Concord Car Insurance
Overview
We’ve been serving the insurance needs of New Englanders like you since 1928. Concord Group’s comprehensive policies provide the right coverage and limits for all of your property and liability insurance needs. With a wide range of credits, discounts, and coverage enhancements, we have the right policy for you.
Discounts
| Discount Type | Discount % |
|---|---|
| Multiple Policy Discount | Varies |
| Home Owner Discount | Varies |
| Anti-Theft Device Discount | Varies |
| Anti-lock Brake Discount | Varies |
| Good Driver Discount | Varies |
| Good Student Discount | Varies |
| Multiple Vehicle Discount | Varies |
| Defensive Driver Discount | Varies |
| Paid in full discount | Varies |
| Preferred payment discount | Varies |
| Accident Free Discount | Varies |
| Student Away at School Discount | Varies |
| Organization Discount | Varies |
| Roadside Assistance Discount | Varies |
| Claims Free Renewal Discount | Varies |
Features and Services
24/7 service
Roadside assistance
Online account management
Optional Coverage
| Coverage Type | Description |
|---|---|
| Road Side Assistance | Typically adds coverage for towing, tire changes, lockout services, and more |
| Original Equiptment Manufacturer Coverage | If you need repairs, are you okay with the car parts being replaced with anything other than the original manufacturer’s parts? |
| Work Loss Coverage | Pays a percentage of their earnings lost due to auto accident injuries. |
| Personal Auto Plus | Adds enhanced coverage features beyond what is available in a standard policy. |
| Emergency Assistance Coverage | Adds extended coverage for emergency expenses such as lodging, meals and transportation if you're involved in an accident more than 25 miles from your home. |
| Glass Coverage | |
| Personal/Upgraded Item Coverage | Covers the insured for personal items, and some car upgrades damaged due to an accident or if they're stolen (maximum reimbursment my vary) |
| Vanishing Deductible | Your deductible reduces for every year of safe driving, typically by $100. |
Payment Methods
| Payment Type | Description |
|---|---|
| Online Payment | Hate those annoying IVR menus? Pay your bill online. |
| Phone Payment -IVR | Ran out of postage? Want to keep things fast but simple? You can pay your bill over the phone. |
| Credit Card Payment | |
| Debit Card Payments | |
| Electronic Check | Ran out of checks? Electronic checks work just as well, this usually sometimes includes ther Electronic Funds Transfer options (EFT). |
| Mail Payment | The option to mail in a personal check or money order. Don't forget the postage, sometimes the classics never die! |
Concord Insurance Products
Automobile Insurance
Concord Group Insurance offers basic and enhanced personal auto insurance coverage in Maine, Massachusetts, New Hampshire, and Vermont.
Basic car insurance coverage plans include:
- Bodily injury and property damage liability: Covers medical expenses and legal fees when you’re found at-fault for an accident.
- Uninsured/underinsured motorist: Pays for your medical bills, lost income, and damages after an accident if the at-fault driver has little or no liability insurance.
- Medical payments: Pays for medical and funeral expenses of the policyholder, passengers, or a member of the policyholder's family if they’re injured in an accident, regardless of who is at fault.
- Personal injury protection (PIP): Also known as no-fault insurance, pays medical expenses and damage costs, regardless of who is at fault.
- Collision: Pays to repair or replace your vehicle after a collision with another object, or if it rolls over.
- Comprehensive: Pays to repair or replace your vehicle if it’s stolen or damaged by fire, wind, hail, flood, vandalism, hitting an animal, etc.
Optional coverage includes:
- 24/7 roadside assistance: Covers costs of towing and labor services.
- Expanded loss settlement: Pays to repair or replace your car if it’s one model year old or less, regardless of depreciation.
- Newly acquired automobiles: Provides extended coverage for new and replacement cars.
- Emergency lodging and meals: Provides up to $200 a day for lodging and meals if your car breaks down over 100 miles from home.
- Supplementary payments: Pays up to $250 a day for lost wages if you’re asked to go to court at Concord Group Insurance’s request.
- Original equipment manufacturer parts guarantee: Pays to repair your damaged car with original equipment manufacturer parts, if your car is five model years old or less.
- Rental car loss of use: Covers damage to a vehicle you rent.
- “Other than collision” deductible waiver: Waives your deductible if your auto glass can be repaired, rather than replaced.
Umbrella Insurance
Concord Group Insurance offers personal umbrella coverage starting at $1 million, in addition to your homeowners and auto insurance liability limits.
