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Car Insurance in Coppell, TX

Few things feel better than exploring in your new car, but before you start going on adventures you need to make sure that you have the right auto insurance coverage to financially protect yourself and others on the road. This is why Texas insurance laws require all drivers to carry liability coverage (bodily injury liability and property damage liability).

Complying with insurance laws doesn’t have to break the bank. Use Insurify to get 10+ accurate and cheap car insurance quotes from the best insurance providers in Coppell, Texas, and compare them side by side to find the best coverage option for you at the best price. Insurify users save an average of $489 a year !

Your auto insurance rates depend on where in Texas you live and can vary from city to city. On average, drivers in Coppell, TX, can expect to pay $257 per month—or $3,084 per year—in car insurance premiums. However, remember that these numbers are just estimates based on data.

Quick Facts

  • The average cost of car insurance in Coppell is $255 per month, or $3060 annually.

  • Car insurance in Coppell is $40 more than the average cost of car insurance in Texas.

  • The cheapest car insurance provider in Coppell on average is Foremost GroupSelect℠, but you should always compare quotes to find your best personal rate.

Quotes by Top Companies

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

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Cheapest Car Insurance in Coppell, TX

Different insurance agencies calculate car insurance costs differently, paying attention to several factors such as your age, driving history, and credit score. To find the cheapest car insurance in Coppell, TX, Insurify recommends getting at least four quotes from different insurance providers and comparing them to see which one offers you the best coverage at the lowest rates.

You can find auto insurance companies in Coppell that offer some of the cheapest car insurance rates below.

Insurance Provider in CoppellQuotes The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Clearcover$148 /mo
Elephant$164 /mo
Kemper Specialty$197 /mo
Bristol West$197 /mo
Safeco$212 /mo

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Best Car Insurance in Coppell, TX

Staying safe on the road doesn’t have to be expensive. In the table below, you can find the best car insurance companies in Coppell, Texas, that offer great insurance policies at an affordable rate. Insurify analyzes multiple factors that reflect quality, reliability, and health of an insurance company to calculate its Insurify Composite Score and rank auto insurance providers.

Best CompaniesScoreQuotes The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Clearcover97$148 /mo
Safeco86$155 /mo
Liberty Mutual82$235 /mo
Travelers80$171 /mo

See More: Best Car Insurance Companies

Average Car Insurance Cost

Texas Cities
Houston$222/mo
San Antonio$225/mo
Dallas$258/mo
Austin$203/mo
Coppell$247/mo
Texas$231/mo
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in Texas

All motor vehicles operated or parked on Texas roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

  • Requested by law enforcement

  • Renewing vehicle registration

  • The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Texas[1] are:

  • $30,000 per person for bodily injury

  • $60,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Texas is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

  • $25,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

Coppell Car Insurance Rates by Driver Age

Your age is one of the first things that your insurance agent looks at to calculate your auto insurance rate. Young drivers can expect the highest rates, while drivers in their 50s and 60s, who have more experience on the road, can expect the lowest monthly costs. If you’re a young driver in Coppell, TX, you can still use Insurify to find cheap car insurance.

Compare average car insurance costs for different driver ages in the table below. Note that this data is statewide and may look slightly different for Coppell, Texas.

Driver's AgeAvg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
teens$465
20-25$284
25-30$284
30s$198
40s$176
50s$155
60s$154
70s$173
80s$188

Coppell Car Insurance Rates by Driving and Accident History

Your driving record is another factor that car insurance companies pay close attention to when they are calculating your quote. Coppell drivers with clean driving history can expect the cheapest car insurance rates, while those with speeding tickets, at-fault accidents, and failures to stop on their driving records can expect significantly higher average monthly costs.

To find cheap car insurance in Coppell, TX—even if you don’t have a clean driving record—use Insurify .

Driving HistoryAvg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Clean Record$222
Speeding Ticket$289
At-Fault Accident$300
Failure to Stop for Red Light / Stop Sign$430

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Coppell Car Insurance Rates by Credit Tier

Your credit history is also an important factor that can drive your car insurance costs up. Coppell drivers with excellent and good credit scores can expect the cheapest car insurance costs, while those with poor credit history can expect to receive significantly higher auto insurance quotes.

