Ratings
User Ratings
| Options | Electric Insurance | GEICO |
|---|---|---|
| Rating/Reviews |
12 reviews
|
1,072 reviews
|
Mobile App Ratings
| Brand | Electric Insurance | GEICO |
|---|---|---|
| iOS |
--
|
446,400 reviews
|
| Android |
--
|
147,062 reviews
|
Auto Insurance Quotes
For Married Drivers
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $59 |
| Chicago | -- | $67 |
| Philadelphia | -- | $87 |
| Phoenix | -- | $37 |
| Los Angeles | -- | $47 |
For Single Drivers
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $61 |
| Chicago | -- | $67 |
| Philadelphia | -- | $91 |
| Phoenix | -- | $44 |
| Los Angeles | -- | $128 |
For Male Drivers
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $59 |
| Chicago | -- | $70 |
| Philadelphia | -- | $92 |
| Phoenix | -- | $41 |
| Los Angeles | -- | $123 |
For Female Drivers
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $62 |
| Chicago | -- | $64 |
| Philadelphia | -- | $87 |
| Phoenix | -- | $39 |
| Los Angeles | -- | $53 |
For Drivers with a Speeding Ticket
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $73 |
| Chicago | -- | $91 |
| Philadelphia | -- | $128 |
| Phoenix | -- | $63 |
| Los Angeles | -- | $141 |
For Drivers with No Speeding Ticket
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $57 |
| Chicago | -- | $62 |
| Philadelphia | -- | $84 |
| Phoenix | -- | $35 |
| Los Angeles | -- | $76 |
For Drivers Age Between 18-40
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $63 |
| Chicago | -- | $71 |
| Philadelphia | -- | $98 |
| Phoenix | -- | $44 |
| Los Angeles | -- | $148 |
For Drivers Age Between 40-65
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $54 |
| Chicago | -- | $61 |
| Philadelphia | -- | $78 |
| Phoenix | -- | $34 |
| Los Angeles | -- | $40 |
For Drivers Age of 65+
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $75 |
| Chicago | -- | $77 |
| Philadelphia | -- | $99 |
| Phoenix | -- | $48 |
| Los Angeles | -- | $40 |
For Drivers with Average Credit
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $68 |
| Chicago | -- | $70 |
| Philadelphia | -- | $93 |
| Phoenix | -- | $42 |
| Los Angeles | -- | $75 |
For Drivers with Fair Credit
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $71 |
| Chicago | -- | $74 |
| Philadelphia | -- | $104 |
| Phoenix | -- | $42 |
| Los Angeles | -- | $56 |
For Drivers with Good Credit
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $54 |
| Chicago | -- | $65 |
| Philadelphia | -- | $84 |
| Phoenix | -- | $36 |
| Los Angeles | -- | $60 |
For Drivers with Excellent Credit
| City | Electric Insurance | GEICO |
|---|---|---|
| Austin | -- | $48 |
| Chicago | -- | $59 |
| Philadelphia | -- | $77 |
| Phoenix | -- | $40 |
| Los Angeles | -- | $160 |
Quotes & Discounts
| Discount Type | Electric Insurance | GEICO |
|---|---|---|
| Mature driver discount |
Varies
|
-- |
| Accident Free Discount |
Varies
|
Varies |
| Preferred payment discount |
Varies
|
-- |
| Organization Discount |
Varies
|
Varies |
| EV/Hybrid Discount |
Varies
|
-- |
| Daytime Running Lights Discount |
Varies
|
up to 3% |
| Student Away at School Discount |
Varies
|
-- |
| Good Driver Discount |
Varies
|
up to 26% |
| Advance shopper discount |
Varies
|
-- |
| Passive Restraint Discount |
Varies
|
up to 25% |
| Paid in full discount |
Varies
|
-- |
| Affinity group discount |
Varies
|
-- |
| Newlywed Discount |
Varies
|
-- |
| New Car Discount |
Varies
|
-- |
| Multiple Policy Discount |
Varies
|
Varies |
| Low Mileage Discount |
Varies
|
-- |
| Good Student Discount |
Varies
|
up to 15% |
| Driving training discount |
Varies
|
Varies |
| Anti-Theft Device Discount |
Varies
|
up to 25% |
| Anti-lock Brake Discount |
Varies
|
up to 5% |
| Accident Forgiveness |
Varies
|
-- |
| Federal Employee Discount |
--
|
up to 25% |
| Emergency Deployment Discount |
--
|
up to 25% |
| Seat Belt Use Discount |
--
|
up to 15% |
| Military Discount |
--
|
up to 15% |
| teenSMART Discount |
--
|
Varies |
| Defensive Driver Discount |
--
|
Varies |
| Multiple Vehicle Discount |
--
|
Varies |
| Senior Adult Discount |
--
|
Varies |
Payment Methods
| Payment Type | Electric Insurance | GEICO |
|---|---|---|
| Mail Payment |
|
|
