USAA vs Wawanesa Car Insurance

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes

Ratings

Insurify Composite Score

USAA
96
What is this?

Insurify Composite Score

Wawanesa
Not Rated
What is this?

Insurify Composite Score

USAA VS Wawanesa
96
Not Rated
What is this?
User Ratings
OptionsUSAA Wawanesa
Rating/Reviews
1,031 reviews
0 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsUSAA Wawanesa
Call Center RepresentativeAmong the best--
Insurer WebsiteAmong the best--
Local AgentAbout average--
Overall SatisfactionAmong the best--
Policy OfferingsAmong the best--
PricingAmong the best--
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsUSAA Wawanesa
Claim ServicingBetter than most--
Estimation ProcessBetter than most--
First Notice of Loss (FNOL)Among the best--
Overall SatisfactionAmong the best--
Rental ExperienceBetter than most--
Repair ProcessAmong the best--
SettlementBetter than most--
J.D. Power Ratings by Region (out of 1000)
RegionUSAA Wawanesa
California894 pt
Among the best
844 pt
Better than most
Central906 pt
Among the best
--
Florida888 pt
Among the best
--
Mid-Atlantic896 pt
Among the best
--
New England893 pt
Among the best
--
New York900 pt
Among the best
--
North Central905 pt
Among the best
--
Northwest896 pt
Among the best
--
Southeast894 pt
Among the best
--
Southwest887 pt
Among the best
--
Texas899 pt
Among the best
--
Mobile App Ratings
RegionUSAA Wawanesa
Android
98,577 Reviews
--
iOS
3,600 Reviews
--
Financial Ratings
OptionsUSAA Wawanesa
A.M. BestA++A-
FitchAA+--
Moody'sAa1--
Standard & Poor'sAA+--

Auto Insurance Quotes

For Married Drivers

CityUSAA Wawanesa
Austin$48--
Chicago$47--
Philadelphia$31--
Phoenix$39--
Santa Monica$50$62

For Single Drivers

CityUSAA Wawanesa
Austin$61--
Chicago$69--
Philadelphia$41--
Phoenix$58--
Santa Monica$89$97

For Male Drivers

CityUSAA Wawanesa
Austin$55--
Chicago$59--
Philadelphia$38--
Phoenix$52--
Santa Monica$82$92

For Female Drivers

CityUSAA Wawanesa
Austin$54--
Chicago$57--
Philadelphia$35--
Phoenix$44--
Santa Monica$57$67

For Drivers with Speeding Ticket

CityUSAA Wawanesa
Austin$73--
Chicago$85--
Philadelphia$45--
Phoenix$69--
Santa Monica$115$120

For Drivers with No Speeding Ticket

CityUSAA Wawanesa
Austin$51--
Chicago$52--
Philadelphia$35--
Phoenix$44--
Santa Monica$59$71

For Drivers Age Between 18-40

CityUSAA Wawanesa
Austin$61--
Chicago$71--
Philadelphia$42--
Phoenix$59--
Santa Monica$95$103

For Drivers Age Between 40-65

CityUSAA Wawanesa
Austin$44--
Chicago$43--
Philadelphia$28--
Phoenix$35--
Santa Monica$49$60

For Drivers Age of 65+

CityUSAA Wawanesa
Austin$71--
Chicago$66--
Philadelphia$46--
Phoenix$57--
Santa Monica$48$61

For Drivers with Average Credit

CityUSAA Wawanesa
Austin$59--
Chicago$68--
Philadelphia$41--
Phoenix$51--
Santa Monica$68$77

For Drivers with Fair Credit

CityUSAA Wawanesa
Austin$57--
Chicago$55--
Philadelphia$37--
Phoenix$46--
Santa Monica$55$66

For Drivers with Good Credit

CityUSAA Wawanesa
Austin$45--
Chicago$47--
Philadelphia$32--
Phoenix$38--
Santa Monica$55$67

For Drivers with Excellent Credit

CityUSAA Wawanesa
Austin$57--
Chicago$62--
Philadelphia$35--
Phoenix$57--
Santa Monica$99$107

Quotes & Discounts

Discount typeUSAA Wawanesa
Vehicle StorageUp to 60%--
Anti-Theft DeviceUp to 20%--
Student Away at SchoolUp to 20%--
MilitaryUp to 15%--
Passive RestraintUp to 15%--
Multiple VehicleUp to 13%--
FamilyUp to 10%--
Good DriverUp to 10%--
Multiple PolicyUp to 9%--
Accident ForgivenessVaries--
Anti-lock BrakeVaries--
Daytime Running LightsVaries--
Defensive DriverVaries--
Driving trainingVaries--
Good StudentVaries--
Low MileageVaries--
LoyaltyVaries--
New CarVaries--
teenSMARTVaries--