To lower your car insurance costs, you can bundle your auto insurance policy with another policy, such as your home insurance or life insurance. To maximize your savings, use Insurify to compare 10+ cheap quotes and get suggestions for driver discounts.

Credit TierAvg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Excellent$218
Good$232
Average$271
Poor$337

See More: Bad Credit Car Insurance Texas

Coppell DMV Information

The Texas Department of Motor Vehicles (DMV) offers a variety of different services related to cars and other vehicles, such as:

  • Vehicle registration

  • License plates

  • Renewing your driver’s license

  • Making a regional service center appointments

  • Buying or selling a vehicle

  • Making an address change

  • Getting a copy of your vehicle title

  • Filing a complaint

The DMV is a state-level government agency, and there are multiple offices in Coppell, TX, so you can simply search for the one closest to you. You can either walk in or schedule an appointment if you want to avoid waiting in line. Certain services, such as vehicle registration, are also available online.

Public Transportation in Coppell

Coppell, TX, is primarily a car-driving city, and there are limited public transportation options available, such as buses. The easiest way to get around Coppell is by car.

If high car insurance costs are preventing you from purchasing your own vehicle, remember that there are ways to get cheap car insurance in Coppell, TX. You can get a discount if you purchase different insurance policies—such as homeowners or renters insurance—from the same provider as your car insurance. Or use Insurify to find cheap car insurance today.

How to Get the Cheapest Car Insurance in Coppell

Shopping around is the best way to get a cheap car insurance policy with the best coverage. Getting at least four quotes from different auto insurance companies in Coppell, TX, and comparing them will give you a good idea about how much you should expect in car insurance premiums and help you find the cheapest policy that satisfies your insurance needs.

However, requesting quotes from different auto insurance companies and then comparing the costs and coverage offered can become tedious and time-consuming. You’d have to spend hours answering the same questions about yourself, your vehicle, and your coverage preferences and do your best to make sure you are getting all the discounts you’re entitled to.

To find the cheapest car insurance coverage in Coppell, TX, and save yourself time use Insurify . It’s an AI-powered comparison tool that can help you get 10+ real and accurate car insurance quotes from the best auto insurance companies in your area in under five minutes. You will then be able to compare all of your options side by side and find the cheapest car insurance for you.

FAQs - Coppell, TX Car Insurance

  • How do I find cheap car insurance in Coppell, TX?

    Requesting at least four quotes from different car insurance companies is the best way to find an affordable car insurance policy. Whether you’re searching for the minimum required coverage or a more comprehensive policy with add-ons like roadside assistance, use Insurify to instantly get access to 10+ accurate and personalized cheap auto insurance quotes.

  • How much does car insurance cost in Coppell, TX?

    Your car insurance costs are unique and depend on various factors, such as your age, your driving history, and your credit score. No two drivers are the same, so it’s important to shop around to find the best policy for you. Whether you’re shopping for liability coverage, uninsured motorist coverage, or full coverage, use Insurify to get the cheapest deal today.

  • What drives up car insurance rates in Coppell, TX?

    If you’re a teen or young driver with little experience on the road, have a history of at-fault accidents and speeding tickets on your driving record, or have a poor credit score, you can expect higher car insurance rates. However, you can still find cheap auto insurance with Insurify. Get a quote today!

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Methodology

Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.

Sources

  1. Texas Department of Insurance. "State Minimum Car Insurance Requirements." Accessed May 28, 2022
Olivia Oksenhorn
Olivia OksenhornInsurance Writer

Olivia Oksenhorn is an insurance writer at Insurify. With a special focus in auto insurance and personal finance, Olivia works to help policyholders make informed decisions about their insurance. She received a bachelor's degree from the University of Colorado. Before starting at Insurify, she worked as a writer and in newsrooms and nonprofits across Colorado, including Aspen Public Radio and the Aspen Sojourner. You can connect with Olivia on LinkedIn.