Best Car Insurance for Doctors (2024)

Progressive, Farmers, and Liberty Mutual are some of the car insurance companies that offer discounts for doctors.

Sarah Archambault
Sarah Archambault
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Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.

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Ashley Cox
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Updated October 20, 2024

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Cheapest recent rates

Insurify’s drivers have found rates ranging from $36/mo. to $137/mo. in the last few days

*Quotes generated for Insurify users within the last 10 days. Last updated on October 17, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 17, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users within the last 10 days. Last updated on October 17, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 17, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Whether you’re just starting your medical career as a doctor and need affordable car insurance while paying off student loans, or you’re more established and need to protect yourself from financial losses caused by accidents, choosing the right car insurance is important.

Many car insurance companies offer discounts specifically for doctors, which can lower your car insurance rates even more. Here’s what you should know about car insurance discounts for doctors.

Quick Facts
  • Many insurers have affinity programs that provide discounts to members of certain groups.

  • Doctors should consider carrying higher liability limits than the state minimums.

  • You can reduce your car insurance costs by maintaining a clean driving record.

Best car insurance companies for doctors

The best car insurance company for one doctor might not be the best company for another. Insurers use many factors to set rates, including your age, gender, ZIP code, car type, and coverage levels.

If you’re looking for car insurance as a doctor, the companies below are a great place to start your search.

Progressive: Best for optional coverage

Compare personalized, real-time quotes
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
819
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.4/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$79/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$138/mo

Progressive is one of the largest insurance companies in the U.S. It offers policies for a wide range of vehicles, including classic cars, boats, motorcycles, and RVs. You can choose from many optional coverages, including roadside assistance, custom parts and equipment, rideshare, and pet injury coverage.

While Progressive doesn’t have specific discounts for doctors, it offers discounts for bundling multiple policies, insuring multiple cars on the same policy, paying your policy premium in full and up front, and opting to receive statements via email.

Pros
  • Rewards for good drivers

  • Numerous coverage options and discounts available

Cons
  • Higher-than-expected amount of complaints

  • Ranked 11 out of 15 companies in the J.D. Power Customer Satisfaction Index Ranking

Read more driver reviews of Progressive
Jeffrey - October 20, 2024
Verified

Just Tell Me the Truth, Not What I Want to Hear

I had insurance with them for 12 years. When my new car arrived, it wasn't what I ordered, so I had to reorder. I was without a car for 62 days. When I was scheduled to pick up my car, I called to put insurance on it. However, they told me my policy was cancelled. I got my new car, but it had the wrong options. I called again and informed them that I had sold my old car and wanted to put the policy on the new car when it arrived in 45 to 90 days. They said it was no problem and to call back when the new car arrived. 55 days later, I was informed that my new car would be arriving in 7 days. However, they told me that my policy had expired and could only be reinstated within 30 days. The new insurance was twice as high with higher deductibles. Someone ran into my parked car while it was turned off and I wasn't in it. With the new insurance, I had a claim. I was told I had accident forgiveness, but that didn't apply to the new policy. My renters insurance was $458 and the renewal was $888. It was time to leave them.

Janet - October 20, 2024
Verified

The first three years were good. Then, I asked for a discount due to my good driving record and also because I turned 70. Now, I need a snap device to get a discount. My rate went from $276.00 to $188.00.

The first three years were good. Then, I asked for a discount due to my good driving record and also because I turned 70. Now, I need a snap device to get a discount. My rate went from $276.00 to $188.00.

Robin - October 20, 2024
Verified

Unsatisfactory Experience

When I first got Progressive, it was for liability on one car, and I paid over $100. When I inquired about removing the car or what to do since I no longer had that car, I was told it would be cheaper to cover just me. Surprisingly, it was more expensive, and I was told I couldn't go back to the cheaper policy. Then, I tried adding my new car with full coverage, and it was over $300. I am very unhappy with this experience.

