Cheapest Auto Insurance in Corpus Christi, Texas (2025)

The average cost of car insurance in Corpus Christi, Texas, is $214 per month for full coverage and $134 per month for liability-only coverage. Perhaps due to the city’s coastal location and risk of hurricanes, car insurance rates in Corpus Christi are slightly more expensive than the national averages of $184 and $104.

If you’re looking for the cheapest car insurance in Corpus Christi, it’s a good idea to shop around and compare quotes from multiple insurers. Here’s what you need to know about finding auto coverage in Corpus Christi.

6 of the cheapest car insurance companies in Corpus Christi

Drivers in Corpus Christi have varying car insurance needs. The best car insurance company for you depends on your unique coverage needs and driver profile. Here are a few of the best car insurance companies in Corpus Christi in different categories.

Compare quotesCompare	Compare quotesCompare	Compare quotesCompare	Compare quotesCompare	Compare quotesCompare	Compare quotesCompare
Average price Prices based on average across state-minimum and full coverage car insurance $74/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $159/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $104/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $132/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $166/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $163/mo*
Overall rating 4.1 6,120 reviews	Overall rating 3.9 6,477 reviews	Overall rating 3.9 3,702 reviews	Overall rating 4.9 1,215 reviews	Overall rating 4.3 489 reviews	Overall rating 3.8 1,189 reviews
Value for money 3.8/5	Value for money 3.8/5	Value for money 3.6/5	Value for money 4.9/5	Value for money 4.0/5	Value for money 3.6/5
Customer service 4.1/5	Customer service 3.9/5	Customer service 3.8/5	Customer service 4.7/5	Customer service 4.0/5	Customer service 3.8/5
Claims handling 4.1/5	Claims handling 4.1/5	Claims handling 3.9/5	Claims handling 4.9/5	Claims handling 4.4/5	Claims handling 4.0/5
Special highlight AI-generated from 6120 user reviews Customer service	Special highlight AI-generated from 6477 user reviews Teen drivers	Special highlight AI-generated from 3702 user reviews Accident forgiveness	Special highlight AI-generated from 1215 user reviews Members of the military community	Special highlight AI-generated from 489 user reviews Usage-based savings	Special highlight AI-generated from 1189 user reviews Bundling discounts

Data in this table has been sourced from Insurify’s users who have indicated they are insured with the listed providers

Best insurer for cheap rates: State Farm

Cheap Rates

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User Reviews	4.1 6,120 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.3 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$57/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$89/mo

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Driver Reviews

4.1

Best choiceBased on 11,501 verified guest reviews and ratings

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For

Customer service

Competitive rates

Discounts for safe drivers

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For

Customer service

Competitive rates

Discounts for safe drivers

Reviews (6,120)

Lemuel

Verified Review

Too Much

Reviewed in Ohio on August 2025

They raise the premium constantly.

Scott

Verified Review

State Farm: Unbelievable Agent

Reviewed in Florida on August 2025

When my wife and I were in an accident in the Blue Ridge Mountains and were airlifted to a trauma center in Tennessee, I called my agent to report the accident while laying flat on my back. She told me I needed to call the corporate number. I explained that I was flat on my back with IVs in me, and she said, "Don't worry, I will take care of everything. Call me back when you are better." They handled everything for us. When we returned home and went to see them, it was unbelievable. They said, "Bring all your bills in, and we will handle it for you."

Julio

Verified Review

Claims!!!

Reviewed in North Carolina on August 2025

I had a bad experience with a claim because both parties used the same insurance company.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

657

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.84

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

State Farm is the largest U.S. auto insurer by market share and has operated for more than 100 years. Available in all 50 states, State Farm stands out for its customer service, extensive discounts, and optional coverages. The insurer ranked fifth for overall customer satisfaction in the 2023 J.D. Power U.S. Auto Claims Satisfaction Study. Safe drivers can enjoy many State Farm discounts, including ones for young motorists who complete an approved driver training course, for having a vehicle with certain safety equipment, and for going three years or longer without violations or at-fault accidents.

Pros

• Cheapest average rates by coverage level in the city

• Ranked above average for customer satisfaction in J.D. Power 2023 Auto Insurance Study^[1]

Cons

• No gap insurance offered

• Higher rates than some competitors for drivers with poor credit

Best insurer for military families: USAA

Military Families

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User Reviews	4.9 1,215 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.1 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$102/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$159/mo

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Driver Reviews

4.9

Best choiceBased on 2,153 verified guest reviews and ratings

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

Reviews (1,215)

Bob

Verified Review

Solid Insurance Company

Reviewed in Alabama on August 2025

I'm a 68-year customer. That should tell you everything.

