Ameriprise

Ameriprise - Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Ratings

Insurify

Composite Score
78
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J.D. Power Ratings by Region (out of 1000)
RegionRatingsState Average
California862Among the best
Ameriprise Ratings
BrandRatingsUser reviews
Mobile App (iOS)
3.1
14
Mobile App (Android)
2.9
316
Insurify
3.5
40
Trust Pilot
Trustpilot score: 3.0
TrustScore 3
1
J.D. Power Ratings by Region (out of 1000)
Company NameRatings
A.M. BestA
Standard & Poor'sA-
FitchA-
Moody'sA3

Discounts

The largest discounts from Ameriprise are: Good Driver, Accident Forgiveness, Accident (Merit) Rating

Carrier Discounts
Discount %
Discount Group
Discount TypeDiscount %
Good DriverVaries
Accident ForgivenessVaries
Accident (Merit) RatingVaries
Accident FreeVaries
Defensive DriverVaries
Passive RestraintVaries
Anti-lock BrakeVaries
Anti-Theft DeviceVaries
GaragingVaries
Good StudentVaries
Student Away at SchoolVaries
New GraduateVaries
Multiple VehicleVaries
LoyaltyVaries
Multiple PolicyVaries
Daytime Running LightsVaries
Provider SwitchVaries
Seat Belt UseVaries

Payment methods

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    Automatic Online Payment
    Info
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    Bank Payment/Direct Deposit
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    Credit Card Payment
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    Debit Card Payments
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    Electronic Check
    Info
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    Mail Payment
    Info
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    Mobile App Payments
    Info
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    Multi-Payment Installment Plans
    Info
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    Online Payment
    Info
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    Prepayment
    Info

Features and Services

 

Ameriprise Insurance is most noted for its partnership with the big-box superstore chain Costco. Costco members can also receive auto and home insurance and qualify for numerous discounts if they buy a policy with Ameriprise.

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    24/7 service
  • benefit/mobile-app.svg
    Mobile app
  • benefit/accident-forgiveness.svg
    Accident forgiveness
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    Roadside assistance
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    Flexible / convenient payments
  • benefit/online-portal.svg
    Online account management
  • benefit/towing.svg
    Enhanced towing & substitute coverage

Car Insurance Coverage

Not seeing the state you're looking for? See all states here.

Optional Coverage

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    Roadside Assistance
    Info
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    Rental Reimbursement
    Info
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    Gap Insurance
    Info
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    New Car Replacement Coverage
    Info
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    Accident Forgiveness
    Info
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    Glass Coverage
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    Electronic Key & Lock Replacement
    Info
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    Emergency Assistance Coverage
    Info
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    Umbrella Policy
    Info
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    Accidental Death, Dismemberment, Disability
    Info

SR‌-22 Insurance by State

Ameriprise Insurance Products

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Home Insurance
products/auto.svg
Car Insurance
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Condo Insurance
products/rental.svg
Renters Insurance
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Umbrella Insurance
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ATV Insurance
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RV Insurance
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Boat Insurance
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Flood Insurance
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Motorcycle Insurance
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Classic Car Insurance

FAQs - Ameriprise Car Insurance

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How is Insurify different from other insurance quote comparison sites?

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Compare Ameriprise to GEICO

Ameriprise vs GEICO

Company History

Headquartered in Minneapolis, Minnesota, Ameriprise Financial, Inc. was founded in 1894. Ameriprise is a multi-billion dollar publicly traded company on the New York Stock Exchange. Ameriprise currently employs over 13,000 people. 

Ameriprise Auto & Home Insurance is the insurance company subsidiary of Ameriprise. It specializes in auto, home and condo, renters, umbrella, and even specialty insurance. Ameriprise Auto & Home Insurance is the marketing name of IDS Property Casualty Insurance Company and Ameriprise Insurance Company (of De Pere, WI). Either company can underwrite an Ameriprise auto policy, depending on the state of the insured. 

Ameriprise has a financial strength grade of "A" from A.M. Best, an independent assessor of insurance companies' financial health and ability to pay out claims.

Ameriprise Reviews

3.5
5 Stars
40 %
4 Stars
18 %
3 Stars
15 %
2 Stars
3 %
1 Star
25 %

Most Positive Review

By Roger
Value

Most Critical Review

By Greg
Had Ameriprise for many years with no claims. Scraped the right front fender pulling into the garage resulting in a claim and insurance rates went from $2,100 every 6 months to $3,300 every 6 months. Only claim ever.i could have just paid for the repairs several times over for that increase.

All Reviews

Showing 1 - 10 out of 40 Reviews
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Michael
Price
SANTOSH
Ameriprise is relatively out of sync with changing market and customer dynamics. The rigid insurability clause for Comprehensive coverage of personal auto insurance, while working for a ride sharing company. The ride sharing company has its own comprehensive insurance, while the personal auto insurance is for own use. Ameriprise adjusters are not ready to meet the challenges of Digital age. Archaic processes and systems used by the adjusters are not customer friendly.
Anthony
Very professional and did not waste my time
Juan
No real problem other than large rate increase. Its all about the money
Ray
Relatively painless experience in replacing my totaled car.
saisunee w
I left Ameriprise after being a customer for 19 year due to their terrible customer service and corporate greed. I had Ameriprise for my home, auto and umbrella insurance with no problems but last September I accidently scratched another car while parking. Ameriprise advertises that they had accident forgiveness but they lie. The only time I had to use my insurance in 19 years and they screwed me over the first chance they got. The Ameriprise representative was extremely rude and informed me that there was no accident forgiveness and they increased my rate to triple the original price. Save yourself heartache and DO NOT get Ameriprise Insurance.
Monica
I've never had a problem with being helped...never had an issue. My issue is their prices.
Manoochehr
The high price.
Brian
Never had any problems with them.
Jo
My rates went up for no fault of mine. Car and auto.
Showing 1 - 10 out of 40 reviews

Ameriprise Car Insurance Information

Insurify Composite Score78
Number of discounts18
Number of reviews40
User Rating3.5
A.M. BestA
Standard & Poor'sA-

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.