Utica Car Insurance
Overview
Pros
- Affordable prices
- Knowledgeable service reps
- Excellent overall service
Founded in 1914, Utica National Insurance Group has been providing coverage for over 100 years. Utica provides personal and commercial insurance across the US.
Discounts
| Discount Type | Discount % |
|---|---|
| Multiple Vehicle Discount | Varies |
| Low Mileage Discount | Varies |
| Multiple Policy Discount | Varies |
| Eco-nomy Car Discount | Varies |
| Passive Restraint Discount | Varies |
| Anti-Theft Device Discount | Varies |
| Electronic Stability Control | Varies |
| Good Student Discount | Varies |
| Daytime Running Lights Discount | Varies |
| Student Away at School Discount | Varies |
| Company Car Discount | Varies |
| Preferred payment discount | Varies |
Features and Services
Online account management
24/7 service
Enhanced towing & substitute coverage
Roadside assistance
Diminishing deductible
Flexible / convenient payments
Optional Coverage
| Coverage Type | Description |
|---|---|
| Accident Forgiveness | Your rates won't automatically increase after an accident even if you're at fault. |
| Vanishing Deductible | Your deductible reduces for every year of safe driving, typically by $100. |
| Pet Coverage | Helps cover veterinary expenses in the event that your pet is injured or dies in a collision. |
| Personal/Upgraded Item Coverage | Covers the insured for personal items, and some car upgrades damaged due to an accident or if they're stolen (maximum reimbursment my vary) |
| Accidental Death, Dismemberment, Disability | Pays up to a specificed amount for death, loss of limbs, loss of sight, and certain other injuries to designated prson(s) resulting from a car accident. |
| Emergency Assistance Coverage | Adds extended coverage for emergency expenses such as lodging, meals and transportation if you're involved in an accident more than 25 miles from your home. |
| Gap Insurance | If your vehicle is loaned or leased and totaled, Gap insurance may pay for the difference between the cash value of the vehicle and the unpaid balance of the loan or lease. |
| New Car Replacement Coverage | If your brand new vehicle gets totaled, you car will be replaced with a brand new vehicle. |
| Airbag Replacement Coverage | Pays the reasonable and necessary costs to replace your air bag that accidentally deploys without the occurrence of an accident. |
Payment Methods
| Payment Type | Description |
|---|---|
| Online Payment | Hate those annoying IVR menus? Pay your bill online. |
| Mail Payment | The option to mail in a personal check or money order. Don't forget the postage, sometimes the classics never die! |
| Automatic Online Payments | Forgetful? This option automatically charges your credit or debit card that you provided so that you never have to worry. |
| Electronic Check | Ran out of checks? Electronic checks work just as well, this usually sometimes includes ther Electronic Funds Transfer options (EFT). |
| Credit Card Payment | |
| Debit Card Payments | |
| Phone Payment -IVR | Ran out of postage? Want to keep things fast but simple? You can pay your bill over the phone. |
| Multi-payment Installment Plans | Want to budget your payments over time? This option allows you to pay your premiums in scheduled installments rather than all at once. |
| Pay Through Your Agent | Pay Through Your Agent |
Automobile Insurance
