Cheapest Car Insurance in Riverview, Florida (2025)
Riverview drivers pay an average of $230 per month for liability car insurance.
Secure. Free. Easy-to-use.
Excellent
)
Written byAnna Baluch
)
4+ years writing insurance and personal finance content
MBA from Roosevelt University
Anna leverages her personal finance and insurance knowledge to create educational content that helps people make smart financial decisions.
Featured in
){kind=small}
){kind=small}
){kind=small}
)
Edited byAshley Cox
)
7+ years in content creation and management
5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
Featured in
){kind=logo}
){kind=small}
){kind=small}
Updated
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Advertiser Disclosure
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
Table of contents
On average, drivers in Riverview pay $230 per month for a liability-only auto policy. This is more than Florida’s average monthly car insurance cost of $153. Florida drivers pay so much for car insurance partly due to the state’s severe weather risk, as it endures many hurricanes. Still, plenty of cheap car insurance options are at your disposal.
Here’s what you need to know about comparing quotes and finding affordable car insurance coverage in Riverview.
Quick Facts
Hugo, State Farm, and GEICO are some of the cheapest car insurance companies in Riverview.
Riverview is a suburb of Tampa, which is the third-largest city in Florida. A city’s population size can influence car insurance rates because more traffic increases the likelihood of car accidents.
Florida requires drivers to carry personal injury protection (PIP) coverage.
3 of the cheapest car insurance companies in Riverview
Many factors affect car insurance rates, including your age, your ZIP code, the type of car you drive, and the coverage levels you choose. The cheapest car insurance company for someone else might not be the cheapest car insurance company for you.
The three insurers in the table below generally offer competitive rates in Riverview, and they’re a good place to start your search.
Insurance Company ▲▼ | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ |
|---|---|---|---|
| Hugo | 7.0 | $257 | $353 |
| State Farm | 9.3 | $85 | $70 |
| GEICO | 9.0 | $87 | $71 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Hugo
| User Reviews | 4.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 7.0 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $353/mo |
4.1
Best choiceBased on 132 verified guest reviews and ratings
How drivers feel about Hugo
Drivers appreciate the pay-as-you-go option and affordability but dislike the lack of full coverage and poor customer service.
AI-generated from the text of verified reviews collected by Insurify
Best For
Micropayments
No down payments
Fast coverage
How drivers feel about Hugo
Drivers appreciate the pay-as-you-go option and affordability but dislike the lack of full coverage and poor customer service.
AI-generated from the text of verified reviews collected by Insurify
Best For
Micropayments
No down payments
Fast coverage
Reviews (51)
Sara
February 15, 2025
Verified Review
Hugo: Immediate, Hassle-Free Insurance
Just make sure you're covered if you're driving; that's all you have to do.
Lachica
December 24, 2024
Verified Purchase
Hugo is the Best and Most Affordable Insurance I've Ever Had
I never had a problem with Hugo. It's just challenging to maintain it with a single income.
Natalie
December 5, 2024
Verified Purchase
Great! Affordable Insurance!
Excellent! It fits perfectly into my budget. It gives me peace of mind every time I head out.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
NRA.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NRWhy we picked this company
If you need short-term car insurance in Florida, Hugo is a great option. You can get coverage for as little as three days at a time, and the insurer doesn’t require a down payment or up-front fees. Hugo’s flexibility might appeal to drivers, but the company only has minimum liability coverage policies, which might not offer enough financial protection.
Pros
Pay-as-you-go coverage
Can start and stop coverage as needed
Cons
Available in only 13 states
Full-coverage policies aren’t available
State Farm
| User Reviews | 4.2 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $86/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $104/mo |
4.2
Best choiceBased on 9,550 verified guest reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (5,258)
Cheryl
February 19, 2025
Verified Review
Average
Way too expensive.
Lisa
February 18, 2025
Verified Review
My premium increased by $20 monthly without any explanation. I have been a customer for more than 20 years and still have difficulty getting my questions answered.
My premium increased by $20 monthly without any explanation. I have been a customer for more than 20 years and still have difficulty getting my questions answered.
Mikla
February 18, 2025
Verified Review
Mikla & Sam's Quote
I really liked them. The customer service was great, and the price started off well, but it has now increased exponentially.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
State Farm is the largest insurer in the U.S. by market share and offers competitive rates in Riverview. It has high customer and claims satisfaction ratings from J.D. Power in many regions across the U.S., including Florida. And drivers can save with multiple discounts, including those for being a good student, bundling multiple policies, and having safety features installed in their vehicles.
