Cheap Auto Insurance Quotes in Costa Mesa, CA (December 2021)

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Car Insurance in Costa Mesa, CA

The average cost of California car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Costa Mesa, CA to find you the cheapest quotes in the area.
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MetromileFreedom NationalTravelersClearcoverMercury

Cheapest Car Insurance in Costa Mesa, CA

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

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CaliforniaLos AngelesSan DiegoSan JoseSan FranciscoCosta Mesa
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Costa Mesa, CA Driving Facts

california

Minimum Car Insurance Requirements in CA

California effected a number of new traffic laws for 2018, including legislation on DUI policies for rideshare service drivers, seat belts on public transport, and smoking or ingesting cannabis in moving vehicles. Most significantly, a change in the California Department of Motor Vehicle's road rehabilitation and maintenance program signals that registration or renewed registration of a motor vehicle will now come with a fee of $25 to $175.

California's minimum liability car insurance limits are as follows:

  • $15,000 bodily injury liability per person
  • $30,000 bodily injury liability per accident
  • $5,000 property damage liability per accident

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Insurify Insights: How Costa Mesa Drivers Measure Up

toyota
Toyota Corolla
Most Popular Car in
Costa Mesa, CA
suspended licenses
#162
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Costa Mesa drivers measure up to their fellow California motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Costa Mesa

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Costa Mesa drivers rank 83 in the number of car accidents per driver across all cities in California.

  • Rank within state: #83
  • Percent of drivers in Costa Mesa with an accident: 11.83%
  • Drivers in Costa Mesa, CA with an accident in their driving history paid on average 15.34% more than drivers with a clean record

Speeding Costa Mesa

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in California, Costa Mesa drivers rank 88 in the number of speeding infractions per driver.

  • Rank within state: #88
  • Percent of drivers in Costa Mesa with a speeding ticket: 7.67%
  • Drivers in Costa Mesa, CA with a speeding ticket in their driving history paid on average 23.81% more than drivers with a clean record

DUI/DWIs Costa Mesa

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Costa Mesa drivers rank 19 in the number of DUI’s per driver across all cities in California.

  • Rank within state: #19
  • Percent of drivers in Costa Mesa with a DUI: 3.83%
  • Drivers in Costa Mesa, CA with a DUI in their driving history paid on average 29.1% more than drivers with a clean record

Rude Costa Mesa

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in California, Costa Mesa drivers rank 33 in rude driving infractions.

  • Rank within state: #33
  • Percent of drivers in Costa Mesa with a reckless driving violation: 2.67%
  • Drivers in Costa Mesa, CA with a reckless driving violation in their driving history paid on average 25.4% more than drivers with a clean record.

Safest Drivers Costa Mesa

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Costa Mesa drivers rank 50 in clean driving records across all cities in California.

  • Rank within state: #50
  • Percent of drivers in Costa Mesa with clean record: 80.33%

Failure to Yield the Right of Way Costa Mesa

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Costa Mesa drivers rank 56 in failure to yield violations per driver across all cities in California.

  • Rank within state: #56
  • Percent of drivers in Costa Mesa with a failure to yield violation: 0.17%
  • Drivers in Costa Mesa, CA with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Costa Mesa

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in California, Costa Mesa drivers rank 18 in the number of reckless driving offenses per driver.

  • Rank within state: #18
  • Percent of drivers in Costa Mesa with a reckless driving offense: 0.17%

Most Popular Vehicle Costa Mesa

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Costa Mesa is the Toyota Corolla.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.


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