| Automatic Online Payment |
|
|
| Prepayment |
|
--
|
| Credit Card Payment |
|
|
| Electronic Check |
|
|
| Online Payment |
|
--
|
| Debit Card Payments |
|
|
| Payroll Deduction |
|
--
|
| Multi-Payment Installment Plans |
--
|
|
| Mobile App Payments |
--
|
|
| Phone Payment |
--
|
|
Feature and Services
| Features and Services | Electric Insurance | GEICO |
|---|---|---|
| Flexible / convenient payments |
|
--
|
| 24/7 service |
|
|
| Online account management |
|
|
| Roadside assistance |
|
|
| Mobile app |
|
|
| Accident forgiveness |
--
|
|
| Policy bundling discounts |
--
|
|
| Text and email alerts |
--
|
|
Optional Coverages
| Coverage Type | Electric Insurance | GEICO |
|---|---|---|
| New Car Replacement Coverage |
|
--
|
| Original Equipment Manufacturer Coverage |
|
--
|
| Work Loss Coverage |
|
--
|
| Rental Reimbursement |
|
|
| Roadside Assistance |
|
|
| Gap Insurance |
|
--
|
| Emergency Lockout Coverage |
|
--
|
| Glass Coverage |
|
--
|
| Comprehensive Claim Forgiveness |
|
|
| Accident Forgiveness |
--
|
|
| Incident Forgiveness |
--
|
|
| No Fault Coverage |
--
|
|
| Mechanical Breakdown Insurance |
--
|
|
| Umbrella Policy |
--
|
|
Insurance by State
- Electric Insurance
- GEICO
- Both
Uber and Lyft driver insurance:
- Electric Insurance
- GEICO
- Both
Online Quoting by State
- Electric Insurance
- GEICO
- Both
SR-22 Insurance by State
- Electric Insurance
- GEICO
- Both
Compare Insurance Products
| Product | Electric Insurance | GEICO |
|---|---|---|
 ATV Insurance |
--
|
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 Boat Insurance |
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 Business Insurance |
--
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 Car Insurance |
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 Classic Car Insurance |
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 Condo Insurance |
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 Dwelling Fire Insurance |
--
|
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 Flood Insurance |
--
|
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 Home Insurance |
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 Identity Theft Insurance |
--
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 Jewelry Insurance |
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 Life Insurance |
--
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 Mobile Home Insurance |
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 Motorcycle Insurance |
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 Pet Insurance |
--
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 RV Insurance |
--
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 Renters Insurance |
--
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 Ridesharing Insurance |
--
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 Travel Insurance |
--
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 Umbrella Insurance |
--
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User Reviews
5 Stars
25%
4 Stars
8%
3 Stars
8%
2 Stars
8%
1 Star
50%
Most Positive Review
Cost and services
Most Critical Review
By Holly Knef
June 15, 2018
June 15, 2018
I have had Electic insurance for approximately 20 years. My rates just went up 25 % in the last year without notice. No accidents, speeding tickets or claims. When I called customer support their response was “well we can do that. We were allowed to raise our rates in your state.” No offer to review my plans to see if they could save me money on my policies by increasing deductibles, looking for discounts ie alam systems etc. They were much more helpful in years past. I switched to another company, have the same coverage, same deductibles and they have an equal insurance rating and Iam saving $2250 a year!
5 Stars
80%
4 Stars
37%
3 Stars
31%
2 Stars
19%
1 Star
71%
Most Helpful Review
By Maureen Wood
May 7, 2018
May 7, 2018
Wouldn't let me insure my van because my son was driving it and keeping it where he lives. Was going to force me to get a separate policy for it and cancelled me because of it.
Most Recent Review
By Mohamed
February 13, 2019
February 13, 2019
Phenomenal service and rate
December 8, 2017