Cheapest Auto Insurance in Jupiter, Florida (2024)

State Farm offers the cheapest car insurance in Jupiter, with minimum-coverage policies as low as $64 per month.

Nick Dauk
Written byNick Dauk
Nick Dauk
Nick Dauk
  • 6+ years writing about insurance, travel, and personal finances

  • Contributor to brands like Credible

In addition to insurance, Nick specializes in writing about business, entrepreneurship, personal finance, and travel. He’s been featured in myriad web publications, including Fox Business.

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Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • Más de 3 años produciendo contenidos sobre seguros y finanzas personales

  • Principal artífice de la puntuación de calidad de Insurify

Los profundos conocimientos de Courtney sobre finanzas personales van más allá de los seguros y abarcan las tarjetas de crédito, los préstamos al consumidor y la banca. Le encanta crear contenidos prácticos.

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Updated December 19, 2024

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Cheapest recent rates near Jupiter, Florida

Drivers using Insurify have found quotes as cheap as $33/mo for liability only and $69/mo for full coverage in Jupiter and other Florida cities.

*Quotes generated for Insurify users in and around Jupiter, Florida within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Jupiter, Florida within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Despite its position on Florida’s vulnerable Atlantic coast, residents of Jupiter, Florida, pay $193 per month for car insurance, on average. With average liability-only costs of $157 per month and $228 for full coverage, Jupiter drivers have lower average premiums than other drivers in Palm Beach County.

Jupiter’s comparatively small population of 61,126 residents[1] may contribute to its lower car insurance rates. And while the town still suffers from weather incidents, severe storms seem to hit the area less frequently than other parts of the state.

Here’s what you need to know about comparing quotes and finding the best rates for your needs and driver profile in Jupiter, Florida.

Quick Facts
  • Average car insurance rates for liability-only coverage in Jupiter are similar to Florida’s monthly average liability rate of $156 but higher than the national average liability rate of $105 per month.

  • State Farm, GEICO, and Mile Auto have the cheapest car insurance in Jupiter.

  • Palm Beach County has a significant number of reported car crashes compared to neighboring Hendry and Martin counties.[2]

3 of the cheapest car insurance companies in Jupiter

Whether you’re searching for the bare-minimum car insurance in Jupiter or if you’re interested in discounts for your teen driver and a homeowners policy bundle, you have dozens of options to choose from.

Insurify identified three of the best car insurance companies in Jupiter below, though the best auto insurance policy and company for you will depend on your unique needs.

Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
Full Coverage
Liability Only
Best For
Hugo7.0N/A$342Liability-only coverage
State Farm9.3$84$68Full coverage
GEICO9.0$86$70Teen drivers
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for liability-only coverage: Hugo

User Reviews
4.1
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
7.0 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$342/mo
4.1
Best choiceBased on 127 verified guest reviews and ratings
How drivers feel about Hugo

Drivers appreciate the excellent prices, flexible payment options, and helpful customer service but dislike the lack of full coverage and difficulty reaching support.

AI-generated from the text of verified reviews collected by Insurify
Best For
Micropayments
No down payments
Fast coverage
How drivers feel about Hugo

Drivers appreciate the excellent prices, flexible payment options, and helpful customer service but dislike the lack of full coverage and difficulty reaching support.

AI-generated from the text of verified reviews collected by Insurify
Best For
Micropayments
No down payments
Fast coverage
Reviews (49)

Natalie

December 5, 2024

Verified Purchase

Great! Affordable Insurance!

Excellent! It fits perfectly into my budget. It gives me peace of mind every time I head out.

Marcus

December 2, 2024

Verified Review

Bad Company

They never sent the state a record that I had insurance.

Sara

November 26, 2024

Verified Review

Poor

The service is poor, but they allow pay-as-you-go.
See all Hugo reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NR
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
NR
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Why we picked this company

A relatively new, non-traditional insurer in the industry, Hugo is a tech-based insurance company that started in 2020. The company offers pay-as-you-drive coverage for periods as short as three days. Through a phone app, users can turn their coverage off or on so that they only pay for days when they drive. Hugo has some of the lowest average rates for liability-only insurance in Jupiter.

Pros
  • Lowest average cost with no hidden fees

  • Flexible payment options

Cons
  • No FR-44 insurance

  • Select plans ineligible for Florida drivers

Best insurer for full coverage: State Farm

User Reviews
4.2
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$80/mo
4.2
Best choiceBased on 9,243 verified guest reviews and ratings
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (5,080)

Al

December 19, 2024

Verified Review

My Opinion

Way too high premium.

