Allied Car Insurance

3.3 3 reviews
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Discounts

The largest discounts from Allied are: Passive Restraint Discount, Good Driver Discount, Prepay Discount

Discount Type Discount %
Passive Restraint Discount up to 30%
Good Driver Discount up to 15%
Prepay Discount up to 10%
Anti-Theft Device Discount up to 5%
Accident Forgiveness Varies
Prior carrier discount Varies
Organization Discount Varies
New Car Discount Varies
Multiple Policy Discount Varies
Farm Bureau Discount Varies
Provider Switch Discount Varies
Preferred payment discount Varies
Good Student Discount Varies
Accident Free Discount Varies
Multiple Vehicle Discount Varies
Roadside Assistance Discount Varies

Payment Methods

  • Complete Tick Prepayment
  • Complete Tick Automatic Online Payments
  • Complete Tick Credit Card Payment
  • Complete Tick Debit Card Payments
  • Complete Tick Online Payment
  • Complete Tick Mobile App Payments
  • Complete Tick Phone Payment -IVR
  • Complete Tick Mail Payment
  • Complete Tick Person 2 Person Payment

Features and Services

Allied has been offering its customers exceptional service for over 80 years. Their insurance agents are available for customer support 24 hours a day, 7 days a week. Their mobile app makes it easier for you to manage your policy, make payments, file a claim, connect with your agent, and call for roadside assistance. Customers also have access to Nationwide’s AutoWatch which allows you to track your vehicle’s repairs online. Allied offers rewards, such as accident forgiveness, additional coverage for totaled cars under three years old, and roadside assistance, to anyone who carries an auto insurance policy with them. Customers will also be able to take advantage of a vanishing deductible for every year they’re accident free or if their vehicle is deemed a total loss. Allied also offers an Extra program for those who bundle their home and auto insurance. Allied Extra includes a single deductible, emergency lockout coverage, airbag replacement if your airbag accidentally deploys, and $10,000 benefit for an accidental death

  • Roadside assistance Roadside assistance
  • Accident forgiveness Accident forgiveness
  • Loyalty rewards program Loyalty rewards program
  • Diminishing deductible Diminishing deductible
  • Mobile app Mobile app
  • Online account management Online account management
  • Flexible / convenient payments Flexible / convenient payments

Optional Coverage

  • Complete Tick Loss of Use Coverage
  • Complete Tick Rental Reimbursment
  • Complete Tick Gap Insurance
  • Complete Tick New Car Replacement Coverage
  • Complete Tick Original Equiptment Manufacturer Coverage
  • Complete Tick Better Car Replacement
  • Complete Tick Accidental Death, Dismemberment, Disability
  • Complete Tick Emergency Lockout Coverage
  • Complete Tick Vanishing Deductible
  • Complete Tick Umbrella Policy

Allied Insurance Products

Allied offers a variety of home insurance products to protect you and your family against disaster. With a variety of coverage options, you can customize your policy and protect everything under your roof. 

Allied offers the following home insurance products:

  • Property coverage: Helps repair your home against damage including fire and lightning, windstorms and hail, smoke, freezing, and theft. Flood damage is NOT covered by property insurance; you would need a separate flood insurance policy which Allied can help you get through the National Flood Insurance Program.
  • Liability coverage: Helps cover an injury or property damage claim against you and your family, such as claims of injury to others on/off your property, claims of property damage, liability defense costs, and medical expenses for injuries to others. 

Allied also offers additional home insurance coverages, free of charge. These include:

  • Additional living expenses your home is uninhabitable
  • Debris removal 
  • Repairs to protect your property from further damage 
  • Replacement trees, shrubs, plants or lawn 
  • Fire department service charges 
  • Theft protection against forgery, counterfeit money, and unauthorized use of credit cards and fund transfer cards
  • Coverage for a second home or rental unit

Allied Insurance offers a variety of car insurance coverage so their customers can truly customize their insurance policies to their needs. 

Allied offers the following car insurance coverages:

  • Liability
  • Medical Payments
  • Uninsured/underinsured motorists coverage
  • Personal Injury Protection
  • Comprehensive/Collision
  • Rental Reimbursement
  • Roadside Assistance
  • Good-As-New: If your car is less than 3 years old and totaled, new car is totaled, allied will cover the cost of a brand-new vehicle. 

Allied also offers numerous rewards to safe drivers including accident forgiveness, vanishing deductible, and deductible waivers. 

