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Cheap Auto Insurance Quotes in Titusville, FL, for September 2022

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Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.
Margaret Wack

By: Margaret Wack

Edited by Olivia Oksenhorn

Updated September 15, 2022

Quick Facts

  • The average cost of car insurance in Titusville is $194 per month or $2,328 annually.

  • Car insurance in Titusville is $137 less than the average cost of insurance in Florida.

  • The cheapest top car insurance provider in Titusville on average is Progressive.

Car Insurance in Titusville, FL

Car insurance rates in Titusville depend on a number of factors, including your vehicle make, model, and year, your driving history, and your credit score. The best way to get cheap car insurance in Titusville is to compare car insurance quotes from multiple different insurance companies.

Quotes by Top Companies

Progressive
$127
Travelers
$194
National General
$195
Bristol West
$203
Liberty Mutual
$216

See More:

Cheap Car Insurance Florida

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Cheapest Car Insurance in Titusville, FL

What is the cheapest car insurance in Titusville?

Progressive is the cheapest top car insurance provider on average in Titusville, with rates starting at $127 per month. It’s still important to compare car insurance rates because everyone’s situation is unique.

The most affordable insurer for your specific situation may be different than the table below due to various factors that make up your individual driving profile, so it’s always a good idea to double-check rates from different insurers before purchasing a policy.

Insurance CompanyAverage Monthly Quote
Progressive$127
Travelers$194
National General$195
Bristol West$203
Liberty Mutual$216
Dairyland$227
Hugo$39
AssuranceAmerica Economy$131
Direct Auto$152
Assurance America$187
GAINSCO$205
Mercury$209
Safeco$221
Pronto$234
Infinity$242
The General$253
Midvale Home & Auto$263
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

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Minimum Car Insurance Requirements in Florida

All motor vehicles operated or parked on Florida roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

  • Requested by law enforcement

  • Renewing vehicle registration

  • The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Florida[1] are:

  • $10,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident. Florida is a no-fault state, meaning both parties’ insurance providers will pay for expenses, regardless of which party caused the accident.

  • $10,000 per accident for PIP

Personal injury protection coverage, also referred to as PIP coverage, will cover the policyholder for medical payments they incur in the event of an accident. Depending on your plan, you may also receive non-medical benefits, compensating you for lost wages, household expenses, and even funeral costs.

Titusville Car Insurance Rates by Driving and Accident History

Aside from where you live and the make and model of your car, your driving record is one of the most significant factors that can affect your car insurance premiums[2]. If you have a clean driving history, the amount you pay for car insurance coverage is likely to be lower, but if you have accidents, tickets, or DUIs on your driving record, your rates could be much higher.

Driver HistoryAverage Monthly Cost
Clean Record$203
Speeding Ticket$272
At-Fault Accident$296
DUI$404
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

See More:

High-Risk Car Insurance Florida

DUI Car Insurance Florida

Titusville Car Insurance Rates by Credit Tier

Your credit score is another factor that can affect your car insurance rates[3]. Drivers with good credit are more likely to qualify for lower rates, while drivers with poor credit are more likely to be charged higher rates for car insurance as a result of their scores.

Credit TierAverage Monthly Cost
Excellent$162
Good$192
Average$211
Poor$327
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

How to Get the Cheapest Car Insurance in Titusville

The best way to get cheap car insurance if you live in Titusville is to compare car insurance rates from multiple different insurers. Since the best rates can vary significantly depending on factors including your car, where you live, your age, and even your credit score, securing personalized quotes is the best way to accurately compare policies from different providers.

At Insurify, we make it quick and easy to compare auto insurance quotes in just a few minutes. Just enter in your ZIP code and provide some details about yourself and your vehicle, and you’ll receive personalized quotes in under five minutes, with no sign-up required. You can purchase a policy online or by speaking with insurance agents over the phone.

Frequently Asked Questions

  • If you’re looking for affordable car insurance in Titusville, the best way to secure an affordable policy is to shop around. By comparing quotes, you can make sure that you’re getting the best car insurance policy for your specific situation. You may also be able to take advantage of discounts for safe driving or bundling your policies with particular car insurance companies.

  • On average, car insurance in Titusville can cost anywhere between $39 and $263. Some of the factors that affect the cost of car insurance include what type of vehicle you drive, your driving history, your credit score, your age, and where you live.

  • In Titusville, Florida, car insurance rates are affected by a variety of factors, including population density, rate of accidents in the area, liability coverage and minimum coverage requirements, and local laws and regulations. Your car insurance rates may also be affected by personal factors, like any accidents or speeding tickets in your driving history.

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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Margaret Wack
Margaret Wack
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Personal Finance Writer

Margaret Wack is a personal finance writer with a master's from St. John's College. She has written about finance and insurance topics for publications including Investopedia, Bankrate, MoneyGeek, The Simple Dollar, Money Under 30, and more. She has also written for sites like Angi, US News & World Report, ArtfulTea, and Reviews.com. Connect with Margaret on LinkedIn.

Learn More

Sources

  1. Florida Highway Safety and Motor Vehicles. "State Minimum Car Insurance Requirements." Accessed May 28, 2022
  2. State of Florida.com. "Florida Driving Records: What's Inside and How to Get a Copy." Accessed June 9, 2022
  3. Official Internet Site of the Florida Legislature. "Use of credit reports and credit scores by insurers." Accessed June 9, 2022