Cheapest Auto Insurance in Tallahassee, Florida (2026)

Amid red, rolling hills and a quick drive to the Gulf of Mexico, Tallahassee residents enjoy warm weather year-round.

Tallahassee drivers pay an overall average of $165 per month for car insurance — lower than the state average of $184 but much higher than the national monthly average of $136.

Despite its status as Florida’s capital, Tallahassee has fewer residents than other major cities, like Jacksonville and Miami, which can contribute to its lower rates.^[1] Plus, Leon County had much fewer car crashes than Miami-Dade and Duval counties in 2021, further helping keep car insurance premiums lower than other metropolitan areas.^[2]

Here’s what you need to know about comparing quotes and getting affordable car insurance in Tallahassee.

3 of the cheapest car insurance companies in Tallahassee

When shopping for cheap car insurance in Tallahassee, Florida, consider your specific needs and circumstances carefully. Factors such as your driving record, vehicle model, and preferred coverage selections can influence which company has the cheapest rates for you.

Here are some of the best car insurance companies in Tallahassee and their standout features.

Insurance Company	IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	Full Coverage	Liability Only	Best For
State Farm	9.3	$116	$107	Full coverage
GEICO	9.2	$179	$159	Digital experience
Allstate	8.9	$202	$185	Usage-based insurance

Disclaimer: Table data is based on real-time Tallahassee quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.

Best insurer for full coverage: State Farm

full coverage

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User Reviews	4.0 7,164 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.3 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$96/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$104/mo

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Driver Reviews

4.0

Best choice in Tallahassee, FLBased on 15,707 verified driver reviews and ratings

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best in Tallahassee for

Customer service

Competitive rates

Discounts for safe drivers

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best in Tallahassee for

Customer service

Competitive rates

Discounts for safe drivers

Showing 75 Florida reviews for Tallahassee drivers - See all 7,164 State Farm reviews

Rosemary

Verified Review

Too Expensive

Reviewed in Florida on March 1, 2026

Very expensive. I've been with State Farm for over 40 years with no claims, and they are still raising rates on me.

Brian

Verified Review

Better insurance at a reasonable price

Reviewed in Florida on February 24, 2026

Too expensive. I've been with them for 20 plus years and can't get a break.

Begona

Verified Review

State Farm plays with numbers!

Reviewed in Florida on February 23, 2026

State Farm raised my payment in May 2025 to $352.30, June $352.30, July $355.42, August $355.42, September $355.43, October $467.60, November $495.20, December $495.20, January $464.27, February $468.58. This should be illegal; no notice in the mail. They are just playing with numbers, and I’m over it. That’s how I feel! This is crazy! Can State Farm do this? Tips to my friends: stay away.

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JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

657

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.84

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

Drivers in Tallahassee can choose from a long list of coverages from State Farm, including liability, comprehensive, collision, medical payments, and more. What sets State Farm apart is its highly rated customer service ratings and years of experience in the insurance industry.

Pros

• No. 1 in J.D. Power’s customer satisfaction study for Florida

• Offers plenty of add-on coverages

Cons

• Gap insurance not available

• Drivers can’t purchase policies online

Best insurer for digital experience: GEICO

digital experience

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User Reviews	4.0 7,412 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.2 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$144/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$162/mo

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Driver Reviews

4.0

Best choice in Tallahassee, FLBased on 15,938 verified driver reviews and ratings

How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify

Best in Tallahassee for

Teen drivers

Cheap rates

Accident forgiveness

How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify

Best in Tallahassee for

Teen drivers

Cheap rates

Accident forgiveness

Showing 75 Florida reviews for Tallahassee drivers - See all 7,412 GEICO reviews

Loretta

Verified Purchase

Buying Car Insurance

Reviewed in Florida on March 3, 2026

I was pleased with the price and experience.

Brett

Verified Review

GEICO keeps my rate lower than others - every time I check!

Reviewed in Florida on March 2, 2026

Consistently provides the least expensive rate for my coverage, which includes emergency service and rental.