Agnes

December 19, 2024

Verified Review

Best Insurance Company

I have been with them for a long time. Claims are handled quickly. I never had a problem, even when I had three teenagers driving.

Gabriel

December 18, 2024

Verified Review

My Experience with State Farm

Beware, some companies are more interested in making money than meeting the customers' needs. My wife had a medical issue while driving, and they covered it. A year later, there was a fender bender involving two moving vehicles. To me, it was no fault, but they considered it a second incident. We also had hail damage to our roof. They said there wasn't enough damage, yet my next-door neighbors received a new one. Now, they're canceling me for too much.
See all State Farm reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

State Farm has some of the cheapest full-coverage insurance for Jupiter drivers. As a century-old company and the largest casualty insurer in the nation, State Farm also has the highest AM Best rating for financial strength. Along with discounts, policyholders in Jupiter have an opportunity to save more by bundling their auto policy with a homeowners policy, condominium unit-owners policy, renters policy, or life insurance policy.

Pros
  • Multi-line bundle offerings

  • Strong customer satisfaction and financial strength ratings

Cons
  • Low Better Business Bureau (BBB) and Trustpilot customer service ratings

  • No gap insurance available

Best insurer for teen drivers: GEICO

User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.0 /10
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$82/mo
4.0
Best choiceBased on 10,464 verified guest reviews and ratings
How drivers feel about GEICO

Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO

Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (5,755)

Dianna

December 19, 2024

Verified Review

Roadside Assistance

When I needed emergency services on the road, they wanted me to go online. That was not possible at the time and they were not helpful.

Alan

December 18, 2024

Verified Review

Satisfied but too expensive

My experience with GEICO was good. They offer great coverage for the price and I'd recommend them to a friend. However, they are a bit more pricey but provide great services all the way around.

Samol

December 18, 2024

Verified Review

Geico is Good Insurance

It's excellent, but after a few accidents, the rates are creeping upwards.
See all GEICO reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Teen drivers often have the highest rates, regardless of their driving record. GEICO’s comparatively low average full-coverage rates in Jupiter give it an advantage over its competitors. Multiple optional coverages are available, with discounts like driver’s education and customer loyalty programs to decrease premiums. The DriveEasy app could offer further discounts, though whatever it deems “bad habits” may actually increase your premiums.

Pros
  • Low full-coverage rates in Jupiter for teens

  • Multiple coverage and discount options

Cons
  • Telematics app could increase prices

  • Takes five years to get good driver discount

How to get the cheapest car insurance in Jupiter

Getting the cheapest car insurance in Jupiter involves a little research on your part. For example, some insurers might not advertise discounts that you’d qualify for. Consider these other money-saving tips when choosing a car insurance policy:

  • Change your deductible. If you’d rather pay lower monthly premiums, you can set your deductible as high as possible, which might decrease your premium. But you’ll pay more out of pocket when filing a claim.

  • Review vehicle safety features. If you’re in the market for a new car, research safety ratings and devices. Many insurers offer discounts for vehicles with specific safety features installed.

  • Ask about discounts. Call an insurance agent and ask which discounts you might qualify for. They should be able to give you a comprehensive overview of how you can save money on car insurance in Jupiter.

  • Shop and switch. If you think you have the lowest rate in town, you may be surprised to find other insurers offering competitive rates and incentives if you switch and keep the same coverage.

Find Cheap Car Insurance in Jupiter

Liability rates start at $64 per month

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Cheapest liability-only car insurance in Jupiter: State Farm

Liability-only car insurance in Jupiter is the same as all other liability policies throughout Florida: the minimum state-required policy that provides personal injury protection (PIP) and property damage liability insurance. Liability-only car insurance will always meet the minimum requirements made by state law, which means Florida’s liability-only coverage may be different from other states’.

Jupiter drivers pay an average of $157 per month for liability-only coverage.

Keep in mind, your state’s minimum liability coverage may not be sufficient to fully protect you financially if you’re in an accident that causes property damages or injuries.

