Cheap Auto Insurance Quotes in Cupertino, CA (December 2021)

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Car Insurance in Cupertino, CA

The average cost of California car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Cupertino, CA to find you the cheapest quotes in the area.
Freedom NationalAnchor21st CenturyTravelersNational General

Cheapest Car Insurance in Cupertino, CA

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

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Cupertino, CA Driving Facts


Minimum Car Insurance Requirements in CA

California effected a number of new traffic laws for 2018, including legislation on DUI policies for rideshare service drivers, seat belts on public transport, and smoking or ingesting cannabis in moving vehicles. Most significantly, a change in the California Department of Motor Vehicle's road rehabilitation and maintenance program signals that registration or renewed registration of a motor vehicle will now come with a fee of $25 to $175.

California's minimum liability car insurance limits are as follows:

  • $15,000 bodily injury liability per person
  • $30,000 bodily injury liability per accident
  • $5,000 property damage liability per accident

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Insurify Insights: How Cupertino Drivers Measure Up

Toyota Corolla
Most Popular Car in
Cupertino, CA
suspended licenses
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Cupertino drivers measure up to their fellow California motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Cupertino

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Cupertino drivers rank 28 in the number of car accidents per driver across all cities in California.

  • Rank within state: #28
  • Percent of drivers in Cupertino with an accident: 13.48%
  • Drivers in Cupertino, CA with an accident in their driving history paid on average 37.76% more than drivers with a clean record

Speeding Cupertino

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in California, Cupertino drivers rank 158 in the number of speeding infractions per driver.

  • Rank within state: #158
  • Percent of drivers in Cupertino with a speeding ticket: 5.99%
  • Drivers in Cupertino, CA with a speeding ticket in their driving history paid on average 96.94% more than drivers with a clean record

DUI/DWIs Cupertino

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Cupertino drivers rank 59 in the number of DUI’s per driver across all cities in California.

  • Rank within state: #59
  • Percent of drivers in Cupertino with a DUI: 3%
  • Drivers in Cupertino, CA with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Cupertino

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Cupertino is the Toyota Corolla.

Green Driving in Cupertino, CA

The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint. This city has been named the "greenest" in the state by Insurify.

The Green California program, through the state government, aims to lessen California's carbon footprint and promote sustainable government-funded solutions to climate change. The state is on pace to reduce petroleum consumption by over 20 percent by 2020, thanks to statewide legislation. Over 600 state fleet vehicles are zero-emission vehicles, or ZEVs. The decades-old, Sacramento-based Planning and Conservation League continues to push for alternative and public transportation expansion statewide.

Greenes Cities


Greenes Cities
% of Hybrids / Electrics

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.

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