Cheapest Auto Insurance in Jupiter, Florida (2024)
State Farm offers the cheapest car insurance in Jupiter, with minimum-coverage policies as low as $64 per month.
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Written byNick Dauk
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6+ years writing about insurance, travel, and personal finances
Contributor to brands like Credible
In addition to insurance, Nick specializes in writing about business, entrepreneurship, personal finance, and travel. He’s been featured in myriad web publications, including Fox Business.
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Edited byCourtney Mikulski
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Courtney MikulskiSenior Editor, Auto
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Main architect of the Insurify Quality Score
Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.
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Updated November 20, 2024
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Table of contents
Despite its position on Florida’s vulnerable Atlantic coast, residents of Jupiter, Florida, pay $193 per month for car insurance, on average. With average liability-only costs of $157 per month and $228 for full coverage, Jupiter drivers have lower average premiums than other drivers in Palm Beach County.
Jupiter’s comparatively small population of 61,126 residents[1] may contribute to its lower car insurance rates. And while the town still suffers from weather incidents, severe storms seem to hit the area less frequently than other parts of the state.
Here’s what you need to know about comparing quotes and finding the best rates for your needs and driver profile in Jupiter, Florida.
Quick Facts
Average car insurance rates for liability-only coverage in Jupiter are similar to Florida’s monthly average liability rate of $157 but higher than the national average liability rate of $104 per month.
State Farm, GEICO, and Mile Auto have the cheapest car insurance in Jupiter.
Palm Beach County has a significant number of reported car crashes compared to neighboring Hendry and Martin counties.[2]
3 of the cheapest car insurance companies in Jupiter
Whether you’re searching for the bare-minimum car insurance in Jupiter or if you’re interested in discounts for your teen driver and a homeowners policy bundle, you have dozens of options to choose from.
Insurify identified three of the best car insurance companies in Jupiter below, though the best auto insurance policy and company for you will depend on your unique needs.
Insurance Company ▲▼ | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ | Best For ▲▼ |
|---|---|---|---|---|
| Hugo | 7.0 | N/A | $340 | Liability-only coverage |
| State Farm | 9.3 | $83 | $68 | Full coverage |
| GEICO | 9.0 | $86 | $69 | Teen drivers |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for liability-only coverage: Hugo
| User Reviews | 4.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 7.0 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $340/mo |
4.1
Best choiceBased on 121 verified guest reviews and ratings
How drivers feel about Hugo
Drivers appreciate the excellent prices, flexible payment options, and helpful customer service but dislike the lack of full coverage and difficulty reaching support.
AI-generated from the text of verified reviews collected by Insurify
Best For
Micropayments
No down payments
Fast coverage
How drivers feel about Hugo
Drivers appreciate the excellent prices, flexible payment options, and helpful customer service but dislike the lack of full coverage and difficulty reaching support.
AI-generated from the text of verified reviews collected by Insurify
Best For
Micropayments
No down payments
Fast coverage
Reviews (45)
Javier
November 12, 2024
Verified Purchase
Hugo Insurance is the Best
Hugo was wonderful. We paid for car insurance at a good, low price. It was exactly what we needed to look into. Due to our income, paying for two vehicles for less than $100 is an awesome price. Thank you, Hugo. I recommend others to try it out.
Gabrielle
November 2, 2024
Verified Review
Good
The price is amazing.
Dawn
October 21, 2024
Verified Review
Paying Too Much
It's pretty expensive and they don't really provide much coverage.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
NRA.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NRWhy we picked this company
A relatively new, non-traditional insurer in the industry, Hugo is a tech-based insurance company that started in 2020. The company offers pay-as-you-drive coverage for periods as short as three days. Through a phone app, users can turn their coverage off or on so that they only pay for days when they drive. Hugo has some of the lowest average rates for liability-only insurance in Jupiter.
Pros
Lowest average cost with no hidden fees
Flexible payment options
Cons
No FR-44 insurance
Select plans ineligible for Florida drivers
Best insurer for full coverage: State Farm
| User Reviews | 4.2 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $80/mo |
4.2
Best choiceBased on 9036 verified guest reviews and ratings
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (4,969)
Ronald
November 19, 2024
Verified Review
State Farm Experience: 35 Years+
They are forcing me to replace my house roof or they will cancel my policy.
David
November 19, 2024
Verified Review
Too expensive
It's too expensive. They raise rates every six months, even though I've never filed a claim.
