NJ Manufacturers

NJ Manufacturers - Car Insurance

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Last Updated: January 2022
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Ratings

Insurify

Composite Score
88
What is this?
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsResults
Claim ServicingBetter than most
Estimation ProcessBetter than most
First Notice of Loss (FNOL)Better than most
Overall SatisfactionAmong the best
Rental ExperienceBetter than most
Repair ProcessAmong the best
SettlementAmong the best
J.D. Power Ratings by Region (out of 1000)
RegionRatingsState Average
Mid-Atlantic864Among the best
NJ Manufacturers Ratings
BrandRatingsUser reviews
Mobile App (Android)
3.1
15
Insurify
3.5
17
Trust Pilot
Trustpilot score: 5.0
TrustScore 5
5,704
J.D. Power Ratings by Region (out of 1000)
Company NameRatings
A.M. BestA+

Discounts

The largest discounts from NJ Manufacturers are: Anti-Theft Device, Multiple Policy, Multiple Vehicle

Carrier Discounts
Discount %
25%
5%
Anti-Theft DeviceMultiple Policy
Discount Group
Discount TypeDiscount %
Anti-Theft Deviceup to 25%
Multiple Policyup to 5%
Multiple VehicleVaries
teenSMARTVaries
Good StudentVaries
Defensive DriverVaries
Senior AdultVaries

Payment methods

  • complete-tick.svg
    Credit Card Payment
  • complete-tick.svg
    Debit Card Payments
  • complete-tick.svg
    Electronic Check
    Info
  • complete-tick.svg
    Mail Payment
    Info
  • complete-tick.svg
    Online Payment
    Info
  • complete-tick.svg
    Phone Payment
    Info

Features and Services

  • benefit/247service.svg
    24/7 service
  • benefit/roadside-assistance.svg
    Roadside assistance
  • benefit/online-portal.svg
    Online account management

Car Insurance Coverage

Not seeing the state you're looking for? See all states here.

Optional Coverage

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    Roadside Assistance
    Info
  • complete-tick.svg
    Antique or Collector Car Insurance
    Info
  • complete-tick.svg
    No Fault Coverage
    Info
  • complete-tick.svg
    Work Loss Coverage
    Info
  • complete-tick.svg
    Accidental Death, Dismemberment, Disability
    Info

NJ Manufacturers Insurance by State

NJ Manufacturers Insurance Products

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Car Insurance
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Recreational Insurance
products/home.svg
Home Insurance
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Umbrella Insurance
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Commercial Insurance

FAQs - NJ Manufacturers Car Insurance

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Insurify lets you freely compare accurate car insurance quotes and discounts from top national and regional insurance companies in a matter of minutes. You can choose between coverage levels and adjust deductibles to ensure you're not just getting the cheapest policy, but the most appropriate one, too. Users save an average of $489 a year when they buy a new insurance policy through Insurify.

How does Insurify find me the cheapest car insurance quotes?

Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.

How is Insurify different from other insurance quote comparison sites?

Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.

Compare NJ Manufacturers to GEICO

NJ Manufacturers vs GEICO

Company History

Headquartered in West Trenton, New Jersey, New Jersey Manufacturers Insurance Group (NJM) was founded in 1913. 

NJM Insurance Group specializes in personal auto insurance, motorcycle insurance, homeowners insurance, umbrella insurance, and commercial business insurance policies (including commercial auto coverage and workers' compensation insurance), along with other services exclusively for drivers employed by the state of New Jersey.

A.M. Best, a credit rating agency, gave NJM an "A+" financial strength rating, signaling a superior ability to pay out claims. Additionally, J.D. Power and Associates gave NJM a rare rating of 5/5 for overall customer satisfaction among active policyholders. 

Contact Information

Headquarters address: 301 Sullivan Way, West Trenton, NJ 08628

Phone number: (800) 232-6600

Website: www.njm.com

NJ Manufacturers Reviews

3.5
5 Stars
59 %
2 Stars
18 %
1 Star
24 %

Most Positive Review

By David
Excellent service good prices

Most Critical Review

By Paula
really bad company. Try to cancel clseveral times. To go with a different company they gave me a hard time. I had 0 balance when cancel and after 2 months cancellation they sent me a bill for over 2000. I have no points neither is my husband cars are paid off(toyota). Same thing happens with homeowner denied repairs cause by storm in my 8 yr old roof. Decided to go to a different company now they are keeping my $900 score balance. It’s just unbelievable.

All Reviews

Showing 1 - 10 out of 17 Reviews
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Read reviews that mention