The table below shows some of the cheapest car insurance companies for liability-only coverage in Jupiter.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Insurance Company
Average Monthly Quote
State Farm$64
GEICO$66
Mile Auto$108
Allstate$111
Travelers$132
Mercury$145
Direct Auto$152
Safeco$169
Progressive$173
Infinity$184
Foremost$198
GAINSCO$213
Dairyland$215
Bristol West$235
AssuranceAmerica$240
National General$265
The General$291
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Jupiter: State Farm

Drivers who want to pay as little as possible out of pocket for damages to their car may want optional full-coverage insurance. Most full-coverage policies involve a bundle of liability insurance, collision insurance, and comprehensive insurance. These additional policies make full coverage more expensive. Full coverage in Jupiter costs an average of $228 per month.

If you lease or finance your vehicle, your leasing company or lender will typically require you to carry full-coverage car insurance.

Because full-coverage policies include more protection, they’re generally more expensive, but you can use the table below to find the cheapest full-coverage insurers in Jupiter.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Insurance Company
Average Monthly Quote
State Farm$80
GEICO$82
Allstate$138
Mile Auto$140
Travelers$164
Safeco$177
Mercury$182
Progressive$254
Infinity$259
National General$277
GAINSCO$295
Direct Auto$296
Foremost$299
Bristol West$337
Dairyland$374
AssuranceAmerica$398
The General$414
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent rates near Jupiter, Florida

Drivers using Insurify have found quotes as cheap as $33/mo for liability only and $69/mo for full coverage in Jupiter and other Florida cities.

*Quotes generated for Insurify users in and around Jupiter, Florida within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Jupiter, Florida within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in Florida

Jupiter drivers who aren’t Sunshine State natives will notice a difference in the state’s minimum insurance requirements. Florida is a no-fault state, which means all drivers must carry personal injury protection (PIP). PIP can pay for medical bills and non-medical expenses related to an accident — including lost wages, child care, and funeral costs — regardless of who’s at fault for the crash. 

Here are the minimum car insurance requirements for Florida drivers:[3]

Coverage
Minimum Requirements
Personal injury protection (PIP)$10,000 per accident
Property damage liability$10,000 per accident

These minimum requirements are the bare-bones policy needed to drive legally, and Florida has much lower insurance requirements than most other states. You may need, or want, additional protection to cover damages to your vehicle and your finances. Here are some coverages you can add to your auto insurance policy:

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive insurance provides coverage for vehicle damage from non-collision events, such as falling objects, theft, vandalism, severe weather, and more.

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision insurance provides coverage for vehicle damage when you hit an object or another car, even if you’re at fault.

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    Uninsured/underinsured motorist coverage pays for expenses if someone without insurance is at fault in an accident and can’t pay for the damages they caused. It also covers instances when damages someone causes exceed their policy limits.

  • illustration card https://a.storyblok.com/f/162273/100x100/24f1697280/car-key.svg

    Rental car reimbursement coverage

    This pays for a rental car while your car is in the shop for repairs after a covered claim.

  • illustration card https://a.storyblok.com/f/162273/x/73ee7a876e/repair.svg

    Glass coverage

    This covers replacements or repairs of your windshield, rear window, side windows, and sunroofs.

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Gap coverage

    Gap insurance covers the difference between your car’s actual cash value and your auto loan balance after a total loss.

How Much Car Insurance Do You Need?

How Much Car Insurance Do You Need?

Cheapest car insurance for drivers with an incident

People with clean driving records generally have the lowest premiums. Most Jupiter drivers may be aware that at-fault accidents and crashes associated with driving under the influence can increase prices.

Speeding tickets can also raise premiums, even without resulting in an accident. That’s because these incidents demonstrate irresponsible driving habits — habits that have a higher likelihood of causing a car accident.[4]

Find Car Insurance in Jupiter, FL

Monthly rates start at $74 for drivers with an incident

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Cheapest car insurance for drivers with a speeding ticket: State Farm

A speeding ticket may seem like a harmless offense, but it can still raise your rates because speed is frequently a contributing factor in fatal car accidents.[5] Even a single speeding ticket can increase your monthly premium, as this shows your insurer that you’re not driving as responsibly as possible.

Drivers in Jupiter with a speeding ticket pay $192 per month for liability coverage, on average.

Here are the cheapest Jupiter car insurance companies for drivers with a speeding ticket.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Insurance Company
Clean Driving Record
With Speeding Ticket
State Farm$64$77
GEICO$66$80
Mile Auto$108$132
Allstate$111$134
Travelers$132$161
Mercury$145$189
Direct Auto$152$185
Safeco$169$207
Progressive$173$208
Infinity$184$231
Foremost$198$259
GAINSCO$213$279
Dairyland$215$260
Bristol West$235$287
AssuranceAmerica$240$289
National General$265$322
The General$291$361
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: State Farm

Palm Beach County has a high rate of reported crashes compared to some of its neighboring Florida counties.[2] Accidents happen and the cost of damage can vary, which is why some insurers may only raise your rate minimally after a single accident. But some insurance companies may not raise it at all if you qualify for accident forgiveness.

