Cheap Auto Insurance Quotes in Oviedo, FL (2023)

Car Insurance in Oviedo, FL

Florida mandates that anyone who drives a vehicle must carry auto insurance. Since there are several options for Florida car insurance, ranging from full coverage to the state minimum, you will want to gather multiple quotes before purchasing a policy. In Oviedo, speaking with local insurance agencies and insurance agents may help you find lower rates.

Regardless of where you live in the state of Florida, you can expect rates for auto insurance coverage to vary from city to city. Cities such as Oviedo and Lakeland have average monthly rates of around $235, while other locations like Haines City are significantly more, with rates around $277.

Discover how cities like Oviedo, Lakeland, and Haines City compare when it comes to average monthly car insurance quotes in the table below.

See More:

• Cheap Car Insurance Florida

• Compare Car Insurance

Cheapest Car Insurance in Oviedo, FL

Drivers living in the Oviedo, FL, area have several options for where they purchase their car insurance. Speaking with local agents and shopping around with different providers like American Auto Insurance and Pontell Insurance can be a great strategy for finding the best rates.

Here are just a few of the other insurance companies located in Oviedo to consider speaking with:

Best Car Insurance in Oviedo, FL

Large insurance providers such as State Farm, Allstate, GEICO, and Progressive are usually the first place drivers go for car insurance. However, several local insurance companies also offer affordable coverage options for Oviedo residents.

Discover which insurance companies in Oviedo have the highest ICS (Insurify Composite Score) below:

See More: Best Car Insurance Companies

Average Car Insurance Cost

Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in Florida

Oviedo Car Insurance Rates by Driver Age

A driver's age is often one of the many factors that insurance companies use to determine what auto insurance rates to quote a customer. The younger a motorist is, the higher their monthly premium is more likely to be. This can be seen in the table below, where teens average $507 and drivers in their 60s only average $198 a month.

Oviedo Car Insurance Rates by Driving and Accident History

Insurance providers often use your driving record to help determine your overall monthly premium. If you keep a clean record for an extended period, your rates will likely stay low. However, your rates will most likely increase if you have high-risk incidents in your driving history, such as speeding tickets or at-fault accidents.

See how different incidents can affect your monthly car insurance in Florida in the table below:

See More:

• High-risk Car Insurance Florida

• DUI Car Insurance Florida

Oviedo Car Insurance Rates by Credit Tier

Credit rating is often one factor that most drivers overlook out of all the criteria that insurance companies use to set your rates. However, having a good credit history can significantly impact how much you pay each month. For instance, drivers with an excellent credit rating pay an average of $209 a month, while a bad rating could mean paying as much as $323.

Use the table below to see how your credit rating could impact your average monthly premium.

See More: Bad Credit Car Insurance Florida

Oviedo DMV Information

As a driver, there are many reasons why you might go to the DMV. For new drivers, it is a place where you can get your first driver's license. For other motorists who need new plates, the DMV is a great place for that, too. If you are a resident of Oviedo, the closest DMV is located at:
1490 Swanson Drive Suite 100
Oviedo, FL, 32765

In addition to receiving your first license, this location also offers several services that you may need as you continue to drive. For example, you can get help with the following services at the Oviedo DMV:

• Renew a registration

• Transfer a title from one vehicle owner to another

• Obtain a learner's permit

• Take a defensive driving course

Public Transportation in Oviedo

For some Oviedo residents, driving isn't always an option. Luckily, there are options available in the city to help with getting around. For instance, LYNX provides public transportation through the NeighborLink 622/OVIEDO route.

To use LYNX for transportation, you will need to call 1 (407) 244-0808 at least two hours before you need to be picked up. Return services are also available with LYNX.

Keep in mind that the NeighborLink route only runs Monday through Saturday, so you will need to figure out a different mode of transportation on Sundays and holidays.

How to Get the Cheapest Car Insurance in Oviedo

When considering an auto insurance policy, you want to make sure you keep two things in mind—affordability and your insurance needs. A plan may look appealing because of the price tag. But if it doesn't include protections such as liability coverage, property damage coverage, and bodily injury coverage, then the lower premium might not be worth it.

The best way to find the cheapest car insurance that keeps you protected is to shop around with different providers. Insurify makes the shopping experience easy by providing a single location where you can quickly compare free quotes from multiple providers within a matter of seconds.

Start comparing car insurance policies with Insurify today.

For more detailed Florida city level guides, check out these below.

• Average Cost of Car Insurance Rates in Florida

• DUI Car Insurance Rates in Florida

• High-Risk Driver Car Insurance Rates in Florida

• Florida Car Insurance with Bad Credit Rates

• Short-Term Car Insurance in Florida

• SR-22 Insurance in Florida