Cheap Auto Insurance Quotes in Coppell, TX (December 2021)

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Car Insurance in Coppell, TX

Few things feel better than exploring in your new car, but before you start going on adventures you need to make sure that you have the right auto insurance coverage to financially protect yourself and others on the road. This is why Texas insurance laws require all drivers to carry liability coverage (bodily injury liability and property damage liability).

Complying with insurance laws doesn’t have to break the bank. Use Insurify to get 10+ accurate and cheap car insurance quotes from the best insurance providers in Coppell, Texas, and compare them side by side to find the best coverage option for you at the best price. Insurify users save an average of $489 a year!

Your auto insurance rates depend on where in Texas you live and can vary from city to city. On average, drivers in Coppell, TX, can expect to pay $257 per month—or $3,084 per year—in car insurance premiums. However, remember that these numbers are just estimates based on data.
$148
$164
$197
$197
$208
ClearcoverElephantKemper SpecialtyBristol WestCommonwealth Casualty

Cheapest Car Insurance in Coppell, TX

Different insurance agencies calculate car insurance costs differently, paying attention to several factors such as your age, driving history, and credit score. To find the cheapest car insurance in Coppell, TX, Insurify recommends getting at least four quotes from different insurance providers and comparing them to see which one offers you the best coverage at the lowest rates.

You can find auto insurance companies in Coppell that offer some of the cheapest car insurance rates below.

Best Car Insurance in Coppell, TX

Staying safe on the road doesn’t have to be expensive. In the table below, you can find the best car insurance companies in Coppell, Texas, that offer great insurance policies at an affordable rate. Insurify analyzes multiple factors that reflect quality, reliability, and health of an insurance company to calculate its Insurify Composite Score and rank auto insurance providers.

Average Car Insurance Cost

$230
$222
$225
$258
$203
$244
TexasHoustonSan AntonioDallasAustinCoppell
Click here to learn about car insurance quotes and save on your current policy.

Coppell, TX Driving Facts

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Minimum Car Insurance Requirements in TX

All motor vehicles operated or parked on Texas roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

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  • Requested by law enforcement
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  • Renewing vehicle registration
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  • The vehicle is involved in a car accident
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The minimum liability insurance requirements for private passenger vehicles in Texas are as follows:

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    $30,000/$60,000 bodily injury liability per person/accident

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Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Texas state law are $30,000 for the death or injury of a single victim as a result of a car accident and $60,000 for the deaths or injuries of multiple victims. Insurance providers list this type of coverage as 30/60, referring to the dollar limitations of each minimum. In the case of an accident, liability coverage can aid perpetrators with costs involved in a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Texas law.

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  • $25,000 propery damage liability per accident
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The state minimum amount of property damage liability coverage required in the state of Texas is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Coppell Car Insurance Rates by Driver Age

Your age is one of the first things that your insurance agent looks at to calculate your auto insurance rate. Young drivers can expect the highest rates, while drivers in their 50s and 60s, who have more experience on the road, can expect the lowest monthly costs. If you’re a young driver in Coppell, TX, you can still use Insurify to find cheap car insurance.

Compare average car insurance costs for different driver ages in the table below. Note that this data is statewide and may look slightly different for Coppell, Texas.
Driving History
Clean Record$222
Speeding Ticket$289
At-Fault Accident$300
Failure to Stop for Red Light / Stop Sign$430

Coppell Car Insurance Rates by Driving and Accident History

Your driving record is another factor that car insurance companies pay close attention to when they are calculating your quote. Coppell drivers with clean driving history can expect the cheapest car insurance rates, while those with speeding tickets, at-fault accidents, and failures to stop on their driving records can expect significantly higher average monthly costs.

To find cheap car insurance in Coppell, TX—even if you don’t have a clean driving record—use Insurify.

Coppell Car Insurance Rates by Credit Tier

Your credit history is also an important factor that can drive your car insurance costs up. Coppell drivers with excellent and good credit scores can expect the cheapest car insurance costs, while those with poor credit history can expect to receive significantly higher auto insurance quotes.

To lower your car insurance costs, you can bundle your auto insurance policy with another policy, such as your home insurance or life insurance. To maximize your savings, use Insurify to compare 10+ cheap quotes and get suggestions for driver discounts.