Drivers with an at-fault accident on their record pay $207 per month for liability coverage, on average.

The table below shows the companies with the lowest quotes for drivers with an at-fault accident in Jupiter.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Insurance Company
Clean Driving Record
With Accident
State Farm$64$82
GEICO$66$86
Mile Auto$108$143
Allstate$111$144
Travelers$132$172
Mercury$145$202
Direct Auto$152$202
Safeco$169$218
Progressive$173$227
Infinity$184$233
Foremost$198$274
GAINSCO$213$264
Dairyland$215$276
Bristol West$235$304
AssuranceAmerica$240$303
National General$265$342
The General$291$385
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: State Farm

Drinking and driving is a dangerous behavior that can lead to fatal car accidents. With millions of drivers operating vehicles under the influence each year, and with Florida having a higher alcohol-impaired driving death rate than the national average, you should expect insurers to raise your rate significantly after a DUI conviction.[6] [7]

Some insurers will drop you altogether if you have a DUI on your record. Drivers in Jupiter with a DUI pay an average of $238 per month for liability coverage.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Insurance Company
Clean Driving Record
With DUI
State Farm$64$101
GEICO$66$104
Mile Auto$108$171
Allstate$111$176
Travelers$132$209
Mercury$145$213
Direct Auto$152$241
Safeco$169$240
Progressive$173$274
Infinity$184$291
Foremost$198$313
GAINSCO$213$337
Dairyland$215$340
Bristol West$235$372
AssuranceAmerica$240$380
National General$265$419
The General$291$461
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
How Long Does a DUI Stay on Your Record?

How Long Does a DUI Stay on Your Record?

Cheapest car insurance for seniors: State Farm

Although an older driver in Jupiter may have decades more experience than a younger driver, rates tend to increase around age 70, after decreasing around age 35. The decrease is typically experience-based, while the increase is due to trends of declining health that older drivers face.

Slower reaction times, reduced vision, or limited mobility could increase the risk of an accident.[8] But senior drivers in Jupiter still pay lower-than-average rates, especially compared to younger drivers. Senior drivers in Jupiter pay an average of $127 per month for liability coverage.

Here are the cheapest car insurance companies for senior drivers in Jupiter.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Insurance Company
Liability Only
Full Coverage
State Farm$49$61
GEICO$52$65
Mile Auto$81$104
Allstate$88$109
Travelers$102$127
Mercury$114$143
Direct Auto$117$227
Progressive$123$181
Infinity$140$197
Safeco$143$150
Foremost$156$236
Dairyland$170$295
GAINSCO$176$244
AssuranceAmerica$179$297
Bristol West$186$267
National General$200$209
The General$232$331
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: GEICO

Teen insurance costs are generally higher than all other age groups. In Jupiter, teen driver rates average $261 per month for liability coverage. These high rates are due to teens’ inexperience, overconfidence, and increased distractions behind the wheel, which result in a higher fatal crash rate.[9]

While premiums may increase after an incident like a speeding ticket, they can also decrease if you or your parents take advantage of insurer incentives.

A teen driver might save more by staying on their parents’ insurance policy, though teens can often save regardless of who’s on their policy by maintaining good grades, keeping a clean record, and driving a car with high safety ratings. Teens away at college without a car might find discounts on their parents’ policies, as well.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Insurance Company
Liability Only
Full Coverage
GEICO$105$130
State Farm$109$137
Allstate$197$245
Mile Auto$208$269
Travelers$237$295
Mercury$253$318
Direct Auto$276$537
Progressive$300$441
Safeco$319$334
Infinity$327$460
Dairyland$342$595
Foremost$349$527
GAINSCO$363$503
Bristol West$392$562
AssuranceAmerica$437$724
The General$457$650
National General$517$541
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Jupiter car insurance quotes by credit tier

Florida allows insurers to use credit-based insurance scores to influence your policy rate.[10] This involves reviewing your credit history to determine how likely you may be to file a claim. Though insurers are only legally allowed to use this in conjunction with other non-credit-related factors, it’s an important factor to be aware of.

As highlighted in the following chart, insurers offer higher quotes to drivers with poor credit scores and lower quotes to drivers with excellent or good credit scores.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Jupiter?