Ronald
November 18, 2024
Verified Review
Very Expensive Auto and Home
Extremely harsh local service.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
State Farm has some of the cheapest full-coverage insurance for Jupiter drivers. As a century-old company and the largest casualty insurer in the nation, State Farm also has the highest AM Best rating for financial strength. Along with discounts, policyholders in Jupiter have an opportunity to save more by bundling their auto policy with a homeowners policy, condominium unit-owners policy, renters policy, or life insurance policy.
Pros
Multi-line bundle offerings
Strong customer satisfaction and financial strength ratings
Cons
Low Better Business Bureau (BBB) and Trustpilot customer service ratings
No gap insurance available
Best insurer for teen drivers: GEICO
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.0 /10 |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $82/mo |
4.0
Best choiceBased on 10271 verified guest reviews and ratings
How drivers feel about GEICO
Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (5,647)
James
November 19, 2024
Verified Review
Unsatisfactory Experience with Geico
Steer clear. They increase your rate at every renewal.
Edward
November 18, 2024
Verified Review
Experience with Geico
Reliable.
Chris
November 18, 2024
Verified Review
Poor
The customer service is below average and terrible.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Teen drivers often have the highest rates, regardless of their driving record. GEICO’s comparatively low average full-coverage rates in Jupiter give it an advantage over its competitors. Multiple optional coverages are available, with discounts like driver’s education and customer loyalty programs to decrease premiums. The DriveEasy app could offer further discounts, though whatever it deems “bad habits” may actually increase your premiums.
Pros
Low full-coverage rates in Jupiter for teens
Multiple coverage and discount options
Cons
Telematics app could increase prices
Takes five years to get good driver discount
How to get the cheapest car insurance in Jupiter
Getting the cheapest car insurance in Jupiter involves a little research on your part. For example, some insurers might not advertise discounts that you’d qualify for. Consider these other money-saving tips when choosing a car insurance policy:
Change your deductible. If you’d rather pay lower monthly premiums, you can set your deductible as high as possible, which might decrease your premium. But you’ll pay more out of pocket when filing a claim.
Review vehicle safety features. If you’re in the market for a new car, research safety ratings and devices. Many insurers offer discounts for vehicles with specific safety features installed.
Ask about discounts. Call an insurance agent and ask which discounts you might qualify for. They should be able to give you a comprehensive overview of how you can save money on car insurance in Jupiter.
Shop and switch. If you think you have the lowest rate in town, you may be surprised to find other insurers offering competitive rates and incentives if you switch and keep the same coverage.
Find Cheap Car Insurance in Jupiter
Liability rates start at $64 per month
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Cheapest liability-only car insurance in Jupiter: State Farm
Liability-only car insurance in Jupiter is the same as all other liability policies throughout Florida: the minimum state-required policy that provides personal injury protection (PIP) and property damage liability insurance. Liability-only car insurance will always meet the minimum requirements made by state law, which means Florida’s liability-only coverage may be different from other states’.
Jupiter drivers pay an average of $157 per month for liability-only coverage.
Keep in mind, your state’s minimum liability coverage may not be sufficient to fully protect you financially if you’re in an accident that causes property damages or injuries.
The table below shows some of the cheapest car insurance companies for liability-only coverage in Jupiter.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| State Farm | $64 |
| GEICO | $66 |
| Mile Auto | $108 |
| Allstate | $111 |
| Travelers | $132 |
| Mercury | $145 |
| Direct Auto | $152 |
| Safeco | $169 |
| Progressive | $173 |
| Infinity | $184 |
| Foremost | $198 |
| GAINSCO | $213 |
| Dairyland | $215 |
| Bristol West | $235 |
| AssuranceAmerica | $240 |
| National General | $265 |
| The General | $291 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Jupiter: State Farm
Drivers who want to pay as little as possible out of pocket for damages to their car may want optional full-coverage insurance. Most full-coverage policies involve a bundle of liability insurance, collision insurance, and comprehensive insurance. These additional policies make full coverage more expensive. Full coverage in Jupiter costs an average of $228 per month.
If you lease or finance your vehicle, your leasing company or lender will typically require you to carry full-coverage car insurance.
Because full-coverage policies include more protection, they’re generally more expensive, but you can use the table below to find the cheapest full-coverage insurers in Jupiter.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| State Farm | $80 |
| GEICO | $82 |
| Allstate | $138 |
| Mile Auto | $140 |
| Travelers | $164 |
| Safeco | $177 |
| Mercury | $182 |
| Progressive | $254 |
| Infinity | $259 |
| National General | $277 |
| GAINSCO | $295 |
| Direct Auto | $296 |
| Foremost | $299 |
| Bristol West | $337 |
| Dairyland | $374 |
| AssuranceAmerica | $398 |
| The General | $414 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Jupiter, Florida
Drivers using Insurify have found quotes as cheap as $49/mo for liability only and $72/mo for full coverage in Jupiter and other Florida cities.
