Access - Car Insurance

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4.8 Rating

2,700 Reviews

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Last Updated: January 2022



Composite Score
Not Rated
What is this?
Access Ratings
BrandRatingsUser reviews
Trust Pilot
Trustpilot score: 4.5
TrustScore 4.5


The largest discounts from Access are: Anti-Theft Device, Good Credit, Good Student

Carrier Discounts
Discount %
Discount Group
Discount TypeDiscount %
Anti-Theft DeviceVaries
Good CreditVaries
Good StudentVaries
Multiple VehicleVaries
Passive RestraintVaries
Mature driverVaries

Payment methods

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    Credit Card Payment
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    Debit Card Payments
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    Electronic Check
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    Online Payment
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    Phone Payment
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    Money Transfer

Features and Services

Access Insurance offers non-standard and high risk drivers simple car insurance coverage and reinstatements at a fair premium rate. 

Access’s customer and claims services are bilingual and available 24 hours a day, 7 days a week by email or phone. 

Unlike most insurance companies, Access offers flexible, low-down payments and friendly payment plans.

Access also has an online portal where policyholders can manage their policy and make payments. 


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    24/7 service
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    Mobile app
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    Roadside assistance
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    Flexible / convenient payments
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    Online account management

Optional Coverage

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    Roadside Assistance
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    Rental Reimbursement

Access Insurance Products

Car Insurance

FAQs - Access Car Insurance

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Insurify lets you freely compare accurate car insurance quotes and discounts from top national and regional insurance companies in a matter of minutes. You can choose between coverage levels and adjust deductibles to ensure you're not just getting the cheapest policy, but the most appropriate one, too. Users save an average of $489 a year when they buy a new insurance policy through Insurify.

How does Insurify find me the cheapest car insurance quotes?

Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.

How is Insurify different from other insurance quote comparison sites?

Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.

Compare Access to GEICO

Access vs GEICO

Company History

Founded in 1994 and headquartered in Atlanta, Access Insurance Company offers specialty property and casualty automobile insurance programs through a network of independent insurance producers. They are currently licensed in 22 states and expanding.

Access Reviews

5 Stars
33 %
1 Star
67 %

Most Positive Review

By Richard
Best price for the coverage.

Most Critical Review

By Stella
Horrible service, had an awful experience

All Reviews

Showing 1 - 6 out of 6 Reviews
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Read reviews that mention

The pay period. I only jad my insurance for 2wks and was neing charged 550 a mth still.
Horrible customer service they dont ever call you back the phone lines always redirect to the main menu. Wait time is longer than Comcast and then they say they can only take a message thats the best they can do. DO NOT GET ACCESS INSURANCE!!! SCAM SCAM SCAM
Horrible customer service they don’t ever call you back the phone lines always redirect to the main menu. Wait time is longer than Comcast and then they say they can only take a message that’s the best they can do. DO NOT GET ACCESS INSURANCE!!! SCAM SCAM SCAM
Best price for the coverage.
Horrible service, had an awful experience

Access Car Insurance Information

Insurify Composite Score0
Number of discounts6
Number of reviews6
User Rating2.3


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.