4.8out of 3,000+ reviews

Access - Car Insurance

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Updated February 1, 2022


Access Ratings
BrandRatingsUser reviews


The largest discounts from Access are: Anti-Theft Device, Good Credit, Good Student

Carrier Discounts
Discount %
Discount Group
Discount TypeDiscount %
Anti-Theft DeviceVaries
Good CreditVaries
Good StudentVaries
Multiple VehicleVaries
Passive RestraintVaries
Mature driverVaries

Payment methods

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    Credit Card Payment
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    Debit Card Payments
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    Electronic Check
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    Online Payment
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    Phone Payment
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    Money Transfer

Features and Services

Access Insurance offers non-standard and high risk drivers simple car insurance coverage and reinstatements at a fair premium rate. 

Access’s customer and claims services are bilingual and available 24 hours a day, 7 days a week by email or phone. 

Unlike most insurance companies, Access offers flexible, low-down payments and friendly payment plans.

Access also has an online portal where policyholders can manage their policy and make payments.

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    24/7 service
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    Mobile app
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    Roadside assistance
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    Flexible / convenient payments
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    Online account management

Optional Coverage

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    Roadside Assistance
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    Rental Reimbursement

FAQs - Access Car Insurance

How does Insurify work?

Insurify lets you freely compare accurate car insurance quotes and discounts from top national and regional insurance companies in a matter of minutes. You can choose between coverage levels and adjust deductibles to ensure you're not just getting the cheapest policy, but the most appropriate one, too. Users save an average of $489 a year when they buy a new insurance policy through Insurify.

How does Insurify find me the cheapest car insurance quotes?

Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.

How is Insurify different from other insurance quote comparison sites?

Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.

Company History

Founded in 1994 and headquartered in Atlanta, Access Insurance Company offers specialty property and casualty automobile insurance programs through a network of independent insurance producers. They are currently licensed in 22 states and expanding.

Access Reviews

5 Stars
33 %
1 Star
67 %

Most Positive Review

By Richard
Best price for the coverage.

Most Critical Review

By Stella
Horrible service, had an awful experience

All Reviews

Showing 1 - 6 out of 6 Reviews
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Read reviews that mention

The pay period. I only jad my insurance for 2wks and was neing charged 550 a mth still.
Horrible customer service they dont ever call you back the phone lines always redirect to the main menu. Wait time is longer than Comcast and then they say they can only take a message thats the best they can do. DO NOT GET ACCESS INSURANCE!!! SCAM SCAM SCAM
Horrible customer service they don’t ever call you back the phone lines always redirect to the main menu. Wait time is longer than Comcast and then they say they can only take a message that’s the best they can do. DO NOT GET ACCESS INSURANCE!!! SCAM SCAM SCAM
Best price for the coverage.
Horrible service, had an awful experience

Access Car Insurance Information

Insurify Composite Score0
Number of discounts6
Number of reviews6
User Rating2.3


Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.