Jose Lourenco
Misleading company that will tell you to cutshe your policy to make them more money and then deny you a claim afterwards. My premium hasn't gone down in 5 years and I have never put in a claim before. What has gone down is their dividend check. Used to be 100-200 plus dollars every last. Last check was 29 dollars. Very sad as I will definitely be changing providers.
Chris Antinora
We were members of NJM for over 25 years, having auto and home insurance. We recently switched to another carrier saving over 30% for the same coverages. NJM used to be an exclusive club for Insureds; hence, their outstanding rates and rebates. Their rates have skyrocket since opening their doors to anyone. Such a disappoint...and just another example how liberalism has a negative impact on society
Jessica
Super friendly and helpful. When Sandy hit, they planned ahead and had call center in Ohio. Covered tree damage from Sandy with no issue.
Joseph
Been wiyh NJM for many yrs great company, no hassles, good rates would never leave!
William
William
Carol
Ive been insured with them for 18 yrs with the same vehicle. About 4 yrs ago, my rates jumped dramatically. When I inquired about it, I was told the reasons had nothing to do with my driving record but instead it increased because of a prior credit issue and because I was driving an off-lease vehicle, the same vehicle Id been driving since I was insured with since the date I purchased it. Additionally NJM penalizes drivers by raising premiums for non moving violations that do not incur points with motor vehicles. NJM has a statement on the back of their insurance card that declares all accidents with damages of over $500 must be reported to NJ Division of Motor Vehicles even if there was no police report or violations issued by police. Their adjusters do not even know how to advise their customers as they are unaware of this rule. It actually is a little known law which can cause the driver involved to be fined ($30-$100 plus court costs if applicable) and possibly lose their license if accident is not reported. But this goes on the drivers DMV record when reported and impacts their ability to gain reasonable insurance coverage with any other insurance company leaving the driver stuck with NJM or paying exorbitant rates for damages of $500, certainly in the best interests of NJM. During research so far, there is no other insurance company that prints this on insurance cards or enforces it. Things continued to go downhill. Customer service is poor, NJM does not care about customer retention so any and all complaints are ignored, the representatives do not stand up for their insured. On a homeowners claim on damage to my fence from a neighbors decomposing tree, they were refusing to subrogate for deductible reimbursement. I was forced to hire a tree expert to write a letter which stated that there was negligence on the part of my neighbor before NJM would subrogate. Meantime I learned that they had raised my deductible to $750 without my knowledge and refused to grandfather me back to the lower deductible. I am now involved in an auto claim where the other driver has accepted 100% liability, he also is insured by NJM. His vehicle struck my vehicle from the rear and caused $2500 in damages, NJM wants to total my car and pay out $1200. NJ has a Make Whole Doctrine so that the wronged party does not suffer economic loss, yet I cannot repair or replace my vehicle for the amount of their settlement figure. Their appraiser has also decided that I should be penalized for alleged $780 in unrelated prior damages yet three auto body shops can not locate damages in that amount on my vehicle there are only two minor dings from possible shopping cart damage. So I will have to hire an attorney to sue them to be treated fairly. I had no intention of suing but am forced to in order to just break even. It is a sad state of affairs when your own insurance company cannot do right by its long-standing customers. NJM is all about their bottom line these days, the old NJM insurance company no longer exists to protect their insured and do right by them.
Carol
I’ve been insured with them for 18 yrs with the same vehicle. About 4 yrs ago, my rates jumped dramatically. When I inquired about it, I was told the reasons had nothing to do with my driving record but instead it increased because of a prior credit issue and because I was driving an off-lease vehicle, the same vehicle I’d been driving since I was insured with since the date I purchased it. Additionally NJM penalizes drivers by raising premiums for non moving violations that do not incur points with motor vehicles. NJM has a statement on the back of their insurance card that declares all accidents with damages of over $500 must be reported to NJ Division of Motor Vehicles even if there was no police report or violations issued by police. Their adjusters do not even know how to advise their customers as they are unaware of this rule. It actually is a little known law which can cause the driver involved to be fined ($30-$100 plus court costs if applicable) and possibly lose their license if accident is not reported. But this goes on the drivers DMV record when reported and impacts their ability to gain reasonable insurance coverage with any other insurance company leaving the driver stuck with NJM or paying exorbitant rates for damages of $500, certainly in the best interests of NJM. During research so far, there is no other insurance company that prints this on insurance cards or enforces it. Things continued to go downhill. Customer service is poor, NJM does not care about customer retention so any and all complaints are ignored, the representatives do not stand up for their insured. On a homeowners claim on damage to my fence from a neighbors decomposing tree, they were refusing to subrogate for deductible reimbursement. I was forced to hire a tree expert to write a letter which stated that there was negligence on the part of my neighbor before NJM would subrogate. Meantime I learned that they had raised my deductible to $750 without my knowledge and refused to grandfather me back to the lower deductible. I am now involved in an auto claim where the other driver has accepted 100% liability, he also is insured by NJM. His vehicle struck my vehicle from the rear and caused $2500 in damages, NJM wants to total my car and pay out $1200. NJ has a “Make Whole Doctrine” so that the wronged party does not suffer economic loss, yet I cannot repair or replace my vehicle for the amount of their settlement figure. Their appraiser has also decided that I should be penalized for alleged $780 in unrelated prior damages yet three auto body shops can not locate damages in that amount on my vehicle there are only two minor dings from possible shopping cart damage. So I will have to hire an attorney to sue them to be treated fairly. I had no intention of suing but am forced to in order to just break even. It is a sad state of affairs when your own insurance company cannot do right by its long-standing customers. NJM is all about their bottom line these days, the old NJM insurance company no longer exists to protect their insured and do right by them.
David McNulty
Great service, lnowledgeable reps when calling in. Had Usaa CIC Auto insurance for 25 years. One "not my fault" accident and the incompetence I experienced from multiple reps on multiple calls was unbelievable. Seems like no one on the same page. Took over 6 months to finally resolve because did not want car repaired by a bodyshop, wanted estimated cash value of damages a d would fix myself. (Friends in the business. No one at Usaa seemed to know proper procedure and wasted ALOT of time. I switched to NJM with identical coverage....for $300 less per year! Homeowners insurance was $200 less annually, auto was $100 less. It's been 1 year, so far, so good. Also, NJM does have auto-pay online feature... the chart in the comparison shows it does not.
Paula
really bad company. Try to cancel clseveral times. To go with a different company they gave me a hard time. I had 0 balance when cancel and after 2 months cancellation they sent me a bill for over 2000. I have no points neither is my husband cars are paid off(toyota). Same thing happens with homeowner denied repairs cause by storm in my 8 yr old roof. Decided to go to a different company now they are keeping my $900 score balance. It’s just unbelievable.
Showing 1 - 10 out of 17 reviews

NJ Manufacturers Car Insurance Information

Insurify Composite Score88
Number of discounts7
Number of reviews17
User Rating3.5
A.M. BestA+

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.