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Written byAlani Asis
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3 años de experiencia en redacción de contenidos
Artículos en destacadas publicaciones financieras
Alani es una escritora independiente especializada en finanzas personales. Su objetivo es hacer que los temas complejos sean más accesibles a través de contenidos divertidos y digestibles.
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Edited byDanny Smith
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Licensed auto and home insurance agent
4+ years in content creation and marketing
As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.
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Data reviewed byKonstantin Halachev
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7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
Updated
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Advertiser Disclosure
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
Table of contents
Freeway doesn’t sell its own insurance products. Instead, it earns a commission for selling policies on behalf of its partner insurance companies. It specializes in finding affordable coverage for high-risk drivers. The company earned a rating of above 4 out of 5 from Trustpilot and the Better Business Bureau (BBB).
Quick Facts
Freeway Insurance is a broker providing quote comparison for its customers.
The company provides service in all 50 U.S. states and the District of Columbia.
Freeway has an extensive network of bilingual insurance agents for its Spanish-speaking customers.
How Freeway Insurance stacks up
| User Reviews | 3.8 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | NR |
3.8
A solid optionBased on 49 verified guest reviews and ratings
How drivers feel about Freeway
Customers appreciate the friendly, personalized service but are frustrated with increasing prices and hidden fees. Lack of full coverage and poor customer service are also concerns.
AI-generated from the text of verified reviews collected by Insurify
Best For
Spanish-speaking drivers
Customer service
Numerous coverage options
How drivers feel about Freeway
Customers appreciate the friendly, personalized service but are frustrated with increasing prices and hidden fees. Lack of full coverage and poor customer service are also concerns.
AI-generated from the text of verified reviews collected by Insurify
Best For
Spanish-speaking drivers
Customer service
Numerous coverage options
Reviews (19)
Gregory
Verified Review
I'm paying way too much for a 2014 Nissan Sentra S
Reviewed in Illinois on January 20, 2026
The premium is too high for 6 months of coverage, plus a one-month premium and the down payment to start the coverage.
Albert
Verified Review
High price
Reviewed in Texas on January 11, 2026
Price is very high for one vehicle.
Tom
Verified Review
So-so
Reviewed in California on January 3, 2026
The only thing I didn’t like was waiting around 3 months to get paperwork and proof of insurance card. I called 2 times and I'm glad I did because I never would have received anything. Then it took 10 days to get it in the mail. All in all, 3 months for any policy material is too long, especially for a new customer policy.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
NRA.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NRWhy we picked this company
Freeway doesn’t sell its own insurance products. Instead, it earns a commission for selling policies on behalf of its partner insurance companies. It specializes in finding affordable coverage for high-risk drivers. The company earned a rating of above 4 out of 5 from Trustpilot and the Better Business Bureau (BBB).
Rates and discounts vary depending on the auto insurance company you choose after using Freeway Insurance. However, the insurance broker has a record of providing great customer service.
Factor  | How Freeway Insurance Compares |
|---|---|
| Customer service | Better than competitors |
| Discounts | More than competitors |
| Availability | More than competitors |
Average cost of Freeway auto insurance
Insurify uses proprietary data to analyze and compile auto quotes and calculate average car insurance costs to help drivers compare car insurance quotes. Freeway average car insurance costs aren’t currently available, but understanding what affects your premiums and how to shop for car insurance may help you decide whether Freeway is the right company.
Compare Auto Insurance Companies
Quote comparison is the best way to save money on car insurance
Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
Freeway Insurance reviews and ratings
User-generated reviews and ratings indicate Freeway Insurance garners a high level of customer satisfaction. It received a 4.5 out of 5 on Trustpilot and a 4.25 out of 5 on the BBB website.[1] [2]
Freeway Insurance customer reviews
Freeway Insurance reviews were largely positive. Policyholders comment on the helpfulness of its representatives and the ease of purchasing a policy with great rates.
)
The insurance broker also received several negative reviews, particularly about lack of consistency and miscommunication.
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Freeway Insurance car insurance coverage options
With Freeway, you can get a free quote for a liability-only or full-coverage policy. Freeway’s website also advertises the following additional coverages:
Gap insurance
Gap insurance covers the difference between the value of your car and the rest of your car insurance loan if your vehicle is stolen or totaled.
Rental reimbursement
Rental reimbursement pays for a car rental while your vehicle is in the shop for repairs.
SR-22 insurance
SR-22 insurance is a state-ordered certificate for high-risk drivers that proves they carry the state’s minimum liability coverage.
