Cheap Auto Insurance Quotes in Rancho Santa Margarita, CA (December 2021)

Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Golden State.

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes

Car Insurance in Rancho Santa Margarita, CA

The average cost of California car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Rancho Santa Margarita, CA to find you the cheapest quotes in the area.
$123
$131
$142
$166
$167
ClearcoverTravelersAnchorNational GeneralFreedom National

Cheapest Car Insurance in Rancho Santa Margarita, CA

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$143
$149
$100
$100
$132
$232
CaliforniaLos AngelesSan DiegoSan JoseSan FranciscoRancho Santa Margarita
Click here to learn about car insurance quotes and save on your current policy.

Rancho Santa Margarita, CA Driving Facts

california

Minimum Car Insurance Requirements in CA

California effected a number of new traffic laws for 2018, including legislation on DUI policies for rideshare service drivers, seat belts on public transport, and smoking or ingesting cannabis in moving vehicles. Most significantly, a change in the California Department of Motor Vehicle's road rehabilitation and maintenance program signals that registration or renewed registration of a motor vehicle will now come with a fee of $25 to $175.

California's minimum liability car insurance limits are as follows:

  • $15,000 bodily injury liability per person
  • $30,000 bodily injury liability per accident
  • $5,000 property damage liability per accident

Find local Rancho Santa Margarita agents

Insurify Insights: How Rancho Santa Margarita Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Rancho Santa Margarita, CA
suspended licenses
#--
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Rancho Santa Margarita drivers measure up to their fellow California motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle Rancho Santa Margarita

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Rancho Santa Margarita is the Honda Accord.

DUI/DWIs Rancho Santa Margarita

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Rancho Santa Margarita drivers rank -- in the number of DUI’s per driver across all cities in California.

  • Rank within state: #--
  • Percent of drivers in Rancho Santa Margarita with a DUI: %
  • Drivers in Rancho Santa Margarita, CA with a DUI in their driving history paid on average % more than drivers with a clean record

Speeding Rancho Santa Margarita

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in California, Rancho Santa Margarita drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in Rancho Santa Margarita with a speeding ticket: %
  • Drivers in Rancho Santa Margarita, CA with a speeding ticket in their driving history paid on average % more than drivers with a clean record

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.


Full starFull starFull starFull starFull star
3675 Reviews

Insurify is rated 4.8 out of 5 based on 3675 customer reviews.
With over 30,109,648 quotes provided, we have helped thousands of customers save time and money!