Randall

Verified Review

USAA not recommended

Reviewed in Texas on August 2025

I had my debit card hacked, and the bank had to create a new account, which caused all of the autopayments to be rejected until I got a new card and account number. Since it was a hack used to purchase bitcoin, the bank fraud investigators took longer than normal to get everything switched over. Just about every company was great about the failed charge once they heard about the reason. Not USAA. They sent major emails the second the charge was rejected and kept piling on. I called them, and they were unapologetic and rude. I asked them if they kept track of how long a person has been a customer. They told me I had been a customer for 37 years. They could not have cared less and then started trying to intimidate me by asking if I was still active duty and needed to update their records with this info, which they had for 25 years. They have poor customer service and high rates. Not the company they used to be. They were the only company I left through the whole experience. I would not recommend them, especially after all of the fraud that has come out of the company in recent years.

John

Verified Review

Not recommended for vehicle insurance

Reviewed in New Jersey on August 2025

Very difficult to deal with if you have a vehicle insurance claim; very good though with homeowners insurance.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

739

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

1.31

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

USAA only sells insurance products to active-duty, reserve, and veteran military personnel, as well as select members of military families. The company has low quotes for Corpus Christi, and it offers lots of discounts, including savings for storing your vehicle during deployment. USAA also stands out for its impressive third-party ratings, with the highest possible ratings from organizations like J.D. Power and AM Best.

Pros

• Variety of discounts

• Excellent third-party ratings

Cons

• Only available to military families

• Doesn’t have many coverage options

Best insurer for discounts: GEICO

Discounts

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User Reviews	3.9 6,477 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.2 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$131/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$183/mo

Show Details

Driver Reviews

3.9

A solid optionBased on 12,148 verified guest reviews and ratings

How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify

Best For

Teen drivers

Cheap rates

Accident forgiveness

How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify

Best For

Teen drivers

Cheap rates

Accident forgiveness

Reviews (6,477)

Deanna

Verified Review

Finding Low Rates

Reviewed in Texas on August 2025

I went in looking to lower my rate with the same coverage. Geico had the lowest. The only other one was USAA, and they were the same.

Patrick

Verified Review

Easy, Quick, and Worth It

Reviewed in California on August 2025

Make sure all coverages are correct and then compare prices. Geico was the lowest.

James

Verified Review

GEICO is good, Safe Driving App is NOT

Reviewed in Texas on August 2025

The Safe Driving App does not accurately track driving, and I lost the discount because of it.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

637

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.59

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

GEICO is the best car insurance company in Corpus Christi for discounts. The company offers discounts for military members, federal employees, good students, safe drivers, and drivers who insure a new vehicle, or bundle coverage. GEICO has excellent policy-management tools, with a mobile app that allows you to file claims, pay your bills, access ID cards, and more. You can also get customer service via live chat.

Pros

• Discounts available for additional savings

• Good policy-management tools

Cons

• Limited add-ons

• Below-average ranking in Texas in the J.D. Power 2023 Auto Insurance Study

How to get the cheapest car insurance in Corpus Christi

You can save money on your auto insurance policy in Corpus Christi in many different ways. Here are some tips for getting the cheapest car insurance for you:

• Look for discounts. Many car insurance companies offer a wide variety of discounts, which can lower your premium. For example, you might be able to save money by taking a defensive driving course, insuring multiple cars, or insuring a new car.

• Bundle your policies. You can often get a cheaper car insurance premium when you bundle auto insurance with homeowners insurance or renters insurance.

• Choose a high deductible. Increasing your collision or comprehensive deductible will typically lower your monthly car insurance premium. But keep in mind that setting a high deductible means you’ll get a reduced settlement if you have a claim.

• Pay your premium in full. Most car insurance companies in Corpus Christi offer a small discount if you pay your annual premium up front and in full.

• Maintain a clean record. Drivers with no accidents, tickets, or other moving violations usually pay the lowest prices. Maintaining a clean record will help you get the cheapest premium for your situation.