Farmers: Best for discounts

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User Reviews
3.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.3/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$112/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$248/mo

Farmers is a reputable car insurance company for doctors. It has various affinity discounts, which provide reduced rates for employees and members of certain businesses, occupational groups, and professional associations.

Doctors can also save with more standard discounts, including those for bundling policies, going paperless, and keeping a clean driving record.

Pros
  • Many discounts

  • Robust roadside assistance program

Cons
  • Lower customer satisfaction

  • Tends to have higher premiums than some competitors

Read more driver reviews of Farmers
Larry - October 20, 2024
Verified

Covered

Trouble-free and very helpful.

Shaun - October 20, 2024
Verified

High Rates

Every renewal since I've been with them, their rates go up. The insured vehicle only acquires 3500 miles a year or less. Definitely not worth $3000 a year. They have to go.

Paul - October 19, 2024
Verified

I feel the cost of insurance is excessive.

My agent is responsive when I call. He gives me the feeling that he is on my side.

Liberty Mutual: Best for safe drivers

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User Reviews
2.8
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
7.7/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$138/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$254/mo

Liberty Mutual is available nationwide and offers car insurance discounts to members of the American Medical Association. You can also get discounts for owning a home, bundling policies, buying a policy online, and more.

The company also rewards safe driving. You can save up to 30% on your premiums through its RightTrack program.

Pros
  • Wide range of available discounts

  • Accident forgiveness available

Cons
  • Many negative reviews and customer complaints

  • Premiums are relatively high compared to industry average

Read more driver reviews of Liberty Mutual
Ruth - October 20, 2024
Verified

Too Expensive

Extremely expensive.

Yeris - October 19, 2024
Verified

No Help in Personal Assistance

I had a terrible experience. They increased the price and the service was poor.

Silvia - October 19, 2024
Verified

Not Satisfied

It has been changing very often to be super expensive.

Travelers: Best for financial strength

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User Reviews
3.4
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.0/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$89/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$194/mo

Travelers offers affinity group programs for members of credit unions, professional associations, customers of certain banks, and employees of certain businesses. You can find out whether you qualify by calling to get a quote or asking your employer or professional association whether it participates in any affinity programs.

AM Best gives Travelers an A++ (Superior) financial strength rating, indicating a solid ability to pay claims.

Pros
  • Accident forgiveness available

  • Robust coverage selections and discount offerings

Cons
  • Rideshare coverage only available in Colorado and Illinois

  • High number of negative customer reviews with the Better Business Bureau

Read more driver reviews of Travelers
Paul - October 14, 2024
Verified

Insurance and an Unfortunate Situation

I didn't like being forced to use their spyware app.

Rebecca - October 14, 2024
Verified

Travelers

So far, it's great.

Susan - October 14, 2024
Verified

Decent Insurance, But Not the Best

Make sure to read the fine print, especially in case you have an accident. There were things I wasn't aware of. The price is too high for a 2019 vehicle. I found that I can bundle my car and renter's insurance for a better price with another company. So, that's what I plan to do.

Plymouth Rock: Best for personalized service

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User Reviews
3.3
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
NR

Plymouth Rock offers competitive rates for doctors and a variety of discount programs. While discounts vary by state, it offers discounts for nurses, dental hygienists, alumni of certain universities, and other professional associations.

The insurer operates in only six states — Connecticut, Massachusetts, New Hampshire, New Jersey, New York, and Pennsylvania — but it has local independent agents who can help you customize a policy to meet your needs.

Read more driver reviews of Plymouth Rock
Marissa - October 16, 2024
Verified

They took advantage of being the first insurance company I used by continually raising my policy when it should have been progressively getting lower.

They took advantage of being the first insurance company I used by continually raising my policy when it should have been progressively getting lower.

Joseph - October 14, 2024
Verified

First Time Claim Experience with Plymouth Rock Insurance

My agent is fantastic. I had no previous claims, but when my car rolled down the driveway and hit my other vehicle, I needed their assistance. Unfortunately, my claim representative was unresponsive. The company required me to file two separate claims, one for each vehicle, and then they doubled my rates. I find this company's practices to be disappointing.

