Chevrolet Silverado 1500 Car Insurance Quotes (2026)
Insurance for a Chevrolet Silverado 1500 full-size pickup costs an average of $135 per month.
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Writer: Emily Guy BirkenInsurance and Personal Finance Writer
Writer: Emily Guy BirkenInsurance and Personal Finance Writer
Qualifications:
Plutus Award winner
Over 12 years writing about insurance and personal finance
Emily is a Plutus Award-winning freelance writer and former educator who makes complex financial topics easy to understand. She specializes in the science behind money habits and has written for outlets like The Huffington Post, Business Insider, and The Washington Post.
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Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Qualifications:
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Updated
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The average cost of Chevrolet Silverado 1500 insurance is $94 per month for liability coverage and $176 for full coverage. This falls in between the average costs for similar full-sized pickup trucks, like the Toyota Tundra, Dodge Ram 1500, and Ford F-150. One of General Motors’ bestselling vehicles, Chevrolet sold more than 560,000 Silverado 1500 trucks in the U.S. in 2024.[1]
Here’s what you need to know about finding car insurance for your Silverado 1500, including average rates by state and vehicle model year.
Quick Facts
Chevrolet’s Silverado 1500 has an MSRP ranging from $38,995 to $71,995. The truck can range from a basic intro pickup to a deluxe work truck.
USAA, State Farm, and GEICO offer the cheapest rates for the Chevrolet Silverado 1500, on average.
The average annual cost of insurance for the Silverado 1500 is $1,128 for liability-only coverage and $2,112 for full coverage.
Cost of Chevrolet Silverado 1500 insurance by model year
The average cost of insurance for a Chevrolet Silverado 1500 is $94 per month for liability coverage and $176 for full coverage. USAA offers the cheapest coverage for Silverado 1500 drivers, with average rates of $44 per month for liability coverage and $93 for full coverage.
Rates vary depending on your driving record, location, vehicle model year, and more.[2] The table below shows how average rates for the Chevrolet Silverado 1500 vary by model year.
Model Year | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| 2025 | $124 | $226 |
| 2024 | $124 | $226 |
| 2023 | $121 | $222 |
| 2022 | $121 | $221 |
| 2021 | $115 | $210 |
| 2020 | $112 | $205 |
| 2019 | $108 | $197 |
| 2018 | $103 | $187 |
| 2017 | $101 | $185 |
| 2016 | $97 | $178 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
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2025 Chevrolet Silverado 1500 insurance
The 2025 Silverado 1500 has a manufacturer’s suggested retail price (MSRP) ranging from $38,995 to $71,995.[3] You can get a no-nonsense basic truck for a low price, or you can upgrade everything for the all-the-bells-and-whistles trim package for a price closer to the maximum MSRP.
Check out the average monthly quotes from top insurers for this model year below.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $61 | $113 |
| State Farm | $72 | $136 |
| Allstate | $79 | $151 |
| GEICO | $89 | $167 |
| American Family | $92 | $174 |
| Nationwide | $113 | $208 |
| Travelers | $119 | $219 |
| Progressive | $131 | $179 |
| Farmers | $141 | $264 |
| Liberty Mutual | $226 | $287 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2024 Chevrolet Silverado 1500 insurance
Depending on specs and trim levels, the 2024 Chevy Silverado 1500’s MSRP ranged from $38,795 to $71,895. Compare average monthly insurance costs for this model year from multiple major insurance companies in the table below.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $61 | $113 |
| State Farm | $72 | $136 |
| Allstate | $79 | $151 |
| GEICO | $89 | $167 |
| American Family | $92 | $174 |
| Nationwide | $113 | $208 |
| Travelers | $119 | $219 |
| Progressive | $131 | $179 |
| Farmers | $141 | $264 |
| Liberty Mutual | $226 | $287 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2023 Chevrolet Silverado 1500 insurance
Chevrolet’s 2023 Silverado had an original MSRP of $43,895. The table below includes average monthly insurance rates for this model year from several major insurers.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $59 | $111 |
| State Farm | $70 | $133 |
| Allstate | $77 | $149 |
| GEICO | $87 | $164 |
| American Family | $90 | $171 |
| Nationwide | $110 | $204 |
| Travelers | $116 | $215 |
| Progressive | $128 | $175 |
| Farmers | $138 | $260 |
| Liberty Mutual | $220 | $282 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2022 Chevrolet Silverado 1500 insurance
The original MSRP for a 2022 Chevy Silverado 1500 started at $36,395. Here are the average monthly quotes for this model year from several major insurers.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $59 | $111 |
| State Farm | $70 | $133 |
| Allstate | $77 | $148 |
| GEICO | $87 | $164 |
| American Family | $90 | $170 |
| Nationwide | $110 | $203 |
| Travelers | $116 | $214 |
| Progressive | $128 | $175 |
| Farmers | $138 | $259 |
| Liberty Mutual | $220 | $281 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2021 Chevrolet Silverado 1500 insurance
The original MSRP for a 2021 Chevy Silverado 1500 started at $30,995. Here’s how much it would currently cost per month to insure a 2021 Silverado 1500 from different insurance companies.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $56 | $105 |
| State Farm | $67 | $126 |
| Allstate | $74 | $141 |
| GEICO | $83 | $155 |
| American Family | $85 | $162 |
| Nationwide | $105 | $193 |
| Travelers | $110 | $204 |
| Progressive | $122 | $166 |
| Farmers | $131 | $246 |
| Liberty Mutual | $209 | $267 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2020 Chevrolet Silverado 1500 insurance
Chevrolet’s 2020 Silverado 1500 had an original starting MSRP of $36,395. In the table below, you’ll find average monthly insurance rates from several insurance companies for the 2020 Silverado 1500.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $55 | $103 |
| State Farm | $65 | $123 |
| Allstate | $72 | $137 |
| GEICO | $81 | $152 |
| American Family | $83 | $158 |
| Nationwide | $102 | $189 |
| Travelers | $108 | $199 |
| Progressive | $119 | $162 |
| Farmers | $128 | $240 |
| Liberty Mutual | $204 | $260 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2019 Chevrolet Silverado 1500 insurance
In 2019, Chevrolet’s starting MSRP for the Silverado 1500 was $36,365. Check out the average monthly insurance quotes for this model year from several major insurers in the table below.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $53 | $99 |
| State Farm | $63 | $118 |
| Allstate | $69 | $132 |
| GEICO | $78 | $146 |
| American Family | $80 | $152 |
| Nationwide | $98 | $181 |
| Travelers | $104 | $191 |
| Progressive | $114 | $156 |
| Farmers | $123 | $230 |
| Liberty Mutual | $197 | $250 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2018 Chevrolet Silverado 1500 insurance
The original MSRP for the 2018 Chevrolet Silverado 1500 model year ranged from $38,205 to $58,815, depending on specific trim choices. You can find average monthly quotes for this model year from multiple major insurance companies below.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $50 | $94 |
| State Farm | $60 | $112 |
| Allstate | $66 | $125 |
| GEICO | $74 | $138 |
| American Family | $76 | $144 |
| Nationwide | $94 | $172 |
| Travelers | $99 | $181 |
| Progressive | $109 | $148 |
| Farmers | $117 | $219 |
| Liberty Mutual | $187 | $237 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2017 Chevrolet Silverado 1500 insurance
The 2017 Silverado 1500 had an original MSRP of between $37,530 and $57,565. Below, you can compare average monthly insurance quotes for this model year.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $49 | $93 |
| State Farm | $59 | $111 |
| Allstate | $65 | $124 |
| GEICO | $73 | $137 |
| American Family | $75 | $142 |
| Nationwide | $92 | $170 |
| Travelers | $97 | $179 |
| Progressive | $107 | $146 |
| Farmers | $115 | $216 |
| Liberty Mutual | $184 | $235 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2016 Chevrolet Silverado 1500 insurance
In 2016, the original MSRP for the Chevy Silverado 1500 started at $36,850. You can find the average monthly quotes from major insurance companies for this model year in the following table.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $48 | $89 |
| State Farm | $56 | $107 |
| Allstate | $62 | $119 |
| GEICO | $70 | $132 |
| American Family | $72 | $137 |
| Nationwide | $88 | $164 |
| Travelers | $93 | $173 |
| Progressive | $103 | $141 |
| Farmers | $111 | $208 |
| Liberty Mutual | $177 | $226 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Average cost of Chevrolet insurance by state
Premiums for your Chevy Silverado 1500 insurance can vary based on location. Different states may have different theft rates, weather patterns, or other risk factors that could affect the cost of your insurance policy.