Payment Methods

Discount typeUSAA Wawanesa
Automatic Online Payment
yes--
Mail Payment
yes--
Mobile App Payments
yes--
Online Payment
yes--

Features and Services

Features and ServicesUSAA Wawanesa
24/7 serviceyes--
Flexible / convenient paymentsyes--
Mobile appyes--
Online account managementyes--
Roadside assistanceyes--

Optional Coverages

Optional CoveragesUSAA Wawanesa
Accident Forgiveness
yes--
Extended Coverage
yes--
Rental Reimbursement
yes--
Roadside Assistance
yes--

Online Quoting by State

  • USAA
  • Wawanesa
  • Both

Uber and Lyft driver insurance

  • USAA
  • Wawanesa
  • Both

Compare Insurance Products

ProductUSAA Wawanesa
Personal Articles InsurancePersonal Articles Insuranceyes--
Car InsuranceCar Insuranceyes--
Aviation InsuranceAviation Insuranceyes--
Boat InsuranceBoat Insuranceyes--
Classic Car InsuranceClassic Car Insuranceyes--
Collectibles InsuranceCollectibles Insuranceyes--
Condo InsuranceCondo Insuranceyes--
Dwelling Fire InsuranceDwelling Fire Insuranceyes--
Farm InsuranceFarm Insuranceyes--
Flood InsuranceFlood Insuranceyes--
Home InsuranceHome Insuranceyes--
Life InsuranceLife Insuranceyes--
Mobile Home InsuranceMobile Home Insuranceyes--
Motorcycle InsuranceMotorcycle Insuranceyes--
Renters InsuranceRenters Insuranceyes--
RV InsuranceRV Insuranceyes--
Small Business InsuranceSmall Business Insuranceyes--
Umbrella InsuranceUmbrella Insuranceyes--

User Reviews

  • USAA Reviews
  • Wawanesa Reviews
4.1
5 Stars
65 %
4 Stars
9 %
3 Stars
9 %
2 Stars
5 %
1 Star
12 %

Most Positive Review

By Donna
Rates are reasonable, customer service is knowledgeable, and they offer multiple services. They also paid quickly on a claim I filed.

Most Critical Review

By Roo
I was a customer of USAA for years, then discovered that they had someone else's car on my policy (and had removed my car). When I spoke to them about it, they said that if they had to research it find out whose fault it is, that they would retroactively raise my rates for the past two years - even though my car is 4 years older than they can that was insured. Amazing how quickly the conversation turned from "lets see what's happening" to "we need to cover our ass and make this issue go away". This isn't doing what's right for the customer. As a result, I shopped them and discovered that I could get identical coverage with another national insurance carrier for half the annual cost.

All Reviews

Showing 1 - 10 out of 1000 Reviews
Sort by

Read reviews that mention

Kelli Carpenter
I have been a loyal customer of USAA for 31 years. They just dropped me. GO SOMEWHERE ELSE
John Jacott
Been with USAA for years. Sadly, my two sons each had an accident in Feb, 2020. USAA screwed them both on the claims. We're moving to Geico now, after being 3rd generation USAA members
Alberta
I signed up for roadside assistance when I first got USAA about 2.5 years ago. The first time I needed help, I had a dead battery. They had no service providers in my area and we're generally no help, so I took a taxi then borrowed a vehicle in order to purchase a battery. The second time it was a flat tire. It took over 6 hours (of time I should have been asleep, as I was on night shift) of calling and social media requests before someone actually arrived to help. Then, I try to cancel the service 4 times, via a message on their website, via chat, with a phone call, and finalky with a letter sent via USPS. They didn't respond at all, until I filed a BBB complaint. Then they offered to backdate my cancellation, saving me $8.
Bob
So far
Martha
Lousy lousy customer service in claims. Wat to expen. In cost and deduc.
Ronald
So friendly & courteous.
Daniel
Bad service!
Ashton
Not very knowledgeable with how different each state handles car insurance
JOHN MCNALLY III
great service great price. i was just checking in accordance with our best capitalist tradition!
Jakeiyah
Showing 1 - 10 out of 1000 reviews

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.