Ameriprise offers a variety of homeowners insurance coverages to fit your specific concerns and budget. Their coverage options include:

• Dwelling
• Other structures: Covers damage to structures detached from your home such as a shed. 
• Personal property
• Scheduled property: Covers valuable, appraised items like engagement rings, antiques, etc. 
• Water backup and sump overflow endorsement: Covers damage caused by backed up drain or broken sump pump.
• Earthquake
• Mine subsidence: Covers damages caused by a mine shifting below your home (mainly Illinois, Ohio, Kentucky, and West Virginia).
• Additional living expenses: Covers the cost of hotel stays if your home is deemed uninhabitable after a covered loss. 
• Liability
• Medical payments
• Personal injury 

Ameriprise offers additional benefits to homeowners, including:

• Identity theft protection: Covers up to $5,000 in costs related to recovering your identity. 
• Stolen credit card use or check fraud protection: Deductible free coverage for unauthorized credit card purchases. 
• Food spoilage protection: Covers up to $500 in food spoilage due to a power failure.
• Lock replacement expense protection: Covers up to $100 for lock replacement if your home is broken into. 

Ameriprise offers a variety of car insurance coverages and benefits so you can get coverage at an affordable price. 

Ameriprise auto insurance coverage options include:

• Collision
• Comprehensive
• Roadside assistance and towing
• Rental car insurance
• Bodily injury
• Property damage
• Uninsured motorist
• Medical expense
• Personal injury protection (PIP)
• GAP insurance: Covers the full cost of replacing your new car or the remaining loan amount you have on the car.  

Ameriprise auto insurance policyholders have access to multiple benefits, including:

• Accident forgiveness
• Windshield repair: Deductible-free windshield repair. 
• Stolen key coverage: Covers the cost to replace car locks when your car keys are stolen. No deductible if the cost is under $250. 
• Accident travel expense: Covers out of pocket travel expenses if your car breaks down 100 miles from home. 

Ameriprise offers a variety of condo insurance coverages to fit your specific concerns and budget. Their coverage options include:

• Dwelling
• Other structures: Covers damage to structures detached from your home such as a shed. 
• Personal property
• Scheduled property: Covers valuable, appraised items like engagement rings, antiques, etc. 
• Water backup and sump overflow endorsement: Covers damage caused by backed up drain or broken sump pump.
• Earthquake
• Mine subsidence: Covers damages caused by a mine shifting below your home (mainly Illinois, Ohio, Kentucky, and West Virginia).
• Additional living expenses: Covers the cost of hotel stays if your home is deemed uninhabitable after a covered loss. 
• Liability
• Medical payments
• Personal injury 

Ameriprise offers additional benefits to homeowners, including:

• Identity theft protection: Covers up to $5,000 in costs related to recovering your identity. 
• Stolen credit card use or check fraud protection: Deductible free coverage for unauthorized credit card purchases. 
• Food spoilage protection: Covers up to $500 in food spoilage due to a power failure.
• Lock replacement expense protection: Covers up to $100 for lock replacement if your home is broken into. 

Your landlords insurance may only cover the physical structure of your building, so you’ll need your own insurance to protect what’s inside your apartment. Ameriprise offers a variety of renters coverage and benefits to protect your personal belongings.

An Ameriprise renters insurance policy typically includes the following coverages:

• Personal property 
• Liability
• Medical payments
• Personal injury: An optional coverage that protects against false arrest, detention, or imprisonment, wrongful entry, malicious prosecution, wrongful eviction, slander, defamation of character, libel, and invasion of privacy.
• Additional living expenses: Covers the cost of hotel stays if your apartment is deemed uninhabitable after a covered loss. 
• Scheduled personal property: Covers valuable, appraised items like engagement rings, antiques, etc. 
• Earthquake
• Water backup and sump overflow: Covers damage caused by backed up drain or broken sump pump.

A renters policy with Ameriprise comes with a handful of additional benefits including:

• Credit card and checking account fraud protection: Deductible free coverage for unauthorized credit card purchases. 
• Identity theft protection: Covers up to $5,000 in costs related to recovering your identity. 

Ameriprise offers personal umbrella insurance coverage for when the cost of an accident exceeds your auto or home insurance policy limits; it’ll pay the difference between how much your claim actually costs and how much your auto/home insurance can cover. Ameriprise requires you to own an auto insurance policy with them in order to purchase an umbrella policy. 

With an Ameriprise umbrella policy, you can choose coverage limits from $1 million to $5 million that will provide extra coverage in the event of a:

• Car accident
• Guest injury
• Personal lawsuit
• Libel, slander, or defamation of character 

Ameriprise offers a variety of specialty insurance policies, including all-terrain vehicles (ATV) coverage, through industry-leading insurance partners.  

Ameriprise offers a variety of specialty insurance policies, including motorhome (RV) coverage, through industry-leading insurance partners.  

Ameriprise offers a variety of specialty insurance policies, including watercraft coverage, through industry-leading insurance partners.  

Ameriprise offers a variety of specialty insurance policies, including flood coverage, through industry-leading insurance partners.  

Ameriprise offers a variety of specialty insurance policies, including motorcycle coverage, through industry-leading insurance partners.  

Ameriprise offers a variety of specialty insurance policies, including classic and collector car coverage, through industry-leading insurance partners.