Aleida

Verified Review

Not Very Good

Reviewed in Florida on February 27, 2026

After changing my address, my monthly payment increased by $31.

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JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

637

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.59

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

GEICO offers car insurance with cost-effective rates, personalized service, and 85 years of industry knowledge. Plus, it has a highly rated mobile app that policyholders can use to manage their policies, file claims, and track the status of their claims.

Pros

• No. 2 in J.D. Power’s insurance digital experience study

• Offers discounts for bundling

Cons

• Doesn’t sell gap insurance

• Fewer additional coverages than competitors

Best insurer for usage-based insurance: Allstate

usage-based insurance

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User Reviews	3.8 4,262 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	8.9 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$168/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$182/mo

Show Details

Driver Reviews

3.8

A solid option in Tallahassee, FLBased on 9,382 verified driver reviews and ratings

How drivers feel about Allstate

Drivers appreciate the friendly customer service and efficient claims processing, but many find the rates too high and experience unexpected price increases. Some also report poor communication from agents.

AI-generated from the text of verified reviews collected by Insurify

Best in Tallahassee for

Accident forgiveness

Wide availability

Cheap rates

How drivers feel about Allstate

Drivers appreciate the friendly customer service and efficient claims processing, but many find the rates too high and experience unexpected price increases. Some also report poor communication from agents.

AI-generated from the text of verified reviews collected by Insurify

Best in Tallahassee for

Accident forgiveness

Wide availability

Cheap rates

Showing 75 Florida reviews for Tallahassee drivers - See all 4,262 Allstate reviews

Leslee

Verified Review

Basically satisfied with policy.

Reviewed in Florida on March 2, 2026

The experience has been very good; however, we feel like we need a policy that is more cost-effective.

Kenneth

Verified Review

Smug People Working in One Office

Reviewed in Florida on March 2, 2026

Allstate has a terrible crew. I never see the owner of the place, a smug guy that I don’t trust. Their prices are exceptionally high for nothing gained. I'm ready to find a new company to give my business to.

Joseph

Verified Review

Rising Rates, Zero Loyalty Considerations

Reviewed in Florida on March 1, 2026

They have been a good company for paying out on claims, but loyalty gets nothing in consideration to rates. I have been with them since 1982 and my rates are through the roof. They are always raising and NEVER offering a lower rate. I’m curious how much of my rate goes to agent commission.

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JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

636

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

1.02

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A-

Why we picked this company

Choosing Allstate for your car insurance can be a smart move for safe drivers looking to save. With easy access to well-informed agents and innovative tools, like the DriveWise app, safe drivers may enjoy substantial discounts on their premiums.

Pros

• High J.D. Power customer satisfaction rating in Florida

• Offers coverage for hybrids and classic cars

Cons

• Average rates are higher than other insurers

• Trustpilot ratings aren’t satisfactory

How to get the cheapest car insurance in Tallahassee

Securing affordable car insurance rates in Tallahassee is easier with these essential tips in mind:

• Practice good driving habits. Make safe driving a priority to maintain a clean record. Obey traffic laws, avoid accidents, and prevent violations to keep your premiums as low as possible.

• Bundle policies. Consider bundling your car insurance with other policies, like renters insurance, business insurance, or home insurance, to potentially qualify for multi-policy discounts.

• Ask about discounts. Be sure to ask about other available discounts, such as those for good driving records, vehicle safety features, or good grades, particularly if you have a teenage driver in your household.

• Compare different companies. Take the time to shop around and compare car insurance quotes from multiple insurance companies in Tallahassee. Compare the quotes to find the insurer that offers you the best price for the coverage you need.

• Maintain good credit. Insurers in Florida can use your credit history to determine premiums, so increase or maintain your credit score to get lower rates.

Find Cheap Car Insurance in Tallahassee

Liability rates start at $96 per month

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Cheapest liability-only car insurance in Tallahassee: State Farm

Liability insurance provides coverage for other parties’ injuries and property damages when you cause an accident. In Florida, liability insurance meets the state’s minimum requirements for property damage liability and personal injury protection. Because liability insurance is the bare minimum you need to drive legally, it’s often the cheapest car insurance you can buy.