Allied car insurance policyholders also have access to Allied Extra perks when they bundle home and auto insurance. These extras include additional benefits such as airbag replacement and lockout coverage. 

Allied Renters Insurance

Allied offers renters insurance protection that will pay to repair or replace your personal property.

Allied offers the following renters insurance products for your residence:

  • Property coverage: Helps repair your home against damage including fire and lightning, windstorms and hail, smoke, freezing, and theft. Flood damage is NOT covered by property insurance; you would need a separate flood insurance policy which Allied can help you get through the National Flood Insurance Program.
  • Liability coverage: Allied gives you the option to include liability in your renters insurance policy. It will cover an injury or property damage claim against you and your family, such as claims of injury to others on/off your property, claims of property damage, liability defense costs, and medical expenses for injuries to others. 

Allied offers a variety of condo insurance options to protect your property, belongings, and finances from covered damage and liability. Customize your condo policy to suit your needs and budget.

Allied offers the following condo insurance products:

  • Property coverage: Helps repair your home against damage including fire and lightning, windstorms and hail, smoke, freezing, and theft. You can also add replacement protection at current market price for specific items like fine art, jewelry, computers, televisions, money, security and identity theft. Flood damage is NOT covered by property insurance; you would need a separate flood insurance policy which Allied can help you get through the National Flood Insurance Program.
  • Liability coverage: Allied gives you the option to include liability in your condo insurance policy. It will cover an injury or property damage claim against you and your family, such as claims of injury to others on/off your property, claims of property damage, liability defense costs, and medical expenses for injuries to others. 
  • Coverage for fixtures, improvements and alterations: Cover improvements you’ve made to your condo up to $1,000.
  • Loss assessment: Covers up to $1,000 of property loss. 

Not to be confused with “marine insurance,” inland marine insurance covers valuables, like antiques and jewelry, that may require additional protection beyond what is provided by homeowners coverage when they are being transported over land. Collisions and cargo theft are the most frequent causes of inland marine losses.

Allied’s Inland Marine coverage is designed to protect your property above your standard property coverage limits for special items like:

  • Jewelry, watches and furs
  • Cameras (film, digital, video)
  • Computers
  • Golf equipment
  • Silverware, gold ware, pewter ware
  • Fine arts
  • Guns
  • Tools
  • Musical instruments
  • Money, rare coins, gift cards, gift certificates
  • Stamp collection

Allied offers a variety of motorcycle coverage options so you can cruise the open road safely knowing you’re protected. 

Allied offers the following motorcycle insurance products:

  • Liability
  • Collision/Comprehensive
  • Uninsured/underinsured motorists coverage
  • Custom equipment: Covers up to $30,000 in damages to parts, custom paint, and accessories. Allied will give you an additional $3,000 of coverage from owning comprehensive coverage.
  • Guest passenger bodily injury: covers medical costs of those injured while riding on your motorcycle
  • Roadside assistance
  • Towing and labor
  • Original equipment manufacturer (OEM) coverage: will replace lost or damaged motorcycle parts with original parts when available
  • Agreed value for replacement: covers agreed upon replacement cost for custom bikes, trikes, assembled/kit bikes and vintage bikes, rather than the current market value.

Allied offers a variety of boat and boating equipment insurance to ensure you’re protected for whatever may come your way while on the water.

Allied’s boat insurance includes the following coverages:

  • Medical payments
  • Uninsured/underinsured boaters
  • Physical damage coverage
  • Liability to others and the environment

Optional boat insurance coverages include:

  • Rental reimbursement: Covers the cost of renting a watercraft while yours is being repaired. 
  • Fishing equipment: Covers rods, reels, lures, tackle boxes, electronic gear and any equipment used for recreational fishing while on an insured boat.
  • Personal effects: Covers personal property, water sports equipment, boat lifts, etc. 
  • On-water towing and labor: Pays for towing a stranded boat back to land.
  • Roadside emergency services: Covers towing your boat to the nearest qualified repair facility, if your towing vehicle is unavailable. 

Allied offers a variety of powersports insurance coverages that go beyond your auto or home insurance to protect things like your RV, ATV, and snowmobiles. 

