Merchants Car Insurance
Overview
Pros
- Affordable prices
- Knowledgeable service reps
- Excellent overall service
Founded in 1918, Merchants Insurance Group has been providing coverage for almost 100 years. Merchants provides personal and commercial insurance in Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, and Vermont.
Discounts
| Discount Type | Discount % |
|---|---|
| Good Student Discount | Varies |
| Paid in full discount | Varies |
| Multiple Policy Discount | Varies |
Features and Services
Roadside assistance
Flexible / convenient payments
Mobile app
Online account management
Optional Coverage
| Coverage Type | Description |
|---|---|
| Road Side Assistance | Typically adds coverage for towing, tire changes, lockout services, and more |
| First Aid Reimbursement | Reimbursement up to a certain amount for the cost of first aid administered due to an accident. |
| Emergency Assistance Coverage | Adds extended coverage for emergency expenses such as lodging, meals and transportation if you're involved in an accident more than 25 miles from your home. |
| Original Equiptment Manufacturer Coverage | If you need repairs, are you okay with the car parts being replaced with anything other than the original manufacturer’s parts? |
| Vanishing Deductible | Your deductible reduces for every year of safe driving, typically by $100. |
| Emergency Lockout Coverage | Covers expenses for servicesneeded to gain entry into a covered auto or residence premises if keys have been stolen or disablesd, or if locked in the covered auto or residence. Typically covers up to $200. |
| Airbag Replacement Coverage | Pays the reasonable and necessary costs to replace your air bag that accidentally deploys without the occurrence of an accident. |
Payment Methods
| Payment Type | Description |
|---|---|
| Online Payment | Hate those annoying IVR menus? Pay your bill online. |
| Electronic Check | Ran out of checks? Electronic checks work just as well, this usually sometimes includes ther Electronic Funds Transfer options (EFT). |
| Credit Card Payment | |
| Mobile App Payments | Welcome to the 21st century, some companies allow you to pay your bill through their phone app, just make sure you own a smart phone! |
Automobile Insurance