Pros
Above-average J.D. Power customer satisfaction rating in Florida
Long-standing history in the insurance industry
Cons
Doesn’t offer gap insurance
Can’t purchase a policy online; must work with an agent
GEICO
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.0 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $88/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $107/mo |
4.0
Best choiceBased on 10,691 verified guest reviews and ratings
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (5,882)
Mitchell
February 19, 2025
Verified Review
Geico Review
I have been with Geico for many years and am disappointed with their prices.
Godfrey
February 19, 2025
Verified Review
Very Expensive
Very expensive.
Brandon
February 18, 2025
Verified Review
Poor Theft Coverage
What's the point of having theft coverage if you still have to pay for all the damages caused and any towing fees or impound charges?
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Florida has some of the highest car insurance rates in the country, but drivers can offset some of their car insurance costs with GEICO’s many available discounts. GEICO offers more discounts than most companies, including a 22% discount for safe drivers, a 15% military discount, and a 25% multi-vehicle discount.
Pros
Many available discounts
Above-average J.D. Power customer satisfaction rating in Florida
Cons
May not have the cheapest rates in Riverview
Doesn’t offer gap insurance
How to get the cheapest car insurance in Riverview
Each car insurer offers its own rates, coverage options, and more. Here’s how you can lock in the best deal on a policy:
Shop around. Many large and small car insurance companies serve Riverview drivers. Get quotes from several of them so you can determine which insurer can offer you the best coverage and premiums.
Look for discounts. Car insurance companies usually offer discounts for a variety of things. A few examples include accident-free or good driver discounts, military discounts, and auto-pay discounts.
Bundle your policies. If you have another insurance policy, like home insurance or renters insurance, consider purchasing your auto policy from the same insurer. Most insurance companies offer bundling discounts.
Consider usage-based insurance. Usage-based or pay-per-mile insurance might make sense if you don’t drive often because you’re retired or work from home, for example. You’ll only pay for the miles you drive and, in turn, save money on your policy.
Find Car Insurance in Riverview, Florida
Liability rates average $230 per month
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Cheapest liability-only car insurance in Riverview: State Farm
Florida law requires Riverview drivers to carry liability car insurance, at minimum. This covers the other driver’s property damage when you’re at fault for an accident. Liability insurance costs an average of $230 per month in Riverview.
You can see the average monthly rates for liability-only auto policies in Riverview in the table below.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| State Farm | $84 |
| GEICO | $87 |
| Hugo | $92 |
| Mile Auto | $147 |
| Allstate | $148 |
| Safeco | $166 |
| Travelers | $176 |
| Mercury | $177 |
| Liberty Mutual | $182 |
| Direct Auto | $188 |
| Midvale Home & Auto | $214 |
| Progressive | $220 |
| Infinity | $227 |
| Foremost | $251 |
| Dairyland | $261 |
| GAINSCO | $263 |
| AssuranceAmerica | $293 |
| Bristol West | $312 |
| National General | $355 |
| The General | $376 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Riverview: State Farm
Full-coverage car insurance typically includes three separate policies: liability coverage, collision coverage, and comprehensive coverage. If you took out a car loan or lease, your lender will probably require it.
Riverview drivers pay a monthly average of $329 for full-coverage policies.
These are the best monthly rates for full-coverage car insurance in Riverview.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| State Farm | $99 |
| GEICO | $103 |
| Allstate | $173 |
| Safeco | $201 |
| Mile Auto | $204 |
| Travelers | $205 |
| Mercury | $212 |
| GAINSCO | $293 |
| Hugo | $307 |
| Liberty Mutual | $309 |
| Progressive | $310 |
| Infinity | $315 |
| Midvale Home & Auto | $323 |
| Direct Auto | $340 |
| National General | $369 |
| Foremost | $380 |
| Dairyland | $459 |
| AssuranceAmerica | $464 |
| Bristol West | $464 |
| The General | $544 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Riverview, Florida
Drivers using Insurify have found quotes as cheap as $47/mo for liability only and $77/mo for full coverage in Riverview and other Florida cities.
*Quotes generated for Insurify users in and around Riverview, Florida within the last 10 days. Last updated on February 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from February 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Riverview, Florida within the last 10 days. Last updated on February 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from February 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Florida
Unlike other states, Florida’s auto insurance requirements don’t include bodily injury coverage. Instead, drivers must have at least $10,000 of personal injury protection (PIP) and $10,000 of property damage liability.[1] PIP pays for medical expenses after an accident, regardless of who’s at fault.