Coppell DMV Information

The Texas Department of Motor Vehicles (DMV) offers a variety of different services related to cars and other vehicles, such as:

  • Vehicle registration
  • License plates
  • Renewing your driver’s license
  • Making a regional service center appointments
  • Buying or selling a vehicle
  • Making an address change
  • Getting a copy of your vehicle title
  • Filing a complaint

The DMV is a state-level government agency, and there are multiple offices in Coppell, TX, so you can simply search for the one closest to you. You can either walk in or schedule an appointment if you want to avoid waiting in line. Certain services, such as vehicle registration, are also available online.

Public Transportation in Coppell

Coppell, TX, is primarily a car-driving city, and there are limited public transportation options available, such as buses. The easiest way to get around Coppell is by car.

If high car insurance costs are preventing you from purchasing your own vehicle, remember that there are ways to get cheap car insurance in Coppell, TX. You can get a discount if you purchase different insurance policies—such as homeowners or renters insurance—from the same provider as your car insurance. Or use Insurify to find cheap car insurance today.

How to Get the Cheapest Car Insurance in Coppell

Shopping around is the best way to get a cheap car insurance policy with the best coverage. Getting at least four quotes from different auto insurance companies in Coppell, TX, and comparing them will give you a good idea about how much you should expect in car insurance premiums and help you find the cheapest policy that satisfies your insurance needs.

However, requesting quotes from different auto insurance companies and then comparing the costs and coverage offered can become tedious and time-consuming. You’d have to spend hours answering the same questions about yourself, your vehicle, and your coverage preferences and do your best to make sure you are getting all the discounts you’re entitled to.

To find the cheapest car insurance coverage in Coppell, TX, and save yourself time use Insurify. It’s an AI-powered comparison tool that can help you get 10+ real and accurate car insurance quotes from the best auto insurance companies in your area in under five minutes. You will then be able to compare all of your options side by side and find the cheapest car insurance for you.

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Insurify Insights: How Coppell Drivers Measure Up

nissan
Nissan Altima
Most Popular Car in
Coppell, TX
suspended licenses
#114
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Coppell drivers measure up to their fellow Texas motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Coppell

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Coppell drivers rank 42 in the number of car accidents per driver across all cities in Texas.

  • Rank within state: #42
  • Percent of drivers in Coppell with an accident: 11.18%
  • Drivers in Coppell, TX with an accident in their driving history paid on average 51.77% more than drivers with a clean record

Speeding Coppell

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Texas, Coppell drivers rank 179 in the number of speeding infractions per driver.

  • Rank within state: #179
  • Percent of drivers in Coppell with a speeding ticket: 6.04%
  • Drivers in Coppell, TX with a speeding ticket in their driving history paid on average 28.32% more than drivers with a clean record

DUI/DWIs Coppell

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Coppell drivers rank 173 in the number of DUI’s per driver across all cities in Texas.

  • Rank within state: #173
  • Percent of drivers in Coppell with a DUI: 0.6%
  • Drivers in Coppell, TX with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Coppell

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Coppell is the Nissan Altima.


FAQs - Coppell, TX Car Insurance

How do I find cheap car insurance in Coppell, TX?

Requesting at least four quotes from different car insurance companies is the best way to find an affordable car insurance policy. Whether you’re searching for the minimum required coverage or a more comprehensive policy with add-ons like roadside assistance, use Insurify to instantly get access to 10+ accurate and personalized cheap auto insurance quotes.

How much does car insurance cost in Coppell, TX?

Your car insurance costs are unique and depend on various factors, such as your age, your driving history, and your credit score. No two drivers are the same, so it’s important to shop around to find the best policy for you. Whether you’re shopping for liability coverage, uninsured motorist coverage, or full coverage, use Insurify to get the cheapest deal today.

What drives up car insurance rates in Coppell, TX?

If you’re a teen or young driver with little experience on the road, have a history of at-fault accidents and speeding tickets on your driving record, or have a poor credit score, you can expect higher car insurance rates. However, you can still find cheap auto insurance with Insurify. Get a quote today!

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.


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