Car insurance in Jupiter is less expensive than in many cities, including major South Florida hubs like West Palm Beach, Fort Lauderdale, and Miami. Cities like Fort Myers and Ocala have cheaper rates, despite having higher populations. This may be because Palm Beach County has more crashes reported than Lee County and Marion County combined.[2]

More cities in Florida

The following table lists cities throughout Florida’s peninsula so you can compare Jupiter’s average quotes to other cities in the Sunshine State.

City
Full Coverage
Liability Only
Cape Coral$233$128
Clearwater$240$164
Fort Lauderdale$310$202
Jacksonville$247$148
Miami$354$217
Ocala$207$132
Orlando$263$167
Pensacola$230$131
Tallahassee$218$136
Tampa$332$232
Winter Haven$275$156
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Jupiter car insurance FAQs

Amid rising car insurance rates, it’s important to understand as much as possible about auto insurance and find the best rates. Here are the answers to commonly asked questions about car insurance in Jupiter, Florida.

  • How much is car insurance in Jupiter?

    Jupiter car insurance costs are an average of $157 per month for liability-only coverage and $228 per month for full coverage.

  • What are the best car insurance companies in Jupiter?

    Some of the best car insurance companies in Jupiter include GEICO and State Farm. But Hugo is a relatively new car insurance company that provides on-demand coverage that customers can turn on and off as needed.

    The best way to find the best insurance company for you is to get quotes from multiple insurers for the same coverage level and compare prices.

  • Which company has the cheapest car insurance in Jupiter?

    State Farm offers the cheapest car insurance in Jupiter, with rates starting at $64 per month. GEICO and Mile Auto also offer low rates in the area, at $66 and $108 per month, respectively.

  • Do you need collision coverage on your car insurance?

    You may need collision coverage, in addition to comprehensive coverage, if you have a loan or lease on your car, as lenders and lessors sometimes require it. But Florida state law doesn’t require drivers to purchase collision coverage — it’s usually an optional policy for more protection.

  • What’s the best car insurance for a young adult in Jupiter, Florida?

    The best car insurance for young adults and teen drivers in Jupiter will be a company that offers teen-specific discounts and programs, like teenSMART partnerships, good student discounts, university affiliation discounts, and student-away-at-college discounts. Start with companies like GEICO and State Farm, but you can also call an insurance agent to ask about age-specific discounts and programs.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. U.S. Census Bureau. "Quick Facts."
  2. Florida Department of Highway Safety and Motor Vehicles. "Florida Crash Dashboard."
  3. Florida Department of Highway Safety and Motor Vehicles. "Florida Insurance Requirements."
  4. III. "Do auto insurance premiums go up after a claim?."
  5. NHTSA. "Speeding and Aggressive Driving Prevention."
  6. Centers for Disease Control and Prevention. "Impaired Driving: Get the Facts."
  7. Centers for Disease Control and Prevention. "Sobering Facts: Alcohol-Impaired Driving, Florida."
  8. III. "Senior driving safety and insurance tips."
  9. Florida Department of Transportation. "The 100 Deadliest Days for Teen Drivers."
  10. The Florida Senate. "626.9741 Use of credit reports and credit scores by insurers.."
Nick Dauk
Nick Dauk

Nick Dauk is a freelance writer specializing in business, entrepreneurship, personal finance, and travel. His work has been featured in Fox Business, BBC, The Edge, Business Insider, and Bisnow. Nick is a first-generation college graduate, having majored in Interdisciplinary Studies at the University of Central Florida. His eclectic coursework, combined with previous managerial roles in the retail and broadcast television industries, have helped him develop an interdisciplinary approach to writing.

For nearly a decade, Nick has created content for mom-and-pop businesses and global corporations. As a travel writer, his global adventures have also been featured on Inside Hook, Houston Chronicle, Culture Trip, and Matador. When he's not traveling, Nick can be found in Orlando spending time with his wife and toddler.

Nick has been a contributor at Insurify since October 2022.

Courtney Mikulski
Edited byCourtney MikulskiSenior Editor, Auto
Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • Más de 3 años produciendo contenidos sobre seguros y finanzas personales

  • Principal artífice de la puntuación de calidad de Insurify

Los profundos conocimientos de Courtney sobre finanzas personales van más allá de los seguros y abarcan las tarjetas de crédito, los préstamos al consumidor y la banca. Le encanta crear contenidos prácticos.

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