Liability insurance in Tallahassee costs an average of $142 per month. Here, you can explore affordable liability-only policies from the following car insurance companies.

The below rates in Tallahassee, FL, are estimated rates current as of: Sunday, March 1 at 11:00 AM PST. 

Insurance Company	Average Monthly Quote
State Farm	$96
Mile Auto	$117
Progressive	$127
GAINSCO	$131
Direct Auto	$141
Mercury	$143
GEICO	$144
The General	$156
Bristol West	$160
Infinity	$161
National General	$164
AssuranceAmerica	$166
Allstate	$168
Travelers	$200
Root	$205
Dairyland	$269
Liberty Mutual	$295

Disclaimer: Table data sourced from real-time Tallahassee car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Tallahassee may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Tallahassee: State Farm

Liability-only car insurance may protect you from liabilities when you cause an accident, but it won’t pay for your vehicle repairs. If you want more protection, consider full-coverage car insurance, which includes comprehensive and collision insurance. This extensive coverage is especially beneficial for drivers with valuable vehicles, people in accident-prone or high-theft areas, or anyone seeking maximum protection for personal and third-party damages.

Tallahassee drivers pay a monthly average of $188 for full coverage. Explore affordable full-coverage car insurance quotes below, based on Insurify data.

The below rates in Tallahassee, FL, are estimated rates current as of: Sunday, March 1 at 11:00 AM PST. 

Insurance Company	Average Monthly Quote
State Farm	$104
Mile Auto	$152
GEICO	$162
Progressive	$166
Mercury	$173
Allstate	$182
Direct Auto	$190
National General	$191
Travelers	$217
Bristol West	$219
The General	$232
Infinity	$236
GAINSCO	$244
AssuranceAmerica	$265
Root	$267
Liberty Mutual	$296
Dairyland	$442

Disclaimer: Table data sourced from real-time Tallahassee car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Tallahassee may vary based on the policy buyer's unique driver profile.

Car insurance requirements in Florida

Florida drivers must adhere to minimum insurance requirements, which include personal injury protection (PIP) and property damage liability insurance. PIP insurance covers 80% of medical expenses for covered injuries, up to $10,000, regardless of fault.

For damages you cause in an accident, property damage liability insurance steps in to cover the costs. It’s essential to maintain continuous coverage on your vehicle, even during non-use periods, to ensure compliance with Florida’s laws.

Here are Florida’s minimum car insurance requirements:^[3]

Coverage	Minimum Requirements
Personal injury protection	$10,000 per accident
Property damage liability	$10,000 per accident

Florida car insurance minimum requirements are notably sparse compared to other states. It may not be enough protection for various situations, like vehicle rollovers or car theft. For more protection, you can enhance your auto insurance policy with these optional coverages:

• 

  Collision coverage

  Collision insurance pays for collision-related damages with other vehicles or objects, regardless of who’s responsible.

• 

  Comprehensive coverage

  Comprehensive insurance covers theft and damages caused from events other than collisions, such as fire, vandalism, falling objects, and natural disasters.

• 

  Gap coverage

  Gap insurance pays the difference between your auto loan balance and the insurance settlement in case of a total loss. It’s a good idea for people who finance or lease their vehicles.

• 

  Uninsured/underinsured motorist coverage

  If someone without insurance — or policy limits too low to cover your damages — causes an accident with you, uninsured/underinsured motorist coverag kicks in to pay for excess costs.

• 

  Glass coverage

  This includes coverage for windshield and glass damage and may even offer no-deductible coverage for side windows, rear windows, and glass sunroofs.

Cheapest car insurance for drivers with an incident

If you’re a Tallahassee driver with a history of incidents, such as speeding tickets, driving under the influence (DUI), or at-fault accidents, you may face higher insurance premiums. Finding affordable car insurance becomes difficult with a poor driving record, but it’s still important to shop for rates. 

Here are some of the cheapest car insurance companies, based on driving history.

Find Auto Insurance in Tallahassee

Monthly rates start at $115 for drivers with an incident

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Cheapest car insurance for drivers with a speeding ticket: State Farm

Insurance companies consider speeding risky driving behavior, elevating the potential for future accidents and claims. Consequently, your insurance premiums are likely to increase after getting a speeding ticket, even if you didn’t cause an accident.

Drivers in Tallahassee with a speeding ticket pay an average of $165 per month for liability coverage.

Here are the cheapest car insurance companies in Tallahassee for drivers with a speeding ticket.

The below rates in Tallahassee, FL, are estimated rates current as of: Sunday, March 1 at 11:00 AM PST. 

Insurance Company	Clean Driving Record	With Speeding Ticket
State Farm	$96	$117
Mile Auto	$117	$138
Progressive	$127	$147
GAINSCO	$131	$150
Direct Auto	$141	$170
Mercury	$143	$193
GEICO	$144	$181
The General	$156	$201
Bristol West	$160	$194
Infinity	$161	$197
National General	$164	$196
AssuranceAmerica	$166	$203
Allstate	$168	$211
Travelers	$200	$250
Root	$205	$264
Dairyland	$269	$322
Liberty Mutual	$295	$361

Disclaimer: Table data sourced from real-time Tallahassee car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Tallahassee may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: State Farm

Leon County had 6,604 car crashes in 2021, an increase of more than 17% from the previous year.^[2] Having an at-fault accident on your record can cause a significant surge in your car insurance rates, as it indicates a higher likelihood of future claims to insurance companies.^[4] Prioritizing defensive driving and avoiding accidents not only keeps you and others safe on the road but also helps keep your insurance premiums affordable.

The average monthly rate for liability coverage for drivers with an accident on their record is $165 in Tallahassee. Here are Tallahassee’s cheapest car insurance companies for drivers with an at-fault accident.

The below rates in Tallahassee, FL, are estimated rates current as of: Sunday, March 1 at 11:00 AM PST. 

Insurance Company	Clean Driving Record	With Accident
State Farm	$96	$123
Mile Auto	$117	$154
Progressive	$127	$159
GAINSCO	$131	$163
Direct Auto	$141	$187
Mercury	$143	$211
GEICO	$144	$182
The General	$156	$209
Bristol West	$160	$205
Infinity	$161	$203
National General	$164	$212
AssuranceAmerica	$166	$215
Allstate	$168	$219
Travelers	$200	$262
Root	$205	$266
Dairyland	$269	$345
Liberty Mutual	$295	$382

Disclaimer: Table data sourced from real-time Tallahassee car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Tallahassee may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: State Farm

Leon County reported 83 alcohol-related crashes in 2021, a 33% increase from the previous year.^[2] Insurance companies consider DUIs a significant risk factor, suggesting a higher potential for accidents and claims. As a result, your insurance premiums are likely to increase after a DUI.

The average rate in Tallahassee for drivers with a DUI is $201 per month for liability coverage. Additionally, Florida may require you to file FR-44 insurance, which has higher minimum insurance requirements.

The table below shows the cheapest auto insurers in Tallahassee for drivers with a DUI on their records.

The below rates in Tallahassee, FL, are estimated rates current as of: Sunday, March 1 at 11:00 AM PST. 

Insurance Company	Clean Driving Record	With DUI
State Farm	$96	$138
Mile Auto	$117	$169
Progressive	$127	$180
GAINSCO	$131	$189
Direct Auto	$141	$203
Mercury	$143	$216
GEICO	$144	$207
The General	$156	$225
Bristol West	$160	$231
Infinity	$161	$232
National General	$164	$236
AssuranceAmerica	$166	$239
Allstate	$168	$242
Travelers	$200	$288
Root	$205	$299
Dairyland	$269	$388
Liberty Mutual	$295	$425

Disclaimer: Table data sourced from real-time Tallahassee car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Tallahassee may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: State Farm

Age is a crucial factor insurance companies consider while determining your car insurance premiums. As drivers accumulate experience and enter their mid-30s, rates typically decrease. But around age 70, premiums may increase slightly due to factors like potential health issues and increased accident risks.^[5]

But senior drivers in Tallahassee still pay lower-than-average premiums compared to other age groups. The average liability rate for seniors is $127 per month.

Here are the cheapest Tallahassee car insurance companies for senior drivers.

The below rates in Tallahassee, FL, are estimated rates current as of: Sunday, March 1 at 11:00 AM PST. 

Insurance Company	Full Coverage	Liability Only
State Farm	$84	$77
Mile Auto	$122	$94
GEICO	$132	$117
Mercury	$141	$117
Progressive	$149	$114
Allstate	$151	$139
National General	$153	$132
Direct Auto	$156	$116
Infinity	$177	$121
Travelers	$177	$163
Bristol West	$186	$136
The General	$199	$134
GAINSCO	$211	$113
AssuranceAmerica	$211	$132
Root	$228	$175
Liberty Mutual	$252	$252
Dairyland	$383	$233

Disclaimer: Table data sourced from real-time Tallahassee car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Tallahassee may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: State Farm

Teenagers and young adults frequently pay higher car insurance rates than older drivers, primarily due to their limited driving experience and higher-risk profiles.^[6] For instance, Leon County reported 1,118 crashes in 2021 involving teens ages 15 to 19 years old.^[2]

The average rate for teens in Tallahassee is $246 per month for liability coverage.

But teenagers can get affordable car insurance by staying on a parent’s policy, qualifying for student-centric discounts, and driving safe, reliable vehicles.

The table below shows the cheapest car insurance companies for teens and young adults in Tallahassee.

The below rates in Tallahassee, FL, are estimated rates current as of: Sunday, March 1 at 11:00 AM PST. 

Insurance Company	Full Coverage	Liability Only
State Farm	$198	$182
GEICO	$283	$252
Progressive	$288	$220
Mile Auto	$307	$236
Mercury	$313	$259
Allstate	$353	$326
Direct Auto	$358	$266
National General	$379	$326
Bristol West	$382	$279
The General	$397	$267
Infinity	$430	$293
GAINSCO	$436	$234
Travelers	$442	$407
Root	$450	$346
Liberty Mutual	$509	$508
AssuranceAmerica	$539	$338
Dairyland	$732	$445

Disclaimer: Table data sourced from real-time Tallahassee car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Tallahassee may vary based on the policy buyer's unique driver profile.

Tallahassee car insurance quotes by credit tier

While Florida insurance companies can take credit histories into account while determining insurance rates, they can’t be the sole criteria for setting premiums.^[7] Having a good or excellent credit score can lead to lower premiums for Tallahassee drivers, as it indicates a lower risk of filing a claim. Conversely, drivers with poor credit scores may pay higher premiums due to the perceived higher risk associated with their credit history.

To find out the average monthly quotes in Tallahassee based on credit tiers, refer to the chart below.

Is car insurance more expensive in Tallahassee?

Compared to the national average, car insurance in Tallahassee is expensive. On average, full-coverage car insurance in the United States costs $173 per month, while Tallahassee’s average full-coverage car insurance rates are $188 per month.

But compared to average rates in other Florida cities, Tallahassee isn’t an expensive area for car insurance. Car insurance rates can vary considerably due to factors like weather conditions, crime rates, and traffic volume within a city and its ZIP codes.^[6]

More cities in Florida

Here’s how average car insurance quotes in Tallahassee compare to some other Florida cities.

City	Full Coverage	Liability Only
Cape Coral	$196	$156
Clearwater	$200	$164
Fort Lauderdale	$222	$186
Jacksonville	$206	$163
Miami	$260	$204
Ocala	$189	$163
Orlando	$229	$182
Pensacola	$192	$138
Tampa	$262	$205
Winter Haven	$218	$160

Disclaimer: Table data is based on real-time Tallahassee quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.

Tallahassee car insurance FAQs