Ratings
User Ratings
| Options | Electric Insurance | GEICO |
|---|---|---|
| Rating/Reviews |
12 reviews
|
1,130 reviews
|
Mobile App Ratings
| Brand | Electric Insurance | GEICO |
|---|---|---|
| iOS |
--
|
446,400 reviews
|
| Android |
--
|
147,062 reviews
|
Auto Insurance Quotes
For Married Drivers
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $59 |
| Chicago | -- | $67 |
| Philadelphia | -- | $87 |
| Phoenix | -- | $37 |
| Los Angeles | -- | $47 |
For Single Drivers
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $61 |
| Chicago | -- | $67 |
| Philadelphia | -- | $91 |
| Phoenix | -- | $44 |
| Los Angeles | -- | $128 |
For Male Drivers
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $59 |
| Chicago | -- | $70 |
| Philadelphia | -- | $92 |
| Phoenix | -- | $41 |
| Los Angeles | -- | $123 |
For Female Drivers
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $62 |
| Chicago | -- | $64 |
| Philadelphia | -- | $87 |
| Phoenix | -- | $39 |
| Los Angeles | -- | $53 |
For Drivers with a Speeding Ticket
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $73 |
| Chicago | -- | $91 |
| Philadelphia | -- | $128 |
| Phoenix | -- | $63 |
| Los Angeles | -- | $141 |
For Drivers with No Speeding Ticket
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $57 |
| Chicago | -- | $62 |
| Philadelphia | -- | $84 |
| Phoenix | -- | $35 |
| Los Angeles | -- | $76 |
For Drivers Age Between 18-40
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $63 |
| Chicago | -- | $71 |
| Philadelphia | -- | $98 |
| Phoenix | -- | $44 |
| Los Angeles | -- | $148 |
For Drivers Age Between 40-65
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $54 |
| Chicago | -- | $61 |
| Philadelphia | -- | $78 |
| Phoenix | -- | $34 |
| Los Angeles | -- | $40 |
For Drivers Age of 65+
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $75 |
| Chicago | -- | $77 |
| Philadelphia | -- | $99 |
| Phoenix | -- | $48 |
| Los Angeles | -- | $40 |
For Drivers with Average Credit
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $68 |
| Chicago | -- | $70 |
| Philadelphia | -- | $93 |
| Phoenix | -- | $42 |
| Los Angeles | -- | $75 |
For Drivers with Fair Credit
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $71 |
| Chicago | -- | $74 |
| Philadelphia | -- | $104 |
| Phoenix | -- | $42 |
| Los Angeles | -- | $56 |
For Drivers with Good Credit
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $54 |
| Chicago | -- | $65 |
| Philadelphia | -- | $84 |
| Phoenix | -- | $36 |
| Los Angeles | -- | $60 |
For Drivers with Excellent Credit
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $48 |
| Chicago | -- | $59 |
| Philadelphia | -- | $77 |
| Phoenix | -- | $40 |
| Los Angeles | -- | $160 |
Quotes & Discounts
| Discount Type | Electric Insurance | GEICO |
|---|---|---|
| Mature driver discount |
Varies
|
-- |
| Accident Free Discount |
Varies
|
Varies |
| Preferred payment discount |
Varies
|
-- |
| Organization Discount |
Varies
|
Varies |
| EV/Hybrid Discount |
Varies
|
-- |
| Daytime Running Lights Discount |
Varies
|
up to 3% |
| Student Away at School Discount |
Varies
|
-- |
| Good Driver Discount |
Varies
|
up to 26% |
| Advance shopper discount |
Varies
|
-- |
| Passive Restraint Discount |
Varies
|
up to 25% |
| Paid in full discount |
Varies
|
-- |
| Affinity group discount |
Varies
|
-- |
| Newlywed Discount |
Varies
|
-- |
| New Car Discount |
Varies
|
-- |
| Multiple Policy Discount |
Varies
|
Varies |
| Low Mileage Discount |
Varies
|
-- |
| Good Student Discount |
Varies
|
up to 15% |
| Driving training discount |
Varies
|
Varies |
| Anti-Theft Device Discount |
Varies
|
up to 25% |
| Anti-lock Brake Discount |
Varies
|
up to 5% |
| Accident Forgiveness |
Varies
|
-- |
| Federal Employee Discount |
--
|
up to 25% |
| Emergency Deployment Discount |
--
|
up to 25% |
| Seat Belt Use Discount |
--
|
up to 15% |
| Military Discount |
--
|
up to 15% |
| teenSMART Discount |
--
|
Varies |
| Defensive Driver Discount |
--
|
Varies |
| Multiple Vehicle Discount |
--
|
Varies |
| Senior Adult Discount |
--
|
Varies |
Payment Methods
| Payment Type | Electric Insurance | GEICO |
|---|---|---|
| Mail Payment |
|
|
| Automatic Online Payment |
|
|
| Prepayment |
|
--
|
| Credit Card Payment |
|
|
| Electronic Check |
|
|
| Online Payment |
|
--
|
| Debit Card Payments |
|
|
| Payroll Deduction |
|
--
|
| Multi-Payment Installment Plans |
--
|
|
| Mobile App Payments |
--
|
|
| Phone Payment |
--
|
|
Feature and Services
| Features and Services | Electric Insurance | GEICO |
|---|---|---|
| Flexible / convenient payments |
|
--
|
| 24/7 service |
|
|
| Online account management |
|
|
| Roadside assistance |
|
|
| Mobile app |
|
|
| Accident forgiveness |
--
|
|
| Policy bundling discounts |
--
|
|
| Text and email alerts |
--
|
|
Optional Coverages
| Coverage Type | Electric Insurance | GEICO |
|---|---|---|
| New Car Replacement Coverage |
|
--
|
| Original Equipment Manufacturer Coverage |
|
--
|
| Work Loss Coverage |
|
--
|
| Rental Reimbursement |
|
|
| Roadside Assistance |
|
|
| Gap Insurance |
|
--
|
| Emergency Lockout Coverage |
|
--
|
| Glass Coverage |
|
--
|
| Comprehensive Claim Forgiveness |
|
|
| Accident Forgiveness |
--
|
|
| Incident Forgiveness |
--
|
|
| No Fault Coverage |
--
|
|
| Mechanical Breakdown Insurance |
--
|
|
| Umbrella Policy |
--
|
|
Insurance by State
- Electric Insurance
- GEICO
- Both