Coverage ▲▼ | Minimum Requirements ▲▼ |
|---|---|
| Personal injury protection (PIP) | $10,000 |
| Property damage liability | $10,000 |
Optional car insurance coverage in Florida
If you want more car insurance protection in Florida, you may want to consider adding these optional coverages to your policy:
Bodily injury liability coverage
While you don’t need bodily injury liability coverage to drive legally in Florida, it can help pay for someone else’s injuries if you cause a car accident.
Collision coverage
Collision insurance can cover repairs or a replacement if your car is in an accident with another vehicle or stationary object.
Comprehensive coverage
Comprehensive insurance covers vehicle damage from events other than car accidents, such as fire, theft, and vandalism.
Cheapest car insurance for drivers with an incident
At-fault accidents, speeding tickets, and DUIs are incidents that can influence your car insurance premiums. If you have an incident on your driving record, most car insurers will consider you a riskier driver and charge you more. You’ll pay the lowest rates if you have a clean record.
Find Cheap Car Insurance in Riverview
Liability rates average $230 per month
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Cheapest car insurance for drivers with a speeding ticket: State Farm
Speeding increases the likelihood of losing control of your vehicle and is one of the most common causes of accidents.[2] If you have a speeding ticket, you’ll face higher car insurance premiums than drivers without speeding tickets.
Insurance Company ▲▼ | Clean Driving Record ▲▼ | With Speeding Ticket ▲▼ |
|---|---|---|
| State Farm | $85 | $101 |
| GEICO | $87 | $105 |
| Hugo | $93 | $110 |
| Mile Auto | $148 | $184 |
| Allstate | $150 | $179 |
| Safeco | $168 | $205 |
| Travelers | $177 | $214 |
| Mercury | $178 | $230 |
| Liberty Mutual | $184 | $240 |
| Direct Auto | $190 | $227 |
| Progressive | $222 | $266 |
| Infinity | $229 | $285 |
| Foremost | $253 | $330 |
| Dairyland | $263 | $316 |
| GAINSCO | $266 | $346 |
| AssuranceAmerica | $296 | $359 |
| Bristol West | $315 | $378 |
| National General | $358 | $431 |
| The General | $380 | $461 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: State Farm
If you’re found responsible for a car accident, you’ll have to pay more for your auto policy since insurers will consider you riskier to insure. Some insurers are more lenient than others when it comes to drivers with accidents on their records, as you can see below.
Insurance Company ▲▼ | Clean Driving Record ▲▼ | With At-Fault Accident ▲▼ |
|---|---|---|
| State Farm | $85 | $108 |
| GEICO | $87 | $113 |
| Hugo | $93 | $129 |
| Mile Auto | $148 | $200 |
| Allstate | $150 | $192 |
| Safeco | $168 | $210 |
| Travelers | $177 | $229 |
| Mercury | $178 | $245 |
| Liberty Mutual | $184 | $254 |
| Direct Auto | $190 | $250 |
| Progressive | $222 | $289 |
| Infinity | $229 | $290 |
| Foremost | $253 | $350 |
| Dairyland | $263 | $337 |
| GAINSCO | $266 | $327 |
| AssuranceAmerica | $296 | $377 |
| Bristol West | $315 | $403 |
| National General | $358 | $462 |
| The General | $380 | $496 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI: State Farm
Florida law severely penalizes drivers with DUIs. If you’re convicted of a DUI in Florida, you could face penalties like fines, jail time, and more expensive car insurance premiums. Riverview drivers with DUIs on their records pay much more for car insurance than drivers with clean records.
Insurance Company ▲▼ | Clean Driving Record ▲▼ | With DUI ▲▼ |
|---|---|---|
| State Farm | $85 | $135 |
| GEICO | $87 | $138 |
| Hugo | $93 | $147 |
| Mile Auto | $148 | $235 |
| Allstate | $150 | $237 |
| Safeco | $168 | $266 |
| Travelers | $177 | $279 |
| Mercury | $178 | $256 |
| Liberty Mutual | $184 | $291 |
| Direct Auto | $190 | $300 |
| Progressive | $222 | $351 |
| Infinity | $229 | $362 |
| Foremost | $253 | $400 |
| Dairyland | $263 | $416 |
| GAINSCO | $266 | $420 |
| AssuranceAmerica | $296 | $467 |
| Bristol West | $315 | $498 |
| National General | $358 | $566 |
| The General | $380 | $600 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: State Farm
Studies show that senior drivers have higher death rates than middle-aged drivers.[3] That’s why average car insurance rates typically decrease around age 25 and increase again around age 70. But seniors in Riverview can still find cheap car insurance with the right insurer.
