• Get Quote
    • Car Insurance
    • Home Insurance
    • About
    • Blog
    • Car Insurance Quotes
    • Average Cost of Car Insurance
    • Insights
    • Reports
  • Car Insurance Home Insurance About
    Resources
    • Blog
    • Car Insurance Quotes
    • Average Cost of Car Insurance
    • Insights
    • Reports
  • Start Saving
insurify
  • Start saving now
Ameriprise

Ameriprise Car Insurance

Full Star Full Star Full Star Empty Star Empty Star 3.2
41 reviews
Compare all car insurance quotes in one place Compare Quotes

  Personalized quotes in less than 2 minutes.

  No signup required

Ameriprise Car Insurance Information

Insurify Composite Score 78
Number of discounts 18
Number of reviews 40
User Rating 3.5
A.M. Best A
Standard & Poor’s A-
  • Home
  • Compare Car Insurance
  • Ameriprise

As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.
If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.

Ratings

InsurifyComposite Score
What's this?
J.D. Power Ratings by Region (out of 1000)
Region Ratings State Average
California 862 Among the best
Ameriprise Ratings
Brand Ratings User reviews
Mobile App (iOS)
Full Star Full Star Full Star Empty Star Empty Star 3.1
14
Mobile App (Android)
Full Star Full Star Full Star Empty Star Empty Star 2.9
316
Insurify
Full Star Full Star Full Star Half Star Empty Star 3.5
40
Trust Pilot
Trust Pilot Stars
TrustScore 3.2
1
Financial Ratings
Company Name Ratings
A.M. Best A
Standard & Poor's A-
Fitch A-
Moody's A3

Discounts

The largest discounts from Ameriprise are: Good Student Discount, Seat Belt Use Discount, Provider Switch Discount

Discount Type Discount %
Good Student Discount Varies
Seat Belt Use Discount Varies
Provider Switch Discount Varies
Daytime Running Lights Discount Varies
Multiple Policy Discount Varies
Loyalty Discount Varies
Multiple Vehicle Discount Varies
New Graduate Discount Varies
Student Away at School Discount Varies
Good Driver Discount Varies
Garaging Discount Varies
Anti-Theft Device Discount Varies
Anti-lock Brake Discount Varies
Passive Restraint Discount Varies
Defensive Driver Discount Varies
Accident Free Discount Varies
Accident (Merit) Rating Varies
Accident Forgiveness Varies

Payment Methods

  • Complete Tick Prepayment
  • Complete Tick Credit Card Payment
  • Complete Tick Debit Card Payments
  • Complete Tick Mail Payment
  • Complete Tick Bank Payment/Direct Deposit
  • Complete Tick Automatic Online Payment
  • Complete Tick Online Payment
  • Complete Tick Mobile App Payments
  • Complete Tick Electronic Check
  • Complete Tick Multi-Payment Installment Plans

Features and Services

 

Ameriprise Insurance is most noted for its partnership with the big-box superstore chain Costco. Costco members can also receive auto and home insurance and qualify for numerous discounts if they buy a policy with Ameriprise.

  • Online account management Online account management
  • Mobile app Mobile app
  • Accident forgiveness Accident forgiveness
  • 24/7 service 24/7 service
  • Roadside assistance Roadside assistance
  • Flexible / convenient payments Flexible / convenient payments
  • Enhanced towing & substitute coverage Enhanced towing & substitute coverage

Car Insurance Coverage

  • Illinois

  • Kentucky

  • Maryland

  • Michigan

  • Oklahoma

  • South Dakota

  • West Virginia

  • Wisconsin

Not seeing the state you're looking for? See all states here.

Optional Coverage

  • Complete Tick Roadside Assistance
  • Complete Tick Rental Reimbursement
  • Complete Tick Gap Insurance
  • Complete Tick New Car Replacement Coverage
  • Complete Tick Accident Forgiveness
  • Complete Tick Glass Coverage
  • Complete Tick Electronic Key & Lock Replacement
  • Complete Tick Emergency Assistance Coverage
  • Complete Tick Umbrella Policy
  • Complete Tick Accidental Death, Dismemberment, Disability

Ameriprise Insurance by State

  • Car Insurance
  • RV Insurance
  • Umbrella Insurance
  • Motorcycle Insurance
  • Renters Insurance
  • Home / Condo Insurance

SR‌-22 Insurance by State

Ameriprise Insurance Products

home  Home Insurance

Ameriprise offers a variety of homeowners insurance coverages to fit your specific concerns and budget. Their coverage options include:

