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Affirmative - Car Insurance
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Last Updated February 1, 2022
Discounts
The largest discounts from Affirmative are: Good Student, Multiple Vehicle, Defensive Driver
Carrier Discounts
Discount %
Discount Group
| Discount Type | Discount % |
|---|---|
| Good Student | Varies |
| Multiple Vehicle | Varies |
| Defensive Driver | Varies |
Payment methods
Automatic Online Payment
- Bank Payment/Direct Deposit
- Credit Card Payment
- Debit Card Payments
- Electronic Check
- Mail Payment
- Online Payment
- Phone Payment
- Pay Through Your Agent
Features and Services
Text and email alerts
Online account management
Car Insurance Coverage
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Optional Coverage
- Rental Reimbursement
- Roadside Assistance
Affirmative Insurance by State
Car Insurance
SR-22 Insurance by State
Affirmative Insurance Products
Car Insurance
Affirmative Insurance only offers personal auto insurance.
Coverages and discounts may vary by state, but will most likely include:
- Bodily injury and property damage liability coverage: Covers medical expenses and legal fees when you’re found at fault for an accident.
- Medical payment coverage: Pays for medical and funeral expenses of the policyholder, passengers, or a member of the policyholder's family if they’re injured in an accident, regardless of who is at fault.
- Collision coverage: Pays to repair or replace your vehicle after a collision with another object, or if it rolls over.
- Comprehensive coverage: Pays to repair or replace your vehicle if it’s stolen or damaged by fire, wind, hail, flood, vandalism, hitting an animal, etc.
FAQs - Affirmative Car Insurance
How does Insurify work?
Insurify lets you freely compare accurate car insurance quotes and discounts from top national and regional insurance companies in a matter of minutes. You can choose between coverage levels and adjust deductibles to ensure you're not just getting the cheapest policy, but the most appropriate one, too. Users save an average of $489 a year when they buy a new insurance policy through Insurify.
How does Insurify find me the cheapest car insurance quotes?
Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.
How is Insurify different from other insurance quote comparison sites?
Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.
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Company History
Affirmative Insurance Holdings, Inc. was founded in 1998 in Texas and provides non-standard personal automobile insurance policies.
Affirmative currently offers insurance products in Alabama, California, Illinois, Indiana, Louisiana, Missouri, and Texas through its subsidiaries and independent agents.
Contact Information
Headquarters address: 4450 Sojourn Drive, Suite 500 Addison, TX 75001
Phone number: (800) 877-0226
Website: www.affirmative.com
How to cancel your Affirmative Car Insurance Policy
You must speak with your agent or broker in order to cancel your policy.
Affirmative Car Insurance Information
| Insurify Composite Score | 0 |
| Number of discounts | 3 |
| Number of reviews | 0 |
| User Rating | N/A |
Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.