Find Car Insurance in Corpus Christi

Liability rates start at $57 per month

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Based on 7,669+ reviews

4.8/5

Cheapest liability-only car insurance in Corpus Christi: State Farm

“Texas vehicle owners are required to maintain minimum liability coverage,” says Nick Schrader, a licensed insurance agent at Texas General Insurance.

Liability car insurance covers your financial responsibilities if you cause an accident that results in bodily injury or property damage. It’ll cover only the other driver’s medical expenses if they get hurt, as well as their vehicle repairs if the car is damaged. It doesn’t cover your vehicle.

The average monthly rate for liability coverage in Corpus Christi is $134. In the table below, you can see which car insurance companies in Corpus Christi have the cheapest quotes for liability-only insurance.

The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Monthly Quote
State Farm	$57
Mile Auto	$70
Allstate	$80
Mercury	$97
Progressive	$101
USAA	$102
Dairyland	$122
Root	$122
The General	$124
Bristol West	$124
AssuranceAmerica	$127
Nationwide	$128
Commonwealth Casualty	$131
GEICO	$131
Safeco	$131
Clearcover	$135
Direct Auto	$145
National General	$145
GAINSCO	$148
Elephant	$156
Chubb	$173
Foremost	$198
21st Century	$200
Liberty Mutual	$258

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Corpus Christi: State Farm

Full-coverage car insurance offers more protection than liability-only coverage. With a full-coverage policy, you get collision and comprehensive insurance, which pay for your vehicle’s repairs after an accident or another covered loss. It also includes liability insurance and may include medical payments insurance.

Your lender might require you to carry full-coverage insurance if you lease or finance your vehicle. You should also consider this coverage if you drive a new or expensive vehicle that would cost a lot to repair or replace.

Full-coverage car insurance in Corpus Christi costs an average of $214 per month. The following car insurance companies have the cheapest full-coverage quotes in Corpus Christi.

The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Monthly Quote
State Farm	$89
Allstate	$126
Mile Auto	$143
Mercury	$159
USAA	$159
Progressive	$177
GEICO	$183
Nationwide	$201
Safeco	$212
Clearcover	$220
Root	$221
Direct Auto	$244
The General	$244
Elephant	$245
Bristol West	$257
National General	$257
Chubb	$271
AssuranceAmerica	$275
GAINSCO	$299
21st Century	$312
Dairyland	$331
Liberty Mutual	$335
Commonwealth Casualty	$346
Foremost	$399

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Car insurance requirements in Texas

Car insurance is a legal requirement in Texas, and all drivers must carry a minimum amount of coverage. If you own a vehicle, you must carry the required amounts of liability insurance to cover your financial responsibilities in the event of an at-fault accident.^[2]

Texas is an at-fault state. In the event of an accident, this means the at-fault driver is responsible for compensating the other driver for their losses, including medical bills and vehicle damage. If you don’t have enough insurance to cover the other person’s losses, they may sue you for the difference.

Texans must carry the following amounts of auto coverage to drive legally:

Coverage	Minimum Requirements
Bodily injury liability	$30,000 per person / $60,000 per accident
Property damage liability	$25,000 per accident

When you purchase car insurance in Texas, all policies automatically include personal injury protection (PIP), and insurers need to offer you uninsured/underinsured motorist coverage (UM/UIM) too. You can opt out of both coverages in writing. You may decide to purchase these and other add-ons for greater vehicle protection.

Common insurance add-ons include the following:

• 

  Personal injury protection coverage

  Personal injury protection covers the medical bills of you and your passengers following an accident, as well as lost wages and other non-medical costs.

• 

  Uninsured/underinsured motorist coverage

  If a driver without sufficient coverage hits your vehicle, uninsured/underinsured motorist insurance covers your medical expenses and vehicle repairs. It also kicks in after a hit-and-run accident.

• 

  Collision coverage

  Collision insurance pays for vehicle repair or replacement after an accident, regardless of fault. Collision also covers rollover accidents and damage caused by hitting a pothole.

• 

  Comprehensive coverage

  Comprehensive insurance covers damage from non-collision incidents, including flood, fire, theft, vandalism, and more.

