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Merchants - Car Insurance
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Last Updated February 1, 2022
Ratings
Insurify
Composite Score
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Merchants Ratings ℹ
| Brand | Ratings | User reviews |
|---|---|---|
| Insurify | 1.5 | 2 |
Discounts
The largest discounts from Merchants are: Good Student, Paid in full, Multiple Policy
Carrier Discounts
Discount %
Discount Group
| Discount Type | Discount % |
|---|---|
| Good Student | Varies |
| Paid in full | Varies |
| Multiple Policy | Varies |
Payment methods
Credit Card Payment- Electronic Check
- Mobile App Payments
- Online Payment
Features and Services
24/7 service
Mobile app
Roadside assistance
Flexible / convenient payments
Online account management
Car Insurance Coverage
Not seeing the state you're looking for? See all states here.
Optional Coverage
- Roadside Assistance
- First Aid Reimbursement
- Emergency Assistance Coverage
- Original Equipment Manufacturer Coverage
- Vanishing Deductible
- Emergency Lockout Coverage
- Airbag Replacement Coverage
Merchants Insurance by State
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SR-22 Insurance by State
Merchants Insurance Products
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FAQs - Merchants Car Insurance
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How is Insurify different from other insurance quote comparison sites?
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Company History
Since its founding in 1918, Merchants Insurance Group has provided coverage to personal and commercial policyholders.
Today, Merchants Insurance Group consists of Merchants Mutual Insurance Company, Merchants Preferred Insurance Company, and Merchants National Insurance Company.
Merchants Mutual Insurance Company is Merchants' P&C insurance subsidiary. It partners directly with a network of over 1,000 independent insurance agents.
Merchants provides both personal and commercial property and casualty insurance across the Northeast and North Central United States, including New York, Massachusetts, Michigan, New Hampshire, New Jersey, Ohio, Pennsylvania, Rhode Island, and Vermont.
Products offered include personal lines of auto insurance and homeowners insurance as well as commercial insurance for business owners.
Contact Information
Headquarters address: 250 Main Street, Buffalo, NY 14202
Phone number: 1 (800) 462-1077
Website: www.merchantsgroup.com
Merchants Reviews
1.5
2 Reviews
2 Stars
50 %
1 Star
50 %
Most Helpful Review
By Christopher G.
Latest Review
By Brittany G.
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Merchants Car Insurance Information
| Insurify Composite Score | 0 |
| Number of discounts | 3 |
| Number of reviews | 2 |
| User Rating | 1.5 |
Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.