Affirmative Car Insurance
Overview
Affirmative Insurance was founded in 1998 in Texas and provides non-standard personal car insurance.
Affirmative Insurance currently offers auto insurance in Alabama, California, Illinois, Indiana, Louisiana, Missouri, and Texas through its subsidiaries and independent agents.
Discounts
Affirmative offers a variety of specific car insurance discounts to their customers so be sure you’re taking advantage of all the savings you’re eligible for by contacting your current Affirmative insurance agent or unlocking them on Insurify!
*Discounts vary by state and certain criteria set by the insurance provider must be met in order to qualify for discounts.
| Discount Type | Discount % |
|---|---|
| Good Student Discount | Varies |
| Multiple Vehicle Discount | Varies |
| Defensive Driver Discount | Varies |
Features and Services
Affirmative Insurance allows customers to make payments, view/print policies and ID cards, upload documents, and submit or track a claim online.
Customer and claims services can be reached online or on the phone. You can sign up for email and text alerts with an Affirmative Self Service online account.
Text and email alerts
Online account management
Optional Coverage
| Coverage Type | Description |
|---|---|
| Rental Reimbursment | Reimburses the per day cost of a rental car (daily and maximum reimbursement may vary) |
| Road Side Assistance | Typically adds coverage for towing, tire changes, lockout services, and more |
Payment Methods
| Payment Type | Description |
|---|---|
| Online Payment | Hate those annoying IVR menus? Pay your bill online. |
| Automatic Online Payments | Forgetful? This option automatically charges your credit or debit card that you provided so that you never have to worry. |
| Credit Card Payment | |
| Debit Card Payments | |
| Bank Payment/Direct Deposit | |
| Electronic Check | Ran out of checks? Electronic checks work just as well, this usually sometimes includes ther Electronic Funds Transfer options (EFT). |
| Phone Payment -IVR | Ran out of postage? Want to keep things fast but simple? You can pay your bill over the phone. |
Affirmative Insurance Products
Automobile Insurance
Affirmative Insurance only offers personal auto insurance.
Coverages and discounts may vary by state, but will most likely include:
- Bodily injury and property damage liability coverage: Covers medical expenses and legal fees when you’re found at-fault for an accident.
- Medical payment coverage: Pays for medical and funeral expenses of the policyholder, passengers, or a member of the policyholder's family if they’re injured in an accident, regardless of who is at fault.
- Collision coverage: Pays to repair or replace your vehicle after a collision with another object, or if it rolls over.
- Comprehensive coverage: Pays to repair or replace your vehicle if it’s stolen or damaged by fire, wind, hail, flood, vandalism, hitting an animal, etc.
