The largest discounts from EMC are: Loyalty, Multiple Policy, Multiple Vehicle
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Headquartered in Des Moines, Iowa, EMC Insurance Companies was founded in 1911. EMC (which stands for Employers Mutual Casualty Company) is ranked among the top 60 largest insurance organizations in the United States, employing over 2,500 people in 20 locations across the country. It is one of the largest property and casualty organizations in the state of Iowa by net written premium. EMC specializes in property and casualty insurance products like business insurance (including commercial auto insurance, reinsurance contracts, and workers' compensation protection), as well as life insurance.
EMC is the parent company of EMC Insurance Group Inc., its insurance holding company subsidiary; EMC Property & Casualty Company; EMC Risk Services, LLC; Union Insurance Company of Providence; and EMC National Life Company.
EMC employs a network of independent insurance agents across the nation.
EMC no longer offers new personal lines policies in most states. Beginning in 2019, personal lines of insurance under EMC have transitioned to Safeco. Personal lines policyholders should not see any change in their insurance.
For more information, visit www.emcins.com.
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The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.