4.8out of 3,000+ reviews

Affirmative - Car Insurance

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Last Updated February 1, 2022

Ratings

Affirmative Ratings
BrandRatingsUser reviews
Insurify
0

Discounts

The largest discounts from Affirmative are: Good Student, Multiple Vehicle, Defensive Driver

Carrier Discounts
Discount %
Discount Group
Discount TypeDiscount %
Good StudentVaries
Multiple VehicleVaries
Defensive DriverVaries

Payment methods

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    Automatic Online Payment
    Info
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    Bank Payment/Direct Deposit
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    Credit Card Payment
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    Debit Card Payments
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    Electronic Check
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    Mail Payment
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    Online Payment
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    Phone Payment
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    Pay Through Your Agent
    Info

Features and Services

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    Text and email alerts
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    Online account management

Car Insurance Coverage

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Optional Coverage

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    Rental Reimbursement
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    Roadside Assistance
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Affirmative Insurance by State

Car Insurance

SR‌-22 Insurance by State

Affirmative Insurance Products

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Car Insurance

FAQs - Affirmative Car Insurance

How does Insurify work?

Insurify lets you freely compare accurate car insurance quotes and discounts from top national and regional insurance companies in a matter of minutes. You can choose between coverage levels and adjust deductibles to ensure you're not just getting the cheapest policy, but the most appropriate one, too. Users save an average of $489 a year when they buy a new insurance policy through Insurify.

How does Insurify find me the cheapest car insurance quotes?

Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.

How is Insurify different from other insurance quote comparison sites?

Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.

Company History

Affirmative Insurance Holdings, Inc. was founded in 1998 in Texas and provides non-standard personal automobile insurance policies. 

Affirmative currently offers insurance products in Alabama, California, Illinois, Indiana, Louisiana, Missouri, and Texas through its subsidiaries and independent agents. 

Contact Information

Headquarters address: 4450 Sojourn Drive, Suite 500 Addison, TX 75001

Phone number(800) 877-0226

Website: www.affirmative.com

How to cancel your Affirmative Car Insurance Policy

You must speak with your agent or broker in order to cancel your policy.

Affirmative Car Insurance Information

Insurify Composite Score0
Number of discounts3
Number of reviews0
User RatingN/A

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.