  • Dwelling
  • Other structures: Covers damage to structures detached from your home such as a shed. 
  • Personal property
  • Scheduled property: Covers valuable, appraised items like engagement rings, antiques, etc. 
  • Water backup and sump overflow endorsement: Covers damage caused by backed up drain or broken sump pump.
  • Earthquake
  • Mine subsidence: Covers damages caused by a mine shifting below your home (mainly Illinois, Ohio, Kentucky, and West Virginia).
  • Additional living expenses: Covers the cost of hotel stays if your home is deemed uninhabitable after a covered loss. 
  • Liability
  • Medical payments
  • Personal injury 

Ameriprise offers additional benefits to homeowners, including:

  • Identity theft protection: Covers up to $5,000 in costs related to recovering your identity. 
  • Stolen credit card use or check fraud protection: Deductible free coverage for unauthorized credit card purchases. 
  • Food spoilage protection: Covers up to $500 in food spoilage due to a power failure.
  • Lock replacement expense protection: Covers up to $100 for lock replacement if your home is broken into. 

auto  Car Insurance

Ameriprise offers a variety of car insurance coverages and benefits so you can get coverage at an affordable price. 

Ameriprise auto insurance coverage options include:

  • Collision
  • Comprehensive
  • Roadside assistance and towing
  • Rental car insurance
  • Bodily injury
  • Property damage
  • Uninsured motorist
  • Medical expense
  • Personal injury protection (PIP)
  • GAP insurance: Covers the full cost of replacing your new car or the remaining loan amount you have on the car.  

Ameriprise auto insurance policyholders have access to multiple benefits, including:

  • Accident forgiveness
  • Windshield repair: Deductible-free windshield repair. 
  • Stolen key coverage: Covers the cost to replace car locks when your car keys are stolen. No deductible if the cost is under $250. 
  • Accident travel expense: Covers out of pocket travel expenses if your car breaks down 100 miles from home. 

condo  Condo Insurance

Ameriprise offers a variety of condo insurance coverages to fit your specific concerns and budget. Their coverage options include:

  • Dwelling
  • Other structures: Covers damage to structures detached from your home such as a shed. 
  • Personal property
  • Scheduled property: Covers valuable, appraised items like engagement rings, antiques, etc. 
  • Water backup and sump overflow endorsement: Covers damage caused by backed up drain or broken sump pump.
  • Earthquake
  • Mine subsidence: Covers damages caused by a mine shifting below your home (mainly Illinois, Ohio, Kentucky, and West Virginia).
  • Additional living expenses: Covers the cost of hotel stays if your home is deemed uninhabitable after a covered loss. 
  • Liability
  • Medical payments
  • Personal injury 

Ameriprise offers additional benefits to homeowners, including:

  • Identity theft protection: Covers up to $5,000 in costs related to recovering your identity. 
  • Stolen credit card use or check fraud protection: Deductible free coverage for unauthorized credit card purchases. 
  • Food spoilage protection: Covers up to $500 in food spoilage due to a power failure.
  • Lock replacement expense protection: Covers up to $100 for lock replacement if your home is broken into. 

rental  Renters Insurance

Your landlords insurance may only cover the physical structure of your building, so you’ll need your own insurance to protect what’s inside your apartment. Ameriprise offers a variety of renters coverage and benefits to protect your personal belongings.

An Ameriprise renters insurance policy typically includes the following coverages:

  • Personal property 
  • Liability
  • Medical payments
  • Personal injury: An optional coverage that protects against false arrest, detention, or imprisonment, wrongful entry, malicious prosecution, wrongful eviction, slander, defamation of character, libel, and invasion of privacy.
  • Additional living expenses: Covers the cost of hotel stays if your apartment is deemed uninhabitable after a covered loss. 
  • Scheduled personal property: Covers valuable, appraised items like engagement rings, antiques, etc. 
  • Earthquake
  • Water backup and sump overflow: Covers damage caused by backed up drain or broken sump pump.

A renters policy with Ameriprise comes with a handful of additional benefits including:

  • Credit card and checking account fraud protection: Deductible free coverage for unauthorized credit card purchases. 
  • Identity theft protection: Covers up to $5,000 in costs related to recovering your identity. 

umbrella  Umbrella Insurance

Ameriprise offers personal umbrella insurance coverage for when the cost of an accident exceeds your auto or home insurance policy limits; it’ll pay the difference between how much your claim actually costs and how much your auto/home insurance can cover. Ameriprise requires you to own an auto insurance policy with them in order to purchase an umbrella policy. 

