Cheap DUI Car Insurance in Texas (With Quotes)

Best DUI Insurance Companies in Texas (2022)

For drivers with a DUI or DWI offense in Texas, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Texas. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Texas.

DUI Car Insurance Costs in Texas

In Texas, a DUI or DWI offense will on average have drivers paying $389 per month and $4,668 per year for their car insurance rates.

Compared to drivers with a clean driving record, that is on average an 54% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.

Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.

How Much Does a DUI Impact Car Insurance Rates in Texas?

If you've been charged with a DUI, you know it touches many aspects of your life—from your driving record to your relationships to your bank statement. But what about your insurance rates?

You're always better off having a clean driving record when it comes to keeping car insurance rates low. Drivers with a DUI on record pay $137 more per month in car insurance premiums than those without a DUI conviction in Texas. A single mistake can raise your insurance costs a whopping 54 percent, from $252 to $389. This eye-opening rate hike should be enough to make any motorist commit to making much better decisions behind the wheel next time.

What Are the Average Car Insurance Prices After a DUI in Texas?

Though your car insurance rate can differ due to individual circumstances, the average rate for motorists in Texas with a DUI on their record is $389 a month to remain on the road. This makes Texas the 21st most expensive state for receiving a DUI relative to the rest of the country.

Taking your time to compare car insurance rates is probably the best decision you can make after adding a DUI to your record. You'll want to compare prices and products to maximize your coverage and discounts.

How Long Is the Lookback Period for a DUI in Texas?

The state of Texas has a lifetime lookback period for DUIs. This means that a DUI is on your driving record for life and will always be considered criminally along with other subsequent DUI offenses. However, car insurance companies only consider your DUI for the purposes of deciding your premium for a period of three to five years.

Lower insurance rates are all the more reason for you to keep a clean driving record after a DUI violation. While you can find adequate (but more expensive) coverage after a first offense, your insurance premium should decrease over time as long as you continue to make reliable driving decisions.

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies