Insurify’s 2020 Safest Cities Awards

This award goes to the safest city in each state, one whose drivers demonstrate exceptional dedication to their own safety and to the safety of others around them. 

The average American drives over 13,000 miles each year, according to the Federal Highway Administration. And this year, despite the pandemic reducing rates of driving in many states this spring, rates of driving this summer have returned to pre-pandemic levels. 13,000 miles per year is a lot of road to cover, and millions of drivers each year find themselves involved in an accident. 

Many accidents result from unlawful or risky behavior on the part of one or more of the drivers involved, and 6.7 million traffic accidents occur every year, according to the Insurance Information Institute. Yet, traffic fatalities per miles traveled in the United States have been trending downwards over the last decade. This hopeful statistic is the result of efforts by communities and drivers alike to promote safe behavior on the roads, through driving education and traffic safety initiatives adopted by jurisdictions across the country. Not only does safe driving affect an entire community, but it’s also the product of a community effort. 

To recognize the upstanding drivers and their communities that are dedicated to road safety, the data scientists at Insurify, a car insurance quotes comparison website, referred to their database. They identified the city in each state that is home to the highest proportion of safe drivers, those without a moving violation on their record, as Insurify’s 2020 Safest Cities in America.  

Selection Process for Insurify’s 2020 Safest Cities Awards

Insurify’s data science team referred to their database of over 2.5 million policy applications to determine the communities with the safest roadways. When applying for auto insurance, car owners list any prior moving violations, including speeding, at-fault accidents, DUIs, reckless driving, and running red lights. One city in each state home to the lowest proportion of drivers with one or more of these violations on their record was selected as the safest driving city in that state. Maine and Vermont were excluded from the analysis due to insufficient data. According to the data, good drivers can be found in cities of all sizes, from townships to large metropolises. 

Winners of Insurify’s 2020 Safest Cities Awards

These are the cities with the most well-behaved drivers statewide. 

Alaska: Anchorage

Alabama: Mobile

Arkansas: Jacksonville

Arizona: Kingman

California: Bell Gardens

Colorado: Pueblo

Connecticut: New Britain

Delaware: Wilmington

Florida: Opa-Locka

Georgia: Toccoa

Hawaii: Honolulu

Idaho: Twin Falls

Iowa: Council Bluffs

Illinois: Chicago

Indiana: Hammond

Kansas: Topeka

Kentucky: London

Louisiana: Slidell

Massachusetts: Cambridge

Maryland: Dundalk

Michigan: Taylor

Minnesota: Saint Paul

Missouri: Poplar Bluff

Mississippi: Jackson

Montana: Billings

North Carolina: Cary

North Dakota: Fargo

Nebraska: Omaha

New Hampshire: Manchester

New Jersey: Camden

New Mexico: Albuquerque

Nevada: North Las Vegas

New York: New York

Ohio: Youngstown

Oklahoma: Muskogee

Oregon: Eugene

Pennsylvania: Philadelphia

Rhode Island: Providence

South Carolina: Lake City

South Dakota: Rapid City

Tennessee: Kingsport

Texas: Laredo

Utah: Magna

Virginia: Arlington

Washington: Bellevue

Wisconsin: Milwaukee

West Virginia: Huntington

Wyoming: Casper

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If you have questions or comments about this article, please contact insights@insurify.com.

Updated September 11, 2020

Insurify’s team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. Through expert analysis of over 2.5 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.