*Quotes generated for Insurify users in and around Jupiter, Florida within the last 10 days. Last updated on November 20, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 20, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Jupiter, Florida within the last 10 days. Last updated on November 20, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 20, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Florida
Jupiter drivers who aren’t Sunshine State natives will notice a difference in the state’s minimum insurance requirements. Florida is a no-fault state, which means all drivers must carry personal injury protection (PIP). PIP can pay for medical bills and non-medical expenses related to an accident — including lost wages, child care, and funeral costs — regardless of who’s at fault for the crash.
Here are the minimum car insurance requirements for Florida drivers:[3]
Coverage ▲▼ | Minimum Requirements ▲▼ |
|---|---|
| Personal injury protection (PIP) | $10,000 per accident |
| Property damage liability | $10,000 per accident |
These minimum requirements are the bare-bones policy needed to drive legally, and Florida has much lower insurance requirements than most other states. You may need, or want, additional protection to cover damages to your vehicle and your finances. Here are some coverages you can add to your auto insurance policy:
Comprehensive coverage
Comprehensive insurance provides coverage for vehicle damage from non-collision events, such as falling objects, theft, vandalism, severe weather, and more.
Collision coverage
Collision insurance provides coverage for vehicle damage when you hit an object or another car, even if you’re at fault.
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage pays for expenses if someone without insurance is at fault in an accident and can’t pay for the damages they caused. It also covers instances when damages someone causes exceed their policy limits.
Rental car reimbursement coverage
This pays for a rental car while your car is in the shop for repairs after a covered claim.
Glass coverage
This covers replacements or repairs of your windshield, rear window, side windows, and sunroofs.
Gap coverage
Gap insurance covers the difference between your car’s actual cash value and your auto loan balance after a total loss.
)
How Much Car Insurance Do You Need?
Cheapest car insurance for drivers with an incident
People with clean driving records generally have the lowest premiums. Most Jupiter drivers may be aware that at-fault accidents and crashes associated with driving under the influence can increase prices.
Speeding tickets can also raise premiums, even without resulting in an accident. That’s because these incidents demonstrate irresponsible driving habits — habits that have a higher likelihood of causing a car accident.[4]
Find Car Insurance in Jupiter, FL
Monthly rates start at $74 for drivers with an incident
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Cheapest car insurance for drivers with a speeding ticket: State Farm
A speeding ticket may seem like a harmless offense, but it can still raise your rates because speed is frequently a contributing factor in fatal car accidents.[5] Even a single speeding ticket can increase your monthly premium, as this shows your insurer that you’re not driving as responsibly as possible.
Drivers in Jupiter with a speeding ticket pay $191 per month for liability coverage, on average.
Here are the cheapest Jupiter car insurance companies for drivers with a speeding ticket.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Clean Driving Record ▲▼ | With Speeding Ticket ▲▼ |
|---|---|---|
| State Farm | $64 | $76 |
| GEICO | $66 | $80 |
| Mile Auto | $108 | $132 |
| Allstate | $111 | $134 |
| Travelers | $132 | $161 |
| Mercury | $145 | $188 |
| Direct Auto | $152 | $184 |
| Safeco | $169 | $207 |
| Progressive | $173 | $207 |
| Infinity | $184 | $230 |
| Foremost | $198 | $259 |
| GAINSCO | $213 | $278 |
| Dairyland | $215 | $260 |
| Bristol West | $235 | $286 |
| AssuranceAmerica | $240 | $289 |
| National General | $265 | $322 |
| The General | $291 | $359 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: State Farm
Palm Beach County has a high rate of reported crashes compared to some of its neighboring Florida counties.[2] Accidents happen and the cost of damage can vary, which is why some insurers may only raise your rate minimally after a single accident. But some insurance companies may not raise it at all if you qualify for accident forgiveness.
Drivers with an at-fault accident on their record pay $207 per month for liability coverage, on average.