• 

  Medical payments coverage

  Similar to PIP coverage, medical payments insurance covers the medical bills of you and your passengers after an accident. It also applies if you’re injured in someone’s car or as a pedestrian.^[3]

Cheapest car insurance for drivers with an incident

Drivers with an incident on their record, like a speeding ticket or an at-fault accident, usually pay more for car insurance than drivers with clean records. Having certain violations on your record can make you riskier to insure. More serious violations, like driving under the influence, typically have the biggest effect on your car insurance premium.^[4]

Find Car Insurance in Corpus Christi

Rates start at $66/mo. for drivers with an incident

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Based on 7,669+ reviews

4.8/5

Cheapest car insurance for drivers with a speeding ticket: State Farm

If you get pulled over for speeding, it can affect your car insurance premium. Compared to other violations, speeding tickets usually have a smaller effect. But the price increase after a speeding ticket will depend on your insurance company and the severity of your offense. Generally, a speeding ticket will affect your premium for three to five years.

The average monthly cost of full coverage for Corpus Christi drivers with speeding tickets is $256. Liability averages $161 per month. In the table below, you can see which car insurance companies in Corpus Christi are the cheapest for drivers with a speeding ticket on their record.

The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Clean Driving Record	With Speeding Ticket
State Farm	$57	$69
Mile Auto	$70	$81
Allstate	$80	$97
Mercury	$97	$128
Progressive	$101	$121
USAA	$102	$125
Dairyland	$122	$149
Root	$122	$155
The General	$124	$161
Bristol West	$124	$153
AssuranceAmerica	$127	$149
Nationwide	$128	$157
Commonwealth Casualty	$131	$153
GEICO	$131	$164
Safeco	$131	$164
Clearcover	$135	$173
Direct Auto	$145	$179
National General	$145	$177
GAINSCO	$148	$174
Elephant	$156	$183
Chubb	$173	$211
Foremost	$198	$243
21st Century	$200	$250
Liberty Mutual	$258	$316

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: State Farm

Causing an accident makes you riskier to insure, which can affect the cost of your car insurance policy even more than a speeding ticket. Unless you pay for an endorsement like accident forgiveness, you can typically expect your insurance premium to go up for three to five years after a collision. Even if you weren’t at fault, some Texas insurance companies might raise your premium anyway.

If you have an accident on your record, it’s a good idea to shop around every year and compare quotes from several insurers. Some insurance companies have cheaper prices than others for drivers with an at-fault accident.

On average, Corpus Christi drivers with at-fault accidents face rates of $170 per month for liability coverage and $272 per month for full-coverage policies. These Corpus Christi insurance companies have the lowest average quotes for drivers with an at-fault accident.

The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Clean Driving Record	With At-Fault Accident
State Farm	$57	$72
Mile Auto	$70	$91
Allstate	$80	$102
Mercury	$97	$138
Progressive	$101	$128
USAA	$102	$130
Dairyland	$122	$157
Root	$122	$152
The General	$124	$166
Bristol West	$124	$160
AssuranceAmerica	$127	$153
Nationwide	$128	$165
Commonwealth Casualty	$131	$170
GEICO	$131	$159
Safeco	$131	$176
Clearcover	$135	$192
Direct Auto	$145	$193
National General	$145	$186
GAINSCO	$148	$185
Elephant	$156	$200
Chubb	$173	$220
Foremost	$198	$254
21st Century	$200	$260
Liberty Mutual	$258	$331

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DWI: State Farm

A DWI conviction is one of the most serious traffic violations. If you get caught driving while intoxicated, your car insurance premium will almost certainly increase significantly. Texas has serious consequences for drivers who get a DWI, including a fine of up to $2,000 and up to 180 days in jail for a first offense.^[5] And in Texas, a DWI conviction stays on your record permanently, unless you’re able to have your record sealed or expunged.

In Corpus Christi, drivers with DWI convictions have average monthly car insurance premiums of $261 for full coverage and $164 for liability only.

While car insurance for drivers with a DWI is more expensive, quotes vary by insurance company. In the table below, you can see which car insurance companies in Corpus Christi are the cheapest for drivers with a DWI.

The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Clean Driving Record	With DUI
State Farm	$57	$77
Mile Auto	$70	$94
Allstate	$80	$108
Mercury	$97	$132
Progressive	$101	$123
USAA	$102	$137
Dairyland	$122	$164
Root	$122	$164
The General	$124	$167
Bristol West	$124	$167
AssuranceAmerica	$127	$171
Nationwide	$128	$172
Commonwealth Casualty	$131	$177
GEICO	$131	$177
Safeco	$131	$195
Clearcover	$135	$182
Direct Auto	$145	$195
National General	$145	$195
GAINSCO	$148	$199
Elephant	$156	$210
Chubb	$173	$233
Foremost	$198	$267
21st Century	$200	$269
Liberty Mutual	$258	$348

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: State Farm

Your age is one of the biggest factors that can affect your car insurance premium in Texas. Rates tend to decrease around age 35 and start to increase again around age 70. That means seniors often pay higher car insurance rates than younger drivers due to increased physical vulnerabilities insurers may view as indicators of risk.

