4.8out of 3,000+ reviews

Cheap Auto Insurance Quotes in Frisco, TX (January 2022)

  • Personalized quotes in 5 minutes or less
  • No signup required
1 Insurance
Last Updated: January 2022

Car Insurance in Frisco, TX

The average cost of Texas car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Frisco, TX to find you the cheapest quotes in the area.
$113
$153
$161
$187
$228
AllstateMercuryState FarmNationwideAmerican Family

Cheapest Car Insurance in Frisco, TX

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$217
$222
$225
$258
$203
$179
TexasHoustonSan AntonioDallasAustinFrisco
Click here to learn about car insurance quotes and save on your current policy.

Frisco, TX Driving Facts

texas

Minimum Car Insurance Requirements in TX

All motor vehicles operated or parked on Texas roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Texas are as follows:

  • $30,000/$60,000 bodily injury liability per person/accident

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Texas state law are $30,000 for the death or injury of a single victim as a result of a car accident and $60,000 for the deaths or injuries of multiple victims. Insurance providers list this type of coverage as 30/60, referring to the dollar limitations of each minimum. In the case of an accident, liability coverage can aid perpetrators with costs involved in a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Texas law.

  • $25,000 propery damage liability per accident

The state minimum amount of property damage liability coverage required in the state of Texas is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Find local Frisco agents

D&B Insurance Solutions 
5 Cowboys Way Ste 300, Frisco, TX 75068
JGS Advisors Insurance Group, LLC 
7410 Preston Rd. #123, Frisco, TX 75034
North Texas Insurance Agency 
PO Box 5594, Frisco, TX 75035
Allied Insurance Agency 
4645 Wyndham Ln Ste 270B, Frisco, TX 75033-0038
Josh Smith Insurance Agency 
9555 Lebanon Rd Ste 901, Frisco, TX 75035-8400
Integrity Risk Management, LLC 
5750 Genesis Ct., Frisco, TX 75034
Moore Insurance Group LLC 
4280 Main St, Ste 400, Frisco, TX 75033
Shiradi Sai Community Services LLC 
13059 Azra Trl, Frisco, TX 75035-0338
Fullerton-Yates Insurance Agency 
8765 Stockard Dr, Frisco, TX 75034-8007
The Ward Agency 
9741 Preston Rd., Frisco, TX 75033

Insurify Insights: How Frisco Drivers Measure Up

toyota
Toyota Camry
Most Popular Car in
Frisco, TX
suspended licenses
#212
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Frisco drivers measure up to their fellow Texas motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Frisco

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Frisco drivers rank 41 in the number of car accidents per driver across all cities in Texas.

  • Rank within state: #41
  • Percent of drivers in Frisco with an accident: 11.22%
  • Drivers in Frisco, TX with an accident in their driving history paid on average 30.38% more than drivers with a clean record

Speeding in Frisco

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Texas, Frisco drivers rank 99 in the number of speeding infractions per driver.

  • Rank within state: #99
  • Percent of drivers in Frisco with a speeding ticket: 8.71%
  • Drivers in Frisco, TX with a speeding ticket in their driving history paid on average 28.69% more than drivers with a clean record

DUI/DWIs in Frisco

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Frisco drivers rank 84 in the number of DUI’s per driver across all cities in Texas.

  • Rank within state: #84
  • Percent of drivers in Frisco with a DUI: 1.34%
  • Drivers in Frisco, TX with a DUI in their driving history paid on average 19.41% more than drivers with a clean record

Most Popular Vehicle in Frisco

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Frisco is the Toyota Camry.

Rude Drivers in Frisco

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Texas, Frisco drivers rank 25 in rude driving infractions.

  • Rank within state: #25
  • Percent of drivers in Frisco with a reckless driving violation: 1.81%
  • Drivers in Frisco, TX with a reckless driving violation in their driving history paid on average 4.64% more than drivers with a clean record.

Safest Drivers in Frisco

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Frisco drivers rank 74 in clean driving records across all cities in Texas.

  • Rank within state: #74
  • Percent of drivers in Frisco with clean record: 80.95%

Failure to Yield the Right of Way in Frisco

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Frisco drivers rank 2 in failure to yield violations per driver across all cities in Texas.

  • Rank within state: #2
  • Percent of drivers in Frisco with a failure to yield violation: 0.41%
  • Drivers in Frisco, TX with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in Frisco

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Texas, Frisco drivers rank 25 in the number of reckless driving offenses per driver.

  • Rank within state: #25
  • Percent of drivers in Frisco with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership in Frisco

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Frisco drivers rank 8 in hybrid and electric vehicle ownership across all cities in Texas.

  • Rank within state: #8
  • Percent of drivers in Frisco with a hybrid/electric vehicle: 2.31%

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


Full starFull starFull starFull starFull star
3690 Reviews

Insurify is rated 4.8 out of 5 based on 3690 customer reviews.
With over 30,109,648 quotes provided, we have helped thousands of customers save time and money!