The table below shows the companies with the lowest quotes for drivers with an at-fault accident in Jupiter.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Clean Driving Record ▲▼ | With Accident ▲▼ |
|---|---|---|
| State Farm | $64 | $82 |
| GEICO | $66 | $86 |
| Mile Auto | $108 | $143 |
| Allstate | $111 | $144 |
| Travelers | $132 | $172 |
| Mercury | $145 | $202 |
| Direct Auto | $152 | $201 |
| Safeco | $169 | $217 |
| Progressive | $173 | $225 |
| Infinity | $184 | $233 |
| Foremost | $198 | $274 |
| GAINSCO | $213 | $263 |
| Dairyland | $215 | $276 |
| Bristol West | $235 | $304 |
| AssuranceAmerica | $240 | $303 |
| National General | $265 | $343 |
| The General | $291 | $384 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI: State Farm
Drinking and driving is a dangerous behavior that can lead to fatal car accidents. With millions of drivers operating vehicles under the influence each year, and with Florida having a higher alcohol-impaired driving death rate than the national average, you should expect insurers to raise your rate significantly after a DUI conviction.[6] [7]
Some insurers will drop you altogether if you have a DUI on your record. Drivers in Jupiter with a DUI pay an average of $238 per month for liability coverage.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Clean Driving Record ▲▼ | With DUI ▲▼ |
|---|---|---|
| State Farm | $64 | $101 |
| GEICO | $66 | $104 |
| Mile Auto | $108 | $171 |
| Allstate | $111 | $176 |
| Travelers | $132 | $209 |
| Mercury | $145 | $211 |
| Direct Auto | $152 | $241 |
| Safeco | $169 | $247 |
| Progressive | $173 | $274 |
| Infinity | $184 | $291 |
| Foremost | $198 | $313 |
| GAINSCO | $213 | $337 |
| Dairyland | $215 | $340 |
| Bristol West | $235 | $372 |
| AssuranceAmerica | $240 | $380 |
| National General | $265 | $419 |
| The General | $291 | $461 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
)
How Long Does a DUI Stay on Your Record?
Cheapest car insurance for seniors: State Farm
Although an older driver in Jupiter may have decades more experience than a younger driver, rates tend to increase around age 70, after decreasing around age 35. The decrease is typically experience-based, while the increase is due to trends of declining health that older drivers face.
Slower reaction times, reduced vision, or limited mobility could increase the risk of an accident.[8] But senior drivers in Jupiter still pay lower-than-average rates, especially compared to younger drivers. Senior drivers in Jupiter pay an average of $126 per month for liability coverage.
Here are the cheapest car insurance companies for senior drivers in Jupiter.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Liability Only ▲▼ | Full Coverage ▲▼ |
|---|---|---|
| State Farm | $49 | $61 |
| GEICO | $52 | $64 |
| Mile Auto | $80 | $104 |
| Allstate | $88 | $109 |
| Travelers | $102 | $126 |
| Mercury | $113 | $142 |
| Direct Auto | $117 | $227 |
| Progressive | $123 | $181 |
| Infinity | $139 | $196 |
| Safeco | $142 | $149 |
| Foremost | $156 | $236 |
| Dairyland | $169 | $294 |
| GAINSCO | $176 | $244 |
| AssuranceAmerica | $179 | $296 |
| Bristol West | $186 | $266 |
| National General | $200 | $209 |
| The General | $233 | $331 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: GEICO
Teen insurance costs are generally higher than all other age groups. In Jupiter, teen driver rates average $260 per month for liability coverage. These high rates are due to teens’ inexperience, overconfidence, and increased distractions behind the wheel, which result in a higher fatal crash rate.[9]
While premiums may increase after an incident like a speeding ticket, they can also decrease if you or your parents take advantage of insurer incentives.
A teen driver might save more by staying on their parents’ insurance policy, though teens can often save regardless of who’s on their policy by maintaining good grades, keeping a clean record, and driving a car with high safety ratings. Teens away at college without a car might find discounts on their parents’ policies, as well.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Liability Only ▲▼ | Full Coverage ▲▼ |
|---|---|---|
| GEICO | $104 | $129 |
| State Farm | $109 | $136 |
| Allstate | $195 | $243 |
| Mile Auto | $207 | $268 |
| Travelers | $236 | $293 |
| Mercury | $253 | $318 |
| Direct Auto | $275 | $535 |
| Progressive | $300 | $440 |
| Safeco | $322 | $337 |
| Infinity | $326 | $459 |
| Dairyland | $342 | $594 |
| Foremost | $347 | $525 |
| GAINSCO | $363 | $503 |
| Bristol West | $391 | $560 |
| AssuranceAmerica | $436 | $722 |
| The General | $455 | $648 |
| National General | $516 | $540 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
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Jupiter car insurance quotes by credit tier
Florida allows insurers to use credit-based insurance scores to influence your policy rate.[10] This involves reviewing your credit history to determine how likely you may be to file a claim. Though insurers are only legally allowed to use this in conjunction with other non-credit-related factors, it’s an important factor to be aware of.
