Cheap Auto Insurance Quotes in Alameda, CA (December 2021)

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Car Insurance in Alameda, CA

The average cost of California car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Alameda, CA to find you the cheapest quotes in the area.
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Cheapest Car Insurance in Alameda, CA

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

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CaliforniaLos AngelesSan DiegoSan JoseSan FranciscoAlameda
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Alameda, CA Driving Facts

california

Minimum Car Insurance Requirements in CA

California effected a number of new traffic laws for 2018, including legislation on DUI policies for rideshare service drivers, seat belts on public transport, and smoking or ingesting cannabis in moving vehicles. Most significantly, a change in the California Department of Motor Vehicle's road rehabilitation and maintenance program signals that registration or renewed registration of a motor vehicle will now come with a fee of $25 to $175.

California's minimum liability car insurance limits are as follows:

  • $15,000 bodily injury liability per person
  • $30,000 bodily injury liability per accident
  • $5,000 property damage liability per accident

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Insurify Insights: How Alameda Drivers Measure Up

toyota
Toyota Camry
Most Popular Car in
Alameda, CA
suspended licenses
#129
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Alameda drivers measure up to their fellow California motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Alameda

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Alameda drivers rank 204 in the number of car accidents per driver across all cities in California.

  • Rank within state: #204
  • Percent of drivers in Alameda with an accident: 7.89%
  • Drivers in Alameda, CA with an accident in their driving history paid on average 5.64% more than drivers with a clean record

Speeding Alameda

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in California, Alameda drivers rank 210 in the number of speeding infractions per driver.

  • Rank within state: #210
  • Percent of drivers in Alameda with a speeding ticket: 3.8%
  • Drivers in Alameda, CA with a speeding ticket in their driving history paid on average 38.97% more than drivers with a clean record

DUI/DWIs Alameda

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Alameda drivers rank 209 in the number of DUI’s per driver across all cities in California.

  • Rank within state: #209
  • Percent of drivers in Alameda with a DUI: 0.58%
  • Drivers in Alameda, CA with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Alameda

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Alameda is the Toyota Camry.

Hybrid/Electric Vehicle Ownership Alameda

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Alameda drivers rank 65 in hybrid and electric vehicle ownership across all cities in California.

  • Rank within state: #65
  • Percent of drivers in Alameda with a hybrid/electric vehicle: 3.81%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.


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