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EMC - Car Insurance

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Last Updated February 1, 2022

Ratings

EMC Ratings
BrandRatingsUser reviews
Insurify
5.0
1

Discounts

The largest discounts from EMC are: Loyalty, Multiple Policy, Multiple Vehicle

Carrier Discounts
Discount %
Discount Group
Discount TypeDiscount %
LoyaltyVaries
Multiple PolicyVaries
Multiple VehicleVaries
Preferred paymentVaries
Accident FreeVaries
Defensive DriverVaries
Good StudentVaries
Anti-Theft DeviceVaries
Passive RestraintVaries
Anti-lock BrakeVaries
Senior AdultVaries
Preferred paymentVaries
Claims Free RenewalVaries

Payment methods

  • complete-tick.svg
    Automatic Online Payment
    Info
  • complete-tick.svg
    Bank Payment/Direct Deposit
  • complete-tick.svg
    Credit Card Payment
  • complete-tick.svg
    Debit Card Payments
  • complete-tick.svg
    Electronic Check
    Info
  • complete-tick.svg
    Mail Payment
    Info
  • complete-tick.svg
    Online Payment
    Info
  • complete-tick.svg
    Person 2 Person Payment
  • complete-tick.svg
    Phone Payment
    Info

Features and Services

  • benefit/roadside-assistance.svg
    Roadside assistance
  • benefit/flexible-payment.svg
    Flexible / convenient payments
  • benefit/online-portal.svg
    Online account management

Optional Coverage

  • complete-tick.svg
    Roadside Assistance
    Info
  • complete-tick.svg
    Rental Reimbursement
    Info
  • complete-tick.svg
    Pet Coverage
    Info
  • complete-tick.svg
    Emergency Lockout Coverage
    Info
  • complete-tick.svg
    Emergency Assistance Coverage
    Info

EMC Insurance by State

Life Insurance

FAQs - EMC Car Insurance

How does Insurify work?

Insurify lets you freely compare accurate car insurance quotes and discounts from top national and regional insurance companies in a matter of minutes. You can choose between coverage levels and adjust deductibles to ensure you're not just getting the cheapest policy, but the most appropriate one, too. Users save an average of $489 a year when they buy a new insurance policy through Insurify.

How does Insurify find me the cheapest car insurance quotes?

Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.

How is Insurify different from other insurance quote comparison sites?

Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.

Company History

Headquartered in Des Moines, Iowa, EMC Insurance Companies was founded in 1911. EMC (which stands for Employers Mutual Casualty Company) is ranked among the top 60 largest insurance organizations in the United States, employing over 2,500 people in 20 locations across the country. It is one of the largest property and casualty organizations in the state of Iowa by net written premium. EMC specializes in property and casualty insurance products like business insurance (including commercial auto insurance, reinsurance contracts, and workers' compensation protection), as well as life insurance.

EMC is the parent company of EMC Insurance Group Inc., its insurance holding company subsidiary; EMC Property & Casualty Company; EMC Risk Services, LLC; Union Insurance Company of Providence; and EMC National Life Company.

EMC employs a network of independent insurance agents across the nation.

EMC no longer offers new personal lines policies in most states. Beginning in 2019, personal lines of insurance under EMC have transitioned to Safeco. Personal lines policyholders should not see any change in their insurance.

For more information, visit www.emcins.com.

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EMC Car Insurance Information

Insurify Composite Score0
Number of discounts13
Number of reviews1
User Rating5

Methodology

Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.