Selective Insurance

Selective Insurance - Car Insurance

Compare rates from top companies

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Ratings

Insurify

Composite Score
Not Rated
What is this?
Selective Insurance Ratings
BrandRatingsUser reviews
Insurify
3.0
4

Discounts

The largest discounts from Selective Insurance are: Home Owner, Defensive Driver, Good Student

Carrier Discounts
Discount %
Discount Group
Discount TypeDiscount %
Home OwnerVaries
Defensive DriverVaries
Good StudentVaries
Youth DrivingVaries
Anti-lock BrakeVaries
Anti-Theft DeviceVaries

Payment methods

  • complete-tick.svg
    Automatic Online Payment
    Info
  • complete-tick.svg
    Credit Card Payment
  • complete-tick.svg
    Mail Payment
    Info
  • complete-tick.svg
    Multi-Payment Installment Plans
    Info
  • complete-tick.svg
    Online Payment
    Info
  • complete-tick.svg
    Phone Payment
    Info

Features and Services

Selective's independent insurance agents are available to help you file a claim over the phone, online, through the Selective Mobile App, or at one of Selective’s claims offices. 

Selective’s website and mobile app allow customers to manage their accounts easily. Policyholders can make and track claims, make payments, and find an auto body shop. 

Selective offers accident forgiveness to their auto insurance customers which will keep your premiums rates from increasing after you’ve had an at-fault accident.

They also offer a diminishing deductible which will apply credit to your policy’s deductible for every year you are claim-free, for a maximum of a $500 credit. 

Selective has partnered with Safelite for your windshield and glass repair needs. You can make a claim to Safelite from Selective’s website.

  • benefit/mobile-app.svg
    Mobile app
  • benefit/accident-forgiveness.svg
    Accident forgiveness
  • benefit/roadside-assistance.svg
    Roadside assistance
  • benefit/flexible-payment.svg
    Flexible / convenient payments
  • benefit/diminishing-deductible.svg
    Diminishing deductible
  • benefit/online-portal.svg
    Online account management

Car Insurance Coverage

Not seeing the state you're looking for? See all states here.

Optional Coverage

  • complete-tick.svg
    New Car Replacement Coverage
    Info
  • complete-tick.svg
    Roadside Assistance
    Info
  • complete-tick.svg
    Pet Coverage
    Info
  • complete-tick.svg
    Electronic Key & Lock Replacement
    Info
  • complete-tick.svg
    Accident Forgiveness
    Info

Selective Insurance Insurance by State

Selective Insurance Insurance Products

products/auto.svg
Car Insurance
products/home.svg
Home Insurance
products/flood.svg
Flood Insurance
products/rental.svg
Renters Insurance
products/condo.svg
Condo Insurance
products/umbrella.svg
Umbrella Insurance

FAQs - Selective Insurance Car Insurance

How does Insurify work?

Insurify lets you freely compare accurate car insurance quotes and discounts from top national and regional insurance companies in a matter of minutes. You can choose between coverage levels and adjust deductibles to ensure you're not just getting the cheapest policy, but the most appropriate one, too. Users save an average of $489 a year when they buy a new insurance policy through Insurify.

How does Insurify find me the cheapest car insurance quotes?

Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.

How is Insurify different from other insurance quote comparison sites?

Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.

Compare Selective Insurance to GEICO

Selective Insurance vs GEICO

Company History

Selective Insurance Group, Inc. was founded in Branchville, New Jersey in 1926 and provides car insurance, homeowners insurance, renters/condominium insurance, flood insurance, umbrella insurance, and business insurance. 

Selective Insurance is a regional property and casualty insurance provider with personal insurance operations in Illinois, Indiana, Iowa, Maryland, Minnesota, New Jersey, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Virginia, and Wisconsin. 

Selective Insurance partners with a network of 2,000 independent insurance agents to sell its policies.

Selective Insurance Company of America has an A.M. Best rating of "A," signaling excellent financial strength and ability to pay out claims. 

Contact Information

Headquarters address: 40 Wantage Avenue Branchville, NJ 07890 

Phone number(973) 948-3000

Website: www.selective.com 

Selective Insurance Reviews

3.0
5 Stars
25 %
4 Stars
25 %
2 Stars
25 %
1 Star
25 %

Most Helpful Review

By Mark
Coverage cost too much

Most Critical Review

By Mark
Coverage cost too much

All Reviews

Showing 1 - 4 out of 4 Reviews
Sort by

Read reviews that mention

Shelby
Douglas
Large rate increases with no claims, points or accidents
Stacy G.
I have been waiting for 2 months to receive information regarding my claim. I have been without a vehicle for 2 months because Selective Insurance has not gotten Progressive (my insurance) the information they need to process their part of the claim. Claim # 21857940 Claims adjusters name is Sarah Walker.
Mark
Coverage cost too much

Selective Insurance Car Insurance Information

Insurify Composite Score0
Number of discounts6
Number of reviews4
User Rating3

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.