Robert - October 14, 2024
Verified

Cost

It's very costly.
  • To choose the best car insurance companies for doctors, we compared insurers’ rates, relevant discounts, nationwide availability, and our Insurify Quality (IQ) Scores, which measure overall company health and customer satisfaction. The companies we selected offer relatively low rates compared to competitors and provide relevant discounts, such as affinity group, loyalty, and multi-policy discounts.

Car insurance discounts for doctors

Farmers, Liberty Mutual, Progressive, and Travelers are a few companies that offer car insurance discounts to doctors and medical professionals. Discounts vary by insurer, but here are some common ones you might be able to take advantage of:

  • Professional organization discounts: Some professional organizations offer auto insurance discounts to members. If you belong to a national doctors’ association or another professional organization, you might qualify for a discount on your auto insurance policy. Check with the American Medical Association (AMA) and other organizations to see if you can get a professional discount.

  • Occupation discounts: Some insurers offer special discounts for people in certain professions, including healthcare. For example, the AMA partners with Liberty Mutual to offer discounted auto and home insurance rates to member physicians.[1]

  • Bundling discounts: You can also get car insurance savings by bundling your policy with another type of insurance policy. For example, getting home insurance or life insurance from the same company can result in a lower overall premium.

  • Vehicle safety feature discounts: If you have safety features in your vehicle, like anti-theft devices or anti-lock brakes, you might be able to get a discount.

  • Safe driving discounts: Many insurers offer discounts to people who go accident-free or don’t file any claims for a certain period of time.

Find Car Insurance for Doctors

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Average cost of car insurance for doctors

The national monthly average for full-coverage car insurance is $211, and liability-only coverage is $104, according to Insurify data.

Doctors who belong to certain professional organizations or qualify for discounts could pay lower car insurance rates than the nationwide averages. But many factors affect the price you’ll pay for coverage, including your age, ZIP code, car, and coverage levels.

Average cost of car insurance for doctors by company

When looking for the best car insurance coverage, it helps to compare different companies. The table below shows full-coverage and liability-only quotes from top insurance companies. The rate you pay as a doctor could be higher or lower depending on your unique driver profile.

The below rates are estimated rates current as of: Sunday, September 1 at 12:00 PM PDT
Insurance Company
Average Quote: Liability Only
Average Quote: Full Coverage
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
COUNTRY Financial$17$408.8
NJM$30$549.4
Auto-Owners$35$768.5
USAA$46$1009.4
Erie$50$939.0
GEICO$55$1219.0
State Farm$55$1219.3
Mile Auto$56$1017.5
Allstate$62$1378.9
Root$64$1108.4
Metromile$65$1157.0
American Family$75$1679.1
Safeco$79$1428.3
Progressive$79$1388.4
National General$80$1666.8
Mercury$81$1618.0
CSAA$83$1307.6
Nationwide$84$1858.7
Dairyland$87$2317.0
Travelers$89$1949.0
State Auto$91$1948.5
Clearcover$94$1796.8
The Hartford$98$1748.4
Direct Auto$98$1917.3
Shelter$106$2067.7
Elephant$111$1958.3
Chubb$111$2386.5
The General$112$2377.3
Farmers$112$2488.3
21st Century$115$2475.9
Commonwealth Casualty$116$3085.5
Bristol West$122$2675.2
GAINSCO$124$2837.3
Foremost$137$2927.4
Liberty Mutual$138$2547.7
AssuranceAmerica$144$2475.3
Amica$152$2808.3
Infinity$181$2540.0
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Average cost of car insurance for doctors by state

The table below shows average car insurance costs for liability and full coverage by state. These rates aren’t specific to doctors, but they could give you an idea of what you might pay depending on where you live.

