Cheap Auto Insurance Quotes in San Mateo, CA (December 2021)

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Car Insurance in San Mateo, CA

The average cost of California car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in San Mateo, CA to find you the cheapest quotes in the area.
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TravelersClearcoverAnchorNational GeneralFreedom National

Cheapest Car Insurance in San Mateo, CA

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

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CaliforniaLos AngelesSan DiegoSan JoseSan FranciscoSan Mateo
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San Mateo, CA Driving Facts

california

Minimum Car Insurance Requirements in CA

California effected a number of new traffic laws for 2018, including legislation on DUI policies for rideshare service drivers, seat belts on public transport, and smoking or ingesting cannabis in moving vehicles. Most significantly, a change in the California Department of Motor Vehicle's road rehabilitation and maintenance program signals that registration or renewed registration of a motor vehicle will now come with a fee of $25 to $175.

California's minimum liability car insurance limits are as follows:

  • $15,000 bodily injury liability per person
  • $30,000 bodily injury liability per accident
  • $5,000 property damage liability per accident

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Insurify Insights: How San Mateo Drivers Measure Up

bmw
BMW 3-Series
Most Popular Car in
San Mateo, CA
suspended licenses
#175
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how San Mateo drivers measure up to their fellow California motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents San Mateo

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. San Mateo drivers rank 162 in the number of car accidents per driver across all cities in California.

  • Rank within state: #162
  • Percent of drivers in San Mateo with an accident: 9.82%
  • Drivers in San Mateo, CA with an accident in their driving history paid on average 18.78% more than drivers with a clean record

Speeding San Mateo

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in California, San Mateo drivers rank 183 in the number of speeding infractions per driver.

  • Rank within state: #183
  • Percent of drivers in San Mateo with a speeding ticket: 5.19%
  • Drivers in San Mateo, CA with a speeding ticket in their driving history paid on average 80.28% more than drivers with a clean record

DUI/DWIs San Mateo

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. San Mateo drivers rank 163 in the number of DUI’s per driver across all cities in California.

  • Rank within state: #163
  • Percent of drivers in San Mateo with a DUI: 1.82%
  • Drivers in San Mateo, CA with a DUI in their driving history paid on average 20.19% more than drivers with a clean record

Rude San Mateo

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in California, San Mateo drivers rank 40 in rude driving infractions.

  • Rank within state: #40
  • Percent of drivers in San Mateo with a reckless driving violation: 2.52%
  • Drivers in San Mateo, CA with a reckless driving violation in their driving history paid on average -78.4% more than drivers with a clean record.

Safest Drivers San Mateo

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; San Mateo drivers rank 1 in clean driving records across all cities in California.

  • Rank within state: #1
  • Percent of drivers in San Mateo with clean record: 84.85%

Failure to Yield the Right of Way San Mateo

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. San Mateo drivers rank 6 in failure to yield violations per driver across all cities in California.

  • Rank within state: #6
  • Percent of drivers in San Mateo with a failure to yield violation: 0.56%
  • Drivers in San Mateo, CA with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers San Mateo

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in California, San Mateo drivers rank 28 in the number of reckless driving offenses per driver.

  • Rank within state: #28
  • Percent of drivers in San Mateo with a reckless driving offense: 0.14%

Most Popular Vehicle San Mateo

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in San Mateo is the BMW 3-Series.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.


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