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American National vs GEICO Car Insurance

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Ratings

Insurify Composite Score American National
VS GEICO
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Insurify Composite ScoreGEICO
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User Ratings
Options American National GEICO
Rating/Reviews
Full Star Full Star Full Star Full Star Empty Star
12 reviews
Full Star Full Star Half Star Empty Star Empty Star
1,130 reviews
U.S Auto Insurance Shopping Study (2018)
Options American National GEICO
Overall Satisfaction -- About average
Policy Offerings -- Better than most
Pricing -- Better than most
Local Agent -- The rest
Call Center Representative -- About average
Insurer Website -- Among the best
U.S Auto Insurance Claims Satisfaction Study (2018)
Options American National GEICO
Overall Satisfaction -- Better than most
First Notice of Loss (FNOL) -- Better than most
Claim Servicing -- Better than most
Estimation Process -- Better than most
Repair Process -- About average
Rental Experience -- Better than most
Settlement -- Better than most
J.D. Power Ratings by Region (out of 1000)
Region American National GEICO
Southwest --
798 pt
The rest
Southeast --
839 pt
About average
Texas --
816 pt
The rest
Central --
838 pt
Better than most
Mid-Atlantic --
848 pt
Better than most
New England --
827 pt
About average
Florida --
832 pt
Better than most
California --
807 pt
About average
New York --
813 pt
About average
North Central --
830 pt
About average
Northwest --
805 pt
About average
Mobile App Ratings
Brand American National GEICO
iOS
--
Full Star Full Star Full Star Full Star Full Star
446,400 reviews
Android
--
Full Star Full Star Full Star Full Star Full Star
147,062 reviews
Financial Ratings
Company Name American National GEICO
Standard & Poor's A AA+
A.M. Best -- A++
Fitch -- AA-
Moody's -- Aa3

Auto Insurance Quotes

For Married Drivers

City American National GEICO
Austin -- $59
Chicago -- $67
Philadelphia -- $87
Phoenix -- $37
Los Angeles -- $47

For Single Drivers

City American National GEICO
Austin -- $61
Chicago -- $67
Philadelphia -- $91
Phoenix -- $44
Los Angeles -- $128

For Male Drivers

City American National GEICO
Austin -- $59
Chicago -- $70
Philadelphia -- $92
Phoenix -- $41
Los Angeles -- $123

For Female Drivers

City American National GEICO
Austin -- $62
Chicago -- $64
Philadelphia -- $87
Phoenix -- $39
Los Angeles -- $53

For Drivers with a Speeding Ticket

City American National GEICO
Austin -- $73
Chicago -- $91
Philadelphia -- $128
Phoenix -- $63
Los Angeles -- $141

For Drivers with No Speeding Ticket

City American National GEICO
Austin -- $57
Chicago -- $62
Philadelphia -- $84
Phoenix -- $35
Los Angeles -- $76

For Drivers Age Between 18-40

City American National GEICO
Austin -- $63
Chicago -- $71
Philadelphia -- $98
Phoenix -- $44
Los Angeles -- $148

For Drivers Age Between 40-65

City American National GEICO
Austin -- $54
Chicago -- $61
Philadelphia -- $78
Phoenix -- $34
Los Angeles -- $40

For Drivers Age of 65+

City American National GEICO
Austin -- $75
Chicago -- $77
Philadelphia -- $99
Phoenix -- $48
Los Angeles -- $40

For Drivers with Average Credit

City American National GEICO
Austin -- $68
Chicago -- $70
Philadelphia -- $93
Phoenix -- $42
Los Angeles -- $75

For Drivers with Fair Credit

City American National GEICO
Austin -- $71
Chicago -- $74
Philadelphia -- $104
Phoenix -- $42
Los Angeles -- $56

For Drivers with Good Credit

City American National GEICO
Austin -- $54
Chicago -- $65
Philadelphia -- $84
Phoenix -- $36
Los Angeles -- $60

For Drivers with Excellent Credit

City American National GEICO
Austin -- $48
Chicago -- $59
Philadelphia -- $77
Phoenix -- $40
Los Angeles -- $160

