4.8out of 3,000+ reviews

First Chicago - Car Insurance

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Last Updated February 1, 2022



Composite Score
Not Rated
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First Chicago Ratings
BrandRatingsUser reviews


The largest discounts from First Chicago are: Anti-Theft Device, Claims Free Renewal, Multiple Vehicle

Carrier Discounts
Discount %
Anti-Theft DeviceClaims Free RenewalMultiple VehicleDefensive DriverGood DriverGood StudentHome OwnerPaid in full
Discount Group
Discount TypeDiscount %
Anti-Theft Deviceup to 20%
Claims Free Renewalup to 20%
Multiple Vehicleup to 15%
Defensive Driverup to 5%
Good Driverup to 5%
Good Studentup to 5%
Home Ownerup to 5%
Paid in fullup to 5%
Anti-lock BrakeVaries
Early QuoteVaries
Mature driverVaries
Occasional driverVaries
Provider SwitchVaries
VIN EtchingVaries
Continuous CoverageVaries
Prior carrierVaries
Current insuranceVaries
No lapse in coverageVaries
Advance shopperVaries

Payment methods

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    Credit Card Payment
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    Debit Card Payments
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    Electronic Check
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    Mail Payment
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    Online Payment
  • complete-tick.svg
    Phone Payment
  • complete-tick.svg
  • complete-tick.svg
    In Person Payment

Features and Services

  • benefit/247service.svg
    24/7 service
  • benefit/roadside-assistance.svg
    Roadside assistance
  • benefit/flexible-payment.svg
    Flexible / convenient payments
  • benefit/online-portal.svg
    Online account management

Optional Coverage

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    Rental Reimbursement
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    Roadside Assistance

First Chicago Insurance Products

Car Insurance

FAQs - First Chicago Car Insurance

How does Insurify work?

Insurify lets you freely compare accurate car insurance quotes and discounts from top national and regional insurance companies in a matter of minutes. You can choose between coverage levels and adjust deductibles to ensure you're not just getting the cheapest policy, but the most appropriate one, too. Users save an average of $489 a year when they buy a new insurance policy through Insurify.

How does Insurify find me the cheapest car insurance quotes?

Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.

How is Insurify different from other insurance quote comparison sites?

Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.

Company History

Founded in 1920, First Chicago Insurance Company has been providing personal and commercial auto insurance coverage for almost 100 years in Illinois, Indiana, and Wisconsin. First Chicago currently offers insurance policies in personal auto insurance, commercial auto insurance, and artisan general liability coverage; as well as workers compensation for taxi/livery policyholders and health products. 

An insurance carrier devoted to innovation, First Chicago covers drivers in the greater Chicago area, and is now expanding into personal auto insurance coverage for rideshare and delivery drivers in Kansas.

As of 2019, the company boasts a Better Business Bureau (BBB) rating of A+, and a customer review rating average of 1 out of 5 stars. The current President is Michael Rosenstein.

First Chicago is headquartered at 6640 S Cicero Ave Suite #300, Bedford Park, IL 60638. 

Customers can reach First Chicago at the following phone number: 1 (888) 262-8864

First Chicago Reviews

5 Stars
50 %
3 Stars
17 %
1 Star
33 %

Most Positive Review

By Lynn
It's my choice I just need a lower rate

Most Critical Review

By Vincent

All Reviews

Showing 1 - 6 out of 6 Reviews
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maria diaz
Es barato y miy Buena aseguranza
If I could give them zero stars I would. I was in a wreck that was not my fault and had a very hard time communicating with this company. That should've been my first red flag. I drive a Chevy 1500 Silverado and needed a like kind rental car for my business to operate. I got a Tahoe as a rental car so I could continue working then when it came time to get a check they did not even give me half for the rental car. What they never mentioned (because they were impossible to get ahold of) was that you only get $29 a day for a vehicle. I WAS NEVER TOLD THIS. So now I am out over $1000 and they have taken zero responsibility. If you get in a wreck and they have this insurance company try like HELL to settle without getting insurance involved because you will hate them as much as I did. TRASH company. TRASH employees. TRASH communication. and TRASH management. ABSOLUTE GARBAGE.
Quinica Darden
They suck majorly. I've paid all this money every month, then something finally happens. These people have had my car for the longest, and they haven't called me to update me on anything. They are moving extremely slow with my process. Ive been in this rental for 2 weeks now and have had to pay 599.00 for the two weeks. They will only reimburse me up to 420.00 of that. Now I have to keep the rental longer and pay more because they took their sweet time with my claim, and still don't have any information to give me about my car that they still have in their possession. People pay their money to feel safe and secure, and know they will be taken care of. Even their managememt promised to call me back to update me and still didn't. I never got one call from my claims officer ever. I had to call them because they xan take my money but dont know how to contact you and update you on tue status of your property. I feel scammed. I feel like Ive been jipped out if everything. I would not recomment these people. I would give them 0 stars if that was an option. I payed full coverage service to barely receive service at all. I want to say so much more, but its beneath me. It's been 30 days now and still no answer from them. I cant wait to get my property back. 1st chicago will not get another dime from me. Im switching to Progressive. They might cist more, but they take better care of their people, and actually care. I can't believe I stayed with this company for as ling as I did.
Misty cooksey
5 stars
It's my choice I just need a lower rate

First Chicago Car Insurance Information

Insurify Composite Score0
Number of discounts20
Number of reviews6
User Rating3.3


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.