Cheapest car insurance for drivers with an incident
Incidents refer to at-fault accidents, speeding tickets, DUIs, and other moving violations you might commit as a driver in the Sunshine State. Since incidents may cause insurance companies to see you as a high-risk driver, they often lead to increased car insurance rates.
For example, if you have a DUI in Florida, you can expect to pay 99% more, on average, for car insurance than you would with a clean driving record.
Cheapest car insurance for drivers with a speeding ticket: State Farm
While a speeding ticket might not seem like a big deal, it can lead to higher car insurance premiums. In Florida, drivers with a speeding ticket pay 34% more, on average, for car insurance.
The table below shows cheap auto insurance companies in Florida for drivers with a speeding ticket.
The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT.
| Insurance Company | Clean Driving Record | With Speeding Ticket |
|---|
| State Farm | $72 | $84 |
|---|
| GEICO | $74 | $87 |
|---|
| Hugo | $77 | $96 |
|---|
| Allstate | $125 | $147 |
|---|
| Mile Auto | $131 | $167 |
|---|
| Safeco | $134 | $161 |
|---|
| Mercury | $147 | $187 |
|---|
| Travelers | $148 | $176 |
|---|
| Liberty Mutual | $153 | $201 |
|---|
| Direct Auto | $159 | $189 |
|---|
| Midvale Home & Auto | $177 | $216 |
|---|
| Progressive | $182 | $215 |
|---|
| Infinity | $194 | $239 |
|---|
| Foremost | $210 | $275 |
|---|
| Dairyland | $218 | $258 |
|---|
| GAINSCO | $222 | $291 |
|---|
| AssuranceAmerica | $243 | $293 |
|---|
| Bristol West | $270 | $316 |
|---|
| National General | $305 | $351 |
|---|
| The General | $318 | $380 |
|---|
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: State Farm
If you’re at fault for a car accident in Florida, you should expect higher rates for a car insurance policy.[1] Depending on the auto insurance company and your particular situation, you may pay 43% more, on average, for car insurance.
Here are the auto insurers that offer the cheapest monthly rates for drivers with at-fault accidents in Florida.
The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT.
| Insurance Company | Clean Driving Record | With Accident |
|---|
| State Farm | $72 | $91 |
|---|
| GEICO | $74 | $94 |
|---|
| Hugo | $77 | $95 |
|---|
| Allstate | $125 | $158 |
|---|
| Mile Auto | $131 | $182 |
|---|
| Safeco | $134 | $164 |
|---|
| Mercury | $147 | $199 |
|---|
| Travelers | $148 | $189 |
|---|
| Liberty Mutual | $153 | $213 |
|---|
| Direct Auto | $159 | $206 |
|---|
| Midvale Home & Auto | $177 | $238 |
|---|
| Progressive | $182 | $235 |
|---|
| Infinity | $194 | $242 |
|---|
| Foremost | $210 | $292 |
|---|
| Dairyland | $218 | $276 |
|---|
| GAINSCO | $222 | $271 |
|---|
| AssuranceAmerica | $243 | $309 |
|---|
| Bristol West | $270 | $337 |
|---|
| National General | $305 | $386 |
|---|
| The General | $318 | $411 |
|---|
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI: State Farm
A DUI is a serious offense that can increase your car insurance costs in Florida.[1] If you’ve been convicted of a DUI, you may pay 100% more, on average, for car insurance.
Here are the cheapest Florida car insurance companies for drivers with a DUI.
The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT.
| Insurance Company | Clean Driving Record | With DUI |
|---|
| State Farm | $72 | $115 |
|---|
| GEICO | $74 | $118 |
|---|
| Hugo | $77 | $123 |
|---|
| Allstate | $125 | $199 |
|---|
| Mile Auto | $131 | $188 |
|---|
| Safeco | $134 | $213 |
|---|
| Mercury | $147 | $210 |
|---|
| Travelers | $148 | $236 |
|---|
| Liberty Mutual | $153 | $244 |
|---|
| Direct Auto | $159 | $253 |
|---|
| Midvale Home & Auto | $177 | $282 |
|---|
| Progressive | $182 | $290 |
|---|
| Infinity | $194 | $309 |
|---|
| Foremost | $210 | $334 |
|---|
| Dairyland | $218 | $347 |
|---|
| GAINSCO | $222 | $353 |
|---|
| AssuranceAmerica | $243 | $387 |
|---|
| Bristol West | $270 | $430 |
|---|
| National General | $305 | $485 |
|---|
| The General | $318 | $506 |
|---|
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
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