps, A/C units, Well Pumps, Electrical Svc Panels & a lot more. Plus the fact they have local agents in all 50 states is VERY nice!!!
Most Critical Review
November 23, 2017
Because my insurance renewal goes up $10 for the past year it had gone from $123 -$152 in a yr I been with Boykins insurance for 25 years
Most Helpful Review
October 9, 2020
My insurance premium was increased by $200 monthly. Contacted Geigo to inform them that we could not afford the increase as only my spouse is working. The first agent I spoke to said that my payment would revert back to what it was but never did. The second agent I spoke to told me the only way to reduce the premium is to decrease my coverage which I did, but the premium never decreased. I called and spoke to a 3rd agent after they deducted the first installment which put a big dent in our household budget. The 3rd agent told me that although I rejected the uninsured motor coverage last time, I was charged again for it this time because, I needed to elect to reject it again when they renewed my insurance and if the agents I spoke to earlier had done a little digging, they could have resolved the issue successfully. I signed the required document online to reject the uninsured auto insurance and was supposed to be reimbursed $200 for the payment they debited from my account. Yet, Geigo has scheduled to deduct the high premium from my account for the October payment. I tried to postponed the payment to have time to get the matter resolved but I could not as Geico is now saying that I owe them $200, I have been a customer of Geico for over 20 years, the last thing I expected is to get more stress and anxiety from the company during such a difficult period for our family.
Most Recent Review
October 9, 2020
My insurance premium was increased by $200 monthly. Contacted Geigo to inform them that we could not afford the increase as only my spouse is working. The first agent I spoke to said that my payment would revert back to what it was but never did. The second agent I spoke to told me the only way to reduce the premium is to decrease my coverage which I did, but the premium never decreased. I called and spoke to a 3rd agent after they deducted the first installment which put a big dent in our household budget. The 3rd agent told me that although I rejected the uninsured motor coverage last time, I was charged again for it this time because, I needed to elect to reject it again when they renewed my insurance and if the agents I spoke to earlier had done a little digging, they could have resolved the issue successfully. I signed the required document online to reject the uninsured auto insurance and was supposed to be reimbursed $200 for the payment they debited from my account. Yet, Geigo has scheduled to deduct the high premium from my account for the October payment. I tried to postponed the payment to have time to get the matter resolved but I could not as Geico is now saying that I owe them $200, I have been a customer of Geico for over 20 years, the last thing I expected is to get more stress and anxiety from the company during such a difficult period for our family.
January 11, 2018