New-car replacement
New-car replacement covers the cost of a new vehicle of the same make and model if you total your vehicle in a car accident.
Non-owner car insurance
Non-owner car insurance covers people who drive but don’t own a car.
Classic car insurance
Classic car insurance pays for replacements or repairs of your classic, collector, or vintage car.
Mexico car insurance
Mexico car insurance covers vehicles for people traveling in Mexico.[3]
Compare Auto Insurance Companies
Insurify partners with top companies to generate free quotes
Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
Freeway car insurance discounts
Discounts are one of the best ways to keep your auto insurance rates low. Below, you’ll find the types of discounts you can get when you buy a policy through Freeway Insurance.[4]
Discount | % Discount |
|---|---|
| Anti-theft | 5%–30% |
| Good driver | 10%–30% |
| Good student | N/A |
| Multi-car | 10%–25% |
| Military driver | 10%–15% |
| Multi-policy | 5%–15% |
| Mature, senior, or retired driver | 5%–15% |
| Customer loyalty | 11% |
| Auto-pay | 5% |
| Defensive driver class | 5%–10% |
| Low-mileage driver | N/A |
| Paid-in-full | 9% |
Freeway Insurance vs. other insurance companies
The car insurance market is very competitive and saturated, so finding a car insurance company that’s suited for you can be challenging. Here’s how Freeway Insurance compares to a few similar insurance companies.
Freeway Insurance vs. Mercury
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While Freeway Insurance is an insurance brokerage, Mercury is a traditional auto insurance company offering its own policies. Mercury can be a great option if you’re looking for affordable rates. However, it’s only available in 11 states and has many negative reviews.
Freeway insurance is a solution if you’re still searching for a car insurance company. It specializes in finding competitive rates for people with less-than-perfect driving histories.
Freeway Insurance vs. National General
)
National General is a traditional car insurance company and can be a good option if you’re looking for a policy as a high-risk driver. But its rates are high compared to some of its competitors.
On the flip side, Freeway Insurance is a rate-comparison platform. It specializes in finding high-risk drivers the lowest rates for SR-22 insurance.
Compare Auto Insurance Companies
Insurify partners with top companies to generate free quotes
Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
How to file an auto insurance claim with Freeway Insurance
You’d file a claim with the insurance company you have a policy with, not Freeway. Your insurer may also ask you to fill out a proof-of-claim form that details the car accident. If applicable, your insurer may also ask for the incident’s police report.[5]
Additionally, you’ll want to figure out what your policy covers. If you have liability-only insurance and are at fault in an accident, you likely won’t receive coverage for vehicle repairs. Understanding your coverage is key when filing a claim.
If you have a question about your Freeway Insurance policy, call 1 (888) 443-4662 or email [email protected].[6]
Freeway Insurance FAQs
Below, you’ll find answers to some of the most commonly asked questions about Freeway Insurance and its services.
Is Freeway Insurance legitimate?
Yes. Freeway Insurance is Better Business Bureau (BBB) accredited with an A+ rating. It’s not a traditional insurance company but an insurance broker. It lets you compare quotes from insurance companies to find a policy that suits your needs.
What is the average cost of Freeway car insurance?
Since Freeway Insurance is a broker, it has no average cost data. The cost of your car insurance policy will vary based on your age, gender, location, claims history, and more.
Is Freeway Insurance good at paying claims?
Freeway Insurance doesn’t pay claims, as it’s a broker. Instead, it connects policyholders to insurance companies in its network. If you’re interested in an insurer’s claims handling, consider reviewing its ratings from third-party agencies like AM Best.
How long has Freeway Insurance been around?
Freeway insurance has been around since 1987. It joined Confie, a personal lines agency, in 2008.[7]
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Sources
- Trustpilot. "Freeway Insurance Reviews."
- Better Business Bureau. "Freeway Insurance."
- Freeway Insurance. "Mexican Car Insurance."
- Freeway Insurance. "Types of car insurance discounts."
- III. "How to file an auto insurance claim."
- Freeway Insurance. "Contact Us."
- Freeway Insurance. "About Us."
)
Alani Asis
Alani Asis is a personal finance freelance writer with nearly three years of experience in content creation. She has landed bylines with leading publications and brands like Insider, Fortune, LendingTree, and more. Alani aims to make personal finance approachable through fun, relatable, and digestible content.
Alani has been a contributor at Insurify since January 2023.
Edited byDanny Smith
Licensed auto and home insurance agent
4+ years in content creation and marketing
As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.
Featured in
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.