Insurance Company ▲▼ | Liability Only ▲▼ | Full Coverage ▲▼ |
|---|---|---|
| State Farm | $77 | $66 |
| GEICO | $82 | $69 |
| Allstate | $138 | $118 |
| Mile Auto | $153 | $110 |
| Travelers | $160 | $137 |
| Mercury | $163 | $136 |
| Safeco | $168 | $139 |
| Progressive | $221 | $156 |
| Infinity | $237 | $171 |
| Hugo | $242 | $72 |
| GAINSCO | $244 | $220 |
| Liberty Mutual | $256 | $151 |
| Direct Auto | $263 | $146 |
| National General | $282 | $270 |
| Foremost | $299 | $198 |
| AssuranceAmerica | $348 | $220 |
| Dairyland | $363 | $207 |
| Bristol West | $369 | $248 |
| The General | $440 | $305 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: GEICO
Teenagers don’t have a lot of driving experience, so they’re riskier for car insurers.[4] The good news is they can save money on an auto policy if they stay on their parents’ insurance and take advantage of good student discounts.
Insurance Company ▲▼ | Liability Only ▲▼ | Full Coverage ▲▼ |
|---|---|---|
| GEICO | $158 | $133 |
| State Farm | $164 | $140 |
| Allstate | $298 | $255 |
| Travelers | $361 | $309 |
| Mercury | $371 | $309 |
| Mile Auto | $386 | $278 |
| Safeco | $392 | $325 |
| Hugo | $488 | $147 |
| GAINSCO | $498 | $447 |
| Liberty Mutual | $534 | $315 |
| Progressive | $538 | $382 |
| Infinity | $558 | $403 |
| Direct Auto | $604 | $334 |
| Foremost | $658 | $435 |
| National General | $712 | $683 |
| Dairyland | $733 | $416 |
| Bristol West | $764 | $514 |
| AssuranceAmerica | $835 | $527 |
| The General | $842 | $582 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Compare Riverview Car Insurance Quotes
Check quotes from 100+ top insurance companies
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Riverview car insurance quotes by credit tier
If you have good or excellent credit, car insurance companies may reward you with cheaper premiums since drivers with strong credit usually file fewer claims than drivers with lower credit scores. Drivers with bad credit typically pay more for car insurance.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Riverview?
The average cost of car insurance in Riverview is $279 per month, which is significantly higher than the national average of $152. When you look at average rates for other cities in Florida, you’ll find that they vary greatly due to factors like population, weather conditions, and accident rates.
Riverview car insurance FAQs
Finding the right car insurance can be difficult. The answers below should make the process of finding the best auto coverage for you in Riverview a little easier.
How much is car insurance in Riverview?
On average, Riverview drivers pay $279 per month for car insurance. Liability-only coverage is $230 per month, and full coverage costs $329 per month. Coverage in Riverview costs more than the state average of $195. Your rate will depend on your driving record, credit history, age, vehicle type, insurer, and more.
Which company has the cheapest car insurance in Riverview?
State Farm consistently has some of the cheapest car insurance in Riverview. Other affordable insurers include Allstate and GEICO.
What factors affect the cost of car insurance in Riverview?
Like any city, factors like your driving record, age, credit score, ZIP code, and more affect how much you pay for car insurance in Riverview. Make sure to drive safely, keep your driving record clean, and maintain strong credit to keep your auto insurance rates low. If you want to lower your rates even further, shop around for car insurance and apply for discounts.
How much car insurance do you need in Florida?
Florida drivers must carry $10,000 of property damage liability insurance and $10,000 of personal injury protection (PIP) coverage.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Related articles
More cities in Florida
Sources
- Florida Department of Highway Safety and Motor Vehicles. "Florida Insurance Requirements."
- National Safety Council. "Speeding."
- Centers for Disease Control and Prevention. "Older Adult Drivers."
- National Highway Traffic Safety Administration. "Teen Driving."
)
Anna BaluchInsurance Writer
Anna Baluch is a Cleveland-based personal finance and insurance expert. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions. Her work can be seen across the internet on many publications, including Freedom Debt Relief, Credit Karma, RateGenius, and the Balance. Connect with Anna on LinkedIn.
Anna has been a contributor at Insurify since December 2022.
7+ years in content creation and management
5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
Featured in
)
)
)
)
)
)