Click here for our full-length guide to Texas car insurance quotes, discounts, and state requirements.

Car travel is the main mode of transportation for nearly 325,000 Corpus Christi residents. Finding the right car insurance policy for you and your lifestyle is an important step towards safe driving in Corpus Christi. Let’s get on our way to great savings. 

Find cheap car insurance quotes for Corpus Christi today.

For more city-specific car insurance details, check out our overviews of Houston and San Antonio

Cheapest Car Insurance Quotes in Corpus Christi

Here are the cheapest insurance companies in Corpus Christi based on averaged sample rates for four driver profiles that included varied gender, age, driving history, credit, marital status, prior insurance, higher education, employment, and military service. Clean driving records may amount to “good driver discounts,” resulting in lower overall insurance costs.

Insurance CompanyQuotes
Progressive$54/month
Allstate$113/month
State Farm$170/month
Nationwide$200/month
Direct Auto$202/month

USAA often offers the lowest car insurance rates to Texas drivers, but it is only available to active-duty members of the military, veterans, and their immediate families.

Best Car Insurance Companies in Corpus Christi

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated company reviews. The following are the top-rated companies that offer car insurance in Corpus Christi. For the complete list, see Insurify’s best car insurance companies.

Insurance CompanyScoreQuotes
American Family88$224/month
Allstate86$113/month
Nationwide84$200/month
State Farm83$170/month
Mercury81$213/month
Liberty Mutual80$288/month
Progressive78$54/month

Compare Average Premiums 

Insurance rates vary greatly from town to town. Corpus Christi has comparable average premiums compared to the state average and national averages. Keep the savings rolling and compare policies on Insurify today. 

Corpus Christi Average Premium Texas Average Premium

National Average Premium

$183/month

$218/month

$131/month

Corpus Christi Auto Insurance FAQs 

Which company offers the cheapest auto insurance quotes in Corpus Christi?

The best way to get the cheapest car insurance in Corpus Christi and save on your auto insurance premium is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high-risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

What are the required insurance needs of Texas drivers?

To legally drive in Texas, vehicles must carry liability insurance, even if they are just parked on the road. Bodily injury and property damage coverage are required as the minimum coverage in the state. Supplemental coverage for further protection in the case of an accident can be obtained in the form of comprehensive, collision, loan/lease payoff, medical payments, rental car reimbursements, roadside assistance, and uninsured motorist protection. Insurance agencies offer these options for further coverage in the case of an accident caused by or involving your vehicle. As insurance products become more comprehensive, so does the protection. While cheap auto insurance is what some drivers are in the market for, other drivers prefer to have the highest coverage.

What happens if I get caught driving uninsured in Corpus Christi?

Driving uninsured puts yourself, your passengers, your property, and everyone around you in danger. Never drive uninsured. In the state of Texas, if a driver is found to be driving uninsured, punishments can have major, costly, and long-term repercussions. For the first offense of driving without financial responsibility, drivers will receive four points on their license, hundreds in fines, and license suspension. They may also be mandated to file SR-22 insurance. 

Corpus Christi Auto Insurance Requirements 

All vehicles on the roadways of Texas are required to hold sufficient liability insurance

Liability coverage is a safety necessity. Check out this guide to the state minimum car insurance requirements.

Texas‘s minimum coverage for liability car insurance limits are as follows:

  • $30,000 bodily injury liability per person
  • $60,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Driving records, prior car accidents, prior moving violations, speeding tickets, commute length, and other demographic factors may cause fluctuation to your Corpus Christi auto insurance rates.

Read more about Texas car insurance requirements. 

Comprehensive and collision coverage are supplemental options offered by insurance providers to protect your vehicle and passengers from “Acts of God,” vandalism, and other uncontrollable circumstances. 

For a free quote, compare auto insurance companies on Insurify. 

Corpus Christi DMV Information 

At the Corpus Christi DMV location, drivers can get replacement titles, bonded title rejection letters, apportioned registrations, annual permits, title error investigation, vehicle transfer notifications, and title history inquiries. The Corpus Christi DMV Outpost is located at 602 North Staples Street. The office operates from 8:30 AM to 5 PM with some special early morning, evening, and weekend hours. 

Public Transit in Corpus Christi

The Corpus Christi Regional Transportation Authority operates public transit services throughout Nueces County, Texas. There are dozens of local routes, plus special peak hour options throughout the city and surrounding suburbs. And of course, Corpus Christi offers ridesharing services like  Uber, Lyft, plus traditional taxis. 

Even with these services, most Corpus Christi residents drive cars in and around the city. In fact, over 92 percent of households own vehicles, leading to frequent traffic jams out of the city. Make sure you’re protected before hitting the road. 

Conclusion: How to get the best and cheapest car insurance in Corpus Christi

As American drivers know too well, enough of their precious time is wasted sitting in traffic each year. There’s no need to waste more time finding the perfect auto insurance policy. Use Insurify to find the best rates available by comparing dozens of insurance quotes in just a few seconds.

With an estimated 14.1 percent of vehicles driving uninsured throughout Texas, give yourself peace of mind with sufficient car insurance coverage. Don’t become just one more uninsured motorist—get quotes with Insurify to get the best coverage and rates for your car at a price that works for you.

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Updated February 12, 2020

Jackie Cohen received her B.A. in Global Media and Public Relations from the University of Massachusetts, Amherst. Currently based in Boston, MA, she works as a content writer for Insurify. An avid globe-trotter and foodie, Jackie spends her spare time adventuring far and near.