Concord - Car Insurance

Concord Group Insurance offers basic and enhanced personal auto insurance coverage in Maine, Massachusetts, New Hampshire, and Vermont. 

Basic car insurance coverage plans include:

• Bodily injury and property damage liability: Covers medical expenses and legal fees when you’re found at fault for an accident. 
• Uninsured/underinsured motorist: Pays for your medical bills, lost income, and damages after an accident if the at-fault driver has little or no liability insurance. 
• Medical payments: Pays for medical and funeral expenses of the policyholder, passengers, or a member of the policyholder's family if they’re injured in an accident, regardless of who is at fault. 
• Personal injury protection (PIP): Also known as no-fault insurance, pays medical expenses and damage costs, regardless of who is at fault. 
• Collision: Pays to repair or replace your vehicle after a collision with another object, or if it rolls over. 
• Comprehensive: Pays to repair or replace your vehicle if it’s stolen or damaged by fire, wind, hail, flood, vandalism, hitting an animal, etc. 

Optional coverage includes:

• 24/7 roadside assistance: Covers costs of towing and labor services.
• Expanded loss settlement: Pays to repair or replace your car if it’s one model year old or less, regardless of depreciation. 
• Newly acquired automobiles: Provides extended coverage for new and replacement cars.
• Emergency lodging and meals: Provides up to $200 a day for lodging and meals if your car breaks down over 100 miles from home. 
• Supplementary payments: Pays up to $250 a day for lost wages if you’re asked to go to court at Concord Group Insurance’s request. 
• Original equipment manufacturer parts guarantee: Pays to repair your damaged car with original equipment manufacturer parts if your car is five model years old or less. 
• Rental car loss of use: Covers damage to a vehicle you rent.
• “Other than collision” deductible waiver: Waives your deductible if your auto glass can be repaired, rather than replaced. 

Concord Group Insurance offers personal umbrella coverage starting at $1 million, in addition to your homeowners and auto insurance liability limits.