Affirmative Car Insurance

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You're shopping in zipcode 79504 Change


The largest discounts from Affirmative are: Good Student Discount, Multiple Vehicle Discount, Defensive Driver Discount

Discount Type Discount %
Good Student Discount Varies
Multiple Vehicle Discount Varies
Defensive Driver Discount Varies

Payment Methods

  • Complete Tick Online Payment
  • Complete Tick Automatic Online Payments
  • Complete Tick Credit Card Payment
  • Complete Tick Debit Card Payments
  • Complete Tick Bank Payment/Direct Deposit
  • Complete Tick Electronic Check
  • Complete Tick Phone Payment -IVR

Features and Services

Affirmative Insurance allows customers to make payments, view/print policies and ID cards, upload documents, and submit or track a claim online. 

Customer and claims services can be reached online or on the phone. You can sign up for email and text alerts with an Affirmative Self Service online account. 


  • Text and email alerts Text and email alerts
  • Online account management Online account management

Car Insurance Coverage

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Optional Coverage

  • Complete Tick Rental Reimbursment
  • Complete Tick Road Side Assistance

Affirmative Insurance by State

Affirmative Insurance Products

Affirmative Insurance only offers personal auto insurance. 

Coverages and discounts may vary by state, but will most likely include: 

  • Bodily injury and property damage liability coverage: Covers medical expenses and legal fees when you’re found at-fault for an accident. 
  • Medical payment coverage: Pays for medical and funeral expenses of the policyholder, passengers, or a member of the policyholder's family if they’re injured in an accident, regardless of who is at fault. 
  • Collision coverage: Pays to repair or replace your vehicle after a collision with another object, or if it rolls over.
  • Comprehensive coverage: Pays to repair or replace your vehicle if it’s stolen or damaged by fire, wind, hail, flood, vandalism, hitting an animal, etc.  

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Company History

Affirmative Insurance was founded in 1998 in Texas and provides non-standard personal car insurance. 

Affirmative Insurance currently offers auto insurance in Alabama, California, Illinois, Indiana, Louisiana, Missouri, and Texas through its subsidiaries and independent agents. 


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