As highlighted in the following chart, insurers offer higher quotes to drivers with poor credit scores and lower quotes to drivers with excellent or good credit scores.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Jupiter?
Car insurance in Jupiter is less expensive than in many cities, including major South Florida hubs like West Palm Beach, Fort Lauderdale, and Miami. Cities like Fort Myers and Ocala have cheaper rates, despite having higher populations. This may be because Palm Beach County has more crashes reported than Lee County and Marion County combined.[2]
More cities in Florida
The following table lists cities throughout Florida’s peninsula so you can compare Jupiter’s average quotes to other cities in the Sunshine State.
City ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ |
|---|---|---|
| Cape Coral | $233 | $128 |
| Clearwater | $240 | $164 |
| Fort Lauderdale | $310 | $202 |
| Jacksonville | $247 | $148 |
| Miami | $354 | $217 |
| Ocala | $207 | $132 |
| Orlando | $263 | $167 |
| Pensacola | $230 | $131 |
| Tallahassee | $218 | $136 |
| Tampa | $332 | $232 |
| Winter Haven | $275 | $156 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Jupiter car insurance FAQs
Amid rising car insurance rates, it’s important to understand as much as possible about auto insurance and find the best rates. Here are the answers to commonly asked questions about car insurance in Jupiter, Florida.
How much is car insurance in Jupiter?
Jupiter car insurance costs are an average of $157 per month for liability-only coverage and $228 per month for full coverage.
What are the best car insurance companies in Jupiter?
Some of the best car insurance companies in Jupiter include GEICO and State Farm. But Hugo is a relatively new car insurance company that provides on-demand coverage that customers can turn on and off as needed.
The best way to find the best insurance company for you is to get quotes from multiple insurers for the same coverage level and compare prices.
Which company has the cheapest car insurance in Jupiter?
State Farm offers the cheapest car insurance in Jupiter, with rates starting at $64 per month. GEICO and Mile Auto also offer low rates in the area, at $66 and $108 per month, respectively.
Do you need collision coverage on your car insurance?
You may need collision coverage, in addition to comprehensive coverage, if you have a loan or lease on your car, as lenders and lessors sometimes require it. But Florida state law doesn’t require drivers to purchase collision coverage — it’s usually an optional policy for more protection.
What’s the best car insurance for a young adult in Jupiter, Florida?
The best car insurance for young adults and teen drivers in Jupiter will be a company that offers teen-specific discounts and programs, like teenSMART partnerships, good student discounts, university affiliation discounts, and student-away-at-college discounts. Start with companies like GEICO and State Farm, but you can also call an insurance agent to ask about age-specific discounts and programs.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- U.S. Census Bureau. "Quick Facts."
- Florida Department of Highway Safety and Motor Vehicles. "Florida Crash Dashboard."
- Florida Department of Highway Safety and Motor Vehicles. "Florida Insurance Requirements."
- III. "Do auto insurance premiums go up after a claim?."
- NHTSA. "Speeding and Aggressive Driving Prevention."
- Centers for Disease Control and Prevention. "Impaired Driving: Get the Facts."
- Centers for Disease Control and Prevention. "Sobering Facts: Alcohol-Impaired Driving, Florida."
- III. "Senior driving safety and insurance tips."
- Florida Department of Transportation. "The 100 Deadliest Days for Teen Drivers."
- The Florida Senate. "626.9741 Use of credit reports and credit scores by insurers.."
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Nick Dauk
Nick Dauk is a freelance writer specializing in business, entrepreneurship, personal finance, and travel. His work has been featured in Fox Business, BBC, The Edge, Business Insider, and Bisnow. Nick is a first-generation college graduate, having majored in Interdisciplinary Studies at the University of Central Florida. His eclectic coursework, combined with previous managerial roles in the retail and broadcast television industries, have helped him develop an interdisciplinary approach to writing.
For nearly a decade, Nick has created content for mom-and-pop businesses and global corporations. As a travel writer, his global adventures have also been featured on Inside Hook, Houston Chronicle, Culture Trip, and Matador. When he's not traveling, Nick can be found in Orlando spending time with his wife and toddler.
Courtney MikulskiSenior Editor, Auto
3+ years producing insurance and personal finance content
Main architect of the Insurify Quality Score
Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.
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