Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

The 10 Largest Auto Insurance Companies in the U.S.

The 10 Largest Auto Insurance Companies in the U.S.

Top insurers State Farm, Progressive, GEICO, and Allstate account for more than half the total car insurance market.
By Jessica Martel|February 4, 2026
What Is Gap Insurance for Cars, and Do You Need It?

What Is Gap Insurance for Cars, and Do You Need It?

Gap insurance kicks in if you total your car or someone steals it — covering the difference between your insurance payout and what’s left on your loan or lease.
By Sarah Archambault|February 4, 2026
Cheapest Car Insurance for Drivers Under 25 (2026)

Cheapest Car Insurance for Drivers Under 25

COUNTRY Financial, Auto-Owners, and USAA offer affordable rates for drivers younger than 25.
By Choncé Maddox|February 4, 2026
Cheapest Car Insurance for Low-Income Drivers in New York (2026)

Cheapest Car Insurance for Low-Income Drivers in New York

Erie has the cheapest liability car insurance in New York State, with average rates of $120 per month.
By Amy Beardsley|February 4, 2026
Best Car Insurance for Federal Employees (2026)

Best Car Insurance for Federal Employees

Federal employees may qualify for exclusive car insurance discounts and specialized programs that help reduce premiums.
By Ben Luthi|February 4, 2026
How to Get Same-Day Car Insurance in New York

How to Get Same-Day Car Insurance in New York

Getting same-day car insurance coverage is possible with most major insurers, since your policy generally takes effect as soon as you pay for it.
By Lindsay VanSomeren|February 4, 2026
Guide to Car Insurance for Leased Cars

Guide to Car Insurance for Leased Cars

Nearly all leasing companies require car insurance when you lease a vehicle. And you’ll likely need coverage beyond the state-minimum liability limits — like comprehensive and collision.
By Kim Porter|February 4, 2026
Plymouth Rock Auto Insurance: User Reviews and Quotes (2026)

Plymouth Rock Auto Insurance: User Reviews and Quotes

Plymouth Rock offers affordable coverage and excellent financial strength but fewer discounts and options than competitors.
By Anna Baluch|February 4, 2026
What to Know About Six-Month Car Insurance Policies

What to Know About Six-Month Car Insurance Policies

Six-month car insurance policies are more flexible than 12-month policies. After six months, you can renew your policy or switch insurers.
By Jessica Martel|February 4, 2026
Amica vs. Progressive: Which Insurance Company Is Better in 2026?

Amica vs. Progressive: Which Insurance Company Is Better in 2026?

Amica earns high marks, but Progressive’s low rates, personalized coverage, and highly rated mobile app make it a better choice for many drivers.
By Jamie Johnson|February 4, 2026
Best Car Insurance for Military and Veterans (2026)

Best Car Insurance for Military and Veterans

USAA is the best and cheapest car insurance company for members of the military community. It has liability insurance rates as low as $53 per month.
By Anna Baluch|February 4, 2026
Travelers Auto Insurance: User Reviews and Quotes (2026)

Travelers Auto Insurance: User Reviews and Quotes

Travelers holds strong financial strength ratings, but its premiums are higher than its competitors.
By Anna Baluch|February 4, 2026
Progressive vs. USAA: Which Insurance Company Is Better in 2026?

Progressive vs. USAA: Which Insurance Company Is Better in 2026?

USAA is an excellent insurance company if you qualify, while Progressive is a solid all-around option for most drivers.
By Danny Smith|February 4, 2026
Direct Auto Auto Insurance: User Reviews and Quotes (2026)

Direct Auto Auto Insurance: User Reviews and Quotes

Direct Auto offers coverage to high-risk drivers but has poor customer service and isn’t available nationwide.
By Jessica Martel|February 4, 2026
Liberty Mutual vs. The Hartford: Which Is the Best? (2026)

Liberty Mutual vs. The Hartford: Which Is the Best?

Liberty Mutual wins out against The Hartford because it’s available to drivers regardless of AARP membership, despite the two companies having similar average rates.
By Melanie Lockert|February 4, 2026
Cost of Dodge Car Insurance (2026)

Cost of Dodge Car Insurance

Dodge car owners pay an average of $158 per month for insurance, which is similar to competitors Ford and Nissan.
By Sara Getman|February 4, 2026
National General Car Insurance Review: 922+ User Ratings and Expert Insights

National General Car Insurance Review: 922+ User Ratings and Expert Insights

While National General customers value the quick, easy policy setup, many mention poor customer service, a slow claims process, and frequent and unexplained rate increases.
By Kim Porter|February 4, 2026
Mercury Auto Insurance: User Reviews and Quotes (2026)

Mercury Auto Insurance: User Reviews and Quotes

Mercury’s affordable car insurance makes it an attractive car insurance option, but it doesn’t sell policies in many U.S. states.
By Jess Ullrich|February 4, 2026