The table below outlines the average rates Chevy drivers pay by state. Alaska and Hawaii are not included due to insufficient data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $134 |
| Arizona | $163 |
| Arkansas | $240 |
| California | $226 |
| Colorado | $206 |
| Connecticut | $314 |
| Delaware | $231 |
| Florida | $216 |
| Georgia | $234 |
| Idaho | $117 |
| Illinois | $159 |
| Indiana | $135 |
| Iowa | $114 |
| Kansas | $155 |
| Kentucky | $203 |
| Louisiana | $208 |
| Maine | $141 |
| Maryland | $318 |
| Massachusetts | $167 |
| Michigan | $260 |
| Minnesota | $183 |
| Mississippi | $195 |
| Missouri | $181 |
| Montana | $156 |
| Nebraska | $164 |
| Nevada | $263 |
| New Hampshire | $106 |
| New Jersey | $167 |
| New Mexico | $149 |
| New York | $442 |
| North Carolina | $88 |
| North Dakota | $129 |
| Ohio | $121 |
| Oklahoma | $167 |
| Oregon | $151 |
| Pennsylvania | $162 |
| Rhode Island | $138 |
| South Carolina | $253 |
| South Dakota | $121 |
| Tennessee | $140 |
| Texas | $221 |
| Utah | $172 |
| Vermont | $142 |
| Virginia | $180 |
| Washington | $150 |
| District of Columbia | $323 |
| West Virginia | $147 |
| Wisconsin | $124 |
| Wyoming | $112 |
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How to ensure you have enough coverage on your Chevrolet Silverado 1500
Finding the right coverage level for your Chevy Silverado 1500 can help protect you financially in case of an accident. Most states require drivers to purchase minimum liability coverage, but many experts recommend purchasing higher liability limits. You may also want to consider the following optional coverages for more vehicle protection:
Collision coverage
If you have an at-fault accident with your Silverado 1500, collision insurance will help pay the repair costs of your truck. If you don’t have this kind of coverage, you’ll have to pay out of pocket to repair any damage to your pickup.
Comprehensive coverage
If your Silverado becomes damaged because of something other than a collision, such as a falling object, vandalism, extreme weather, or theft, your comprehensive insurance will help you pay for repairs.
Personal injury protection (PIP) or medical payments (MedPay)
Depending on where you live, your state may already require you to carry PIP coverage or MedPay, which helps pay for your and your passengers’ medical expenses after an accident, regardless of fault. Even if you don’t have to carry one of these coverages, it can be a good idea if you don’t have sufficient health insurance.
Uninsured/underinsured motorist (UM/UIM)
Not everyone follows the legal requirement to carry minimum insurance coverage. If you have an accident with an uninsured or underinsured driver, UM/UIM insurance can help cover the cost of your property damage or medical bills. Some states require all drivers to carry this coverage, but it can add extra peace of mind even if it’s not a legal requirement.
Chevrolet Silverado 1500 car insurance FAQs
The following information can help answer your remaining questions about Chevrolet Silverado 1500 car insurance.
Which company has the cheapest Chevrolet Silverado 1500 insurance?
USAA, State Farm, and GEICO have the cheapest average quotes for Chevy Silverado trucks, according to Insurify data.
But any two Silverado drivers won’t necessarily find the cheapest rates from the same insurer. Rates will depend on factors like your ZIP code, driving history, claims history, vehicle age, mileage, and more. So, it’s important to compare quotes from several insurers.
Are Chevrolet Silverado 1500s expensive to insure?
Chevy Silverado 1500 trucks are slightly cheaper to insure than the national average. On average, it costs $135 per month, or $1,620 per year, to insure one of these pickups. The national average cost of car insurance is $143 per month, or $1,711 per year.
How much does it cost to insure a Chevrolet Silverado 1500?
The average cost of Chevy Silverado 1500 insurance is $94 per month for liability-only insurance and $176 per month for full-coverage insurance.
Is a 4x4 truck more expensive to insure?
It depends. A 4x4 truck can add complexity to the vehicle’s engine system, which can potentially increase the cost of insurance. But 4x4 trucks can also offer additional safety and towing power, which may help lower insurance costs, since it reduces the likelihood of a claim.
Sources
- Good Car Bad Car. "Chevrolet Silverado Sales Figures."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Kelley Blue Book. "2025 Chevrolet Silverado 1500."
Methodology
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Writer: Emily Guy BirkenInsurance and Personal Finance Writer
Writer: Emily Guy BirkenInsurance and Personal Finance Writer
Qualifications:
Plutus Award winner
Over 12 years writing about insurance and personal finance
Emily is a Plutus Award-winning freelance writer and former educator who makes complex financial topics easy to understand. She specializes in the science behind money habits and has written for outlets like The Huffington Post, Business Insider, and The Washington Post.
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Qualifications:
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.