State
Average Quote: Liability Only
Average Quote: Full Coverage
Alabama$60$156
Arizona$92$186
Arkansas$122$280
California$142$296
Colorado$94$225
Connecticut$215$368
Delaware$166$246
Florida$165$257
Georgia$148$243
Hawaii$67$121
Idaho$69$135
Illinois$79$183
Indiana$71$148
Iowa$58$139
Kansas$84$196
Kentucky$192$309
Louisiana$141$265
Maine$89$161
Maryland$195$348
Massachusetts$115$238
Michigan$173$309
Minnesota$102$203
Mississippi$85$230
Missouri$100$226
Montana$86$182
Nebraska$94$210
Nevada$199$321
New Hampshire$65$135
New Jersey$120$230
New Mexico$69$185
New York$207$266
North Carolina$55$99
North Dakota $89$160
Ohio$74$145
Oklahoma$88$189
Oregon$102$173
Pennsylvania$91$174
Rhode Island $169$206
South Carolina$168$281
South Dakota$68$176
Tennessee$74$167
Texas$119$245
Utah$108$193
Vermont $68$152
Virginia$97$179
Washington$76$161
Washington, D.C.$87$165
West Virginia$74$160
Wisconsin$62$149
Wyoming$70$178
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Factors that affect car insurance for doctors

The cost of car insurance for doctors can vary greatly depending on factors such as driver history, age, credit, and more.[2] By understanding these factors and shopping around for quotes from different insurers, you can find an affordable policy that meets your needs.

  • Driving record: Insurance companies consider driving records when setting rates. People with more violations or accidents often pay higher rates than people with clean driving records.

  • Type of vehicle: The type of car you insure affects your rates because insurance companies consider the cost of repairs and how much it would cost to replace the vehicle if it’s totaled.

  • Location: Where you live and park your car at night affects your rate because insurance companies consider risks associated with your ZIP code. Areas with higher rates of car accidents, vandalism, and theft typically have higher insurance premiums.

  • Age: As a general rule, drivers younger than 25 typically pay higher rates than older drivers. Insurers consider them higher-risk because they have less experience behind the wheel and often engage in more risky behaviors, such as excessive speeding or texting and driving.

  • Gender: While many states have outlawed gender-based pricing (also known as gender rating), some insurers still charge higher premiums to certain genders based on the perceived risk associated with each. On average, women pay lower rates than men due to their safer driving habits.

  • Miles driven per year: The more miles you put on your car in a year, the higher your chances are of being involved in an accident, which can lead to higher premiums.

  • Credit: Many insurers consider your credit history to help determine your risk profile and set their rates accordingly. Drivers with better credit scores typically qualify for lower rates than drivers with lower scores.

  • Discounts: Common discounts include having multiple policies with the same insurer, installing a car alarm, and safe driving.

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Types of car insurance for doctors

Car insurance for doctors typically includes the same coverage as any standard auto policy:

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Liability coverage

    Liability insurance covers bodily injury and property damage you cause with your vehicle. Every state except New Hampshire has mandated minimum liability limits you must carry. But Scott Hammersand, a personal lines risk advisor with Overmyer Hall Associates in Columbus, Ohio, recommends doctors carry higher limits than the state-mandated minimums due to their assets and earning potential.

    “Not only should doctors consider limits far higher than the state minimum limits, but they should be considering an umbrella policy that extends the coverage several million more,” Hammersand says.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive insurance offers protection against non-accident damages, such as theft, vandalism, fire, hail, or natural disasters.

  • illustration card https://a.storyblok.com/f/162273/x/7b43b14514/damage-from-aircraft.svg

    Collision coverage

    Collision insurance pays for damages to your vehicle in the event of a collision with another car or object, like a tree or fence.

  • illustration card https://a.storyblok.com/f/162273/150x150/95fa30ac35/insurify-icons-auto-orange-96x96_005-insurance.svg

    Uninsured/underinsured motorist coverage

    Uninsured/underinsured motorist coverage pays for your vehicle repairs and medical bills if you’re involved in an accident with someone who doesn’t have enough insurance or any insurance at all.

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Personal injury protection (PIP) coverage

    Personal injury protection helps pay for your medical expenses, lost wages, funeral costs, and other damages after a car accident, regardless of who’s at fault.[3]

  • illustration card https://a.storyblok.com/f/162273/x/fc58ba8be2/robber.svg

    Gap coverage

    Gap insurance is an optional coverage that helps cover the difference between the amount you owe on your car loan and the actual cash value of your vehicle if it’s totaled in an accident or someone steals it.[4]

How doctors can save money on car insurance costs

You can lower your car insurance premiums as a doctor in several ways, including:[5]

  • Practice safe driving habits. Insurance companies usually offer lower rates to people with no tickets or accidents on their records. Practice safe driving habits, such as obeying speed limits and defensive driving.

  • Bundle policies. Many insurance companies offer discounts when you purchase multiple policies with them. Consider bundling your auto and home insurance with the same company for a discount.

  • Take a higher deductible. A car insurance deductible is the amount you must pay out of pocket before your insurer pays for any damages resulting from an accident or covered claim. The higher the deductible, the lower your monthly premiums, since the insurer won’t have to cover as much of the cost of a claim.

  • Maintain a good credit score. Most insurance companies use a driver’s credit history as a way to measure risk. They see drivers with higher credit scores as likely to file fewer claims, so they typically charge these drivers lower premiums.

  • Participate in a telematics program. Telematics programs require you to install a device in your car to track your driving habits. The device collects data on your speed, braking, and the time of day you drive, which insurers use to determine your risk profile. Drivers who exhibit safe habits may qualify for lower rates.

  • Comparison shop. Different insurers offer different rates for the same coverage, so it pays to compare quotes from various companies before committing to a policy.

Cheapest recent rates

Insurify’s drivers have found rates ranging from $36/mo. to $248/mo. in the last few days

*Quotes generated for Insurify users within the last 10 days. Last updated on October 17, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 17, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users within the last 10 days. Last updated on October 17, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 17, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance for doctors FAQs

To help you find the best coverage at an affordable price, check out this additional information about car insurance for doctors.

  • What’s the average cost of car insurance for doctors?

    Drivers across the U.S. pay monthly averages of $211 for full coverage and $104 for liability coverage, Insurify data shows.

    Doctors who belong to certain professional organizations or qualify for discounts could pay lower car insurance rates than the nationwide averages. But many factors affect the price you’ll pay for coverage, including your age, ZIP code, car, and coverage levels.

  • What companies offer car insurance discounts for healthcare workers?

    Farmers, GEICO, Liberty Mutual, and Travelers are some of the companies that offer discounts for medical professionals.

    Many insurers offer special discounts for certain professions, including healthcare workers, or for members of professional associations, such as the American Medical Association. Check with your insurance company to see if you’re eligible for any discounts specifically for doctors.

  • Do doctors get cheaper car insurance?

    It depends. Insurance companies might consider your education level when determining your rates.

    But many factors affect the rates you’ll receive, so comparing quotes from multiple companies is always the best way to find a policy that meets your needs and fits within your budget.

Sources

  1. American Medical Association. "Auto and Home Insurance."
  2. Insurance Information Institute. "What determines the price of an auto insurance policy?."
  3. Insurance Information Institute. "Auto Insurance Basics."
  4. Insurance Information Institute. "What is gap insurance?."
  5. Insurance Information Institute. "Nine ways to lower your auto insurance costs."
Sarah Archambault
Sarah Archambault

Sarah Archambault enjoys helping people figure out how to manage their finances and credit. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans. Her work has been featured on Credit Karma, Experian, LendingClub, Sound Dollar and USA Today Blueprint. She also writes for national insurers, banks and financial institutions like Aetna, MassMutual, Stripe, and UnitedHealthcare. 

Ashley Cox
Edited byAshley CoxSenior Managing Editor
Headshot of Managing Editor Ashley Cox
Ashley CoxSenior Managing Editor
  • 7+ years in content creation and management

  • 5+ years in insurance and personal finance content

Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.

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