Quotes & Discounts

State American National GEICO
Alabama $59/mo
--
Alaska $597/mo
--
Arizona $24/mo
--
California $22/mo
--
Colorado $42/mo
--
Connecticut $25/mo
--
Delaware $36/mo
--
Florida $25/mo
--
Georgia $27/mo
--
Hawaii $35/mo
--
Idaho $21/mo
--
Illinois $23/mo
--
Iowa $41/mo
--
Kansas $81/mo
--
Kentucky $63/mo
--
Louisiana $69/mo
--
Maryland $57/mo
--
Massachusetts $25/mo
--
Michigan $23/mo
--
Minnesota $23/mo
--
Nebraska $24/mo
--
Nevada $378/mo
--
New Jersey $23/mo
--
New Mexico $218/mo
--
New York $24/mo
--
North Carolina $27/mo
--
North Dakota $74/mo
--
Ohio $25/mo
--
Oklahoma $23/mo
--
Oregon $32/mo
--
Pennsylvania $22/mo
--
South Carolina $90/mo
--
South Dakota $110/mo
--
Tennessee $24/mo
--
Texas $21/mo
--
Utah $22/mo
--
Virginia $23/mo
--
Washington $81/mo
--
Washington D.C. $61/mo
--
West Virginia $57/mo
--
Wisconsin $27/mo
--
Discount Type American National GEICO
Accident Free Discount
up to 30%
Varies
Good Student Discount
up to 15%
up to 15%
Multiple Policy Discount
Varies
Varies
Provider Switch Discount
Varies
--
Passive Restraint Discount
Varies
up to 25%
Motor club discount
Varies
--
Good Driver Discount
--
up to 26%
Anti-Theft Device Discount
--
up to 25%
Federal Employee Discount
--
up to 25%
Emergency Deployment Discount
--
up to 25%
Seat Belt Use Discount
--
up to 15%
Military Discount
--
up to 15%
Anti-lock Brake Discount
--
up to 5%
Daytime Running Lights Discount
--
up to 3%
teenSMART Discount
--
Varies
Defensive Driver Discount
--
Varies
Organization Discount
--
Varies
Multiple Vehicle Discount
--
Varies
Driving training discount
--
Varies
Senior Adult Discount
--
Varies
Compare Quotes

Payment Methods

Payment Type American National GEICO
Online Payment Complete Tick
--
Mail Payment Complete Tick Complete Tick
Automatic Online Payment Complete Tick Complete Tick
Credit Card Payment Complete Tick Complete Tick
Multi-Payment Installment Plans
--
Complete Tick
Electronic Check
--
Complete Tick
Debit Card Payments
--
Complete Tick
Mobile App Payments
--
Complete Tick
Phone Payment
--
Complete Tick

Feature and Services

Features and Services American National GEICO
24/7 service Complete Tick Complete Tick
Roadside assistance Complete Tick Complete Tick
Loyalty rewards program Complete Tick
--
Online account management Complete Tick Complete Tick
Mobile app
--
Complete Tick
Accident forgiveness
--
Complete Tick
Policy bundling discounts
--
Complete Tick
Text and email alerts
--
Complete Tick

Optional Coverages

Coverage Type American National GEICO
Roadside Assistance Complete Tick Complete Tick
Rental Reimbursement Complete Tick Complete Tick
Accidental Death, Dismemberment, Disability Complete Tick
--
Work Loss Coverage Complete Tick
--
New Car Replacement Coverage Complete Tick
--
Gap Insurance Complete Tick
--
Antique or Collector Car Insurance Complete Tick
--
Original Equipment Manufacturer Coverage Complete Tick
--
Umbrella Policy Complete Tick Complete Tick
Accident Forgiveness
--
Complete Tick
Comprehensive Claim Forgiveness
--
Complete Tick
Incident Forgiveness
--
Complete Tick
No Fault Coverage
--
Complete Tick
Mechanical Breakdown Insurance
--
Complete Tick

Insurance by State

  • Car Insurance
  • Life Insurance
  • RV Insurance
  • Motorcycle Insurance
  • Renters Insurance
  • Home / Condo Insurance
  • American National
  • GEICO
  • Both

Uber and Lyft driver insurance:

  • American National
  • GEICO
  • Both

SR‌-22 Insurance by State

  • American National
  • GEICO
  • Both

Compare Insurance Products

Product American National GEICO
  ATV Insurance
--
Complete Tick
  Boat Insurance
--
Complete Tick
  Business Insurance Complete Tick Complete Tick
  Car Insurance Complete Tick Complete Tick
  Classic Car Insurance Complete Tick Complete Tick
  Condo Insurance
--
Complete Tick
  Dwelling Fire Insurance
--
Complete Tick
  Farm Insurance Complete Tick
--
  Flood Insurance
--
Complete Tick
  Health Insurance Complete Tick
--
  Home Insurance Complete Tick Complete Tick
  Identity Theft Insurance
--
Complete Tick
  Jewelry Insurance
--
Complete Tick
  Life Insurance Complete Tick Complete Tick
  Mobile Home Insurance
--
Complete Tick
  Motorcycle Insurance
--
Complete Tick
  Pet Insurance
--
Complete Tick
  RV Insurance
--
Complete Tick
  Recreational Insurance Complete Tick
--
  Renters Insurance Complete Tick Complete Tick
  Ridesharing Insurance
--
Complete Tick
  Travel Insurance
--
Complete Tick
  Umbrella Insurance
--
Complete Tick