With an Ameriprise umbrella policy, you can choose coverage limits from $1 million to $5 million that will provide extra coverage in the event of a:

  • Car accident
  • Guest injury
  • Personal lawsuit
  • Libel, slander, or defamation of character 

atv  ATV Insurance

Ameriprise offers a variety of specialty insurance policies, including all-terrain vehicles (ATV) coverage, through industry-leading insurance partners.  

rv  RV Insurance

Ameriprise offers a variety of specialty insurance policies, including motorhome (RV) coverage, through industry-leading insurance partners.  

boat  Boat Insurance

Ameriprise offers a variety of specialty insurance policies, including watercraft coverage, through industry-leading insurance partners.  

flood  Flood Insurance

Ameriprise offers a variety of specialty insurance policies, including flood coverage, through industry-leading insurance partners.  

moto  Motorcycle Insurance

Ameriprise offers a variety of specialty insurance policies, including motorcycle coverage, through industry-leading insurance partners.  

classic  Classic Car Insurance

Ameriprise offers a variety of specialty insurance policies, including classic and collector car coverage, through industry-leading insurance partners.  

FAQs - Ameriprise Car Insurance

How does Insurify work?

Insurify lets you freely compare accurate car insurance quotes and discounts from top national and regional insurance companies in a matter of minutes. You can choose between coverage levels and adjust deductibles to ensure you're not just getting the cheapest policy, but the most appropriate one, too. Users save an average of $489 a year when they buy a new insurance policy through Insurify.

How does Insurify find me the cheapest car insurance quotes?

Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.

How is Insurify different from other insurance quote comparison sites?

Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.

Compare Ameriprise to GEICO

  • Ameriprise vs GEICO

Compare Related Companies

Cumberland Mutual
Cumberland Mutual
★ ★★ ★★
0
Frankenmuth
Frankenmuth
★ ★★ ★★
8
Merchants
Merchants
★ ★★ ★★
2
Patriot
Patriot
★ ★★ ★★
0
Cumberland Mutual
Cumberland Mutual
Empty Star Empty Star Empty Star Empty Star Empty Star
0 reviews
Frankenmuth
Frankenmuth
Full Star Full Star Full Star Empty Star Empty Star 2.9
8 reviews
Merchants
Merchants
Full Star Half Star Empty Star Empty Star Empty Star 1.5
2 reviews
Patriot
Patriot
Full Star Full Star Full Star Full Star Empty Star 4.0
0 reviews

Company History

Headquartered in Minneapolis, Minnesota, Ameriprise Financial, Inc. was founded in 1894. Ameriprise is a multi-billion dollar publicly traded company on the New York Stock Exchange. Ameriprise currently employs over 13,000 people. 

Ameriprise Auto & Home Insurance is the insurance company subsidiary of Ameriprise. It specializes in auto, home and condo, renters, umbrella, and even specialty insurance. Ameriprise Auto & Home Insurance is the marketing name of IDS Property Casualty Insurance Company and Ameriprise Insurance Company (of De Pere, WI). Either company can underwrite an Ameriprise auto policy, depending on the state of the insured. 

Ameriprise has a financial strength grade of "A" from A.M. Best, an independent assessor of insurance companies' financial health and ability to pay out claims.

Ameriprise Reviews

★ ★★ ★★
3.2
41 user reviews
5 Stars
20% Complete
20%
4 Stars
9% Complete
9%
3 Stars
8% Complete
8%
2 Stars
1% Complete
1%
1 Star
63% Complete
63%
Write a Review
Most Positive Review
★ ★★ ★★
By Roger
June 15, 2018

Value

Most Critical Review
★ ★★ ★★
By Greg
January 28, 2018

Had Ameriprise for many years with no claims. Scraped the right front fender pulling into the garage resulting in a claim and insurance rates went from $2,100 every 6 months to $3,300 every 6 months. Only claim ever.i could have just paid for the repairs several times over for that increase.

insurify

Don't miss saving $400 on your car insurance

Compare Quotes

insurify Blog

10 Best & Worst Sites to Compare Car Insurance Quotes Car Insurance Calculator 10 Best & Worst Sites to Compare Home Insurance Quotes Cheap Car Insurance Quotes Car Insurance Quotes Average Car Insurance Cost
Blog Blog en español Blog in 中文 Press Do Not Sell My Data

Compare Car Insurance Companies

Car Insurance By City

Atlanta, GA Charleston, SC Charlotte, NC Chicago, IL Columbus, OH Dallas, TX Denver, CO Houston, TX Jacksonville, FL Las Vegas, NV Los Angeles, CA Memphis, TN Miami, FL Orlando, FL Philadelphia, PA Phoenix, AZ San Antonio, TX San Diego, CA Tampa, FL

Car Insurance By State

AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY

© 2013-2021 Insurify, Inc. All rights reserved. Ensurify Insurance Agency is a licensed insurance agency in 50 states.