Senior drivers in Corpus Christi pay an overall average of $147 per month for car insurance. In the table below, you can see which car insurance companies in Corpus Christi have the cheapest average quotes for senior drivers.

The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Full Coverage	Liability Only
State Farm	$70	$45
Allstate	$103	$65
Mile Auto	$112	$55
USAA	$130	$83
Mercury	$132	$81
GEICO	$146	$105
Progressive	$150	$86
Nationwide	$154	$98
Safeco	$185	$114
Root	$187	$103
Clearcover	$192	$118
Direct Auto	$195	$116
The General	$201	$102
National General	$201	$113
Chubb	$204	$130
Elephant	$205	$131
Bristol West	$211	$102
AssuranceAmerica	$214	$99
21st Century	$243	$156
GAINSCO	$252	$125
Dairyland	$271	$100
Commonwealth Casualty	$278	$105
Liberty Mutual	$280	$215
Foremost	$341	$169

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: State Farm

Newly licensed teen drivers generally pay the most for car insurance because they have the least experience on the road. Data shows that teen drivers have higher accident rates than older drivers, and they tend to make more critical driving errors that can lead to serious crashes.^[6]

Car insurance for teen drivers in Corpus Christi costs an average of $261 per month for liability-only policies and $417 for full coverage.

Although most teen drivers pay high premiums, you can still find ways to get more affordable coverage. For example, teens who stay insured on a parent’s policy usually pay less for car insurance. Additionally, many car insurance companies offer discounts that teens can qualify for, including for having good grades, attending college a certain number of miles away from home, completing a driver safety course, and insuring a new car. Teens can’t get their own car insurance policies without written consent from a parent or guardian.

Below, you can find the cheapest car insurance companies in Corpus Christi for teens.

The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

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Insurance Company	Full Coverage	Liability Only
State Farm	$174	$112
Allstate	$254	$162
USAA	$300	$193
Mile Auto	$301	$147
Mercury	$306	$187
GEICO	$336	$241
Progressive	$345	$197
Clearcover	$388	$238
Root	$396	$219
Nationwide	$401	$255
The General	$434	$221
Safeco	$435	$269
Elephant	$437	$278
Bristol West	$474	$229
Direct Auto	$494	$293
National General	$539	$304
AssuranceAmerica	$565	$261
Dairyland	$570	$210
GAINSCO	$580	$287
Chubb	$585	$373
21st Century	$587	$376
Liberty Mutual	$608	$468
Commonwealth Casualty	$655	$248
Foremost	$771	$382

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Corpus Christi car insurance quotes by credit tier

Texas law allows car insurance companies to consider your credit history when calculating your car insurance premium. People with good credit typically pay less than people with bad credit.

In the chart below, you can see the average monthly full-coverage car insurance quotes in Corpus Christi based on different credit tiers.

Is car insurance more expensive in Corpus Christi?

Car insurance in Corpus Christi is more expensive than the nationwide average. In Corpus Christi, the average monthly rate is $214 for full coverage and $134 for liability coverage. For comparison, the U.S. national average rate is $184 per month for full coverage and $104 per month for liability coverage. On average, Texans pay $172 per month for auto coverage.

Location-specific factors, like weather risks, accident rates, and the number of uninsured drivers on the road, can influence car insurance rates in different cities and ZIP codes. Corpus Christi residents pay a bit more for coverage than drivers in other Texas cities — perhaps because the city’s location on the coast increases the risk of damages from tropical storms.

More cities in Texas

Your premiums will vary depending on where you live in Texas. Below, you can see how average monthly car insurance quotes in some other Texas cities compare to insurance costs in Corpus Christi.

City	Full Coverage	Liability Only
Arlington	$231	$131
Dallas	$257	$138
El Paso	$198	$105
Fort Worth	$223	$124
Galveston	$212	$134
Houston	$292	$177
Irving	$238	$131
Plano	$221	$127
San Antonio	$229	$129

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Corpus Christi car insurance FAQs