Grinnell Car Insurance
Overview
Pros
- Affordable prices
- Knowledgeable service reps
- Excellent overall service
Founded in 1909, Grinnell Mutual has been providing coverage for over 100 years. Grinnell provides personal and commercial insurance products in 14 states across the US.
Discounts
| Discount Type | Discount % |
|---|---|
| Loyalty Discount | Varies |
| Paid in full discount | Varies |
| Anti-lock Brake Discount | Varies |
| Anti-Theft Device Discount | Varies |
| Multiple Policy Discount | Varies |
| Multiple Vehicle Discount | Varies |
| Passive Restraint Discount | Varies |
| Good Student Discount | Varies |
| Defensive Driver Discount | Varies |
| Motor club discount | Varies |
Features and Services
Accident forgiveness
Online account management
Loyalty rewards program
Optional Coverage
| Coverage Type | Description |
|---|---|
| Pet Coverage | Helps cover veterinary expenses in the event that your pet is injured or dies in a collision. |
| Rental Reimbursment | Reimburses the per day cost of a rental car (daily and maximum reimbursement may vary) |
| Accident Forgiveness | Your rates won't automatically increase after an accident even if you're at fault. |
| Vanishing Deductible | Your deductible reduces for every year of safe driving, typically by $100. |
| Emergency Lockout Coverage | Covers expenses for servicesneeded to gain entry into a covered auto or residence premises if keys have been stolen or disablesd, or if locked in the covered auto or residence. Typically covers up to $200. |
| Emergency Assistance Coverage | Adds extended coverage for emergency expenses such as lodging, meals and transportation if you're involved in an accident more than 25 miles from your home. |
| Loss of Use Coverage | Covers you in the case you can't use your vehicle due to an accident. |
| Personal Auto Plus | Adds enhanced coverage features beyond what is available in a standard policy. |
| Small Claim Forgiveness | Your rates won't automatically increase due to a fender bender. |
| Gap Insurance | If your vehicle is loaned or leased and totaled, Gap insurance may pay for the difference between the cash value of the vehicle and the unpaid balance of the loan or lease. |
| Airbag Replacement Coverage | Pays the reasonable and necessary costs to replace your air bag that accidentally deploys without the occurrence of an accident. |
Payment Methods
| Payment Type | Description |
|---|---|
| Electronic Check | Ran out of checks? Electronic checks work just as well, this usually sometimes includes ther Electronic Funds Transfer options (EFT). |
| Credit Card Payment | |
| Online Payment | Hate those annoying IVR menus? Pay your bill online. |
Automobile Insurance
