4.8out of 3,000+ reviews

Occidental - Car Insurance

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Last Updated February 1, 2022

Ratings

Occidental Ratings
BrandRatingsUser reviews
Insurify
1.0
1

Payment methods

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    Credit Card Payment
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    Debit Card Payments
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    Mail Payment
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    Online Payment
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    Phone Payment
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Features and Services

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    24/7 service
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    Roadside assistance
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    Flexible / convenient payments
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    Online account management

Optional Coverage

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    Roadside Assistance
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Occidental Insurance by State

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Occidental Insurance Products

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Car Insurance

FAQs - Occidental Car Insurance

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Company History

The Occidental Fire & Casualty Company of North Carolina, known by the trade name of Occidental Insurance, was founded in 1960. It is a subsidiary of IAT-Reinsurance Group which provides personal and commercial coverage.

Occidental Reviews

1.0
1 Star
100 %

Most Helpful Review

By Mauro G.
Unprofessional company. Avoid if at all possible. They just did an inspection for a new homeowners' insurance policy under the Geico umbrella and cited "patches of missing or damaged shingles" on my roof as the logic to either drop me or have me change the entire roof to continue their coverage. Well, if these unprofessional "inspectors" actually looked at the photos they themselves took, they would realize that these "patches" are new shingles around newly installed skylights (do they expect people to change an entire roof when adding a skylight... if they do, that's preposterous) and the "missing" shingles are two left over shingle pieces (NOT missing shingles!) resulting from a contractor that didn't properly clean up after they were done installing the new skylights! By the way, these two shingle pieces are on the breezeway between the house and the detached garage... the breezeway is the least important part of a roof! Even then, the breezeway is in perfect condition! In any case, I have lost respect for Occidental as a company. After these inspection results, I have no desire to be a customer of a company that employs such unprofessional people that would even venture to make such inaccurate statements about the state of a roof.

Latest Review

By Mauro G.
Unprofessional company. Avoid if at all possible. They just did an inspection for a new homeowners' insurance policy under the Geico umbrella and cited "patches of missing or damaged shingles" on my roof as the logic to either drop me or have me change the entire roof to continue their coverage. Well, if these unprofessional "inspectors" actually looked at the photos they themselves took, they would realize that these "patches" are new shingles around newly installed skylights (do they expect people to change an entire roof when adding a skylight... if they do, that's preposterous) and the "missing" shingles are two left over shingle pieces (NOT missing shingles!) resulting from a contractor that didn't properly clean up after they were done installing the new skylights! By the way, these two shingle pieces are on the breezeway between the house and the detached garage... the breezeway is the least important part of a roof! Even then, the breezeway is in perfect condition! In any case, I have lost respect for Occidental as a company. After these inspection results, I have no desire to be a customer of a company that employs such unprofessional people that would even venture to make such inaccurate statements about the state of a roof.

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Mauro G.
Unprofessional company. Avoid if at all possible. They just did an inspection for a new homeowners' insurance policy under the Geico umbrella and cited "patches of missing or damaged shingles" on my roof as the logic to either drop me or have me change the entire roof to continue their coverage. Well, if these unprofessional "inspectors" actually looked at the photos they themselves took, they would realize that these "patches" are new shingles around newly installed skylights (do they expect people to change an entire roof when adding a skylight... if they do, that's preposterous) and the "missing" shingles are two left over shingle pieces (NOT missing shingles!) resulting from a contractor that didn't properly clean up after they were done installing the new skylights! By the way, these two shingle pieces are on the breezeway between the house and the detached garage... the breezeway is the least important part of a roof! Even then, the breezeway is in perfect condition! In any case, I have lost respect for Occidental as a company. After these inspection results, I have no desire to be a customer of a company that employs such unprofessional people that would even venture to make such inaccurate statements about the state of a roof.

Occidental Car Insurance Information

Insurify Composite Score0
Number of discounts0
Number of reviews1
User Rating1

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.