An Allied RV insurance policy includes the following coverages:

  • Liability
  • Collision
  • Comprehensive
  • Uninsured or underinsured motorists bodily injury coverage
  • Uninsured or underinsured motorists property damage coverage
  • Custom equipment coverage: Covers up to $1,000 to repair or replace damage to custom equipment on your motorhome. This is included for free when you have collision and comprehensive coverage.
  • Total loss replacement coverage: Replaces your RV if it’s totaled and within the past 5 model years.
  • Roadside assistance/towing and labor
  • Vacation liability: Covers up to $10,000 for an at-fault accident while you’re using your RV as a temporary residence; included with collision and comprehensive coverage.
  • Personal effects: Pays to repair or replace personal property inside your RV that is damaged or lost.
  • Awning replacement: $250 deductible to repair or replace RV awnings at full value, without depreciation. 
  • Full-timers package: Coverage for people who live in their motor home full-time, as a permanent address. 

An Allied ATV insurance policy provides a wide range of coverage for many types of quad runners and their uses. Whether you use your ATV for fun or work, Allied can protect you and your vehicle with:

  • Collision 
  • Comprehensive
  • Liability
  • Bodily injury
  • Medical payments 
  • Uninsured/underinsured motorist coverage
  • Towing and labor

Allied provides coverage for snowmobiles year-round so that you’re always prepared for the winter. Their snowmobile insurance policies include cover for:

  • Collision
  • Comprehensive
  • Bodily injury
  • Property damage

An Allied personal umbrella policy will provide additional liability coverage beyond your auto or home insurance limits to protect you and your assets from lawsuits. A personal umbrella policy will provide global protection from:

  • Car accidents
  • Accidental falls/injuries on your property
  • Swimming pool/home playground injuries
  • Accidents involving your ATV, snowmobile, boat or personal watercraft
  • Dog bites
  • Golf course injuries
  • Libel, slander or invasion of privacy claims

Allied also provides commercial umbrella coverage for your business. 

Allied’s identity theft insurance can be added to your home, condo, or renters policy, and provides up to $25,000 to cover costs of restoring your identity after a theft. There is no deductible and services include:

  • Help identifying fraudulent accounts
  • Fraud alerts on credit reports
  • Notifications to credit reporting agencies
  • Help replacing your driver's license, passport, social security card, etc. 
  • Credit monitoring services
  • Lost income up to a total of $5,000; $250 a day.
  • Cash advances if the theft occurred away from home
  • Expenses of executing affidavits
  • Notary and certified mail costs
  • Loan re-application fees

Allied provides a variety of life insurance policies to suit every need including term, whole, universal, and variable universal. Speak with an agent to see which coverage would be right for you.

  • Term life: Provides death benefits for a specified period of time, usually 10, 20, or 30 years. This coverage is affordable and protects you and your family while you’re paying off a mortgage or have young children living at home. 
  • Whole life: Provides permanent insurance to last a lifetime that includes a guaranteed cash value that you can borrow from.
  • Universal life: Provides permanent insurance with a fixed interest rate cash value that can be borrowed from. Universal life can be customized to fit specific needs.
  • Variable universal life: Like a universal life policy, variable provides permanent insurance with a fixed interest rate cash value that can be borrowed from. However, your payments are invested in the stock market. 

Allied offers a variety of small and large business insurance coverages that allow you to build a policy as unique as your business. They offer coverages specific for your business type whether it is an auto repair center, office, golf course, contractor agency, retail, senior living facility, professional service, or wholesale/distributor. 

Allied can provide the following coverages for your business:

  • Commercial auto: Includes liability, comprehensive, collision, Uninsured/underinsured motorist, and optional coverages such as new vehicle replacement, auto loan/lease, expanded towing, and rental reimbursement. 
  • General liability: Includes bodily injury and property damage liability, medical payments, and personal and advertising injury liability. Optional coverages include employment practices liability insurance, expanded property damage, hired and non-owned auto liability insurance, aggregate limits per location or project, employee benefits liability, and damage to premises rented to you. 
  • Property: Covers building, building contents, and outdoor fixture damage caused by storm, fire, theft or other events. Additional protection can be purchases to cover builders risk, building ordinance and law, business income, equipment breakdown, flood insurance, and utility services interruption. 
  • Worker’s compensation

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Company History

Allied Insurance is a subsidiary of Nationwide Insurance. Established in 1929, Allied has been providing property and casualty coverage for over 80 years. Allied offers highly customizable coverages, for both personal and business needs, specializing in Auto, home, life insurance, property, and personal protection. Allied is currently unrated by JD Power and Associates, however, they are a Fortune 100 company with over 6,000 agencies in 33 states, and an A.M Best Company rating of an A+ for financial stability.

Allied Reviews

3.3
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Most Positive Review
By Donald
February 2, 2018

Great rates

Most Critical Review
By Brian
January 21, 2018

Horrible company