Uber and Lyft driver insurance:
- Electric Insurance
- GEICO
- Both
Online Quoting by State
- Electric Insurance
- GEICO
- Both
SR-22 Insurance by State
- Electric Insurance
- GEICO
- Both
Compare Insurance Products
| Product | Electric Insurance | GEICO |
|---|---|---|
 ATV Insurance |
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|
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 Boat Insurance |
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 Business Insurance |
--
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 Car Insurance |
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 Classic Car Insurance |
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 Condo Insurance |
--
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 Dwelling Fire Insurance |
--
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 Flood Insurance |
--
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 Home Insurance |
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 Identity Theft Insurance |
--
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 Jewelry Insurance |
--
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 Life Insurance |
--
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 Mobile Home Insurance |
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 Motorcycle Insurance |
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 Pet Insurance |
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 RV Insurance |
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 Renters Insurance |
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 Ridesharing Insurance |
--
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 Travel Insurance |
--
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 Umbrella Insurance |
--
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User Reviews
Most Positive Review
Cost and services
Most Critical Review
June 15, 2018
I have had Electic insurance for approximately 20 years. My rates just went up 25 % in the last year without notice. No accidents, speeding tickets or claims. When I called customer support their response was “well we can do that. We were allowed to raise our rates in your state.” No offer to review my plans to see if they could save me money on my policies by increasing deductibles, looking for discounts ie alam systems etc. They were much more helpful in years past. I switched to another company, have the same coverage, same deductibles and they have an equal insurance rating and Iam saving $2250 a year!
Most Helpful Review
October 9, 2020
My insurance premium was increased by $200 monthly. Contacted Geigo to inform them that we could not afford the increase as only my spouse is working. The first agent I spoke to said that my payment would revert back to what it was but never did. The second agent I spoke to told me the only way to reduce the premium is to decrease my coverage which I did, but the premium never decreased. I called and spoke to a 3rd agent after they deducted the first installment which put a big dent in our household budget. The 3rd agent told me that although I rejected the uninsured motor coverage last time, I was charged again for it this time because, I needed to elect to reject it again when they renewed my insurance and if the agents I spoke to earlier had done a little digging, they could have resolved the issue successfully. I signed the required document online to reject the uninsured auto insurance and was supposed to be reimbursed $200 for the payment they debited from my account. Yet, Geigo has scheduled to deduct the high premium from my account for the October payment. I tried to postponed the payment to have time to get the matter resolved but I could not as Geico is now saying that I owe them $200, I have been a customer of Geico for over 20 years, the last thing I expected is to get more stress and anxiety from the company during such a difficult period for our family.
Most Recent Review
October 9, 2020
My insurance premium was increased by $200 monthly. Contacted Geigo to inform them that we could not afford the increase as only my spouse is working. The first agent I spoke to said that my payment would revert back to what it was but never did. The second agent I spoke to told me the only way to reduce the premium is to decrease my coverage which I did, but the premium never decreased. I called and spoke to a 3rd agent after they deducted the first installment which put a big dent in our household budget. The 3rd agent told me that although I rejected the uninsured motor coverage last time, I was charged again for it this time because, I needed to elect to reject it again when they renewed my insurance and if the agents I spoke to earlier had done a little digging, they could have resolved the issue successfully. I signed the required document online to reject the uninsured auto insurance and was supposed to be reimbursed $200 for the payment they debited from my account. Yet, Geigo has scheduled to deduct the high premium from my account for the October payment. I tried to postponed the payment to have time to get the matter resolved but I could not as Geico is now saying that I owe them $200, I have been a customer of Geico for over 20 years, the last thing I expected is to get more stress and anxiety from the company during such a difficult period for our family.
December 8, 2017