Popular Comparisons

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User Reviews

  • American National Reviews
  • GEICO Reviews
★ ★★ ★★
3.6
12 user reviews
5 Stars
50% Complete
50%
4 Stars
8% Complete
8%
3 Stars
16% Complete
16%
1 Star
25% Complete
25%
Write a Review
Most Positive Review
★ ★★ ★★
By Pj Country
January 11, 2018

This data is GROSSLY inaccurate on American National, you are missing a LOT of check marks! American National - aka ANPAC DOES have flexible payments: Monthly, Quarterly, Or Semi-Annual payment options are available. American National DOES have a mobile app: AN Mobile They DO have an added coverage endorsement available. AND ANPAC DOES have just about EVERY insurance product listed that is not checked, the only ones I'm not sure on is if they have; Aviation, Collectibles, Mobile Home, or Personal Articles Insurance. They also have their Home Systems Breakdown Coverage INCLUDED in their Homeowners policies that covers things like your Furnace & Heat pumps, A/C units, Well Pumps, Electrical Svc Panels & a lot more. Plus the fact they have local agents in all 50 states is VERY nice!!!

Most Critical Review
★ ★★ ★★
By Martha
November 23, 2017

Because my insurance renewal goes up $10 for the past year it had gone from $123 -$152 in a yr I been with Boykins insurance for 25 years

★ ★★ ★★
2.5
1,130 user reviews
5 Stars
26% Complete
26%
4 Stars
11% Complete
11%
3 Stars
9% Complete
9%
2 Stars
8% Complete
8%
1 Star
48% Complete
48%
Write a Review
Most Helpful Review
★ ★★ ★★
By Jacquelyne Hoy
October 9, 2020

My insurance premium was increased by $200 monthly. Contacted Geigo to inform them that we could not afford the increase as only my spouse is working. The first agent I spoke to said that my payment would revert back to what it was but never did. The second agent I spoke to told me the only way to reduce the premium is to decrease my coverage which I did, but the premium never decreased. I called and spoke to a 3rd agent after they deducted the first installment which put a big dent in our household budget. The 3rd agent told me that although I rejected the uninsured motor coverage last time, I was charged again for it this time because, I needed to elect to reject it again when they renewed my insurance and if the agents I spoke to earlier had done a little digging, they could have resolved the issue successfully. I signed the required document online to reject the uninsured auto insurance and was supposed to be reimbursed $200 for the payment they debited from my account. Yet, Geigo has scheduled to deduct the high premium from my account for the October payment. I tried to postponed the payment to have time to get the matter resolved but I could not as Geico is now saying that I owe them $200, I have been a customer of Geico for over 20 years, the last thing I expected is to get more stress and anxiety from the company during such a difficult period for our family.

Most Recent Review
★ ★★ ★★
By Jacquelyne Hoy
October 9, 2020

My insurance premium was increased by $200 monthly. Contacted Geigo to inform them that we could not afford the increase as only my spouse is working. The first agent I spoke to said that my payment would revert back to what it was but never did. The second agent I spoke to told me the only way to reduce the premium is to decrease my coverage which I did, but the premium never decreased. I called and spoke to a 3rd agent after they deducted the first installment which put a big dent in our household budget. The 3rd agent told me that although I rejected the uninsured motor coverage last time, I was charged again for it this time because, I needed to elect to reject it again when they renewed my insurance and if the agents I spoke to earlier had done a little digging, they could have resolved the issue successfully. I signed the required document online to reject the uninsured auto insurance and was supposed to be reimbursed $200 for the payment they debited from my account. Yet, Geigo has scheduled to deduct the high premium from my account for the October payment. I tried to postponed the payment to have time to get the matter resolved but I could not as Geico is now saying that I owe them $200, I have been a customer of Geico for over 20 years, the last thing I expected is to get more stress and anxiety from the company during such a difficult period for our family.

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